Feed http://allstatenewsroom.com en-US Copyright 2014 40 Fri, 19 Dec 2014 16:37:44 -0600 Allstate Announces New Leadership Structure to Enhance Customer-Focused Strategy <strong>This release contains: 1 Photo, 1 Related Document</strong><p>The Allstate Corporation (NYSE: ALL) today announced organizational and leadership changes to align with its customer-focused strategy, improve operational effectiveness and leverage management talent.</p> <p>"These changes will help us build the next-generation corporation which delivers strong business results as a purpose-driven organization that improves the lives of people and communities," said Thomas J. Wilson, chairman, president and chief executive officer of The Allstate Corporation. "We will better serve customers, accelerate innovation and continue to set the pace of change for the competition."</p> <p>The following changes are effective January 5, 2015:</p> <p><strong>Matt Winter Named Allstate President</strong></p> <p>Matt Winter is being promoted to president of The Allstate Corporation and chief executive officer of Allstate Life Insurance Company, from his current role as president, Allstate Personal Lines. Winter retains responsibility for the Allstate branded property-casualty business and will integrate Allstate's life insurance operations into Allstate Personal Lines. He will continue to report to Wilson, who remains chairman and chief executive officer. Winter joined Allstate in 2009 as president and CEO of Allstate Financial and has held senior leadership positions with American International Group, Massachusetts Mutual Life and Connecticut Mutual Life Insurance Company.</p> <p>"Matt is an exceptional leader. He has been a key to our success in positioning Allstate agencies for profitable growth," Wilson said. "I'm excited about the opportunity to continue working together to further improve our competitive position."</p> <p>To better serve customers, Allstate brand distribution will be organized to enhance the trusted advisor role of Allstate agencies. Western Territory President James A. Haskins will be promoted to executive vice president, Allstate Brand Distribution. Haskins has more than two decades of transformational leadership in the insurance industry. To modernize the operating model, a number of operating activities will be consolidated into one unit, which will be led by Jim DeVries as executive vice president, Allstate Brand Operations. DeVries has successfully led many organizational changes and is currently Allstate's chief administrative officer.</p> <p>"I am grateful to be a part of Allstate's longstanding tradition of providing customers the best overall value in the marketplace through the finest agency system in the industry," Winter said. "And I am excited to partner with Tom and the rest of our associates in that mission."</p> <p><strong>Emerging Businesses</strong></p> <p>Businesses that serve multiple customer segments and markets will make up the Emerging Businesses organization, which will be led by Don Civgin as president, Emerging Businesses, reporting to Wilson. This organization will include Business-to-Business, Esurance, Answer Financial, annuities and the company's connected car initiatives. The Business-to-Business organization includes Encompass, Ivantage, Allstate Dealer Services, Allstate Business Insurance, Allstate Roadside Services and Allstate Benefits, and will continue to be successfully led by Kathy Mabe. Civgin is currently president and chief executive officer of Allstate Financial and oversees Esurance. He previously was Allstate's chief financial officer.</p> <p>"Allstate has a vast array of growth opportunities, in addition to those available through Allstate agencies. Leveraging their combined strength while maintaining highly focused independent operations will best meet the needs of customers and shareholders," said Wilson.</p> <p><strong>Enterprise Technology and Strategic Ventures</strong></p> <p>Suren Gupta, executive vice president, Allstate Technology &amp; Operations, will take on the role of executive vice president, Enterprise Technology and Strategic Ventures. He will lead the global technology organization and oversee Allstate's investments in companies that advance its technology-driven customer-focused strategy. Gupta will continue reporting to Wilson.</p> <p><strong>Harriet Harty to Lead Human Resources </strong></p> <p>Harriet Harty is being promoted to executive vice president, Human Resources, reporting to Tom Wilson. She has had great success in a wide range of responsibilities within Human Resources in nearly 20 years with Allstate.</p> <p><a title="http://www.allstatenewsroom.com/" href="http://www.allstatenewsroom.com/">The Allstate Corporation</a> (NYSE: ALL) is the nation's largest publicly held personal lines insurer, protecting approximately 16 million households from life's uncertainties through its <a href="http://www.allstate.com/">Allstate</a>, <a href="http://www.encompassinsurance.com/">Encompass</a>, <a href="http://www.esurance.com/">Esurance</a> and <a href="http://www.answerfinancial.com/">Answer Financial</a> brand names and <a href="http://www.allstate.com/financial">Allstate Financial</a> business segment. Allstate is widely known through the slogan "You're In Good Hands With Allstate&reg;." The Allstate brand's network of small businesses offers auto, home, life and retirement products and services to customers in the United States and Canada. In 2013, The Allstate Foundation, Allstate, its employees and agency owners gave $29 million to <a href="http://www.allstate.com/corporate-responsibility.aspx">support local communities</a>. Allstate employees and agency owners donated 200,000 hours of service across the country.</p> <p>&nbsp;</p> <p style="text-align: center;"># # #</p> <p><strong>Contact:</strong></p> <p>Brian Faith<br /> (847) 402-5600</p> Wed, 17 Dec 2014 08:32:00 -0600 http://allstatenewsroom.com/releases/977451f5-339e-434e-b4c0-05da494fa2c6 http://allstatenewsroom.com/releases/977451f5-339e-434e-b4c0-05da494fa2c6 Allstate Announces New Leadership Structure to Enhance Customer-Focused Strategy <strong>This release contains: 1 Photo, 1 Related Document</strong><p>The Allstate Corporation (NYSE: ALL) today announced organizational and leadership changes to align with its customer-focused strategy, improve operational effectiveness and leverage management talent.</p> <p>"These changes will help us build the next-generation corporation which delivers strong business results as a purpose-driven organization that improves the lives of people and communities," said Thomas J. Wilson, chairman, president and chief executive officer of The Allstate Corporation. "We will better serve customers, accelerate innovation and continue to set the pace of change for the competition."</p> <p>The following changes are effective January 5, 2015:</p> <p><strong>Matt Winter Named Allstate President</strong></p> <p>Matt Winter is being promoted to president of The Allstate Corporation and chief executive officer of Allstate Life Insurance Company, from his current role as president, Allstate Personal Lines. Winter retains responsibility for the Allstate branded property-casualty business and will integrate Allstate's life insurance operations into Allstate Personal Lines. He will continue to report to Wilson, who remains chairman and chief executive officer. Winter joined Allstate in 2009 as president and CEO of Allstate Financial and has held senior leadership positions with American International Group, Massachusetts Mutual Life and Connecticut Mutual Life Insurance Company.</p> <p>"Matt is an exceptional leader. He has been a key to our success in positioning Allstate agencies for profitable growth," Wilson said. "I'm excited about the opportunity to continue working together to further improve our competitive position."</p> <p>To better serve customers, Allstate brand distribution will be organized to enhance the trusted advisor role of Allstate agencies. Western Territory President James A. Haskins will be promoted to executive vice president, Allstate Brand Distribution. Haskins has more than two decades of transformational leadership in the insurance industry. To modernize the operating model, a number of operating activities will be consolidated into one unit, which will be led by Jim DeVries as executive vice president, Allstate Brand Operations. DeVries has successfully led many organizational changes and is currently Allstate's chief administrative officer.</p> <p>"I am grateful to be a part of Allstate's longstanding tradition of providing customers the best overall value in the marketplace through the finest agency system in the industry," Winter said. "And I am excited to partner with Tom and the rest of our associates in that mission."</p> <p><strong>Emerging Businesses</strong></p> <p>Businesses that serve multiple customer segments and markets will make up the Emerging Businesses organization, which will be led by Don Civgin as president, Emerging Businesses, reporting to Wilson. This organization will include Business-to-Business, Esurance, Answer Financial, annuities and the company's connected car initiatives. The Business-to-Business organization includes Encompass, Ivantage, Allstate Dealer Services, Allstate Business Insurance, Allstate Roadside Services and Allstate Benefits, and will continue to be successfully led by Kathy Mabe. Civgin is currently president and chief executive officer of Allstate Financial and oversees Esurance. He previously was Allstate's chief financial officer.</p> <p>"Allstate has a vast array of growth opportunities, in addition to those available through Allstate agencies. Leveraging their combined strength while maintaining highly focused independent operations will best meet the needs of customers and shareholders," said Wilson.</p> <p><strong>Enterprise Technology and Strategic Ventures</strong></p> <p>Suren Gupta, executive vice president, Allstate Technology &amp; Operations, will take on the role of executive vice president, Enterprise Technology and Strategic Ventures. He will lead the global technology organization and oversee Allstate's investments in companies that advance its technology-driven customer-focused strategy. Gupta will continue reporting to Wilson.</p> <p><strong>Harriet Harty to Lead Human Resources </strong></p> <p>Harriet Harty is being promoted to executive vice president, Human Resources, reporting to Tom Wilson. She has had great success in a wide range of responsibilities within Human Resources in nearly 20 years with Allstate.</p> <p><a title="http://www.allstatenewsroom.com/" href="http://www.allstatenewsroom.com/">The Allstate Corporation</a> (NYSE: ALL) is the nation's largest publicly held personal lines insurer, protecting approximately 16 million households from life's uncertainties through its <a href="http://www.allstate.com/">Allstate</a>, <a href="http://www.encompassinsurance.com/">Encompass</a>, <a href="http://www.esurance.com/">Esurance</a> and <a href="http://www.answerfinancial.com/">Answer Financial</a> brand names and <a href="http://www.allstate.com/financial">Allstate Financial</a> business segment. Allstate is widely known through the slogan "You're In Good Hands With Allstate&reg;." The Allstate brand's network of small businesses offers auto, home, life and retirement products and services to customers in the United States and Canada. In 2013, The Allstate Foundation, Allstate, its employees and agency owners gave $29 million to <a href="http://www.allstate.com/corporate-responsibility.aspx">support local communities</a>. Allstate employees and agency owners donated 200,000 hours of service across the country.</p> <p>&nbsp;</p> <p style="text-align: center;"># # #</p> <p><strong>Contact:</strong></p> <p>Brian Faith<br /> (847) 402-5600</p> Sweaters Aren't the Only Things That Can Get Ugly During the Holidays Top Wisconsin Holiday Claims Revealed with New Allstate Poll on American Holiday Party Hosting<br /><strong>This release contains: 2 Photos, 1 Video, 2 Related Documents</strong><p>Holiday "ugly" sweaters have grown in popularity in Wisconsin and will likely make an appearance with the 83 percent of Americans who plan to party this season. A new Allstate poll indicates 54 percent of Americans will host holiday parties in their homes, and the large majority who attend parties say they take place at someone else's home. While Wisconsin residents celebrate, Allstate provides reminders of historical holiday home hazard outcomes, such as kitchen fires, decorative fires and theft, and helpful hints for customers and consumers who host parties this season.</p> <p>"If there's one thing Wisconsin residents like to do, it's hosting holiday gatherings with friends and family," said Andrew McCabe, a Milwaukee, Wis., Allstate agent. "It's important to remember that staying aware of potential hazards before the next 'ugly sweater' or other holiday party will help protect your family and friends from costly home damages."</p> <p>Allstate is reminding Wisconsin residents to use extra caution, especially for claims that prevail in the local area. In Wisconsin, the top three most common holiday-related claims are:</p> <ol> <li>Burglary</li> <li>Theft From Locked Vehicle</li> <li>Jewelry Missing From Home</li> </ol> <p>Allstate's Holiday Home Hazards poll found the vast majority (91 percent) of Americans agree they can reduce risks associated to fires, accidents or theft during the holiday season through their own attention and action. Most Americans believe both fire and theft risks increase during the holidays, but a majority (63 percent or more) say aren't paying any more attention to these risks which could result in trouble during a busy time of cooking, decorating and hosting a holiday gathering.</p> <p><strong>Hosting Hazards:</strong><br /> Hosts should be aware that the likelihood of theft can increase over the holidays. It's wise to protect against unfortunate disappearances of valuables.</p> <ul> <li>Just one in five (22 percent) say they put away valuables before hosting a party.</li> <li>Nearly half (48%) say they have left a door unlocked for a friend or family member.</li> <li>Forty-six percent say they have hidden a key to their home for a friend or family member, a behavior. Hiding keys leaves the home too easily accessible for burglaries</li> <li>Nearly half (48 percent) say they've hidden valuables such as gifts in their car. Leaving valuables in a car can create an enticing opportunity for thieves to break-in.</li> <li>Seventeen percent of Americans say they've experienced a stolen or missing valuable when attending a holiday party</li> </ul> <p>Protecting valuables is especially important during the holiday season given some of the most common precious items are also small in size and could go unnoticed:</p> <table border="1" cellspacing="2" cellpadding="2" width="100%"> <tbody> <tr> <td colspan="3" align="center" valign="top"><strong>Missing Jewelry Theft Claims<sup>ii</sup></strong></td> </tr> <tr> <td align="center" valign="top"> <p><strong>Insurance Policy Type</strong></p> </td> <td align="center" valign="top"> <p><strong>Most Costly Claim</strong></p> </td> <td align="center" valign="top"> <p><strong>Median Cost of Claim</strong></p> </td> </tr> <tr> <td align="center" valign="top"> <p>Homeowners</p> </td> <td align="center" valign="top"> <p>$26,000</p> </td> <td rowspan="3" align="center"> <p>$1,500</p> </td> </tr> <tr> <td align="center" valign="top"> <p>Condo</p> </td> <td align="center" valign="top"> <p>$11,000</p> </td> </tr> <tr> <td align="center" valign="top"> <p>Renters</p> </td> <td align="center" valign="top"> <p>$25,000</p> </td> </tr> <tr> <td colspan="3" align="center" valign="top"> <p><strong>Burglaries</strong></p> </td> </tr> <tr> <td align="center" valign="top"> <p><strong>Insurance Policy Type</strong></p> </td> <td align="center" valign="top"> <p><strong>Most Costly Claim</strong></p> </td> <td align="center" valign="top"> <p><strong>Median Cost of Claim</strong></p> </td> </tr> <tr> <td align="center" valign="top"> <p>Homeowners</p> </td> <td align="center" valign="top"> <p>$125,000</p> </td> <td rowspan="3" align="center"> <p>$3,000</p> </td> </tr> <tr> <td align="center" valign="top"> <p>Condo</p> </td> <td align="center" valign="top"> <p>$34,000</p> </td> </tr> <tr> <td align="center" valign="top"> <p>Renters</p> </td> <td align="center" valign="top"> <p>$81,000</p> </td> </tr> <tr> <td colspan="3" align="center" valign="top"> <p><strong>Property Missing After a Party</strong></p> </td> </tr> <tr> <td align="center" valign="top"> <p><strong>Insurance Policy Type</strong></p> </td> <td align="center" valign="top"> <p><strong>Most Costly Claim</strong></p> </td> <td align="center" valign="top"> <p><strong>Median Cost of Claim</strong></p> </td> </tr> <tr> <td align="center" valign="top"> <p>Homeowners</p> </td> <td align="center" valign="top"> <p>$6,000</p> </td> <td rowspan="3" align="center"> <p>$1,500</p> </td> </tr> <tr> <td align="center" valign="top"> <p>Condo</p> </td> <td align="center" valign="top"> <p>$29,000</p> </td> </tr> <tr> <td align="center" valign="top"> <p>Renters</p> </td> <td align="center" valign="top"> <p>$6,000</p> </td> </tr> </tbody> </table> <p><strong><br /> Hasty Hors d'oeuvres:<br /> </strong>Food is the centerpiece of many holiday gatherings as hosts prepare decadent spreads for their guests, but remaining diligent in the kitchen will help prevent mishaps.</p> <ul> <li>Eighty-seven percent of holiday party hosts plan to do "lots of cooking" to prepare for their gatherings.</li> <li>Nearly half (44 percent) of survey respondents have left a stove or oven unattended during the holiday season. Unattended cooking could become dangerous without the host knowing.</li> <li>Another 44 percent of Americans don't keep fire extinguishers in their home to put out a fire when it erupts.</li> <li>More than a quarter of Americans have hosted or attended a party that resulted in a burnt or ruined meal.</li> </ul> <p>Allstate claims data shows hasty cooking during the holiday season is among factors that could lead to unfortunate outcomes for homeowners, condo owners, and renters:</p> <table border="1" cellspacing="2" cellpadding="2" width="100%"> <tbody> <tr> <td colspan="3" align="center" valign="top"> <p><strong>Kitchen Fires (non-grease)<sup>i</sup></strong></p> </td> </tr> <tr> <td align="center" valign="top"> <p><strong>Insurance Policy Type</strong></p> </td> <td align="center" valign="top"> <p><strong>Most Costly Claim</strong></p> </td> <td align="center" valign="top"> <p><strong>Median Cost of Claim</strong></p> </td> </tr> <tr> <td align="center" valign="top"> <p>Homeowners</p> </td> <td align="center" valign="top"> <p>$762,000</p> </td> <td rowspan="3" align="center"> <p>$10,000</p> </td> </tr> <tr> <td align="center" valign="top"> <p>Condo</p> </td> <td align="center" valign="top"> <p>$118,000</p> </td> </tr> <tr> <td align="center" valign="top"> <p>Renters</p> </td> <td align="center" valign="top"> <p>$349,000</p> </td> </tr> <tr> <td colspan="3" align="center" valign="top"> <p><strong>Grease Fires</strong></p> </td> </tr> <tr> <td align="center" valign="top"> <p><strong>Insurance Policy Type</strong></p> </td> <td align="center" valign="top"> <p><strong>Most Costly Claim</strong></p> </td> <td align="center" valign="top"> <p><strong>Median Cost of Claim</strong></p> </td> </tr> <tr> <td align="center" valign="top"> <p>Homeowners</p> </td> <td align="center" valign="top"> <p>$614,000</p> </td> <td rowspan="3" align="center"> <p>$13,000</p> </td> </tr> <tr> <td align="center" valign="top"> <p>Condo</p> </td> <td align="center" valign="top"> <p>$65,000</p> </td> </tr> <tr> <td align="center" valign="top"> <p>Renters</p> </td> <td align="center" valign="top"> <p>$43,000</p> </td> </tr> <tr> <td colspan="3" align="center" valign="top"> <p><strong>Kitchen Smoke Damage Claims</strong></p> </td> </tr> <tr> <td align="center" valign="top"> <p><strong>Insurance Policy Type</strong></p> </td> <td align="center" valign="top"> <p><strong>Most Costly Claim</strong></p> </td> <td align="center" valign="top"> <p><strong>Median Cost of Claim</strong></p> </td> </tr> <tr> <td align="center" valign="top"> <p>Homeowners</p> </td> <td align="center" valign="top"> <p>$140,000</p> </td> <td rowspan="3" align="center"> <p>$7,000</p> </td> </tr> <tr> <td align="center" valign="top"> <p>Condo</p> </td> <td align="center" valign="top"> <p>$43,000</p> </td> </tr> <tr> <td align="center" valign="top"> <p>Renters</p> </td> <td align="center" valign="top"> <p>$27,000</p> </td> </tr> </tbody> </table> <p><strong><br />Deck the Halls:</strong><br /> Hosting a holiday party often comes with festive home touches. Make sure to take proper safety precautions to avoid potentially costly and dangerous outcomes.</p> <ul> <li>In fact, about one-third (31 percent) of Americans light candles and one in five will light a fire in their fireplace (21 percent) during a holiday party hosted at their home.</li> <li>More than half (53 percent) say they haven't checked or changed their smoke detectors recently. Unchecked smoke detectors can cause people to miss important alarms when fire breaks out in a home.</li> <li>Forty-four percent of Americans with gas fireplaces haven't had it inspected within the last three years. Faulty gas lines and fireplace build-up can cause dangerous outcomes.</li> <li>Forty-three percent of Americans admit to plugging in too many lights into one outlet. This can lead to electrical malfunctions and even fires.</li> <li>About one-third (34 percent) have left candles and 17 percent have left fires unattended. </li> </ul> <p>Allstate data indicates fires due to candles, fireplace and electrical mishaps are often significant losses:</p> <table border="1" cellspacing="2" cellpadding="2" width="100%"> <tbody> <tr> <td colspan="3" align="center" valign="top"><strong>Candle Fires<sup>ii</sup></strong></td> </tr> <tr> <td align="center" valign="top"> <p><strong>Insurance Policy Type</strong></p> </td> <td align="center" valign="top"> <p><strong>Most Costly Claim</strong></p> </td> <td align="center" valign="top"> <p><strong>Median Cost of Claim</strong></p> </td> </tr> <tr> <td align="center" valign="top"> <p>Homeowners</p> </td> <td align="center" valign="top"> <p>$515,000</p> </td> <td rowspan="3" align="center"> <p>$9,000</p> </td> </tr> <tr> <td align="center" valign="top"> <p>Condo</p> </td> <td align="center" valign="top"> <p>$55,000</p> </td> </tr> <tr> <td align="center" valign="top"> <p>Renters</p> </td> <td align="center" valign="top"> <p>$71,000</p> </td> </tr> <tr> <td colspan="3" align="center" valign="top"> <p><strong>Fireplace Fires</strong></p> </td> </tr> <tr> <td align="center" valign="top"> <p><strong>Insurance Policy Type</strong></p> </td> <td align="center" valign="top"> <p><strong>Most Costly Claim</strong></p> </td> <td align="center" valign="top"> <p><strong>Median Cost of Claim</strong></p> </td> </tr> <tr> <td align="center" valign="top"> <p>Homeowners</p> </td> <td align="center" valign="top"> <p>$1,600,000</p> </td> <td rowspan="3" align="center"> <p>$9,000</p> </td> </tr> <tr> <td align="center" valign="top"> <p>Condo</p> </td> <td align="center" valign="top"> <p>$66,000</p> </td> </tr> <tr> <td align="center" valign="top"> <p>Renters</p> </td> <td align="center" valign="top"> <p>$35,000</p> </td> </tr> <tr> <td colspan="3" align="center" valign="top"> <p><strong>Electrical Fires</strong></p> </td> </tr> <tr> <td align="center" valign="top"> <p><strong>Insurance Policy Type</strong></p> </td> <td align="center" valign="top"> <p><strong>Most Costly Claim</strong></p> </td> <td align="center" valign="top"> <p><strong>Median Cost of Claim</strong></p> </td> </tr> <tr> <td align="center" valign="top"> <p>Homeowners</p> </td> <td align="center" valign="top"> <p>$2,440,000</p> </td> <td rowspan="3" align="center"> <p>$18,000</p> </td> </tr> <tr> <td align="center" valign="top"> <p>Condo</p> </td> <td align="center" valign="top"> <p>$149,000</p> </td> </tr> <tr> <td align="center" valign="top"> <p>Renters</p> </td> <td align="center" valign="top"> <p>$72,000</p> </td> </tr> </tbody> </table> <p><strong><br /> Helpful Hints:<br /> </strong>Advance planning and precaution can help Wisconsin residents protect their homes and help make the holidays hazard-free. Allstate offers these tips to secure your home during the holidays:</p> <p><strong><em>Holiday Cooking</em></strong></p> <ul> <li>Before the holidays, install new batteries in smoke alarms and carbon monoxide detectors. Make sure that family members can locate and operate fire extinguishers. Test all fire prevention devices to make sure they function properly. </li> <li>Be careful in the kitchen. The incorrect disposal of cooking grease, overuse of garbage disposals and improper or excessive disposal of waste can result in clogged drains and can cause sewer problems during this time of year.</li> </ul> <p><strong><em>Holiday Decorating </em></strong></p> <ul> <li>Never leave burning candles unattended, and always place them out of reach of children. Make it a part of your routine to check that all candles are extinguished before you go to bed each night.</li> <li>Make a smart tree purchase. If buying a natural tree, make sure it's fresh so it will be less of a fire hazard. Artificial trees should be labeled as fire resistant. Keep your tree away from heat sources, and trim trees with flame‐resistant materials. Never use lit candles to decorate trees.</li> <li>Check your holiday lights, throwing away any that are broken and don't overload the outlets. Only lights and extension cords specified for outdoor use should be used outside.</li> </ul> <p><strong><em>Holiday Security</em></strong></p> <ul> <li>When shopping, don't leave purchases in the passenger compartment of your unattended vehicle. Store them out of sight, in the trunk.</li> <li>When in plain view, gifts and valuables serve as an invitation to thieves. Close the shades or drapes if you're away. And put your valuables away before hosting people at your home.</li> <li>Don't advertise shopping trips or gift purchases on social media. Whether it's "check-ins" using geo-location services, travel plan updates, or even photos uploaded while at a holiday party, people may be unknowingly giving today's "digital thieves" greater insight into the contents of your car's trunk, times you're away from home and even the holiday gifts hiding in your closet.</li> </ul> <p>See how holiday hazards can hit close to home and get more tips by visiting Allstate's Holiday Decorator, at <a href="http://www.allstate.com">www.allstate.com</a>/<a href="http://www.allstate.com/holidaydecorator">holidaydecorator</a>.</p> <p><strong>Survey Methodology</strong><br /> The survey of 1,036 American adults age 18+ was conducted November 2-5, 2014 via an online survey using a sample reflective of the American population. The survey was conducted by FTI Consulting, Inc. (FTI) for Allstate.</p> <p><strong>About Allstate</strong><br /> <a title="http://www.allstatenewsroom.com/" href="http://www.allstatenewsroom.com/">The Allstate Corporation</a> (NYSE: ALL) is the nation's largest publicly held personal lines insurer, protecting approximately 16 million households from life's uncertainties through its <a href="http://www.allstate.com/">Allstate</a>, <a href="http://www.encompassinsurance.com/">Encompass</a>, <a href="http://www.esurance.com/">Esurance</a> and <a href="http://www.answerfinancial.com/">Answer Financial</a> brand names and <a href="http://www.allstate.com/financial">Allstate Financial</a> business segment. Allstate is widely known through the slogan "You're In Good Hands With Allstate&reg;." The Allstate brand's network of small businesses offers auto, home, life and retirement products and services to customers in the United States and Canada. In 2013, The Allstate Foundation, Allstate, its employees and agency owners gave $29 million to <a href="http://www.allstate.com/corporate-responsibility.aspx">support local communities</a>. Allstate employees and agency owners donated 200,000 hours of service across the country.</p> <p>&nbsp;</p> <p style="text-align: center;"># # #</p> <p>&nbsp;</p> <p><sup>1</sup> Based on Allstate claims data that was analyzed over the same three-year period, November 15 through January 15, 2011-2014.</p> <p><sup>ii</sup> Based on Allstate claims data that was analyzed over the same three-year period, November 15 through January 15, 2011-2014.</p> <p>&nbsp;</p> <p><strong>Contact:</strong></p> <p>Meegan Sims <br /> 847-402-9308<br /> @AllstateMidwest</p> Tue, 16 Dec 2014 12:19:00 -0600 http://allstatenewsroom.com/releases/46318cf6-8244-48a7-936a-2f61f3bfb571 http://allstatenewsroom.com/releases/46318cf6-8244-48a7-936a-2f61f3bfb571 Sweaters Aren't the Only Things That Can Get Ugly During the Holidays Top Wisconsin Holiday Claims Revealed with New Allstate Poll on American Holiday Party Hosting<br /><strong>This release contains: 2 Photos, 1 Video, 2 Related Documents</strong><p>Holiday "ugly" sweaters have grown in popularity in Wisconsin and will likely make an appearance with the 83 percent of Americans who plan to party this season. A new Allstate poll indicates 54 percent of Americans will host holiday parties in their homes, and the large majority who attend parties say they take place at someone else's home. While Wisconsin residents celebrate, Allstate provides reminders of historical holiday home hazard outcomes, such as kitchen fires, decorative fires and theft, and helpful hints for customers and consumers who host parties this season.</p> <p>"If there's one thing Wisconsin residents like to do, it's hosting holiday gatherings with friends and family," said Andrew McCabe, a Milwaukee, Wis., Allstate agent. "It's important to remember that staying aware of potential hazards before the next 'ugly sweater' or other holiday party will help protect your family and friends from costly home damages."</p> <p>Allstate is reminding Wisconsin residents to use extra caution, especially for claims that prevail in the local area. In Wisconsin, the top three most common holiday-related claims are:</p> <ol> <li>Burglary</li> <li>Theft From Locked Vehicle</li> <li>Jewelry Missing From Home</li> </ol> <p>Allstate's Holiday Home Hazards poll found the vast majority (91 percent) of Americans agree they can reduce risks associated to fires, accidents or theft during the holiday season through their own attention and action. Most Americans believe both fire and theft risks increase during the holidays, but a majority (63 percent or more) say aren't paying any more attention to these risks which could result in trouble during a busy time of cooking, decorating and hosting a holiday gathering.</p> <p><strong>Hosting Hazards:</strong><br /> Hosts should be aware that the likelihood of theft can increase over the holidays. It's wise to protect against unfortunate disappearances of valuables.</p> <ul> <li>Just one in five (22 percent) say they put away valuables before hosting a party.</li> <li>Nearly half (48%) say they have left a door unlocked for a friend or family member.</li> <li>Forty-six percent say they have hidden a key to their home for a friend or family member, a behavior. Hiding keys leaves the home too easily accessible for burglaries</li> <li>Nearly half (48 percent) say they've hidden valuables such as gifts in their car. Leaving valuables in a car can create an enticing opportunity for thieves to break-in.</li> <li>Seventeen percent of Americans say they've experienced a stolen or missing valuable when attending a holiday party</li> </ul> <p>Protecting valuables is especially important during the holiday season given some of the most common precious items are also small in size and could go unnoticed:</p> <table border="1" cellspacing="2" cellpadding="2" width="100%"> <tbody> <tr> <td colspan="3" align="center" valign="top"><strong>Missing Jewelry Theft Claims<sup>ii</sup></strong></td> </tr> <tr> <td align="center" valign="top"> <p><strong>Insurance Policy Type</strong></p> </td> <td align="center" valign="top"> <p><strong>Most Costly Claim</strong></p> </td> <td align="center" valign="top"> <p><strong>Median Cost of Claim</strong></p> </td> </tr> <tr> <td align="center" valign="top"> <p>Homeowners</p> </td> <td align="center" valign="top"> <p>$26,000</p> </td> <td rowspan="3" align="center"> <p>$1,500</p> </td> </tr> <tr> <td align="center" valign="top"> <p>Condo</p> </td> <td align="center" valign="top"> <p>$11,000</p> </td> </tr> <tr> <td align="center" valign="top"> <p>Renters</p> </td> <td align="center" valign="top"> <p>$25,000</p> </td> </tr> <tr> <td colspan="3" align="center" valign="top"> <p><strong>Burglaries</strong></p> </td> </tr> <tr> <td align="center" valign="top"> <p><strong>Insurance Policy Type</strong></p> </td> <td align="center" valign="top"> <p><strong>Most Costly Claim</strong></p> </td> <td align="center" valign="top"> <p><strong>Median Cost of Claim</strong></p> </td> </tr> <tr> <td align="center" valign="top"> <p>Homeowners</p> </td> <td align="center" valign="top"> <p>$125,000</p> </td> <td rowspan="3" align="center"> <p>$3,000</p> </td> </tr> <tr> <td align="center" valign="top"> <p>Condo</p> </td> <td align="center" valign="top"> <p>$34,000</p> </td> </tr> <tr> <td align="center" valign="top"> <p>Renters</p> </td> <td align="center" valign="top"> <p>$81,000</p> </td> </tr> <tr> <td colspan="3" align="center" valign="top"> <p><strong>Property Missing After a Party</strong></p> </td> </tr> <tr> <td align="center" valign="top"> <p><strong>Insurance Policy Type</strong></p> </td> <td align="center" valign="top"> <p><strong>Most Costly Claim</strong></p> </td> <td align="center" valign="top"> <p><strong>Median Cost of Claim</strong></p> </td> </tr> <tr> <td align="center" valign="top"> <p>Homeowners</p> </td> <td align="center" valign="top"> <p>$6,000</p> </td> <td rowspan="3" align="center"> <p>$1,500</p> </td> </tr> <tr> <td align="center" valign="top"> <p>Condo</p> </td> <td align="center" valign="top"> <p>$29,000</p> </td> </tr> <tr> <td align="center" valign="top"> <p>Renters</p> </td> <td align="center" valign="top"> <p>$6,000</p> </td> </tr> </tbody> </table> <p><strong><br /> Hasty Hors d'oeuvres:<br /> </strong>Food is the centerpiece of many holiday gatherings as hosts prepare decadent spreads for their guests, but remaining diligent in the kitchen will help prevent mishaps.</p> <ul> <li>Eighty-seven percent of holiday party hosts plan to do "lots of cooking" to prepare for their gatherings.</li> <li>Nearly half (44 percent) of survey respondents have left a stove or oven unattended during the holiday season. Unattended cooking could become dangerous without the host knowing.</li> <li>Another 44 percent of Americans don't keep fire extinguishers in their home to put out a fire when it erupts.</li> <li>More than a quarter of Americans have hosted or attended a party that resulted in a burnt or ruined meal.</li> </ul> <p>Allstate claims data shows hasty cooking during the holiday season is among factors that could lead to unfortunate outcomes for homeowners, condo owners, and renters:</p> <table border="1" cellspacing="2" cellpadding="2" width="100%"> <tbody> <tr> <td colspan="3" align="center" valign="top"> <p><strong>Kitchen Fires (non-grease)<sup>i</sup></strong></p> </td> </tr> <tr> <td align="center" valign="top"> <p><strong>Insurance Policy Type</strong></p> </td> <td align="center" valign="top"> <p><strong>Most Costly Claim</strong></p> </td> <td align="center" valign="top"> <p><strong>Median Cost of Claim</strong></p> </td> </tr> <tr> <td align="center" valign="top"> <p>Homeowners</p> </td> <td align="center" valign="top"> <p>$762,000</p> </td> <td rowspan="3" align="center"> <p>$10,000</p> </td> </tr> <tr> <td align="center" valign="top"> <p>Condo</p> </td> <td align="center" valign="top"> <p>$118,000</p> </td> </tr> <tr> <td align="center" valign="top"> <p>Renters</p> </td> <td align="center" valign="top"> <p>$349,000</p> </td> </tr> <tr> <td colspan="3" align="center" valign="top"> <p><strong>Grease Fires</strong></p> </td> </tr> <tr> <td align="center" valign="top"> <p><strong>Insurance Policy Type</strong></p> </td> <td align="center" valign="top"> <p><strong>Most Costly Claim</strong></p> </td> <td align="center" valign="top"> <p><strong>Median Cost of Claim</strong></p> </td> </tr> <tr> <td align="center" valign="top"> <p>Homeowners</p> </td> <td align="center" valign="top"> <p>$614,000</p> </td> <td rowspan="3" align="center"> <p>$13,000</p> </td> </tr> <tr> <td align="center" valign="top"> <p>Condo</p> </td> <td align="center" valign="top"> <p>$65,000</p> </td> </tr> <tr> <td align="center" valign="top"> <p>Renters</p> </td> <td align="center" valign="top"> <p>$43,000</p> </td> </tr> <tr> <td colspan="3" align="center" valign="top"> <p><strong>Kitchen Smoke Damage Claims</strong></p> </td> </tr> <tr> <td align="center" valign="top"> <p><strong>Insurance Policy Type</strong></p> </td> <td align="center" valign="top"> <p><strong>Most Costly Claim</strong></p> </td> <td align="center" valign="top"> <p><strong>Median Cost of Claim</strong></p> </td> </tr> <tr> <td align="center" valign="top"> <p>Homeowners</p> </td> <td align="center" valign="top"> <p>$140,000</p> </td> <td rowspan="3" align="center"> <p>$7,000</p> </td> </tr> <tr> <td align="center" valign="top"> <p>Condo</p> </td> <td align="center" valign="top"> <p>$43,000</p> </td> </tr> <tr> <td align="center" valign="top"> <p>Renters</p> </td> <td align="center" valign="top"> <p>$27,000</p> </td> </tr> </tbody> </table> <p><strong><br />Deck the Halls:</strong><br /> Hosting a holiday party often comes with festive home touches. Make sure to take proper safety precautions to avoid potentially costly and dangerous outcomes.</p> <ul> <li>In fact, about one-third (31 percent) of Americans light candles and one in five will light a fire in their fireplace (21 percent) during a holiday party hosted at their home.</li> <li>More than half (53 percent) say they haven't checked or changed their smoke detectors recently. Unchecked smoke detectors can cause people to miss important alarms when fire breaks out in a home.</li> <li>Forty-four percent of Americans with gas fireplaces haven't had it inspected within the last three years. Faulty gas lines and fireplace build-up can cause dangerous outcomes.</li> <li>Forty-three percent of Americans admit to plugging in too many lights into one outlet. This can lead to electrical malfunctions and even fires.</li> <li>About one-third (34 percent) have left candles and 17 percent have left fires unattended. </li> </ul> <p>Allstate data indicates fires due to candles, fireplace and electrical mishaps are often significant losses:</p> <table border="1" cellspacing="2" cellpadding="2" width="100%"> <tbody> <tr> <td colspan="3" align="center" valign="top"><strong>Candle Fires<sup>ii</sup></strong></td> </tr> <tr> <td align="center" valign="top"> <p><strong>Insurance Policy Type</strong></p> </td> <td align="center" valign="top"> <p><strong>Most Costly Claim</strong></p> </td> <td align="center" valign="top"> <p><strong>Median Cost of Claim</strong></p> </td> </tr> <tr> <td align="center" valign="top"> <p>Homeowners</p> </td> <td align="center" valign="top"> <p>$515,000</p> </td> <td rowspan="3" align="center"> <p>$9,000</p> </td> </tr> <tr> <td align="center" valign="top"> <p>Condo</p> </td> <td align="center" valign="top"> <p>$55,000</p> </td> </tr> <tr> <td align="center" valign="top"> <p>Renters</p> </td> <td align="center" valign="top"> <p>$71,000</p> </td> </tr> <tr> <td colspan="3" align="center" valign="top"> <p><strong>Fireplace Fires</strong></p> </td> </tr> <tr> <td align="center" valign="top"> <p><strong>Insurance Policy Type</strong></p> </td> <td align="center" valign="top"> <p><strong>Most Costly Claim</strong></p> </td> <td align="center" valign="top"> <p><strong>Median Cost of Claim</strong></p> </td> </tr> <tr> <td align="center" valign="top"> <p>Homeowners</p> </td> <td align="center" valign="top"> <p>$1,600,000</p> </td> <td rowspan="3" align="center"> <p>$9,000</p> </td> </tr> <tr> <td align="center" valign="top"> <p>Condo</p> </td> <td align="center" valign="top"> <p>$66,000</p> </td> </tr> <tr> <td align="center" valign="top"> <p>Renters</p> </td> <td align="center" valign="top"> <p>$35,000</p> </td> </tr> <tr> <td colspan="3" align="center" valign="top"> <p><strong>Electrical Fires</strong></p> </td> </tr> <tr> <td align="center" valign="top"> <p><strong>Insurance Policy Type</strong></p> </td> <td align="center" valign="top"> <p><strong>Most Costly Claim</strong></p> </td> <td align="center" valign="top"> <p><strong>Median Cost of Claim</strong></p> </td> </tr> <tr> <td align="center" valign="top"> <p>Homeowners</p> </td> <td align="center" valign="top"> <p>$2,440,000</p> </td> <td rowspan="3" align="center"> <p>$18,000</p> </td> </tr> <tr> <td align="center" valign="top"> <p>Condo</p> </td> <td align="center" valign="top"> <p>$149,000</p> </td> </tr> <tr> <td align="center" valign="top"> <p>Renters</p> </td> <td align="center" valign="top"> <p>$72,000</p> </td> </tr> </tbody> </table> <p><strong><br /> Helpful Hints:<br /> </strong>Advance planning and precaution can help Wisconsin residents protect their homes and help make the holidays hazard-free. Allstate offers these tips to secure your home during the holidays:</p> <p><strong><em>Holiday Cooking</em></strong></p> <ul> <li>Before the holidays, install new batteries in smoke alarms and carbon monoxide detectors. Make sure that family members can locate and operate fire extinguishers. Test all fire prevention devices to make sure they function properly. </li> <li>Be careful in the kitchen. The incorrect disposal of cooking grease, overuse of garbage disposals and improper or excessive disposal of waste can result in clogged drains and can cause sewer problems during this time of year.</li> </ul> <p><strong><em>Holiday Decorating </em></strong></p> <ul> <li>Never leave burning candles unattended, and always place them out of reach of children. Make it a part of your routine to check that all candles are extinguished before you go to bed each night.</li> <li>Make a smart tree purchase. If buying a natural tree, make sure it's fresh so it will be less of a fire hazard. Artificial trees should be labeled as fire resistant. Keep your tree away from heat sources, and trim trees with flame‐resistant materials. Never use lit candles to decorate trees.</li> <li>Check your holiday lights, throwing away any that are broken and don't overload the outlets. Only lights and extension cords specified for outdoor use should be used outside.</li> </ul> <p><strong><em>Holiday Security</em></strong></p> <ul> <li>When shopping, don't leave purchases in the passenger compartment of your unattended vehicle. Store them out of sight, in the trunk.</li> <li>When in plain view, gifts and valuables serve as an invitation to thieves. Close the shades or drapes if you're away. And put your valuables away before hosting people at your home.</li> <li>Don't advertise shopping trips or gift purchases on social media. Whether it's "check-ins" using geo-location services, travel plan updates, or even photos uploaded while at a holiday party, people may be unknowingly giving today's "digital thieves" greater insight into the contents of your car's trunk, times you're away from home and even the holiday gifts hiding in your closet.</li> </ul> <p>See how holiday hazards can hit close to home and get more tips by visiting Allstate's Holiday Decorator, at <a href="http://www.allstate.com">www.allstate.com</a>/<a href="http://www.allstate.com/holidaydecorator">holidaydecorator</a>.</p> <p><strong>Survey Methodology</strong><br /> The survey of 1,036 American adults age 18+ was conducted November 2-5, 2014 via an online survey using a sample reflective of the American population. The survey was conducted by FTI Consulting, Inc. (FTI) for Allstate.</p> <p><strong>About Allstate</strong><br /> <a title="http://www.allstatenewsroom.com/" href="http://www.allstatenewsroom.com/">The Allstate Corporation</a> (NYSE: ALL) is the nation's largest publicly held personal lines insurer, protecting approximately 16 million households from life's uncertainties through its <a href="http://www.allstate.com/">Allstate</a>, <a href="http://www.encompassinsurance.com/">Encompass</a>, <a href="http://www.esurance.com/">Esurance</a> and <a href="http://www.answerfinancial.com/">Answer Financial</a> brand names and <a href="http://www.allstate.com/financial">Allstate Financial</a> business segment. Allstate is widely known through the slogan "You're In Good Hands With Allstate&reg;." The Allstate brand's network of small businesses offers auto, home, life and retirement products and services to customers in the United States and Canada. In 2013, The Allstate Foundation, Allstate, its employees and agency owners gave $29 million to <a href="http://www.allstate.com/corporate-responsibility.aspx">support local communities</a>. Allstate employees and agency owners donated 200,000 hours of service across the country.</p> <p>&nbsp;</p> <p style="text-align: center;"># # #</p> <p>&nbsp;</p> <p><sup>1</sup> Based on Allstate claims data that was analyzed over the same three-year period, November 15 through January 15, 2011-2014.</p> <p><sup>ii</sup> Based on Allstate claims data that was analyzed over the same three-year period, November 15 through January 15, 2011-2014.</p> <p>&nbsp;</p> <p><strong>Contact:</strong></p> <p>Meegan Sims <br /> 847-402-9308<br /> @AllstateMidwest</p> Sweaters Aren't the Only Things That Can Get Ugly During the Holidays Top Minnesota Holiday Claims Revealed with New Allstate Poll on American Holiday Party Hosting<br /><strong>This release contains: 2 Photos, 1 Video, 2 Related Documents</strong><p>Holiday "ugly" sweaters have grown in popularity in Minnesota and will likely make an appearance with the 83 percent of Americans who plan to party this season. A new Allstate poll indicates 54 percent of Americans will host holiday parties in their homes, and the large majority who attend parties say they take place at someone else's home. While Minnesota residents celebrate, Allstate provides reminders of historical holiday home hazard outcomes, such as kitchen fires, decorative fires and theft, and helpful hints for customers and consumers who host parties this season.</p> <p>"If there's one thing Minnesota residents like to do, it's hosting holiday gatherings with friends and family," said September Kruse, an Apple Valley, Minn., Allstate agent. "It's important to remember that staying aware of potential hazards before the next 'ugly sweater' or other holiday party will help protect your family and friends from costly home damages."</p> <p>Allstate is reminding Minnesota residents to use extra caution, especially for claims that prevail in the local area. In Minnesota, the top three most common holiday-related claims are:</p> <ol> <li>Burglary</li> <li>Theft From Locked Vehicle</li> <li>Electrical Fire/Short</li> </ol> <p>Allstate's Holiday Home Hazards poll found the vast majority (91 percent) of Americans agree they can reduce risks associated to fires, accidents or theft during the holiday season through their own attention and action. Most Americans believe both fire and theft risks increase during the holidays, but a majority (63 percent or more) say aren't paying any more attention to these risks which could result in trouble during a busy time of cooking, decorating and hosting a holiday gathering.</p> <p><strong>Hosting Hazards:</strong><br /> Hosts should be aware that the likelihood of theft can increase over the holidays. It's wise to protect against unfortunate disappearances of valuables.</p> <ul> <li>Just one in five (22 percent) say they put away valuables before hosting a party.</li> <li>Nearly half (48%) say they have left a door unlocked for a friend or family member.</li> <li>Forty-six percent say they have hidden a key to their home for a friend or family member, a behavior. Hiding keys leaves the home too easily accessible for burglaries</li> <li>Nearly half (48 percent) say they've hidden valuables such as gifts in their car. Leaving valuables in a car can create an enticing opportunity for thieves to break-in.</li> <li>Seventeen percent of Americans say they've experienced a stolen or missing valuable when attending a holiday party</li> </ul> <p>Protecting valuables is especially important during the holiday season given some of the most common precious items are also small in size and could go unnoticed:</p> <table border="1" cellspacing="2" cellpadding="2" width="100%"> <tbody> <tr> <td colspan="3" align="center" valign="top"><strong>Missing Jewelry Theft Claims<sup>ii</sup></strong></td> </tr> <tr> <td align="center" valign="top"> <p><strong>Insurance Policy Type</strong></p> </td> <td align="center" valign="top"> <p><strong>Most Costly Claim</strong></p> </td> <td align="center" valign="top"> <p><strong>Median Cost of Claim</strong></p> </td> </tr> <tr> <td align="center" valign="top"> <p>Homeowners</p> </td> <td align="center" valign="top"> <p>$26,000</p> </td> <td rowspan="3" align="center"> <p>$1,500</p> </td> </tr> <tr> <td align="center" valign="top"> <p>Condo</p> </td> <td align="center" valign="top"> <p>$11,000</p> </td> </tr> <tr> <td align="center" valign="top"> <p>Renters</p> </td> <td align="center" valign="top"> <p>$25,000</p> </td> </tr> <tr> <td colspan="3" align="center" valign="top"> <p><strong>Burglaries</strong></p> </td> </tr> <tr> <td align="center" valign="top"> <p><strong>Insurance Policy Type</strong></p> </td> <td align="center" valign="top"> <p><strong>Most Costly Claim</strong></p> </td> <td align="center" valign="top"> <p><strong>Median Cost of Claim</strong></p> </td> </tr> <tr> <td align="center" valign="top"> <p>Homeowners</p> </td> <td align="center" valign="top"> <p>$125,000</p> </td> <td rowspan="3" align="center"> <p>$3,000</p> </td> </tr> <tr> <td align="center" valign="top"> <p>Condo</p> </td> <td align="center" valign="top"> <p>$34,000</p> </td> </tr> <tr> <td align="center" valign="top"> <p>Renters</p> </td> <td align="center" valign="top"> <p>$81,000</p> </td> </tr> <tr> <td colspan="3" align="center" valign="top"> <p><strong>Property Missing After a Party</strong></p> </td> </tr> <tr> <td align="center" valign="top"> <p><strong>Insurance Policy Type</strong></p> </td> <td align="center" valign="top"> <p><strong>Most Costly Claim</strong></p> </td> <td align="center" valign="top"> <p><strong>Median Cost of Claim</strong></p> </td> </tr> <tr> <td align="center" valign="top"> <p>Homeowners</p> </td> <td align="center" valign="top"> <p>$6,000</p> </td> <td rowspan="3" align="center"> <p>$1,500</p> </td> </tr> <tr> <td align="center" valign="top"> <p>Condo</p> </td> <td align="center" valign="top"> <p>$29,000</p> </td> </tr> <tr> <td align="center" valign="top"> <p>Renters</p> </td> <td align="center" valign="top"> <p>$6,000</p> </td> </tr> </tbody> </table> <p><strong><br /> Hasty Hors d'oeuvres</strong><strong>:&nbsp; <br /> </strong>Food is the centerpiece of many holiday gatherings as hosts prepare decadent spreads for their guests, but remaining diligent in the kitchen will help prevent mishaps.<strong>&nbsp;</strong></p> <ul> <li>Eighty-seven percent of holiday party hosts plan to do "lots of cooking" to prepare for their gatherings.</li> <li>Nearly half (44 percent) of survey respondents have left a stove or oven unattended during the holiday season. Unattended cooking could become dangerous without the host knowing.</li> <li>Another 44 percent of Americans don't keep fire extinguishers in their home to put out a fire when it erupts.</li> <li>More than a quarter of Americans have hosted or attended a party that resulted in a burnt or ruined meal.</li> </ul> <p>Allstate claims data shows hasty cooking during the holiday season is among factors that could lead to unfortunate outcomes for homeowners, condo owners, and renters:</p> <table border="1" cellspacing="2" cellpadding="2" width="100%"> <tbody> <tr> <td colspan="3" align="center" valign="top"> <p><strong>Kitchen Fires (non-grease)<sup>i</sup></strong></p> </td> </tr> <tr> <td align="center" valign="top"> <p><strong>Insurance Policy Type</strong></p> </td> <td align="center" valign="top"> <p><strong>Most Costly Claim</strong></p> </td> <td align="center" valign="top"> <p><strong>Median Cost of Claim</strong></p> </td> </tr> <tr> <td align="center" valign="top"> <p>Homeowners</p> </td> <td align="center" valign="top"> <p>$762,000</p> </td> <td rowspan="3" align="center"> <p>$10,000</p> </td> </tr> <tr> <td align="center" valign="top"> <p>Condo</p> </td> <td align="center" valign="top"> <p>$118,000</p> </td> </tr> <tr> <td align="center" valign="top"> <p>Renters</p> </td> <td align="center" valign="top"> <p>$349,000</p> </td> </tr> <tr> <td colspan="3" align="center" valign="top"> <p><strong>Grease Fires</strong></p> </td> </tr> <tr> <td align="center" valign="top"> <p><strong>Insurance Policy Type</strong></p> </td> <td align="center" valign="top"> <p><strong>Most Costly Claim</strong></p> </td> <td align="center" valign="top"> <p><strong>Median Cost of Claim</strong></p> </td> </tr> <tr> <td align="center" valign="top"> <p>Homeowners</p> </td> <td align="center" valign="top"> <p>$614,000</p> </td> <td rowspan="3" align="center"> <p>$13,000</p> </td> </tr> <tr> <td align="center" valign="top"> <p>Condo</p> </td> <td align="center" valign="top"> <p>$65,000</p> </td> </tr> <tr> <td align="center" valign="top"> <p>Renters</p> </td> <td align="center" valign="top"> <p>$43,000</p> </td> </tr> <tr> <td colspan="3" align="center" valign="top"> <p><strong>Kitchen Smoke Damage Claims</strong></p> </td> </tr> <tr> <td align="center" valign="top"> <p><strong>Insurance Policy Type</strong></p> </td> <td align="center" valign="top"> <p><strong>Most Costly Claim</strong></p> </td> <td align="center" valign="top"> <p><strong>Median Cost of Claim</strong></p> </td> </tr> <tr> <td align="center" valign="top"> <p>Homeowners</p> </td> <td align="center" valign="top"> <p>$140,000</p> </td> <td rowspan="3" align="center"> <p>$7,000</p> </td> </tr> <tr> <td align="center" valign="top"> <p>Condo</p> </td> <td align="center" valign="top"> <p>$43,000</p> </td> </tr> <tr> <td align="center" valign="top"> <p>Renters</p> </td> <td align="center" valign="top"> <p>$27,000</p> </td> </tr> </tbody> </table> <p><strong><br /> Deck the Halls:</strong><br /> Hosting a holiday party often comes with festive home touches. Make sure to take proper safety precautions to avoid potentially costly and dangerous outcomes.</p> <ul> <li>In fact, about one-third (31 percent) of Americans light candles and one in five will light a fire in their fireplace (21 percent) during a holiday party hosted at their home.</li> <li>More than half (53 percent) say they haven't checked or changed their smoke detectors recently. Unchecked smoke detectors can cause people to miss important alarms when fire breaks out in a home.</li> <li>Forty-four percent of Americans with gas fireplaces haven't had it inspected within the last three years. Faulty gas lines and fireplace build-up can cause dangerous outcomes.</li> <li>Forty-three percent of Americans admit to plugging in too many lights into one outlet. This can lead to electrical malfunctions and even fires.</li> <li>About one-third (34 percent) have left candles and 17 percent have left fires unattended.</li> </ul> <p>Allstate data indicates fires due to candles, fireplace and electrical mishaps are often significant losses:</p> <table border="1" cellspacing="2" cellpadding="2" width="100%"> <tbody> <tr> <td colspan="3" align="center" valign="top"><strong>Candle Fires<sup>ii</sup></strong></td> </tr> <tr> <td align="center" valign="top"> <p><strong>Insurance Policy Type</strong></p> </td> <td align="center" valign="top"> <p><strong>Most Costly Claim</strong></p> </td> <td align="center" valign="top"> <p><strong>Median Cost of Claim</strong></p> </td> </tr> <tr> <td align="center" valign="top"> <p>Homeowners</p> </td> <td align="center" valign="top"> <p>$515,000</p> </td> <td rowspan="3" align="center"> <p>$9,000</p> </td> </tr> <tr> <td align="center" valign="top"> <p>Condo</p> </td> <td align="center" valign="top"> <p>$55,000</p> </td> </tr> <tr> <td align="center" valign="top"> <p>Renters</p> </td> <td align="center" valign="top"> <p>$71,000</p> </td> </tr> <tr> <td colspan="3" align="center" valign="top"> <p><strong>Fireplace Fires</strong></p> </td> </tr> <tr> <td align="center" valign="top"> <p><strong>Insurance Policy Type</strong></p> </td> <td align="center" valign="top"> <p><strong>Most Costly Claim</strong></p> </td> <td align="center" valign="top"> <p><strong>Median Cost of Claim</strong></p> </td> </tr> <tr> <td align="center" valign="top"> <p>Homeowners</p> </td> <td align="center" valign="top"> <p>$1,600,000</p> </td> <td rowspan="3" align="center"> <p>$9,000</p> </td> </tr> <tr> <td align="center" valign="top"> <p>Condo</p> </td> <td align="center" valign="top"> <p>$66,000</p> </td> </tr> <tr> <td align="center" valign="top"> <p>Renters</p> </td> <td align="center" valign="top"> <p>$35,000</p> </td> </tr> <tr> <td colspan="3" align="center" valign="top"> <p><strong>Electrical Fires</strong></p> </td> </tr> <tr> <td align="center" valign="top"> <p><strong>Insurance Policy Type</strong></p> </td> <td align="center" valign="top"> <p><strong>Most Costly Claim</strong></p> </td> <td align="center" valign="top"> <p><strong>Median Cost of Claim</strong></p> </td> </tr> <tr> <td align="center" valign="top"> <p>Homeowners</p> </td> <td align="center" valign="top"> <p>$2,440,000</p> </td> <td rowspan="3" align="center"> <p>$18,000</p> </td> </tr> <tr> <td align="center" valign="top"> <p>Condo</p> </td> <td align="center" valign="top"> <p>$149,000</p> </td> </tr> <tr> <td align="center" valign="top"> <p>Renters</p> </td> <td align="center" valign="top"> <p>$72,000</p> </td> </tr> </tbody> </table> <p><strong><br /> Helpful Hints:<br /> </strong>Advance planning and precaution can help Minnesota residents protect their homes and help make the holidays hazard-free. Allstate offers these tips to secure your home during the holidays:<strong>&nbsp;</strong></p> <p><strong><em>Holiday Cooking</em></strong></p> <ul> <li>Before the holidays, install new batteries in smoke alarms and carbon monoxide detectors. Make sure that family members can locate and operate fire extinguishers. Test all fire prevention devices to make sure they function properly. </li> <li>Be careful in the kitchen. The incorrect disposal of cooking grease, overuse of garbage disposals and improper or excessive disposal of waste can result in clogged drains and can cause sewer problems during this time of year.</li> </ul> <p><strong><em>Holiday Decorating </em></strong></p> <ul> <li>Never leave burning candles unattended, and always place them out of reach of children. Make it a part of your routine to check that all candles are extinguished before you go to bed each night. </li> <li>Make a smart tree purchase. If buying a natural tree, make sure it's fresh so it will be less of a fire hazard. Artificial trees should be labeled as fire resistant. Keep your tree away from heat sources, and trim trees with flame‐resistant materials. Never use lit candles to decorate trees.</li> <li>Check your holiday lights, throwing away any that are broken and don't overload the outlets. Only lights and extension cords specified for outdoor use should be used outside. </li> </ul> <p><strong><em>Holiday Security</em></strong></p> <ul> <li>When shopping, don't leave purchases in the passenger compartment of your unattended vehicle. Store them out of sight, in the trunk. </li> <li>When in plain view, gifts and valuables serve as an invitation to thieves. Close the shades or drapes if you're away. And put your valuables away before hosting people at your home.</li> <li>Don't advertise shopping trips or gift purchases on social media. Whether it's "check-ins" using geo-location services, travel plan updates, or even photos uploaded while at a holiday party, people may be unknowingly giving today's "digital thieves" greater insight into the contents of your car's trunk, times you're away from home and even the holiday gifts hiding in your closet.</li> </ul> <p>See how holiday hazards can hit close to home and get more tips by visiting Allstate's Holiday Decorator, at <a href="http://www.allstate.com">www.allstate.com</a>/<a href="http://www.allstate.com/holidaydecorator">holidaydecorator</a>.</p> <p><strong>Survey Methodology </strong> <br /> The survey of 1,036 American adults age 18+ was conducted November 2-5, 2014 via an online survey using a sample reflective of the American population. The survey was conducted by FTI Consulting, Inc. (FTI) for Allstate.</p> <p><strong>About Allstate</strong><br /> <a title="http://www.allstatenewsroom.com/" href="http://www.allstatenewsroom.com/">The Allstate Corporation</a> (NYSE: ALL) is the nation's largest publicly held personal lines insurer, protecting approximately 16 million households from life's uncertainties through its <a href="http://www.allstate.com/">Allstate</a>, <a href="http://www.encompassinsurance.com/">Encompass</a>, <a href="http://www.esurance.com/">Esurance</a> and <a href="http://www.answerfinancial.com/">Answer Financial</a> brand names and <a href="http://www.allstate.com/financial">Allstate Financial</a> business segment. Allstate is widely known through the slogan "You're In Good Hands With Allstate&reg;." The Allstate brand's network of small businesses offers auto, home, life and retirement products and services to customers in the United States and Canada. In 2013, The Allstate Foundation, Allstate, its employees and agency owners gave $29 million to <a href="http://www.allstate.com/corporate-responsibility.aspx">support local communities</a>. Allstate employees and agency owners donated 200,000 hours of service across the country.</p> <p>&nbsp;</p> <p style="text-align: center;"># # #</p> <p>&nbsp;</p> <p><sup>i</sup> Based on Allstate claims data that was analyzed over the same three-year period, November 15 through January 15, 2011-2014.</p> <p><sup>ii</sup> Based on Allstate claims data that was analyzed over the same three-year period, November 15 through January 15, 2011-2014.</p> <p><strong>Contact:</strong></p> <p>Meegan Sims<br /> 847-402-9308<br /> @AllstateMidwest</p> Tue, 16 Dec 2014 12:09:00 -0600 http://allstatenewsroom.com/releases/55a71051-2d78-4ab1-922c-1439c5243975 http://allstatenewsroom.com/releases/55a71051-2d78-4ab1-922c-1439c5243975 Sweaters Aren't the Only Things That Can Get Ugly During the Holidays Top Minnesota Holiday Claims Revealed with New Allstate Poll on American Holiday Party Hosting<br /><strong>This release contains: 2 Photos, 1 Video, 2 Related Documents</strong><p>Holiday "ugly" sweaters have grown in popularity in Minnesota and will likely make an appearance with the 83 percent of Americans who plan to party this season. A new Allstate poll indicates 54 percent of Americans will host holiday parties in their homes, and the large majority who attend parties say they take place at someone else's home. While Minnesota residents celebrate, Allstate provides reminders of historical holiday home hazard outcomes, such as kitchen fires, decorative fires and theft, and helpful hints for customers and consumers who host parties this season.</p> <p>"If there's one thing Minnesota residents like to do, it's hosting holiday gatherings with friends and family," said September Kruse, an Apple Valley, Minn., Allstate agent. "It's important to remember that staying aware of potential hazards before the next 'ugly sweater' or other holiday party will help protect your family and friends from costly home damages."</p> <p>Allstate is reminding Minnesota residents to use extra caution, especially for claims that prevail in the local area. In Minnesota, the top three most common holiday-related claims are:</p> <ol> <li>Burglary</li> <li>Theft From Locked Vehicle</li> <li>Electrical Fire/Short</li> </ol> <p>Allstate's Holiday Home Hazards poll found the vast majority (91 percent) of Americans agree they can reduce risks associated to fires, accidents or theft during the holiday season through their own attention and action. Most Americans believe both fire and theft risks increase during the holidays, but a majority (63 percent or more) say aren't paying any more attention to these risks which could result in trouble during a busy time of cooking, decorating and hosting a holiday gathering.</p> <p><strong>Hosting Hazards:</strong><br /> Hosts should be aware that the likelihood of theft can increase over the holidays. It's wise to protect against unfortunate disappearances of valuables.</p> <ul> <li>Just one in five (22 percent) say they put away valuables before hosting a party.</li> <li>Nearly half (48%) say they have left a door unlocked for a friend or family member.</li> <li>Forty-six percent say they have hidden a key to their home for a friend or family member, a behavior. Hiding keys leaves the home too easily accessible for burglaries</li> <li>Nearly half (48 percent) say they've hidden valuables such as gifts in their car. Leaving valuables in a car can create an enticing opportunity for thieves to break-in.</li> <li>Seventeen percent of Americans say they've experienced a stolen or missing valuable when attending a holiday party</li> </ul> <p>Protecting valuables is especially important during the holiday season given some of the most common precious items are also small in size and could go unnoticed:</p> <table border="1" cellspacing="2" cellpadding="2" width="100%"> <tbody> <tr> <td colspan="3" align="center" valign="top"><strong>Missing Jewelry Theft Claims<sup>ii</sup></strong></td> </tr> <tr> <td align="center" valign="top"> <p><strong>Insurance Policy Type</strong></p> </td> <td align="center" valign="top"> <p><strong>Most Costly Claim</strong></p> </td> <td align="center" valign="top"> <p><strong>Median Cost of Claim</strong></p> </td> </tr> <tr> <td align="center" valign="top"> <p>Homeowners</p> </td> <td align="center" valign="top"> <p>$26,000</p> </td> <td rowspan="3" align="center"> <p>$1,500</p> </td> </tr> <tr> <td align="center" valign="top"> <p>Condo</p> </td> <td align="center" valign="top"> <p>$11,000</p> </td> </tr> <tr> <td align="center" valign="top"> <p>Renters</p> </td> <td align="center" valign="top"> <p>$25,000</p> </td> </tr> <tr> <td colspan="3" align="center" valign="top"> <p><strong>Burglaries</strong></p> </td> </tr> <tr> <td align="center" valign="top"> <p><strong>Insurance Policy Type</strong></p> </td> <td align="center" valign="top"> <p><strong>Most Costly Claim</strong></p> </td> <td align="center" valign="top"> <p><strong>Median Cost of Claim</strong></p> </td> </tr> <tr> <td align="center" valign="top"> <p>Homeowners</p> </td> <td align="center" valign="top"> <p>$125,000</p> </td> <td rowspan="3" align="center"> <p>$3,000</p> </td> </tr> <tr> <td align="center" valign="top"> <p>Condo</p> </td> <td align="center" valign="top"> <p>$34,000</p> </td> </tr> <tr> <td align="center" valign="top"> <p>Renters</p> </td> <td align="center" valign="top"> <p>$81,000</p> </td> </tr> <tr> <td colspan="3" align="center" valign="top"> <p><strong>Property Missing After a Party</strong></p> </td> </tr> <tr> <td align="center" valign="top"> <p><strong>Insurance Policy Type</strong></p> </td> <td align="center" valign="top"> <p><strong>Most Costly Claim</strong></p> </td> <td align="center" valign="top"> <p><strong>Median Cost of Claim</strong></p> </td> </tr> <tr> <td align="center" valign="top"> <p>Homeowners</p> </td> <td align="center" valign="top"> <p>$6,000</p> </td> <td rowspan="3" align="center"> <p>$1,500</p> </td> </tr> <tr> <td align="center" valign="top"> <p>Condo</p> </td> <td align="center" valign="top"> <p>$29,000</p> </td> </tr> <tr> <td align="center" valign="top"> <p>Renters</p> </td> <td align="center" valign="top"> <p>$6,000</p> </td> </tr> </tbody> </table> <p><strong><br /> Hasty Hors d'oeuvres</strong><strong>:&nbsp; <br /> </strong>Food is the centerpiece of many holiday gatherings as hosts prepare decadent spreads for their guests, but remaining diligent in the kitchen will help prevent mishaps.<strong>&nbsp;</strong></p> <ul> <li>Eighty-seven percent of holiday party hosts plan to do "lots of cooking" to prepare for their gatherings.</li> <li>Nearly half (44 percent) of survey respondents have left a stove or oven unattended during the holiday season. Unattended cooking could become dangerous without the host knowing.</li> <li>Another 44 percent of Americans don't keep fire extinguishers in their home to put out a fire when it erupts.</li> <li>More than a quarter of Americans have hosted or attended a party that resulted in a burnt or ruined meal.</li> </ul> <p>Allstate claims data shows hasty cooking during the holiday season is among factors that could lead to unfortunate outcomes for homeowners, condo owners, and renters:</p> <table border="1" cellspacing="2" cellpadding="2" width="100%"> <tbody> <tr> <td colspan="3" align="center" valign="top"> <p><strong>Kitchen Fires (non-grease)<sup>i</sup></strong></p> </td> </tr> <tr> <td align="center" valign="top"> <p><strong>Insurance Policy Type</strong></p> </td> <td align="center" valign="top"> <p><strong>Most Costly Claim</strong></p> </td> <td align="center" valign="top"> <p><strong>Median Cost of Claim</strong></p> </td> </tr> <tr> <td align="center" valign="top"> <p>Homeowners</p> </td> <td align="center" valign="top"> <p>$762,000</p> </td> <td rowspan="3" align="center"> <p>$10,000</p> </td> </tr> <tr> <td align="center" valign="top"> <p>Condo</p> </td> <td align="center" valign="top"> <p>$118,000</p> </td> </tr> <tr> <td align="center" valign="top"> <p>Renters</p> </td> <td align="center" valign="top"> <p>$349,000</p> </td> </tr> <tr> <td colspan="3" align="center" valign="top"> <p><strong>Grease Fires</strong></p> </td> </tr> <tr> <td align="center" valign="top"> <p><strong>Insurance Policy Type</strong></p> </td> <td align="center" valign="top"> <p><strong>Most Costly Claim</strong></p> </td> <td align="center" valign="top"> <p><strong>Median Cost of Claim</strong></p> </td> </tr> <tr> <td align="center" valign="top"> <p>Homeowners</p> </td> <td align="center" valign="top"> <p>$614,000</p> </td> <td rowspan="3" align="center"> <p>$13,000</p> </td> </tr> <tr> <td align="center" valign="top"> <p>Condo</p> </td> <td align="center" valign="top"> <p>$65,000</p> </td> </tr> <tr> <td align="center" valign="top"> <p>Renters</p> </td> <td align="center" valign="top"> <p>$43,000</p> </td> </tr> <tr> <td colspan="3" align="center" valign="top"> <p><strong>Kitchen Smoke Damage Claims</strong></p> </td> </tr> <tr> <td align="center" valign="top"> <p><strong>Insurance Policy Type</strong></p> </td> <td align="center" valign="top"> <p><strong>Most Costly Claim</strong></p> </td> <td align="center" valign="top"> <p><strong>Median Cost of Claim</strong></p> </td> </tr> <tr> <td align="center" valign="top"> <p>Homeowners</p> </td> <td align="center" valign="top"> <p>$140,000</p> </td> <td rowspan="3" align="center"> <p>$7,000</p> </td> </tr> <tr> <td align="center" valign="top"> <p>Condo</p> </td> <td align="center" valign="top"> <p>$43,000</p> </td> </tr> <tr> <td align="center" valign="top"> <p>Renters</p> </td> <td align="center" valign="top"> <p>$27,000</p> </td> </tr> </tbody> </table> <p><strong><br /> Deck the Halls:</strong><br /> Hosting a holiday party often comes with festive home touches. Make sure to take proper safety precautions to avoid potentially costly and dangerous outcomes.</p> <ul> <li>In fact, about one-third (31 percent) of Americans light candles and one in five will light a fire in their fireplace (21 percent) during a holiday party hosted at their home.</li> <li>More than half (53 percent) say they haven't checked or changed their smoke detectors recently. Unchecked smoke detectors can cause people to miss important alarms when fire breaks out in a home.</li> <li>Forty-four percent of Americans with gas fireplaces haven't had it inspected within the last three years. Faulty gas lines and fireplace build-up can cause dangerous outcomes.</li> <li>Forty-three percent of Americans admit to plugging in too many lights into one outlet. This can lead to electrical malfunctions and even fires.</li> <li>About one-third (34 percent) have left candles and 17 percent have left fires unattended.</li> </ul> <p>Allstate data indicates fires due to candles, fireplace and electrical mishaps are often significant losses:</p> <table border="1" cellspacing="2" cellpadding="2" width="100%"> <tbody> <tr> <td colspan="3" align="center" valign="top"><strong>Candle Fires<sup>ii</sup></strong></td> </tr> <tr> <td align="center" valign="top"> <p><strong>Insurance Policy Type</strong></p> </td> <td align="center" valign="top"> <p><strong>Most Costly Claim</strong></p> </td> <td align="center" valign="top"> <p><strong>Median Cost of Claim</strong></p> </td> </tr> <tr> <td align="center" valign="top"> <p>Homeowners</p> </td> <td align="center" valign="top"> <p>$515,000</p> </td> <td rowspan="3" align="center"> <p>$9,000</p> </td> </tr> <tr> <td align="center" valign="top"> <p>Condo</p> </td> <td align="center" valign="top"> <p>$55,000</p> </td> </tr> <tr> <td align="center" valign="top"> <p>Renters</p> </td> <td align="center" valign="top"> <p>$71,000</p> </td> </tr> <tr> <td colspan="3" align="center" valign="top"> <p><strong>Fireplace Fires</strong></p> </td> </tr> <tr> <td align="center" valign="top"> <p><strong>Insurance Policy Type</strong></p> </td> <td align="center" valign="top"> <p><strong>Most Costly Claim</strong></p> </td> <td align="center" valign="top"> <p><strong>Median Cost of Claim</strong></p> </td> </tr> <tr> <td align="center" valign="top"> <p>Homeowners</p> </td> <td align="center" valign="top"> <p>$1,600,000</p> </td> <td rowspan="3" align="center"> <p>$9,000</p> </td> </tr> <tr> <td align="center" valign="top"> <p>Condo</p> </td> <td align="center" valign="top"> <p>$66,000</p> </td> </tr> <tr> <td align="center" valign="top"> <p>Renters</p> </td> <td align="center" valign="top"> <p>$35,000</p> </td> </tr> <tr> <td colspan="3" align="center" valign="top"> <p><strong>Electrical Fires</strong></p> </td> </tr> <tr> <td align="center" valign="top"> <p><strong>Insurance Policy Type</strong></p> </td> <td align="center" valign="top"> <p><strong>Most Costly Claim</strong></p> </td> <td align="center" valign="top"> <p><strong>Median Cost of Claim</strong></p> </td> </tr> <tr> <td align="center" valign="top"> <p>Homeowners</p> </td> <td align="center" valign="top"> <p>$2,440,000</p> </td> <td rowspan="3" align="center"> <p>$18,000</p> </td> </tr> <tr> <td align="center" valign="top"> <p>Condo</p> </td> <td align="center" valign="top"> <p>$149,000</p> </td> </tr> <tr> <td align="center" valign="top"> <p>Renters</p> </td> <td align="center" valign="top"> <p>$72,000</p> </td> </tr> </tbody> </table> <p><strong><br /> Helpful Hints:<br /> </strong>Advance planning and precaution can help Minnesota residents protect their homes and help make the holidays hazard-free. Allstate offers these tips to secure your home during the holidays:<strong>&nbsp;</strong></p> <p><strong><em>Holiday Cooking</em></strong></p> <ul> <li>Before the holidays, install new batteries in smoke alarms and carbon monoxide detectors. Make sure that family members can locate and operate fire extinguishers. Test all fire prevention devices to make sure they function properly. </li> <li>Be careful in the kitchen. The incorrect disposal of cooking grease, overuse of garbage disposals and improper or excessive disposal of waste can result in clogged drains and can cause sewer problems during this time of year.</li> </ul> <p><strong><em>Holiday Decorating </em></strong></p> <ul> <li>Never leave burning candles unattended, and always place them out of reach of children. Make it a part of your routine to check that all candles are extinguished before you go to bed each night. </li> <li>Make a smart tree purchase. If buying a natural tree, make sure it's fresh so it will be less of a fire hazard. Artificial trees should be labeled as fire resistant. Keep your tree away from heat sources, and trim trees with flame‐resistant materials. Never use lit candles to decorate trees.</li> <li>Check your holiday lights, throwing away any that are broken and don't overload the outlets. Only lights and extension cords specified for outdoor use should be used outside. </li> </ul> <p><strong><em>Holiday Security</em></strong></p> <ul> <li>When shopping, don't leave purchases in the passenger compartment of your unattended vehicle. Store them out of sight, in the trunk. </li> <li>When in plain view, gifts and valuables serve as an invitation to thieves. Close the shades or drapes if you're away. And put your valuables away before hosting people at your home.</li> <li>Don't advertise shopping trips or gift purchases on social media. Whether it's "check-ins" using geo-location services, travel plan updates, or even photos uploaded while at a holiday party, people may be unknowingly giving today's "digital thieves" greater insight into the contents of your car's trunk, times you're away from home and even the holiday gifts hiding in your closet.</li> </ul> <p>See how holiday hazards can hit close to home and get more tips by visiting Allstate's Holiday Decorator, at <a href="http://www.allstate.com">www.allstate.com</a>/<a href="http://www.allstate.com/holidaydecorator">holidaydecorator</a>.</p> <p><strong>Survey Methodology </strong> <br /> The survey of 1,036 American adults age 18+ was conducted November 2-5, 2014 via an online survey using a sample reflective of the American population. The survey was conducted by FTI Consulting, Inc. (FTI) for Allstate.</p> <p><strong>About Allstate</strong><br /> <a title="http://www.allstatenewsroom.com/" href="http://www.allstatenewsroom.com/">The Allstate Corporation</a> (NYSE: ALL) is the nation's largest publicly held personal lines insurer, protecting approximately 16 million households from life's uncertainties through its <a href="http://www.allstate.com/">Allstate</a>, <a href="http://www.encompassinsurance.com/">Encompass</a>, <a href="http://www.esurance.com/">Esurance</a> and <a href="http://www.answerfinancial.com/">Answer Financial</a> brand names and <a href="http://www.allstate.com/financial">Allstate Financial</a> business segment. Allstate is widely known through the slogan "You're In Good Hands With Allstate&reg;." The Allstate brand's network of small businesses offers auto, home, life and retirement products and services to customers in the United States and Canada. In 2013, The Allstate Foundation, Allstate, its employees and agency owners gave $29 million to <a href="http://www.allstate.com/corporate-responsibility.aspx">support local communities</a>. Allstate employees and agency owners donated 200,000 hours of service across the country.</p> <p>&nbsp;</p> <p style="text-align: center;"># # #</p> <p>&nbsp;</p> <p><sup>i</sup> Based on Allstate claims data that was analyzed over the same three-year period, November 15 through January 15, 2011-2014.</p> <p><sup>ii</sup> Based on Allstate claims data that was analyzed over the same three-year period, November 15 through January 15, 2011-2014.</p> <p><strong>Contact:</strong></p> <p>Meegan Sims<br /> 847-402-9308<br /> @AllstateMidwest</p> Goldman Sachs US Financial Services Conference 2014 <strong>This release contains: 2 Related Documents</strong><p>&nbsp;</p> <p>Presenter:</p> <p>Tom Wilson, Chairman, President, and CEO<br /> The Allstate Corporation</p> <p>Date:&nbsp; Tuesday, December 9<br /> Time:&nbsp; 10:50 a.m. - 11:25 a.m. Eastern time</p> <p>Place:&nbsp; Conrad New York<br /> New York, New York</p> Tue, 09 Dec 2014 12:35:00 -0600 http://allstatenewsroom.com/releases/149fcd69-a7f3-475e-805c-eea3a0bb2f06 http://allstatenewsroom.com/releases/149fcd69-a7f3-475e-805c-eea3a0bb2f06 Goldman Sachs US Financial Services Conference 2014 <strong>This release contains: 2 Related Documents</strong><p>&nbsp;</p> <p>Presenter:</p> <p>Tom Wilson, Chairman, President, and CEO<br /> The Allstate Corporation</p> <p>Date:&nbsp; Tuesday, December 9<br /> Time:&nbsp; 10:50 a.m. - 11:25 a.m. Eastern time</p> <p>Place:&nbsp; Conrad New York<br /> New York, New York</p> Allstate to Join Consortium Researching Benefits of Using Drones Insurer hopes to use drones to improve customer experience with property claims, especially after catastrophes<br /><strong>This release contains: 1 Photo, 1 Related Document</strong><p>In an effort to learn more about how unmanned aerial vehicles, commonly referred to as drones, can improve the property claims process, Allstate Insurance Company will join a consortium dedicated to the research and development of drones.</p> <p>Drones used for property insurance can potentially create much faster inspections of homes both for underwriting and claims adjustment. Ultimately, drones used in the claims process could provide faster payments to customers, especially in an area where widespread damage occurs quickly.</p> <p>In the event of a catastrophe, for example, where physical access to a neighborhood might be restricted by local authorities, a drone could potentially help claims professionals serve customers in spite of those restrictions. Ongoing weather could also affect physical inspections of property where a drone might be able to work without any delay.</p> <p>"We still have a lot of work to do before introducing drones into our property claims service, but the potential for their use could change the industry in a big way," says Allstate's Claims Vice President Shawn Broadfield. "Continuing this research puts us on the leading edge of product and service innovation in our industry and beyond."</p> <p>Allstate and several other companies, including commercial roofing groups, shingle manufacturers and the Insurance Institute for Business and Home Safety (IBHS), were invited to join a property drone consortium by EagleView Technology Corporation, a leading technology provider of aerial imagery, data analytics and geographic information system solutions. EagleView will lead the group with a focus on property drone research and development.</p> <p>In addition to research and development, Allstate expects to work with the consortium to gain regulatory approval for the use of drones in the insurance and construction industries as well as refine the way data is collected for property conditions and damage assessments.</p> <p>Allstate has previously tested the use of drones to obtain information about battery life and picture resolution but the consortium promises a much wider scope of research with a larger, dedicated budget to enable it to find software and hardware solutions and gain regulatory approvals.</p> <p><strong>About Allstate Corporation</strong><br /> <a href="http://www.allstatenewsroom.com/">The Allstate Corporation</a> (NYSE: ALL) is the nation's largest publicly held personal lines insurer, serving approximately 16 million households through its Allstate, Encompass, Esurance and Answer Financial brand names and Allstate Financial business segment. Allstate branded insurance products (auto, home, life and retirement) and services are offered through Allstate agencies, independent agencies, and Allstate exclusive financial representatives, as well as the web via <a href="http://www.allstate.com">www.allstate.com</a>, <a href="http://www.allstate.com/financial">www.allstate.com/financial</a> and 1-800 Allstate&reg;, and are widely known through the slogan "You're In Good Hands With Allstate&reg;." In 2013, $29 million was given by The Allstate Foundation, Allstate, its employees and agency owners to support local communities. Allstate employees and agency owners donated 200,000 hours of service across the country.</p> <p style="text-align: center;"># # #</p> <p><strong>Contact:</strong></p> <p>Justin Herndon<br /> <a href="mailto:Justin.Herndon@allstate.com">Justin.Herndon@allstate.com</a><br /> 727-512-8314</p> Wed, 03 Dec 2014 12:04:00 -0600 http://allstatenewsroom.com/releases/d16e3f6b-d1f1-4a66-ae94-62ef8e2c2c80 http://allstatenewsroom.com/releases/d16e3f6b-d1f1-4a66-ae94-62ef8e2c2c80 Allstate to Join Consortium Researching Benefits of Using Drones Insurer hopes to use drones to improve customer experience with property claims, especially after catastrophes<br /><strong>This release contains: 1 Photo, 1 Related Document</strong><p>In an effort to learn more about how unmanned aerial vehicles, commonly referred to as drones, can improve the property claims process, Allstate Insurance Company will join a consortium dedicated to the research and development of drones.</p> <p>Drones used for property insurance can potentially create much faster inspections of homes both for underwriting and claims adjustment. Ultimately, drones used in the claims process could provide faster payments to customers, especially in an area where widespread damage occurs quickly.</p> <p>In the event of a catastrophe, for example, where physical access to a neighborhood might be restricted by local authorities, a drone could potentially help claims professionals serve customers in spite of those restrictions. Ongoing weather could also affect physical inspections of property where a drone might be able to work without any delay.</p> <p>"We still have a lot of work to do before introducing drones into our property claims service, but the potential for their use could change the industry in a big way," says Allstate's Claims Vice President Shawn Broadfield. "Continuing this research puts us on the leading edge of product and service innovation in our industry and beyond."</p> <p>Allstate and several other companies, including commercial roofing groups, shingle manufacturers and the Insurance Institute for Business and Home Safety (IBHS), were invited to join a property drone consortium by EagleView Technology Corporation, a leading technology provider of aerial imagery, data analytics and geographic information system solutions. EagleView will lead the group with a focus on property drone research and development.</p> <p>In addition to research and development, Allstate expects to work with the consortium to gain regulatory approval for the use of drones in the insurance and construction industries as well as refine the way data is collected for property conditions and damage assessments.</p> <p>Allstate has previously tested the use of drones to obtain information about battery life and picture resolution but the consortium promises a much wider scope of research with a larger, dedicated budget to enable it to find software and hardware solutions and gain regulatory approvals.</p> <p><strong>About Allstate Corporation</strong><br /> <a href="http://www.allstatenewsroom.com/">The Allstate Corporation</a> (NYSE: ALL) is the nation's largest publicly held personal lines insurer, serving approximately 16 million households through its Allstate, Encompass, Esurance and Answer Financial brand names and Allstate Financial business segment. Allstate branded insurance products (auto, home, life and retirement) and services are offered through Allstate agencies, independent agencies, and Allstate exclusive financial representatives, as well as the web via <a href="http://www.allstate.com">www.allstate.com</a>, <a href="http://www.allstate.com/financial">www.allstate.com/financial</a> and 1-800 Allstate&reg;, and are widely known through the slogan "You're In Good Hands With Allstate&reg;." In 2013, $29 million was given by The Allstate Foundation, Allstate, its employees and agency owners to support local communities. Allstate employees and agency owners donated 200,000 hours of service across the country.</p> <p style="text-align: center;"># # #</p> <p><strong>Contact:</strong></p> <p>Justin Herndon<br /> <a href="mailto:Justin.Herndon@allstate.com">Justin.Herndon@allstate.com</a><br /> 727-512-8314</p> Sweaters Aren't the Only Things That Can Get Ugly During the Holidays Top New Jersey Holiday Claims Revealed with New Allstate Poll on American Holiday Party Hosting<br /><strong>This release contains: 2 Photos, 1 Video, 2 Related Documents</strong><p>Holiday "ugly" sweaters have grown in popularity in New Jersey and will likely make an appearance with the 83 percent of Americans who plan to party this season. A new Allstate poll indicates 54 percent of Americans will host holiday parties in their homes, and the large majority who attend parties say they take place at someone else's home. While New Jerseyans celebrate, Allstate provides reminders of historical holiday home hazard outcomes, such as kitchen fires, decorative fires and theft, and helpful hints for customers and consumers who host parties this season.</p> <p>"If there's one thing residents of the Garden State like to do, it's hosting holiday gatherings with friends and family," said Rich Crist, President of Allstate New Jersey Insurance Company. "It's important to remember that staying aware of potential hazards before the next 'ugly sweater' or other holiday party will help protect your family and friends from costly home damages."</p> <p>Allstate is reminding New Jersey residents to use extra caution, especially for claims that prevail in the local area. In New Jersey, the top three most common holiday-related claims are:</p> <ol> <li>Burglary</li> <li>Theft from a locked vehicle</li> <li>Kitchen fires</li> </ol> <p>Allstate's Holiday Home Hazards poll found the vast majority (91 percent) of Americans agree they can reduce risks associated to fires, accidents or theft during the holiday season through their own attention and action. In New Jersey, fire claims increase by 10 percent during the holiday season<sup>i</sup>. Most Americans believe both fire and theft risks increase during the holidays, but a majority (63 percent or more) say aren't paying any more attention to these risks which could result in trouble during a busy time of cooking, decorating and hosting a holiday gathering.</p> <p><strong>Hosting Hazards:</strong><br /> Hosts should be aware that the likelihood of theft can increase over the holidays. It's wise to protect against unfortunate disappearances of valuables.</p> <ul> <li>Just one in five (22 percent) say they put away valuables before hosting a party.</li> <li>Nearly half (48%) say they have left a door unlocked for a friend or family member.</li> <li>Forty-six percent say they have hidden a key to their home for a friend or family member. Hiding keys leaves the home too easily accessible for burglaries</li> <li>Nearly half (48 percent) say they've hidden valuables such as gifts in their car. Leaving valuables in a car can create an enticing opportunity for thieves to break-in.</li> <li>Seventeen percent of Americans say they've experienced a stolen or missing valuable when attending a holiday party</li> </ul> <p>Protecting valuables is especially important during the holiday season given some of the most common precious items are also small in size and could go unnoticed:</p> <table border="1" cellspacing="2" cellpadding="2" width="100%"> <tbody> <tr> <td colspan="3" align="center" valign="top"><strong>Missing Jewelry Theft Claims<sup>ii</sup></strong></td> </tr> <tr> <td align="center" valign="top"> <p><strong>Insurance Policy Type</strong></p> </td> <td align="center" valign="top"> <p><strong>Most Costly Claim</strong></p> </td> <td align="center" valign="top"> <p><strong>Median Cost of Claim</strong></p> </td> </tr> <tr> <td align="center" valign="top"> <p>Homeowners</p> </td> <td align="center" valign="top"> <p>$26,000</p> </td> <td rowspan="3" align="center"> <p>$1,500</p> </td> </tr> <tr> <td align="center" valign="top"> <p>Condo</p> </td> <td align="center" valign="top"> <p>$11,000</p> </td> </tr> <tr> <td align="center" valign="top"> <p>Renters</p> </td> <td align="center" valign="top"> <p>$25,000</p> </td> </tr> <tr> <td colspan="3" align="center" valign="top"> <p><strong>Burglaries</strong></p> </td> </tr> <tr> <td align="center" valign="top"> <p><strong>Insurance Policy Type</strong></p> </td> <td align="center" valign="top"> <p><strong>Most Costly Claim</strong></p> </td> <td align="center" valign="top"> <p><strong>Median Cost of Claim</strong></p> </td> </tr> <tr> <td align="center" valign="top"> <p>Homeowners</p> </td> <td align="center" valign="top"> <p>$125,00</p> </td> <td rowspan="3" align="center"> <p>$3,000</p> </td> </tr> <tr> <td align="center" valign="top"> <p>Condo</p> </td> <td align="center" valign="top"> <p>$34,000</p> </td> </tr> <tr> <td align="center" valign="top"> <p>Renters</p> </td> <td align="center" valign="top"> <p>$81,000</p> </td> </tr> <tr> <td colspan="3" align="center" valign="top"> <p><strong>Property Missing After a Party</strong></p> </td> </tr> <tr> <td align="center" valign="top"> <p><strong>Insurance Policy Type</strong></p> </td> <td align="center" valign="top"> <p><strong>Most Costly Claim</strong></p> </td> <td align="center" valign="top"> <p><strong>Median Cost of Claim</strong></p> </td> </tr> <tr> <td align="center" valign="top"> <p>Homeowners</p> </td> <td align="center" valign="top"> <p>$6,000</p> </td> <td rowspan="3" align="center"> <p>$1,500</p> </td> </tr> <tr> <td align="center" valign="top"> <p>Condo</p> </td> <td align="center" valign="top"> <p>$29,000</p> </td> </tr> <tr> <td align="center" valign="top"> <p>Renters</p> </td> <td align="center" valign="top"> <p>$6,000</p> </td> </tr> </tbody> </table> <p><strong><br /> Hasty Hors d'oeuvres</strong>:<br /> Food is the centerpiece of many holiday gatherings as hosts prepare spreads for their guests, but remaining diligent in the kitchen will help prevent mishaps.</p> <ul> <li>Eighty-seven percent of holiday party hosts plan to do "lots of cooking" to prepare for their gatherings.</li> <li>Nearly half (44 percent) of survey respondents have left a stove or oven unattended during the holiday season. Unattended cooking could become dangerous without the host knowing.</li> <li>Another 44 percent of Americans don't keep fire extinguishers in their home to put out a fire when it erupts.</li> <li>More than a quarter of Americans have hosted or attended a party that resulted in a burnt or ruined meal.</li> </ul> <p>Allstate claims data shows hasty cooking during the holiday season is among factors that could lead to unfortunate outcomes for homeowners, condo owners, and renters:</p> <table border="1" cellspacing="2" cellpadding="2" width="100%"> <tbody> <tr> <td colspan="3" align="center" valign="top"> <p><strong>Kitchen Fires (non-grease)<sup>ii</sup></strong></p> </td> </tr> <tr> <td align="center" valign="top"> <p><strong>Insurance Policy Type</strong></p> </td> <td align="center" valign="top"> <p><strong>Most Costly Claim</strong></p> </td> <td align="center" valign="top"> <p><strong>Median Cost of Claim</strong></p> </td> </tr> <tr> <td align="center" valign="top"> <p>Homeowners</p> </td> <td align="center" valign="top"> <p>$762,000</p> </td> <td rowspan="3" align="center"> <p>$10,000</p> </td> </tr> <tr> <td align="center" valign="top"> <p>Condo</p> </td> <td align="center" valign="top"> <p>$118,000</p> </td> </tr> <tr> <td align="center" valign="top"> <p>Renters</p> </td> <td align="center" valign="top"> <p>$349,000</p> </td> </tr> <tr> <td colspan="3" align="center" valign="top"> <p><strong>Grease Fires</strong></p> </td> </tr> <tr> <td align="center" valign="top"> <p><strong>Insurance Policy Type</strong></p> </td> <td align="center" valign="top"> <p><strong>Most Costly Claim</strong></p> </td> <td align="center" valign="top"> <p><strong>Median Cost of Claim</strong></p> </td> </tr> <tr> <td align="center" valign="top"> <p>Homeowners</p> </td> <td align="center" valign="top"> <p>$614,000</p> </td> <td rowspan="3" align="center"> <p>$13,000</p> </td> </tr> <tr> <td align="center" valign="top"> <p>Condo</p> </td> <td align="center" valign="top"> <p>$65,000</p> </td> </tr> <tr> <td align="center" valign="top"> <p>Renters</p> </td> <td align="center" valign="top"> <p>$43,000</p> </td> </tr> <tr> <td colspan="3" align="center" valign="top"> <p><strong>Kitchen Smoke Damage Claims</strong></p> </td> </tr> <tr> <td align="center" valign="top"> <p><strong>Insurance Policy Type</strong></p> </td> <td align="center" valign="top"> <p><strong>Most Costly Claim</strong></p> </td> <td align="center" valign="top"> <p><strong>Median Cost of Claim</strong></p> </td> </tr> <tr> <td align="center" valign="top"> <p>Homeowners</p> </td> <td align="center" valign="top"> <p>$140,000</p> </td> <td rowspan="3" align="center"> <p>$7,000</p> </td> </tr> <tr> <td align="center" valign="top"> <p>Condo</p> </td> <td align="center" valign="top"> <p>$43,000</p> </td> </tr> <tr> <td align="center" valign="top"> <p>Renters</p> </td> <td align="center" valign="top"> <p>$27,000</p> </td> </tr> </tbody> </table> <p><strong><br /> Deck the Halls:</strong><br /> Hosting a holiday party often comes with festive home touches. Make sure to take proper safety precautions to avoid potentially costly and dangerous outcomes.</p> <ul> <li>In fact, about one-third (31 percent) of Americans light candles and one in five will light a fire in their fireplace (21 percent) during a holiday party hosted at their home.</li> <li>More than half (53 percent) say they haven't checked or changed their smoke detectors recently. Unchecked smoke detectors can cause people to miss important alarms when fire breaks out in a home.</li> <li>Forty-four percent of Americans with gas fireplaces haven't had it inspected within the last three years. Faulty gas lines and fireplace build-up can cause dangerous outcomes.</li> <li>Forty-three percent of Americans admit to plugging in too many lights into one outlet. This can lead to electrical malfunctions and even fires.</li> <li>About one-third (34 percent) have left candles inadequately controlled and 17 percent have left candle fires unattended.</li> </ul> <p>Allstate data indicates fires due to candles, fireplace and electrical mishaps are often significant losses:</p> <table border="1" cellspacing="2" cellpadding="2" width="100%"> <tbody> <tr> <td colspan="3" align="center" valign="top"><strong>Candle Fires<sup>ii</sup></strong></td> </tr> <tr> <td align="center" valign="top"> <p><strong>Insurance Policy Type</strong></p> </td> <td align="center" valign="top"> <p><strong>Most Costly Claim</strong></p> </td> <td align="center" valign="top"> <p><strong>Median Cost of Claim</strong></p> </td> </tr> <tr> <td align="center" valign="top"> <p>Homeowners</p> </td> <td align="center" valign="top"> <p>$515,000</p> </td> <td rowspan="3" align="center"> <p>$9,000</p> </td> </tr> <tr> <td align="center" valign="top"> <p>Condo</p> </td> <td align="center" valign="top"> <p>$55,000</p> </td> </tr> <tr> <td align="center" valign="top"> <p>Renters</p> </td> <td align="center" valign="top"> <p>$71,000</p> </td> </tr> <tr> <td colspan="3" align="center" valign="top"> <p><strong>Fireplace Fires</strong></p> </td> </tr> <tr> <td align="center" valign="top"> <p><strong>Insurance Policy Type</strong></p> </td> <td align="center" valign="top"> <p><strong>Most Costly Claim</strong></p> </td> <td align="center" valign="top"> <p><strong>Median Cost of Claim</strong></p> </td> </tr> <tr> <td align="center" valign="top"> <p>Homeowners</p> </td> <td align="center" valign="top"> <p>$1,600,000</p> </td> <td rowspan="3" align="center"> <p>$9,000</p> </td> </tr> <tr> <td align="center" valign="top"> <p>Condo</p> </td> <td align="center" valign="top"> <p>$66,000</p> </td> </tr> <tr> <td align="center" valign="top"> <p>Renters</p> </td> <td align="center" valign="top"> <p>$35,000</p> </td> </tr> <tr> <td colspan="3" align="center" valign="top"> <p><strong>Electrical Fires</strong></p> </td> </tr> <tr> <td align="center" valign="top"> <p><strong>Insurance Policy Type</strong></p> </td> <td align="center" valign="top"> <p><strong>Most Costly Claim</strong></p> </td> <td align="center" valign="top"> <p><strong>Median Cost of Claim</strong></p> </td> </tr> <tr> <td align="center" valign="top"> <p>Homeowners</p> </td> <td align="center" valign="top"> <p>$2,440,000</p> </td> <td rowspan="3" align="center"> <p>$18,000</p> </td> </tr> <tr> <td align="center" valign="top"> <p>Condo</p> </td> <td align="center" valign="top"> <p>$149,000</p> </td> </tr> <tr> <td align="center" valign="top"> <p>Renters</p> </td> <td align="center" valign="top"> <p>$72,000</p> </td> </tr> </tbody> </table> <p><strong><br /> Helpful Hints:<br /> </strong>Advance planning and precaution can help New Jerseyans protect their homes and help make the holidays hazard-free. Allstate offers these tips to secure your home during the holidays:</p> <p><strong><em>Holiday Cooking</em></strong></p> <ul> <li>Before the holidays, install new batteries in smoke alarms and carbon monoxide detectors. Make sure that family members can locate and operate fire extinguishers. Test all fire prevention devices to make sure they function properly. </li> <li>Be careful in the kitchen. The incorrect disposal of cooking grease, overuse of garbage disposals and improper or excessive disposal of waste can result in clogged drains and can cause sewer problems during this time of year.</li> </ul> <p><strong><em>Holiday Decorating </em></strong></p> <ul> <li>Never leave burning candles unattended, and always place them out of reach of children. Make it a part of your routine to check that all candles are extinguished before you go to bed each night. </li> <li>Make a smart tree purchase. If buying a natural tree, make sure it's fresh so it will be less of a fire hazard. Artificial trees should be labeled as fire resistant. Keep your tree away from heat sources, and trim trees with flame‐resistant materials. Never use lit candles to decorate trees.</li> <li>Check your holiday lights, throwing away any that are broken and don't overload the outlets. Only lights and extension cords specified for outdoor use should be used outside.</li> </ul> <p><strong><em>Holiday Security</em></strong></p> <ul> <li>When shopping, don't leave purchases in the passenger compartment of your unattended vehicle. Store them out of sight, in the trunk. </li> <li>When in plain view, gifts and valuables serve as an invitation to thieves. Close the shades or drapes if you're away. And put your valuables away before hosting people at your home.</li> <li>Don't advertise shopping trips or gift purchases on social media. Whether it's "check-ins" using geo-location services, travel plan updates, or even photos uploaded while at a holiday party, people may be unknowingly giving today's "digital thieves" greater insight into the contents of your car's trunk, times you're away from home and even the holiday gifts hiding in your closet.</li> </ul> <p>See how holiday hazards can hit close to home and get more tips by visiting Allstate's Holiday Decorator, at <a href="http://www.allstate.com">www.allstate.com</a>/<a href="http://www.allstate.com/holidaydecorator">holidaydecorator</a>.</p> <p><strong>Survey Methodology</strong><br /> The survey of 1,036 American adults age 18+ was conducted November 2-5, 2014 via an online survey using a sample reflective of the American population. The survey was conducted by FTI Consulting, Inc. (FTI) for Allstate.</p> <p><strong>About Allstate</strong><br /> <a title="http://www.allstatenewsroom.com/" href="http://www.allstatenewsroom.com/">The Allstate Corporation</a> (NYSE: ALL) is the nation's largest publicly held personal lines insurer, protecting approximately 16 million households from life's uncertainties through its <a href="http://www.allstate.com/">Allstate</a>, <a href="http://www.encompassinsurance.com/">Encompass</a>, <a href="http://www.esurance.com/">Esurance</a> and <a href="http://www.answerfinancial.com/">Answer Financial</a> brand names and <a href="http://www.allstate.com/financial">Allstate Financial</a> business segment. Allstate is widely known through the slogan "You're In Good Hands With Allstate&reg;." The Allstate brand's network of small businesses offers auto, home, life and retirement products and services to customers in the United States and Canada. In 2013, The Allstate Foundation, Allstate, its employees and agency owners gave $29 million to <a href="http://www.allstate.com/corporate-responsibility.aspx">support local communities</a>. Allstate employees and agency owners donated 200,000 hours of service across the country.</p> <p><strong>About Allstate New Jersey Insurance Company</strong><br /> Allstate New Jersey Insurance Company services more than 450,000 households throughout New Jersey. Widely known by its slogan "You're In Good Hands With Allstate&reg;," Allstate branded insurance products (auto, home, life and retirement) and services are offered through Allstate New Jersey agencies, independent agencies, and Allstate exclusive financial representatives. As part of Allstate's commitment to strengthen local communities, The Allstate Foundation, and the corporation provided more than $370,000 in 2013 to local nonprofit organizations across New Jersey.</p> <p><sup>i</sup> Percentage increase in claims during the holiday season versus non-holiday season over a three-year period, November 15 through January 15, 2011-2014.</p> <p><sup>ii</sup> Based on Allstate claims data that was analyzed over the same three-year period, November 15 through January 15, 2011-2014.</p> <p>&nbsp;</p> <p style="text-align: center;">#&nbsp;# #</p> <p>&nbsp;</p> <p><strong>Contact:</strong><br /> Danny Jovic <br /> 908-252-5164</p> Wed, 03 Dec 2014 11:56:00 -0600 http://allstatenewsroom.com/releases/fe4ae36f-a5e3-461c-88f4-45b1de2ba195 http://allstatenewsroom.com/releases/fe4ae36f-a5e3-461c-88f4-45b1de2ba195 Sweaters Aren't the Only Things That Can Get Ugly During the Holidays Top New Jersey Holiday Claims Revealed with New Allstate Poll on American Holiday Party Hosting<br /><strong>This release contains: 2 Photos, 1 Video, 2 Related Documents</strong><p>Holiday "ugly" sweaters have grown in popularity in New Jersey and will likely make an appearance with the 83 percent of Americans who plan to party this season. A new Allstate poll indicates 54 percent of Americans will host holiday parties in their homes, and the large majority who attend parties say they take place at someone else's home. While New Jerseyans celebrate, Allstate provides reminders of historical holiday home hazard outcomes, such as kitchen fires, decorative fires and theft, and helpful hints for customers and consumers who host parties this season.</p> <p>"If there's one thing residents of the Garden State like to do, it's hosting holiday gatherings with friends and family," said Rich Crist, President of Allstate New Jersey Insurance Company. "It's important to remember that staying aware of potential hazards before the next 'ugly sweater' or other holiday party will help protect your family and friends from costly home damages."</p> <p>Allstate is reminding New Jersey residents to use extra caution, especially for claims that prevail in the local area. In New Jersey, the top three most common holiday-related claims are:</p> <ol> <li>Burglary</li> <li>Theft from a locked vehicle</li> <li>Kitchen fires</li> </ol> <p>Allstate's Holiday Home Hazards poll found the vast majority (91 percent) of Americans agree they can reduce risks associated to fires, accidents or theft during the holiday season through their own attention and action. In New Jersey, fire claims increase by 10 percent during the holiday season<sup>i</sup>. Most Americans believe both fire and theft risks increase during the holidays, but a majority (63 percent or more) say aren't paying any more attention to these risks which could result in trouble during a busy time of cooking, decorating and hosting a holiday gathering.</p> <p><strong>Hosting Hazards:</strong><br /> Hosts should be aware that the likelihood of theft can increase over the holidays. It's wise to protect against unfortunate disappearances of valuables.</p> <ul> <li>Just one in five (22 percent) say they put away valuables before hosting a party.</li> <li>Nearly half (48%) say they have left a door unlocked for a friend or family member.</li> <li>Forty-six percent say they have hidden a key to their home for a friend or family member. Hiding keys leaves the home too easily accessible for burglaries</li> <li>Nearly half (48 percent) say they've hidden valuables such as gifts in their car. Leaving valuables in a car can create an enticing opportunity for thieves to break-in.</li> <li>Seventeen percent of Americans say they've experienced a stolen or missing valuable when attending a holiday party</li> </ul> <p>Protecting valuables is especially important during the holiday season given some of the most common precious items are also small in size and could go unnoticed:</p> <table border="1" cellspacing="2" cellpadding="2" width="100%"> <tbody> <tr> <td colspan="3" align="center" valign="top"><strong>Missing Jewelry Theft Claims<sup>ii</sup></strong></td> </tr> <tr> <td align="center" valign="top"> <p><strong>Insurance Policy Type</strong></p> </td> <td align="center" valign="top"> <p><strong>Most Costly Claim</strong></p> </td> <td align="center" valign="top"> <p><strong>Median Cost of Claim</strong></p> </td> </tr> <tr> <td align="center" valign="top"> <p>Homeowners</p> </td> <td align="center" valign="top"> <p>$26,000</p> </td> <td rowspan="3" align="center"> <p>$1,500</p> </td> </tr> <tr> <td align="center" valign="top"> <p>Condo</p> </td> <td align="center" valign="top"> <p>$11,000</p> </td> </tr> <tr> <td align="center" valign="top"> <p>Renters</p> </td> <td align="center" valign="top"> <p>$25,000</p> </td> </tr> <tr> <td colspan="3" align="center" valign="top"> <p><strong>Burglaries</strong></p> </td> </tr> <tr> <td align="center" valign="top"> <p><strong>Insurance Policy Type</strong></p> </td> <td align="center" valign="top"> <p><strong>Most Costly Claim</strong></p> </td> <td align="center" valign="top"> <p><strong>Median Cost of Claim</strong></p> </td> </tr> <tr> <td align="center" valign="top"> <p>Homeowners</p> </td> <td align="center" valign="top"> <p>$125,00</p> </td> <td rowspan="3" align="center"> <p>$3,000</p> </td> </tr> <tr> <td align="center" valign="top"> <p>Condo</p> </td> <td align="center" valign="top"> <p>$34,000</p> </td> </tr> <tr> <td align="center" valign="top"> <p>Renters</p> </td> <td align="center" valign="top"> <p>$81,000</p> </td> </tr> <tr> <td colspan="3" align="center" valign="top"> <p><strong>Property Missing After a Party</strong></p> </td> </tr> <tr> <td align="center" valign="top"> <p><strong>Insurance Policy Type</strong></p> </td> <td align="center" valign="top"> <p><strong>Most Costly Claim</strong></p> </td> <td align="center" valign="top"> <p><strong>Median Cost of Claim</strong></p> </td> </tr> <tr> <td align="center" valign="top"> <p>Homeowners</p> </td> <td align="center" valign="top"> <p>$6,000</p> </td> <td rowspan="3" align="center"> <p>$1,500</p> </td> </tr> <tr> <td align="center" valign="top"> <p>Condo</p> </td> <td align="center" valign="top"> <p>$29,000</p> </td> </tr> <tr> <td align="center" valign="top"> <p>Renters</p> </td> <td align="center" valign="top"> <p>$6,000</p> </td> </tr> </tbody> </table> <p><strong><br /> Hasty Hors d'oeuvres</strong>:<br /> Food is the centerpiece of many holiday gatherings as hosts prepare spreads for their guests, but remaining diligent in the kitchen will help prevent mishaps.</p> <ul> <li>Eighty-seven percent of holiday party hosts plan to do "lots of cooking" to prepare for their gatherings.</li> <li>Nearly half (44 percent) of survey respondents have left a stove or oven unattended during the holiday season. Unattended cooking could become dangerous without the host knowing.</li> <li>Another 44 percent of Americans don't keep fire extinguishers in their home to put out a fire when it erupts.</li> <li>More than a quarter of Americans have hosted or attended a party that resulted in a burnt or ruined meal.</li> </ul> <p>Allstate claims data shows hasty cooking during the holiday season is among factors that could lead to unfortunate outcomes for homeowners, condo owners, and renters:</p> <table border="1" cellspacing="2" cellpadding="2" width="100%"> <tbody> <tr> <td colspan="3" align="center" valign="top"> <p><strong>Kitchen Fires (non-grease)<sup>ii</sup></strong></p> </td> </tr> <tr> <td align="center" valign="top"> <p><strong>Insurance Policy Type</strong></p> </td> <td align="center" valign="top"> <p><strong>Most Costly Claim</strong></p> </td> <td align="center" valign="top"> <p><strong>Median Cost of Claim</strong></p> </td> </tr> <tr> <td align="center" valign="top"> <p>Homeowners</p> </td> <td align="center" valign="top"> <p>$762,000</p> </td> <td rowspan="3" align="center"> <p>$10,000</p> </td> </tr> <tr> <td align="center" valign="top"> <p>Condo</p> </td> <td align="center" valign="top"> <p>$118,000</p> </td> </tr> <tr> <td align="center" valign="top"> <p>Renters</p> </td> <td align="center" valign="top"> <p>$349,000</p> </td> </tr> <tr> <td colspan="3" align="center" valign="top"> <p><strong>Grease Fires</strong></p> </td> </tr> <tr> <td align="center" valign="top"> <p><strong>Insurance Policy Type</strong></p> </td> <td align="center" valign="top"> <p><strong>Most Costly Claim</strong></p> </td> <td align="center" valign="top"> <p><strong>Median Cost of Claim</strong></p> </td> </tr> <tr> <td align="center" valign="top"> <p>Homeowners</p> </td> <td align="center" valign="top"> <p>$614,000</p> </td> <td rowspan="3" align="center"> <p>$13,000</p> </td> </tr> <tr> <td align="center" valign="top"> <p>Condo</p> </td> <td align="center" valign="top"> <p>$65,000</p> </td> </tr> <tr> <td align="center" valign="top"> <p>Renters</p> </td> <td align="center" valign="top"> <p>$43,000</p> </td> </tr> <tr> <td colspan="3" align="center" valign="top"> <p><strong>Kitchen Smoke Damage Claims</strong></p> </td> </tr> <tr> <td align="center" valign="top"> <p><strong>Insurance Policy Type</strong></p> </td> <td align="center" valign="top"> <p><strong>Most Costly Claim</strong></p> </td> <td align="center" valign="top"> <p><strong>Median Cost of Claim</strong></p> </td> </tr> <tr> <td align="center" valign="top"> <p>Homeowners</p> </td> <td align="center" valign="top"> <p>$140,000</p> </td> <td rowspan="3" align="center"> <p>$7,000</p> </td> </tr> <tr> <td align="center" valign="top"> <p>Condo</p> </td> <td align="center" valign="top"> <p>$43,000</p> </td> </tr> <tr> <td align="center" valign="top"> <p>Renters</p> </td> <td align="center" valign="top"> <p>$27,000</p> </td> </tr> </tbody> </table> <p><strong><br /> Deck the Halls:</strong><br /> Hosting a holiday party often comes with festive home touches. Make sure to take proper safety precautions to avoid potentially costly and dangerous outcomes.</p> <ul> <li>In fact, about one-third (31 percent) of Americans light candles and one in five will light a fire in their fireplace (21 percent) during a holiday party hosted at their home.</li> <li>More than half (53 percent) say they haven't checked or changed their smoke detectors recently. Unchecked smoke detectors can cause people to miss important alarms when fire breaks out in a home.</li> <li>Forty-four percent of Americans with gas fireplaces haven't had it inspected within the last three years. Faulty gas lines and fireplace build-up can cause dangerous outcomes.</li> <li>Forty-three percent of Americans admit to plugging in too many lights into one outlet. This can lead to electrical malfunctions and even fires.</li> <li>About one-third (34 percent) have left candles inadequately controlled and 17 percent have left candle fires unattended.</li> </ul> <p>Allstate data indicates fires due to candles, fireplace and electrical mishaps are often significant losses:</p> <table border="1" cellspacing="2" cellpadding="2" width="100%"> <tbody> <tr> <td colspan="3" align="center" valign="top"><strong>Candle Fires<sup>ii</sup></strong></td> </tr> <tr> <td align="center" valign="top"> <p><strong>Insurance Policy Type</strong></p> </td> <td align="center" valign="top"> <p><strong>Most Costly Claim</strong></p> </td> <td align="center" valign="top"> <p><strong>Median Cost of Claim</strong></p> </td> </tr> <tr> <td align="center" valign="top"> <p>Homeowners</p> </td> <td align="center" valign="top"> <p>$515,000</p> </td> <td rowspan="3" align="center"> <p>$9,000</p> </td> </tr> <tr> <td align="center" valign="top"> <p>Condo</p> </td> <td align="center" valign="top"> <p>$55,000</p> </td> </tr> <tr> <td align="center" valign="top"> <p>Renters</p> </td> <td align="center" valign="top"> <p>$71,000</p> </td> </tr> <tr> <td colspan="3" align="center" valign="top"> <p><strong>Fireplace Fires</strong></p> </td> </tr> <tr> <td align="center" valign="top"> <p><strong>Insurance Policy Type</strong></p> </td> <td align="center" valign="top"> <p><strong>Most Costly Claim</strong></p> </td> <td align="center" valign="top"> <p><strong>Median Cost of Claim</strong></p> </td> </tr> <tr> <td align="center" valign="top"> <p>Homeowners</p> </td> <td align="center" valign="top"> <p>$1,600,000</p> </td> <td rowspan="3" align="center"> <p>$9,000</p> </td> </tr> <tr> <td align="center" valign="top"> <p>Condo</p> </td> <td align="center" valign="top"> <p>$66,000</p> </td> </tr> <tr> <td align="center" valign="top"> <p>Renters</p> </td> <td align="center" valign="top"> <p>$35,000</p> </td> </tr> <tr> <td colspan="3" align="center" valign="top"> <p><strong>Electrical Fires</strong></p> </td> </tr> <tr> <td align="center" valign="top"> <p><strong>Insurance Policy Type</strong></p> </td> <td align="center" valign="top"> <p><strong>Most Costly Claim</strong></p> </td> <td align="center" valign="top"> <p><strong>Median Cost of Claim</strong></p> </td> </tr> <tr> <td align="center" valign="top"> <p>Homeowners</p> </td> <td align="center" valign="top"> <p>$2,440,000</p> </td> <td rowspan="3" align="center"> <p>$18,000</p> </td> </tr> <tr> <td align="center" valign="top"> <p>Condo</p> </td> <td align="center" valign="top"> <p>$149,000</p> </td> </tr> <tr> <td align="center" valign="top"> <p>Renters</p> </td> <td align="center" valign="top"> <p>$72,000</p> </td> </tr> </tbody> </table> <p><strong><br /> Helpful Hints:<br /> </strong>Advance planning and precaution can help New Jerseyans protect their homes and help make the holidays hazard-free. Allstate offers these tips to secure your home during the holidays:</p> <p><strong><em>Holiday Cooking</em></strong></p> <ul> <li>Before the holidays, install new batteries in smoke alarms and carbon monoxide detectors. Make sure that family members can locate and operate fire extinguishers. Test all fire prevention devices to make sure they function properly. </li> <li>Be careful in the kitchen. The incorrect disposal of cooking grease, overuse of garbage disposals and improper or excessive disposal of waste can result in clogged drains and can cause sewer problems during this time of year.</li> </ul> <p><strong><em>Holiday Decorating </em></strong></p> <ul> <li>Never leave burning candles unattended, and always place them out of reach of children. Make it a part of your routine to check that all candles are extinguished before you go to bed each night. </li> <li>Make a smart tree purchase. If buying a natural tree, make sure it's fresh so it will be less of a fire hazard. Artificial trees should be labeled as fire resistant. Keep your tree away from heat sources, and trim trees with flame‐resistant materials. Never use lit candles to decorate trees.</li> <li>Check your holiday lights, throwing away any that are broken and don't overload the outlets. Only lights and extension cords specified for outdoor use should be used outside.</li> </ul> <p><strong><em>Holiday Security</em></strong></p> <ul> <li>When shopping, don't leave purchases in the passenger compartment of your unattended vehicle. Store them out of sight, in the trunk. </li> <li>When in plain view, gifts and valuables serve as an invitation to thieves. Close the shades or drapes if you're away. And put your valuables away before hosting people at your home.</li> <li>Don't advertise shopping trips or gift purchases on social media. Whether it's "check-ins" using geo-location services, travel plan updates, or even photos uploaded while at a holiday party, people may be unknowingly giving today's "digital thieves" greater insight into the contents of your car's trunk, times you're away from home and even the holiday gifts hiding in your closet.</li> </ul> <p>See how holiday hazards can hit close to home and get more tips by visiting Allstate's Holiday Decorator, at <a href="http://www.allstate.com">www.allstate.com</a>/<a href="http://www.allstate.com/holidaydecorator">holidaydecorator</a>.</p> <p><strong>Survey Methodology</strong><br /> The survey of 1,036 American adults age 18+ was conducted November 2-5, 2014 via an online survey using a sample reflective of the American population. The survey was conducted by FTI Consulting, Inc. (FTI) for Allstate.</p> <p><strong>About Allstate</strong><br /> <a title="http://www.allstatenewsroom.com/" href="http://www.allstatenewsroom.com/">The Allstate Corporation</a> (NYSE: ALL) is the nation's largest publicly held personal lines insurer, protecting approximately 16 million households from life's uncertainties through its <a href="http://www.allstate.com/">Allstate</a>, <a href="http://www.encompassinsurance.com/">Encompass</a>, <a href="http://www.esurance.com/">Esurance</a> and <a href="http://www.answerfinancial.com/">Answer Financial</a> brand names and <a href="http://www.allstate.com/financial">Allstate Financial</a> business segment. Allstate is widely known through the slogan "You're In Good Hands With Allstate&reg;." The Allstate brand's network of small businesses offers auto, home, life and retirement products and services to customers in the United States and Canada. In 2013, The Allstate Foundation, Allstate, its employees and agency owners gave $29 million to <a href="http://www.allstate.com/corporate-responsibility.aspx">support local communities</a>. Allstate employees and agency owners donated 200,000 hours of service across the country.</p> <p><strong>About Allstate New Jersey Insurance Company</strong><br /> Allstate New Jersey Insurance Company services more than 450,000 households throughout New Jersey. Widely known by its slogan "You're In Good Hands With Allstate&reg;," Allstate branded insurance products (auto, home, life and retirement) and services are offered through Allstate New Jersey agencies, independent agencies, and Allstate exclusive financial representatives. As part of Allstate's commitment to strengthen local communities, The Allstate Foundation, and the corporation provided more than $370,000 in 2013 to local nonprofit organizations across New Jersey.</p> <p><sup>i</sup> Percentage increase in claims during the holiday season versus non-holiday season over a three-year period, November 15 through January 15, 2011-2014.</p> <p><sup>ii</sup> Based on Allstate claims data that was analyzed over the same three-year period, November 15 through January 15, 2011-2014.</p> <p>&nbsp;</p> <p style="text-align: center;">#&nbsp;# #</p> <p>&nbsp;</p> <p><strong>Contact:</strong><br /> Danny Jovic <br /> 908-252-5164</p> Sweaters Aren't the Only Things That Can Get Ugly During the Holidays Top Connecticut Holiday Claims Revealed with New Allstate Poll on American Holiday Party Hosting<br /><strong>This release contains: 2 Photos, 1 Video, 2 Related Documents</strong><p>Holiday "ugly" sweaters have grown in popularity in Connecticut and will likely make an appearance with the 83 percent of Americans who plan to party this season. A new Allstate poll indicates 54 percent of Americans will host holiday parties in their homes, and the large majority who attend parties say they take place at someone else's home. While Connecticut residents celebrate, Allstate provides reminders of historical holiday home hazard outcomes, such as kitchen fires, decorative fires and theft, and helpful hints for customers and consumers who host parties this season.</p> <p>"If there's one thing that residents of Connecticut like to do, it's hosting holiday gatherings with friends and family," said Tracey King, Allstate spokesperson. "It's important to remember that staying aware of potential hazards before the next 'ugly sweater' or other holiday party will help protect your family and friends from costly home damages."</p> <p>Allstate is reminding Connecticut residents to use extra caution, especially for claims that prevail in the local area. In Connecticut, the top three most common holiday-related claims are:</p> <ol> <li>Burglary</li> <li>Theft from a locked vehicle</li> <li>Electrical fire or short</li> </ol> <p>Allstate's Holiday Home Hazards poll found the vast majority (91 percent) of Americans agree they can reduce risks associated to fires, accidents or theft during the holiday season through their own attention and action. In Connecticut, fire claims increase by nearly 15 percent and theft claims increase by more than nine percent during the holiday season<sup>i</sup>. Most Americans believe both fire and theft risks increase during the holidays, but a majority (63 percent or more) say aren't paying any more attention to these risks which could result in trouble during a busy time of cooking, decorating and hosting a holiday gathering.</p> <p><strong>Hosting Hazards:</strong><br /> Hosts should be aware that the likelihood of theft can increase over the holidays. It's wise to protect against unfortunate disappearances of valuables.</p> <ul> <li>Just one in five (22 percent) say they put away valuables before hosting a party.</li> <li>Nearly half (48 percent) say they have left a door unlocked for a friend or family member.</li> <li>Forty-six percent say they have hidden a key to their home for a friend or family member, a behavior. Hiding keys leaves the home too easily accessible for burglaries</li> <li>Nearly half (48 percent) say they've hidden valuables such as gifts in their car. Leaving valuables in a car can create an enticing opportunity for thieves to break-in.</li> <li>Seventeen percent of Americans say they've experienced a stolen or missing valuable when attending a holiday party</li> </ul> <p>Protecting valuables is especially important during the holiday season given some of the most common precious items are also small in size and could go unnoticed:</p> <table border="1" width="100%"> <tbody> <tr> <td colspan="3" align="center"><strong>Missing Jewelry Theft Claims</strong><sup>ii</sup></td> </tr> <tr> <td align="center"><strong>Insurance Policy Type</strong></td> <td align="center"><strong>Most Costly Claim</strong></td> <td align="center"><strong>Median Cost of Claim</strong></td> </tr> <tr> <td align="center">Homeowners</td> <td align="center">$26,000</td> <td rowspan="3" align="center">$1,500</td> </tr> <tr> <td align="center">Condo</td> <td align="center">$11,000</td> </tr> <tr> <td align="center">Renters</td> <td align="center">$25,000</td> </tr> <tr> <td colspan="3" align="center"><strong>Burglaries</strong></td> </tr> <tr> <td align="center"><strong>Insurance Policy Type</strong></td> <td align="center"><strong>Most Costly Claim</strong></td> <td align="center"><strong>Median Cost of Claim</strong></td> </tr> <tr> <td align="center">Homeowners</td> <td align="center">$125,00</td> <td rowspan="3" align="center">$3,000</td> </tr> <tr> <td align="center">Condo</td> <td align="center">$34,000</td> </tr> <tr> <td align="center">Renters</td> <td align="center">$81,000</td> </tr> <tr> <td colspan="3" align="center"><strong>Property Missing After a Party</strong></td> </tr> <tr> <td align="center"><strong>Insurance Policy Type</strong></td> <td align="center"><strong>Most Costly Claim</strong></td> <td align="center"><strong>Median Cost of Claim</strong></td> </tr> <tr> <td align="center">Homeowners</td> <td align="center">$6,000</td> <td rowspan="3" align="center">$1,500</td> </tr> <tr> <td align="center">Condo</td> <td align="center">$29,000</td> </tr> <tr> <td align="center">Renters</td> <td align="center">$6,000</td> </tr> </tbody> </table> <p>&nbsp;</p> <p><strong>Hasty </strong><strong>Hors d'oeuvres</strong><strong>:&nbsp; <br /> </strong>Food is the centerpiece of many holiday gatherings as hosts prepare decadent spreads for their guests, but remaining diligent in the kitchen will help prevent mishaps.<strong>&nbsp;</strong></p> <ul> <li>Eighty-seven percent of holiday party hosts plan to do "lots of cooking" to prepare for their gatherings.</li> <li>Nearly half (44 percent) of survey respondents have left a stove or oven unattended during the holiday season. Unattended cooking could become dangerous without the host knowing.</li> <li>Another 44 percent of Americans don't keep fire extinguishers in their home to put out a fire when it erupts.</li> <li>More than a quarter of Americans have hosted or attended a party that resulted in a burnt or ruined meal.</li> </ul> <p>Allstate claims data shows hasty cooking during the holiday season is among factors that could lead to unfortunate outcomes for homeowners, condo owners, and renters:</p> <table border="1" width="100%"> <tbody> <tr> <td align="center">&nbsp;</td> <td align="center"><strong>Kitchen Fires (non-grease)</strong><sup>ii</sup></td> <td align="center">&nbsp;</td> </tr> <tr> <td align="center"><strong>Insurance Policy Type</strong></td> <td align="center"><strong>Most Costly Claim</strong></td> <td align="center"><strong>Median Cost of Claim</strong></td> </tr> <tr> <td align="center">Homeowners</td> <td align="center">$762,000</td> <td rowspan="3" align="center">$10,000</td> </tr> <tr> <td align="center">Condo</td> <td align="center">$118,000</td> </tr> <tr> <td align="center">Renters</td> <td align="center">$349,000</td> </tr> <tr> <td colspan="3" align="center"><strong>Grease Fires</strong></td> </tr> <tr> <td align="center"><strong>Insurance Policy Type</strong></td> <td align="center"><strong>Most Costly Claim</strong></td> <td align="center"><strong>Median Cost of Claim</strong></td> </tr> <tr> <td align="center">Homeowners</td> <td align="center">$614,000</td> <td rowspan="3" align="center">$13,000</td> </tr> <tr> <td align="center">Condo</td> <td align="center">$65,000</td> </tr> <tr> <td align="center">Renters</td> <td align="center">$43,000</td> </tr> <tr> <td colspan="3" align="center"><strong>Kitchen Smoke Damage Claims</strong></td> </tr> <tr> <td align="center"><strong>Insurance Policy Type</strong></td> <td align="center"><strong>Most Costly Claim</strong></td> <td align="center"><strong>Median Cost of Claim</strong></td> </tr> <tr> <td align="center">Homeowners</td> <td align="center">$140,000</td> <td rowspan="3" align="center">$7,000</td> </tr> <tr> <td align="center">Condo</td> <td align="center">$43,000</td> </tr> <tr> <td align="center">Renters</td> <td align="center">$27,000</td> </tr> </tbody> </table> <p>&nbsp;</p> <p><strong>Deck the Halls:</strong><br /> Hosting a holiday party often comes with festive home touches. Make sure to take proper safety precautions to avoid potentially costly and dangerous outcomes.</p> <ul> <li>In fact, about one-third (31 percent) of Americans light candles and one in five will light a fire in their fireplace (21 percent) during a holiday party hosted at their home.</li> <li>More than half (53 percent) say they haven't checked or changed their smoke detectors recently. Unchecked smoke detectors can cause people to miss important alarms when fire breaks out in a home.</li> <li>Forty-four percent of Americans with gas fireplaces haven't had it inspected within the last three years. Faulty gas lines and fireplace build-up can cause dangerous outcomes.</li> <li>Forty-three percent of Americans admit to plugging in too many lights into one outlet. This can lead to electrical malfunctions and even fires.</li> <li>About one-third (34 percent) have left candles and 17 percent have left fires unattended. </li> </ul> <p>Allstate data indicates fires due to candles, fireplace and electrical mishaps are often significant losses:</p> <table border="1" width="100%"> <tbody> <tr> <td colspan="3" align="center"><strong>Candle Fires</strong><sup>ii</sup></td> </tr> <tr> <td align="center"><strong>Insurance Policy Type</strong></td> <td align="center"><strong>Most Costly Claim</strong></td> <td align="center"><strong>Median Cost of Claim</strong></td> </tr> <tr> <td align="center">Homeowners</td> <td align="center">$515,000</td> <td rowspan="3" align="center">$9,000</td> </tr> <tr> <td align="center">Condo</td> <td align="center">$55,000</td> </tr> <tr> <td align="center">Renters</td> <td align="center">$71,000</td> </tr> <tr> <td colspan="3" align="center"><strong>Fireplace Fires</strong></td> </tr> <tr> <td align="center"><strong>Insurance Policy Type</strong></td> <td align="center"><strong>Most Costly Claim</strong></td> <td align="center"><strong>Median Cost of Claim</strong></td> </tr> <tr> <td align="center">Homeowners</td> <td align="center">$1,600,000</td> <td rowspan="3" align="center">$9,000</td> </tr> <tr> <td align="center">Condo</td> <td align="center">$66,000</td> </tr> <tr> <td align="center">Renters</td> <td align="center">$35,000</td> </tr> <tr> <td colspan="3" align="center"><strong>Electrical Fires</strong></td> </tr> <tr> <td align="center"><strong>Insurance Policy Type</strong></td> <td align="center"><strong>Most Costly Claim</strong></td> <td align="center"><strong>Median Cost of Claim</strong></td> </tr> <tr> <td align="center">Homeowners</td> <td align="center">$2,440,000</td> <td rowspan="3" align="center">$18,000</td> </tr> <tr> <td align="center">Condo</td> <td align="center">$149,000</td> </tr> <tr> <td align="center">Renters</td> <td align="center">$72,000</td> </tr> </tbody> </table> <p>&nbsp;</p> <p><strong>Helpful Hints:<br /> </strong>Advance planning and precaution can help Connecticut residents protect their homes and help make the holidays hazard-free. Allstate offers these tips to secure your home during the holidays:<strong>&nbsp;</strong></p> <p><strong><em>Holiday Cooking</em></strong></p> <ul> <li>Before the holidays, install new batteries in smoke alarms and carbon monoxide detectors. Make sure that family members can locate and operate fire extinguishers. Test all fire prevention devices to make sure they function properly. </li> <li>Be careful in the kitchen. The incorrect disposal of cooking grease, overuse of garbage disposals and improper or excessive disposal of waste can result in clogged drains and can cause sewer problems during this time of year.</li> </ul> <p><strong><em>Holiday Decorating </em></strong></p> <ul> <li>Never leave burning candles unattended, and always place them out of reach of children. Make it a part of your routine to check that all candles are extinguished before you go to bed each night. </li> <li>Make a smart tree purchase. If buying a natural tree, make sure it's fresh so it will be less of a fire hazard. Artificial trees should be labeled as fire resistant. Keep your tree away from heat sources, and trim trees with flame‐resistant materials. Never use lit candles to decorate trees.</li> <li>Check your holiday lights, throwing away any that are broken and don't overload the outlets. Only lights and extension cords specified for outdoor use should be used outside. </li> </ul> <p><strong><em>Holiday Security</em></strong></p> <ul> <li>When shopping, don't leave purchases in the passenger compartment of your unattended vehicle. Store them out of sight, in the trunk. </li> <li>When in plain view, gifts and valuables serve as an invitation to thieves. Close the shades or drapes if you're away. And put your valuables away before hosting people at your home.</li> <li>Don't advertise shopping trips or gift purchases on social media. Whether it's "check-ins" using geo-location services, travel plan updates, or even photos uploaded while at a holiday party, people may be unknowingly giving today's "digital thieves" greater insight into the contents of your car's trunk, times you're away from home and even the holiday gifts hiding in your closet.</li> </ul> <p>See how holiday hazards can hit close to home and get more tips by visiting Allstate's Holiday Decorator, at <a href="http://www.allstate.com/holidaydecorator" target="_blank">www.allstate.com/holidaydecorator</a>.</p> <p><strong>Survey Methodology </strong> <br /> The survey of 1,036 American adults age 18+ was conducted November 2-5, 2014 via an online survey using a sample reflective of the American population. The survey was conducted by FTI Consulting, Inc. (FTI) for Allstate.</p> <p><strong>About Allstate</strong><br /> <a href="http://www.allstatenewsroom.com/">The Allstate Corporation</a> (NYSE: ALL) is the nation's largest publicly held personal lines insurer, protecting approximately 16 million households from life's uncertainties through its <a href="http://www.allstate.com/">Allstate</a>, <a href="http://www.encompassinsurance.com/" target="_blank">Encompass</a>, <a href="http://www.esurance.com/" target="_blank">Esurance</a> and <a href="http://www.answerfinancial.com/" target="_blank">Answer Financial</a> brand names and <a href="http://www.allstate.com/financial" target="_blank">Allstate Financial</a> business segment. Allstate is widely known through the slogan "You're In Good Hands With Allstate&reg;." The Allstate brand's network of small businesses offers auto, home, life and retirement products and services to customers in the United States and Canada. In 2013, The Allstate Foundation, Allstate, its employees and agency owners gave $29 million to <a href="http://www.allstate.com/corporate-responsibility.aspx" target="_blank">support local communities</a>. Allstate employees and agency owners donated 200,000 hours of service across the country.</p> <p>#&nbsp; #&nbsp; #</p> <p>&nbsp;</p> <p><sup>i</sup> Percentage increase in claims during the holiday season versus non-holiday season over a three-year period, November 15 through January 15, 2011-2014.</p> <p><sup>ii</sup> Based on Allstate claims data that was analyzed over the same three-year period, November 15 through January 15, 2011-2014.</p> <p>&nbsp;</p> <p><strong>Contact:</strong></p> <p><a href="mailto:Tracey.King@allstate.com">Tracey.King@allstate.com</a><br /> 610.251.3092<br /> @AllstateNE</p> Tue, 02 Dec 2014 20:53:00 -0600 http://allstatenewsroom.com/releases/f447f10f-7d6f-42c0-b38d-454cb78be754 http://allstatenewsroom.com/releases/f447f10f-7d6f-42c0-b38d-454cb78be754 Sweaters Aren't the Only Things That Can Get Ugly During the Holidays Top Connecticut Holiday Claims Revealed with New Allstate Poll on American Holiday Party Hosting<br /><strong>This release contains: 2 Photos, 1 Video, 2 Related Documents</strong><p>Holiday "ugly" sweaters have grown in popularity in Connecticut and will likely make an appearance with the 83 percent of Americans who plan to party this season. A new Allstate poll indicates 54 percent of Americans will host holiday parties in their homes, and the large majority who attend parties say they take place at someone else's home. While Connecticut residents celebrate, Allstate provides reminders of historical holiday home hazard outcomes, such as kitchen fires, decorative fires and theft, and helpful hints for customers and consumers who host parties this season.</p> <p>"If there's one thing that residents of Connecticut like to do, it's hosting holiday gatherings with friends and family," said Tracey King, Allstate spokesperson. "It's important to remember that staying aware of potential hazards before the next 'ugly sweater' or other holiday party will help protect your family and friends from costly home damages."</p> <p>Allstate is reminding Connecticut residents to use extra caution, especially for claims that prevail in the local area. In Connecticut, the top three most common holiday-related claims are:</p> <ol> <li>Burglary</li> <li>Theft from a locked vehicle</li> <li>Electrical fire or short</li> </ol> <p>Allstate's Holiday Home Hazards poll found the vast majority (91 percent) of Americans agree they can reduce risks associated to fires, accidents or theft during the holiday season through their own attention and action. In Connecticut, fire claims increase by nearly 15 percent and theft claims increase by more than nine percent during the holiday season<sup>i</sup>. Most Americans believe both fire and theft risks increase during the holidays, but a majority (63 percent or more) say aren't paying any more attention to these risks which could result in trouble during a busy time of cooking, decorating and hosting a holiday gathering.</p> <p><strong>Hosting Hazards:</strong><br /> Hosts should be aware that the likelihood of theft can increase over the holidays. It's wise to protect against unfortunate disappearances of valuables.</p> <ul> <li>Just one in five (22 percent) say they put away valuables before hosting a party.</li> <li>Nearly half (48 percent) say they have left a door unlocked for a friend or family member.</li> <li>Forty-six percent say they have hidden a key to their home for a friend or family member, a behavior. Hiding keys leaves the home too easily accessible for burglaries</li> <li>Nearly half (48 percent) say they've hidden valuables such as gifts in their car. Leaving valuables in a car can create an enticing opportunity for thieves to break-in.</li> <li>Seventeen percent of Americans say they've experienced a stolen or missing valuable when attending a holiday party</li> </ul> <p>Protecting valuables is especially important during the holiday season given some of the most common precious items are also small in size and could go unnoticed:</p> <table border="1" width="100%"> <tbody> <tr> <td colspan="3" align="center"><strong>Missing Jewelry Theft Claims</strong><sup>ii</sup></td> </tr> <tr> <td align="center"><strong>Insurance Policy Type</strong></td> <td align="center"><strong>Most Costly Claim</strong></td> <td align="center"><strong>Median Cost of Claim</strong></td> </tr> <tr> <td align="center">Homeowners</td> <td align="center">$26,000</td> <td rowspan="3" align="center">$1,500</td> </tr> <tr> <td align="center">Condo</td> <td align="center">$11,000</td> </tr> <tr> <td align="center">Renters</td> <td align="center">$25,000</td> </tr> <tr> <td colspan="3" align="center"><strong>Burglaries</strong></td> </tr> <tr> <td align="center"><strong>Insurance Policy Type</strong></td> <td align="center"><strong>Most Costly Claim</strong></td> <td align="center"><strong>Median Cost of Claim</strong></td> </tr> <tr> <td align="center">Homeowners</td> <td align="center">$125,00</td> <td rowspan="3" align="center">$3,000</td> </tr> <tr> <td align="center">Condo</td> <td align="center">$34,000</td> </tr> <tr> <td align="center">Renters</td> <td align="center">$81,000</td> </tr> <tr> <td colspan="3" align="center"><strong>Property Missing After a Party</strong></td> </tr> <tr> <td align="center"><strong>Insurance Policy Type</strong></td> <td align="center"><strong>Most Costly Claim</strong></td> <td align="center"><strong>Median Cost of Claim</strong></td> </tr> <tr> <td align="center">Homeowners</td> <td align="center">$6,000</td> <td rowspan="3" align="center">$1,500</td> </tr> <tr> <td align="center">Condo</td> <td align="center">$29,000</td> </tr> <tr> <td align="center">Renters</td> <td align="center">$6,000</td> </tr> </tbody> </table> <p>&nbsp;</p> <p><strong>Hasty </strong><strong>Hors d'oeuvres</strong><strong>:&nbsp; <br /> </strong>Food is the centerpiece of many holiday gatherings as hosts prepare decadent spreads for their guests, but remaining diligent in the kitchen will help prevent mishaps.<strong>&nbsp;</strong></p> <ul> <li>Eighty-seven percent of holiday party hosts plan to do "lots of cooking" to prepare for their gatherings.</li> <li>Nearly half (44 percent) of survey respondents have left a stove or oven unattended during the holiday season. Unattended cooking could become dangerous without the host knowing.</li> <li>Another 44 percent of Americans don't keep fire extinguishers in their home to put out a fire when it erupts.</li> <li>More than a quarter of Americans have hosted or attended a party that resulted in a burnt or ruined meal.</li> </ul> <p>Allstate claims data shows hasty cooking during the holiday season is among factors that could lead to unfortunate outcomes for homeowners, condo owners, and renters:</p> <table border="1" width="100%"> <tbody> <tr> <td align="center">&nbsp;</td> <td align="center"><strong>Kitchen Fires (non-grease)</strong><sup>ii</sup></td> <td align="center">&nbsp;</td> </tr> <tr> <td align="center"><strong>Insurance Policy Type</strong></td> <td align="center"><strong>Most Costly Claim</strong></td> <td align="center"><strong>Median Cost of Claim</strong></td> </tr> <tr> <td align="center">Homeowners</td> <td align="center">$762,000</td> <td rowspan="3" align="center">$10,000</td> </tr> <tr> <td align="center">Condo</td> <td align="center">$118,000</td> </tr> <tr> <td align="center">Renters</td> <td align="center">$349,000</td> </tr> <tr> <td colspan="3" align="center"><strong>Grease Fires</strong></td> </tr> <tr> <td align="center"><strong>Insurance Policy Type</strong></td> <td align="center"><strong>Most Costly Claim</strong></td> <td align="center"><strong>Median Cost of Claim</strong></td> </tr> <tr> <td align="center">Homeowners</td> <td align="center">$614,000</td> <td rowspan="3" align="center">$13,000</td> </tr> <tr> <td align="center">Condo</td> <td align="center">$65,000</td> </tr> <tr> <td align="center">Renters</td> <td align="center">$43,000</td> </tr> <tr> <td colspan="3" align="center"><strong>Kitchen Smoke Damage Claims</strong></td> </tr> <tr> <td align="center"><strong>Insurance Policy Type</strong></td> <td align="center"><strong>Most Costly Claim</strong></td> <td align="center"><strong>Median Cost of Claim</strong></td> </tr> <tr> <td align="center">Homeowners</td> <td align="center">$140,000</td> <td rowspan="3" align="center">$7,000</td> </tr> <tr> <td align="center">Condo</td> <td align="center">$43,000</td> </tr> <tr> <td align="center">Renters</td> <td align="center">$27,000</td> </tr> </tbody> </table> <p>&nbsp;</p> <p><strong>Deck the Halls:</strong><br /> Hosting a holiday party often comes with festive home touches. Make sure to take proper safety precautions to avoid potentially costly and dangerous outcomes.</p> <ul> <li>In fact, about one-third (31 percent) of Americans light candles and one in five will light a fire in their fireplace (21 percent) during a holiday party hosted at their home.</li> <li>More than half (53 percent) say they haven't checked or changed their smoke detectors recently. Unchecked smoke detectors can cause people to miss important alarms when fire breaks out in a home.</li> <li>Forty-four percent of Americans with gas fireplaces haven't had it inspected within the last three years. Faulty gas lines and fireplace build-up can cause dangerous outcomes.</li> <li>Forty-three percent of Americans admit to plugging in too many lights into one outlet. This can lead to electrical malfunctions and even fires.</li> <li>About one-third (34 percent) have left candles and 17 percent have left fires unattended. </li> </ul> <p>Allstate data indicates fires due to candles, fireplace and electrical mishaps are often significant losses:</p> <table border="1" width="100%"> <tbody> <tr> <td colspan="3" align="center"><strong>Candle Fires</strong><sup>ii</sup></td> </tr> <tr> <td align="center"><strong>Insurance Policy Type</strong></td> <td align="center"><strong>Most Costly Claim</strong></td> <td align="center"><strong>Median Cost of Claim</strong></td> </tr> <tr> <td align="center">Homeowners</td> <td align="center">$515,000</td> <td rowspan="3" align="center">$9,000</td> </tr> <tr> <td align="center">Condo</td> <td align="center">$55,000</td> </tr> <tr> <td align="center">Renters</td> <td align="center">$71,000</td> </tr> <tr> <td colspan="3" align="center"><strong>Fireplace Fires</strong></td> </tr> <tr> <td align="center"><strong>Insurance Policy Type</strong></td> <td align="center"><strong>Most Costly Claim</strong></td> <td align="center"><strong>Median Cost of Claim</strong></td> </tr> <tr> <td align="center">Homeowners</td> <td align="center">$1,600,000</td> <td rowspan="3" align="center">$9,000</td> </tr> <tr> <td align="center">Condo</td> <td align="center">$66,000</td> </tr> <tr> <td align="center">Renters</td> <td align="center">$35,000</td> </tr> <tr> <td colspan="3" align="center"><strong>Electrical Fires</strong></td> </tr> <tr> <td align="center"><strong>Insurance Policy Type</strong></td> <td align="center"><strong>Most Costly Claim</strong></td> <td align="center"><strong>Median Cost of Claim</strong></td> </tr> <tr> <td align="center">Homeowners</td> <td align="center">$2,440,000</td> <td rowspan="3" align="center">$18,000</td> </tr> <tr> <td align="center">Condo</td> <td align="center">$149,000</td> </tr> <tr> <td align="center">Renters</td> <td align="center">$72,000</td> </tr> </tbody> </table> <p>&nbsp;</p> <p><strong>Helpful Hints:<br /> </strong>Advance planning and precaution can help Connecticut residents protect their homes and help make the holidays hazard-free. Allstate offers these tips to secure your home during the holidays:<strong>&nbsp;</strong></p> <p><strong><em>Holiday Cooking</em></strong></p> <ul> <li>Before the holidays, install new batteries in smoke alarms and carbon monoxide detectors. Make sure that family members can locate and operate fire extinguishers. Test all fire prevention devices to make sure they function properly. </li> <li>Be careful in the kitchen. The incorrect disposal of cooking grease, overuse of garbage disposals and improper or excessive disposal of waste can result in clogged drains and can cause sewer problems during this time of year.</li> </ul> <p><strong><em>Holiday Decorating </em></strong></p> <ul> <li>Never leave burning candles unattended, and always place them out of reach of children. Make it a part of your routine to check that all candles are extinguished before you go to bed each night. </li> <li>Make a smart tree purchase. If buying a natural tree, make sure it's fresh so it will be less of a fire hazard. Artificial trees should be labeled as fire resistant. Keep your tree away from heat sources, and trim trees with flame‐resistant materials. Never use lit candles to decorate trees.</li> <li>Check your holiday lights, throwing away any that are broken and don't overload the outlets. Only lights and extension cords specified for outdoor use should be used outside. </li> </ul> <p><strong><em>Holiday Security</em></strong></p> <ul> <li>When shopping, don't leave purchases in the passenger compartment of your unattended vehicle. Store them out of sight, in the trunk. </li> <li>When in plain view, gifts and valuables serve as an invitation to thieves. Close the shades or drapes if you're away. And put your valuables away before hosting people at your home.</li> <li>Don't advertise shopping trips or gift purchases on social media. Whether it's "check-ins" using geo-location services, travel plan updates, or even photos uploaded while at a holiday party, people may be unknowingly giving today's "digital thieves" greater insight into the contents of your car's trunk, times you're away from home and even the holiday gifts hiding in your closet.</li> </ul> <p>See how holiday hazards can hit close to home and get more tips by visiting Allstate's Holiday Decorator, at <a href="http://www.allstate.com/holidaydecorator" target="_blank">www.allstate.com/holidaydecorator</a>.</p> <p><strong>Survey Methodology </strong> <br /> The survey of 1,036 American adults age 18+ was conducted November 2-5, 2014 via an online survey using a sample reflective of the American population. The survey was conducted by FTI Consulting, Inc. (FTI) for Allstate.</p> <p><strong>About Allstate</strong><br /> <a href="http://www.allstatenewsroom.com/">The Allstate Corporation</a> (NYSE: ALL) is the nation's largest publicly held personal lines insurer, protecting approximately 16 million households from life's uncertainties through its <a href="http://www.allstate.com/">Allstate</a>, <a href="http://www.encompassinsurance.com/" target="_blank">Encompass</a>, <a href="http://www.esurance.com/" target="_blank">Esurance</a> and <a href="http://www.answerfinancial.com/" target="_blank">Answer Financial</a> brand names and <a href="http://www.allstate.com/financial" target="_blank">Allstate Financial</a> business segment. Allstate is widely known through the slogan "You're In Good Hands With Allstate&reg;." The Allstate brand's network of small businesses offers auto, home, life and retirement products and services to customers in the United States and Canada. In 2013, The Allstate Foundation, Allstate, its employees and agency owners gave $29 million to <a href="http://www.allstate.com/corporate-responsibility.aspx" target="_blank">support local communities</a>. Allstate employees and agency owners donated 200,000 hours of service across the country.</p> <p>#&nbsp; #&nbsp; #</p> <p>&nbsp;</p> <p><sup>i</sup> Percentage increase in claims during the holiday season versus non-holiday season over a three-year period, November 15 through January 15, 2011-2014.</p> <p><sup>ii</sup> Based on Allstate claims data that was analyzed over the same three-year period, November 15 through January 15, 2011-2014.</p> <p>&nbsp;</p> <p><strong>Contact:</strong></p> <p><a href="mailto:Tracey.King@allstate.com">Tracey.King@allstate.com</a><br /> 610.251.3092<br /> @AllstateNE</p> Sweaters Aren't the Only Things That Can Get Ugly During the Holidays Top Maine Holiday Claims Revealed with New Allstate Poll on American Holiday Party Hosting<br /><strong>This release contains: 2 Photos, 1 Video, 2 Related Documents</strong><p>Holiday "ugly" sweaters have grown in popularity in Maine and will likely make an appearance with the 83 percent of Americans who plan to party this season. A new Allstate poll indicates 54 percent of Americans will host holiday parties in their homes, and the large majority who attend parties say they take place at someone else's home. While Maine residents celebrate, Allstate provides reminders of historical holiday home hazard outcomes, such as kitchen fires, decorative fires and theft, and helpful hints for customers and consumers who host parties this season.</p> <p>"If there's one thing that residents of Maine like to do, it's hosting holiday gatherings with friends and family," said Tracey King, Allstate spokesperson. "It's important to remember that staying aware of potential hazards before the next 'ugly sweater' or other holiday party will help protect your family and friends from costly home damages."</p> <p>Allstate is reminding Maine residents to use extra caution, especially for claims that prevail in the local area. In Maine, the top three most common holiday-related claims are:</p> <ol> <li>Burglary</li> <li>Fireplace fire</li> <li>Theft from locked vehicle</li> </ol> <p>Allstate's Holiday Home Hazards poll found the vast majority (91 percent) of Americans agree they can reduce risks associated to fires, accidents or theft during the holiday season through their own attention and action. In Maine, fire claims increase by 43 percent, and while theft claims in the state decrease by more than seven percent, it increases by five percent nationally during the holiday season<sup>i</sup>. Most Americans believe both fire and theft risks increase during the holidays, but a majority (63 percent or more) say aren't paying any more attention to these risks which could result in trouble during a busy time of cooking, decorating and hosting a holiday gathering.</p> <p><strong>Hosting Hazards:</strong><br /> Hosts should be aware that the likelihood of theft can increase over the holidays. It's wise to protect against unfortunate disappearances of valuables.</p> <ul> <li>Just one in five (22 percent) say they put away valuables before hosting a party.</li> <li>Nearly half (48 percent) say they have left a door unlocked for a friend or family member.</li> <li>Forty-six percent say they have hidden a key to their home for a friend or family member, a behavior. Hiding keys leaves the home too easily accessible for burglaries</li> <li>Nearly half (48 percent) say they've hidden valuables such as gifts in their car. Leaving valuables in a car can create an enticing opportunity for thieves to break-in.</li> <li>Seventeen percent of Americans say they've experienced a stolen or missing valuable when attending a holiday party</li> </ul> <p>Protecting valuables is especially important during the holiday season given some of the most common precious items are also small in size and could go unnoticed:</p> <table border="1" width="100%"> <tbody> <tr> <td colspan="3" align="center"><strong>Missing Jewelry Theft Claims</strong><sup>ii</sup></td> </tr> <tr> <td align="center"><strong>Insurance Policy Type</strong></td> <td align="center"><strong>Most Costly Claim</strong></td> <td align="center"><strong>Median Cost of Claim</strong></td> </tr> <tr> <td align="center">Homeowners</td> <td align="center">$26,000</td> <td rowspan="3" align="center">$1,500</td> </tr> <tr> <td align="center">Condo</td> <td align="center">$11,000</td> </tr> <tr> <td align="center">Renters</td> <td align="center">$25,000</td> </tr> <tr> <td colspan="3" align="center"><strong>Burglaries</strong></td> </tr> <tr> <td align="center"><strong>Insurance Policy Type</strong></td> <td align="center"><strong>Most Costly Claim</strong></td> <td align="center"><strong>Median Cost of Claim</strong></td> </tr> <tr> <td align="center">Homeowners</td> <td align="center">$125,00</td> <td rowspan="3" align="center">$3,000</td> </tr> <tr> <td align="center">Condo</td> <td align="center">$34,000</td> </tr> <tr> <td align="center">Renters</td> <td align="center">$81,000</td> </tr> <tr> <td colspan="3" align="center"><strong>Property Missing After a Party</strong></td> </tr> <tr> <td align="center"><strong>Insurance Policy Type</strong></td> <td align="center"><strong>Most Costly Claim</strong></td> <td align="center"><strong>Median Cost of Claim</strong></td> </tr> <tr> <td align="center">Homeowners</td> <td align="center">$6,000</td> <td rowspan="3" align="center">$1,500</td> </tr> <tr> <td align="center">Condo</td> <td align="center">$29,000</td> </tr> <tr> <td align="center">Renters</td> <td align="center">$6,000</td> </tr> </tbody> </table> <p>&nbsp;</p> <p><strong>Hasty </strong><strong>Hors d'oeuvres</strong><strong>:&nbsp; <br /> </strong>Food is the centerpiece of many holiday gatherings as hosts prepare decadent spreads for their guests, but remaining diligent in the kitchen will help prevent mishaps.<strong>&nbsp;</strong></p> <ul> <li>Eighty-seven percent of holiday party hosts plan to do "lots of cooking" to prepare for their gatherings.</li> <li>Nearly half (44 percent) of survey respondents have left a stove or oven unattended during the holiday season. Unattended cooking could become dangerous without the host knowing.</li> <li>Another 44 percent of Americans don't keep fire extinguishers in their home to put out a fire when it erupts.</li> <li>More than a quarter of Americans have hosted or attended a party that resulted in a burnt or ruined meal.</li> </ul> <p>Allstate claims data shows hasty cooking during the holiday season is among factors that could lead to unfortunate outcomes for homeowners, condo owners, and renters:</p> <table border="1" width="100%"> <tbody> <tr> <td colspan="3" align="center"><strong>Kitchen Fires (non-grease)</strong><sup>ii</sup></td> </tr> <tr> <td align="center"><strong>Insurance Policy Type</strong></td> <td align="center"><strong>Most Costly Claim</strong></td> <td align="center"><strong>Median Cost of Claim</strong></td> </tr> <tr> <td align="center">Homeowners</td> <td align="center">$762,000</td> <td rowspan="3" align="center">$10,000</td> </tr> <tr> <td align="center">Condo</td> <td align="center">$118,000</td> </tr> <tr> <td align="center">Renters</td> <td align="center">$349,000</td> </tr> <tr> <td colspan="3" align="center"><strong>Grease Fires</strong></td> </tr> <tr> <td align="center"><strong>Insurance Policy Type</strong></td> <td align="center"><strong>Most Costly Claim</strong></td> <td align="center"><strong>Median Cost of Claim</strong></td> </tr> <tr> <td align="center">Homeowners</td> <td align="center">$614,000</td> <td rowspan="3" align="center">$13,000</td> </tr> <tr> <td align="center">Condo</td> <td align="center">$65,000</td> </tr> <tr> <td align="center">Renters</td> <td align="center">$43,000</td> </tr> <tr> <td colspan="3" align="center"><strong>Kitchen Smoke Damage Claims</strong></td> </tr> <tr> <td align="center"><strong>Insurance Policy Type</strong></td> <td align="center"><strong>Most Costly Claim</strong></td> <td align="center"><strong>Median Cost of Claim</strong></td> </tr> <tr> <td align="center">Homeowners</td> <td align="center">$140,000</td> <td rowspan="3" align="center">$7,000</td> </tr> <tr> <td align="center">Condo</td> <td align="center">$43,000</td> </tr> <tr> <td align="center">Renters</td> <td align="center">$27,000</td> </tr> </tbody> </table> <p>&nbsp;</p> <p><strong>Deck the Halls:</strong><br /> Hosting a holiday party often comes with festive home touches. Make sure to take proper safety precautions to avoid potentially costly and dangerous outcomes.</p> <ul> <li>In fact, about one-third (31 percent) of Americans light candles and one in five will light a fire in their fireplace (21 percent) during a holiday party hosted at their home.</li> <li>More than half (53 percent) say they haven't checked or changed their smoke detectors recently. Unchecked smoke detectors can cause people to miss important alarms when fire breaks out in a home.</li> <li>Forty-four percent of Americans with gas fireplaces haven't had it inspected within the last three years. Faulty gas lines and fireplace build-up can cause dangerous outcomes.</li> <li>Forty-three percent of Americans admit to plugging in too many lights into one outlet. This can lead to electrical malfunctions and even fires.</li> <li>About one-third (34 percent) have left candles and 17 percent have left fires unattended. </li> </ul> <p>Allstate data indicates fires due to candles, fireplace and electrical mishaps are often significant losses:</p> <table border="1" width="100%"> <tbody> <tr> <td colspan="3" align="center"><strong>Candle Fires</strong><sup>ii</sup></td> </tr> <tr> <td align="center"><strong>Insurance Policy Type</strong></td> <td align="center"><strong>Most Costly Claim</strong></td> <td align="center"><strong>Median Cost of Claim</strong></td> </tr> <tr> <td align="center">Homeowners</td> <td align="center">$515,000</td> <td rowspan="3" align="center">$9,000</td> </tr> <tr> <td align="center">Condo</td> <td align="center">$55,000</td> </tr> <tr> <td align="center">Renters</td> <td align="center">$71,000</td> </tr> <tr> <td colspan="3" align="center"><strong>Fireplace Fires</strong></td> </tr> <tr> <td align="center"><strong>Insurance Policy Type</strong></td> <td align="center"><strong>Most Costly Claim</strong></td> <td align="center"><strong>Median Cost of Claim</strong></td> </tr> <tr> <td align="center">Homeowners</td> <td align="center">$1,600,000</td> <td rowspan="3" align="center">$9,000</td> </tr> <tr> <td align="center">Condo</td> <td align="center">$66,000</td> </tr> <tr> <td align="center">Renters</td> <td align="center">$35,000</td> </tr> <tr> <td colspan="3" align="center"><strong>Electrical Fires</strong></td> </tr> <tr> <td align="center"><strong>Insurance Policy Type</strong></td> <td align="center"><strong>Most Costly Claim</strong></td> <td align="center"><strong>Median Cost of Claim</strong></td> </tr> <tr> <td align="center">Homeowners</td> <td align="center">$2,440,000</td> <td rowspan="3" align="center">$18,000</td> </tr> <tr> <td align="center">Condo</td> <td align="center">$149,000</td> </tr> <tr> <td align="center">Renters</td> <td align="center">$72,000</td> </tr> </tbody> </table> <p>&nbsp;</p> <p><strong>Helpful Hints:<br /> </strong>Advance planning and precaution can help Maine residents protect their homes and help make the holidays hazard-free. Allstate offers these tips to secure your home during the holidays:<strong>&nbsp;</strong></p> <p><strong><em>Holiday Cooking</em></strong></p> <ul> <li>Before the holidays, install new batteries in smoke alarms and carbon monoxide detectors. Make sure that family members can locate and operate fire extinguishers. Test all fire prevention devices to make sure they function properly. </li> <li>Be careful in the kitchen. The incorrect disposal of cooking grease, overuse of garbage disposals and improper or excessive disposal of waste can result in clogged drains and can cause sewer problems during this time of year.</li> </ul> <p><strong><em>Holiday Decorating </em></strong></p> <ul> <li>Never leave burning candles unattended, and always place them out of reach of children. Make it a part of your routine to check that all candles are extinguished before you go to bed each night. </li> <li>Make a smart tree purchase. If buying a natural tree, make sure it's fresh so it will be less of a fire hazard. Artificial trees should be labeled as fire resistant. Keep your tree away from heat sources, and trim trees with flame‐resistant materials. Never use lit candles to decorate trees.</li> <li>Check your holiday lights, throwing away any that are broken and don't overload the outlets. Only lights and extension cords specified for outdoor use should be used outside. </li> </ul> <p><strong><em>Holiday Security</em></strong></p> <ul> <li>When shopping, don't leave purchases in the passenger compartment of your unattended vehicle. Store them out of sight, in the trunk. </li> <li>When in plain view, gifts and valuables serve as an invitation to thieves. Close the shades or drapes if you're away. And put your valuables away before hosting people at your home.</li> <li>Don't advertise shopping trips or gift purchases on social media. Whether it's "check-ins" using geo-location services, travel plan updates, or even photos uploaded while at a holiday party, people may be unknowingly giving today's "digital thieves" greater insight into the contents of your car's trunk, times you're away from home and even the holiday gifts hiding in your closet.</li> </ul> <p>See how holiday hazards can hit close to home and get more tips by visiting Allstate's Holiday Decorator, at <a href="http://www.allstate.com/holidaydecorator" target="_blank">www.allstate.com/holidaydecorator</a>.</p> <p><strong>Survey Methodology </strong> <br /> The survey of 1,036 American adults age 18+ was conducted November 2-5, 2014 via an online survey using a sample reflective of the American population. The survey was conducted by FTI Consulting, Inc. (FTI) for Allstate.</p> <p><strong>About Allstate</strong><br /> <a href="http://www.allstatenewsroom.com/">The Allstate Corporation</a> (NYSE: ALL) is the nation's largest publicly held personal lines insurer, protecting approximately 16 million households from life's uncertainties through its <a href="http://www.allstate.com/" target="_blank">Allstate</a>, <a href="http://www.encompassinsurance.com/" target="_blank">Encompass</a>, <a href="http://www.esurance.com/" target="_blank">Esurance</a> and <a href="http://www.answerfinancial.com/" target="_blank">Answer Financial</a> brand names and <a href="http://www.allstate.com/financial" target="_blank">Allstate Financial</a> business segment. Allstate is widely known through the slogan "You're In Good Hands With Allstate&reg;." The Allstate brand's network of small businesses offers auto, home, life and retirement products and services to customers in the United States and Canada. In 2013, The Allstate Foundation, Allstate, its employees and agency owners gave $29 million to <a href="http://www.allstate.com/corporate-responsibility.aspx" target="_blank">support local communities</a>. Allstate employees and agency owners donated 200,000 hours of service across the country.</p> <p>#&nbsp; #&nbsp; #</p> <p>&nbsp;</p> <p><sup>i </sup>Percentage increase in claims during the holiday season versus non-holiday season over a three-year period, November 15 through January 15, 2011-2014.</p> <p><sup>ii</sup> Based on Allstate claims data that was analyzed over the same three-year period, November 15 through January 15, 2011-2014.</p> <p>&nbsp;</p> <p><strong>Contact:</strong></p> <p><a href="mailto:Tracey.King@allstate.com">Tracey.King@allstate.com</a><br /> 610.251.3092<br /> @AllstateNE</p> Tue, 02 Dec 2014 20:53:00 -0600 http://allstatenewsroom.com/releases/ecaf1f26-8612-48d7-a591-6b6200700826 http://allstatenewsroom.com/releases/ecaf1f26-8612-48d7-a591-6b6200700826 Sweaters Aren't the Only Things That Can Get Ugly During the Holidays Top Maine Holiday Claims Revealed with New Allstate Poll on American Holiday Party Hosting<br /><strong>This release contains: 2 Photos, 1 Video, 2 Related Documents</strong><p>Holiday "ugly" sweaters have grown in popularity in Maine and will likely make an appearance with the 83 percent of Americans who plan to party this season. A new Allstate poll indicates 54 percent of Americans will host holiday parties in their homes, and the large majority who attend parties say they take place at someone else's home. While Maine residents celebrate, Allstate provides reminders of historical holiday home hazard outcomes, such as kitchen fires, decorative fires and theft, and helpful hints for customers and consumers who host parties this season.</p> <p>"If there's one thing that residents of Maine like to do, it's hosting holiday gatherings with friends and family," said Tracey King, Allstate spokesperson. "It's important to remember that staying aware of potential hazards before the next 'ugly sweater' or other holiday party will help protect your family and friends from costly home damages."</p> <p>Allstate is reminding Maine residents to use extra caution, especially for claims that prevail in the local area. In Maine, the top three most common holiday-related claims are:</p> <ol> <li>Burglary</li> <li>Fireplace fire</li> <li>Theft from locked vehicle</li> </ol> <p>Allstate's Holiday Home Hazards poll found the vast majority (91 percent) of Americans agree they can reduce risks associated to fires, accidents or theft during the holiday season through their own attention and action. In Maine, fire claims increase by 43 percent, and while theft claims in the state decrease by more than seven percent, it increases by five percent nationally during the holiday season<sup>i</sup>. Most Americans believe both fire and theft risks increase during the holidays, but a majority (63 percent or more) say aren't paying any more attention to these risks which could result in trouble during a busy time of cooking, decorating and hosting a holiday gathering.</p> <p><strong>Hosting Hazards:</strong><br /> Hosts should be aware that the likelihood of theft can increase over the holidays. It's wise to protect against unfortunate disappearances of valuables.</p> <ul> <li>Just one in five (22 percent) say they put away valuables before hosting a party.</li> <li>Nearly half (48 percent) say they have left a door unlocked for a friend or family member.</li> <li>Forty-six percent say they have hidden a key to their home for a friend or family member, a behavior. Hiding keys leaves the home too easily accessible for burglaries</li> <li>Nearly half (48 percent) say they've hidden valuables such as gifts in their car. Leaving valuables in a car can create an enticing opportunity for thieves to break-in.</li> <li>Seventeen percent of Americans say they've experienced a stolen or missing valuable when attending a holiday party</li> </ul> <p>Protecting valuables is especially important during the holiday season given some of the most common precious items are also small in size and could go unnoticed:</p> <table border="1" width="100%"> <tbody> <tr> <td colspan="3" align="center"><strong>Missing Jewelry Theft Claims</strong><sup>ii</sup></td> </tr> <tr> <td align="center"><strong>Insurance Policy Type</strong></td> <td align="center"><strong>Most Costly Claim</strong></td> <td align="center"><strong>Median Cost of Claim</strong></td> </tr> <tr> <td align="center">Homeowners</td> <td align="center">$26,000</td> <td rowspan="3" align="center">$1,500</td> </tr> <tr> <td align="center">Condo</td> <td align="center">$11,000</td> </tr> <tr> <td align="center">Renters</td> <td align="center">$25,000</td> </tr> <tr> <td colspan="3" align="center"><strong>Burglaries</strong></td> </tr> <tr> <td align="center"><strong>Insurance Policy Type</strong></td> <td align="center"><strong>Most Costly Claim</strong></td> <td align="center"><strong>Median Cost of Claim</strong></td> </tr> <tr> <td align="center">Homeowners</td> <td align="center">$125,00</td> <td rowspan="3" align="center">$3,000</td> </tr> <tr> <td align="center">Condo</td> <td align="center">$34,000</td> </tr> <tr> <td align="center">Renters</td> <td align="center">$81,000</td> </tr> <tr> <td colspan="3" align="center"><strong>Property Missing After a Party</strong></td> </tr> <tr> <td align="center"><strong>Insurance Policy Type</strong></td> <td align="center"><strong>Most Costly Claim</strong></td> <td align="center"><strong>Median Cost of Claim</strong></td> </tr> <tr> <td align="center">Homeowners</td> <td align="center">$6,000</td> <td rowspan="3" align="center">$1,500</td> </tr> <tr> <td align="center">Condo</td> <td align="center">$29,000</td> </tr> <tr> <td align="center">Renters</td> <td align="center">$6,000</td> </tr> </tbody> </table> <p>&nbsp;</p> <p><strong>Hasty </strong><strong>Hors d'oeuvres</strong><strong>:&nbsp; <br /> </strong>Food is the centerpiece of many holiday gatherings as hosts prepare decadent spreads for their guests, but remaining diligent in the kitchen will help prevent mishaps.<strong>&nbsp;</strong></p> <ul> <li>Eighty-seven percent of holiday party hosts plan to do "lots of cooking" to prepare for their gatherings.</li> <li>Nearly half (44 percent) of survey respondents have left a stove or oven unattended during the holiday season. Unattended cooking could become dangerous without the host knowing.</li> <li>Another 44 percent of Americans don't keep fire extinguishers in their home to put out a fire when it erupts.</li> <li>More than a quarter of Americans have hosted or attended a party that resulted in a burnt or ruined meal.</li> </ul> <p>Allstate claims data shows hasty cooking during the holiday season is among factors that could lead to unfortunate outcomes for homeowners, condo owners, and renters:</p> <table border="1" width="100%"> <tbody> <tr> <td colspan="3" align="center"><strong>Kitchen Fires (non-grease)</strong><sup>ii</sup></td> </tr> <tr> <td align="center"><strong>Insurance Policy Type</strong></td> <td align="center"><strong>Most Costly Claim</strong></td> <td align="center"><strong>Median Cost of Claim</strong></td> </tr> <tr> <td align="center">Homeowners</td> <td align="center">$762,000</td> <td rowspan="3" align="center">$10,000</td> </tr> <tr> <td align="center">Condo</td> <td align="center">$118,000</td> </tr> <tr> <td align="center">Renters</td> <td align="center">$349,000</td> </tr> <tr> <td colspan="3" align="center"><strong>Grease Fires</strong></td> </tr> <tr> <td align="center"><strong>Insurance Policy Type</strong></td> <td align="center"><strong>Most Costly Claim</strong></td> <td align="center"><strong>Median Cost of Claim</strong></td> </tr> <tr> <td align="center">Homeowners</td> <td align="center">$614,000</td> <td rowspan="3" align="center">$13,000</td> </tr> <tr> <td align="center">Condo</td> <td align="center">$65,000</td> </tr> <tr> <td align="center">Renters</td> <td align="center">$43,000</td> </tr> <tr> <td colspan="3" align="center"><strong>Kitchen Smoke Damage Claims</strong></td> </tr> <tr> <td align="center"><strong>Insurance Policy Type</strong></td> <td align="center"><strong>Most Costly Claim</strong></td> <td align="center"><strong>Median Cost of Claim</strong></td> </tr> <tr> <td align="center">Homeowners</td> <td align="center">$140,000</td> <td rowspan="3" align="center">$7,000</td> </tr> <tr> <td align="center">Condo</td> <td align="center">$43,000</td> </tr> <tr> <td align="center">Renters</td> <td align="center">$27,000</td> </tr> </tbody> </table> <p>&nbsp;</p> <p><strong>Deck the Halls:</strong><br /> Hosting a holiday party often comes with festive home touches. Make sure to take proper safety precautions to avoid potentially costly and dangerous outcomes.</p> <ul> <li>In fact, about one-third (31 percent) of Americans light candles and one in five will light a fire in their fireplace (21 percent) during a holiday party hosted at their home.</li> <li>More than half (53 percent) say they haven't checked or changed their smoke detectors recently. Unchecked smoke detectors can cause people to miss important alarms when fire breaks out in a home.</li> <li>Forty-four percent of Americans with gas fireplaces haven't had it inspected within the last three years. Faulty gas lines and fireplace build-up can cause dangerous outcomes.</li> <li>Forty-three percent of Americans admit to plugging in too many lights into one outlet. This can lead to electrical malfunctions and even fires.</li> <li>About one-third (34 percent) have left candles and 17 percent have left fires unattended. </li> </ul> <p>Allstate data indicates fires due to candles, fireplace and electrical mishaps are often significant losses:</p> <table border="1" width="100%"> <tbody> <tr> <td colspan="3" align="center"><strong>Candle Fires</strong><sup>ii</sup></td> </tr> <tr> <td align="center"><strong>Insurance Policy Type</strong></td> <td align="center"><strong>Most Costly Claim</strong></td> <td align="center"><strong>Median Cost of Claim</strong></td> </tr> <tr> <td align="center">Homeowners</td> <td align="center">$515,000</td> <td rowspan="3" align="center">$9,000</td> </tr> <tr> <td align="center">Condo</td> <td align="center">$55,000</td> </tr> <tr> <td align="center">Renters</td> <td align="center">$71,000</td> </tr> <tr> <td colspan="3" align="center"><strong>Fireplace Fires</strong></td> </tr> <tr> <td align="center"><strong>Insurance Policy Type</strong></td> <td align="center"><strong>Most Costly Claim</strong></td> <td align="center"><strong>Median Cost of Claim</strong></td> </tr> <tr> <td align="center">Homeowners</td> <td align="center">$1,600,000</td> <td rowspan="3" align="center">$9,000</td> </tr> <tr> <td align="center">Condo</td> <td align="center">$66,000</td> </tr> <tr> <td align="center">Renters</td> <td align="center">$35,000</td> </tr> <tr> <td colspan="3" align="center"><strong>Electrical Fires</strong></td> </tr> <tr> <td align="center"><strong>Insurance Policy Type</strong></td> <td align="center"><strong>Most Costly Claim</strong></td> <td align="center"><strong>Median Cost of Claim</strong></td> </tr> <tr> <td align="center">Homeowners</td> <td align="center">$2,440,000</td> <td rowspan="3" align="center">$18,000</td> </tr> <tr> <td align="center">Condo</td> <td align="center">$149,000</td> </tr> <tr> <td align="center">Renters</td> <td align="center">$72,000</td> </tr> </tbody> </table> <p>&nbsp;</p> <p><strong>Helpful Hints:<br /> </strong>Advance planning and precaution can help Maine residents protect their homes and help make the holidays hazard-free. Allstate offers these tips to secure your home during the holidays:<strong>&nbsp;</strong></p> <p><strong><em>Holiday Cooking</em></strong></p> <ul> <li>Before the holidays, install new batteries in smoke alarms and carbon monoxide detectors. Make sure that family members can locate and operate fire extinguishers. Test all fire prevention devices to make sure they function properly. </li> <li>Be careful in the kitchen. The incorrect disposal of cooking grease, overuse of garbage disposals and improper or excessive disposal of waste can result in clogged drains and can cause sewer problems during this time of year.</li> </ul> <p><strong><em>Holiday Decorating </em></strong></p> <ul> <li>Never leave burning candles unattended, and always place them out of reach of children. Make it a part of your routine to check that all candles are extinguished before you go to bed each night. </li> <li>Make a smart tree purchase. If buying a natural tree, make sure it's fresh so it will be less of a fire hazard. Artificial trees should be labeled as fire resistant. Keep your tree away from heat sources, and trim trees with flame‐resistant materials. Never use lit candles to decorate trees.</li> <li>Check your holiday lights, throwing away any that are broken and don't overload the outlets. Only lights and extension cords specified for outdoor use should be used outside. </li> </ul> <p><strong><em>Holiday Security</em></strong></p> <ul> <li>When shopping, don't leave purchases in the passenger compartment of your unattended vehicle. Store them out of sight, in the trunk. </li> <li>When in plain view, gifts and valuables serve as an invitation to thieves. Close the shades or drapes if you're away. And put your valuables away before hosting people at your home.</li> <li>Don't advertise shopping trips or gift purchases on social media. Whether it's "check-ins" using geo-location services, travel plan updates, or even photos uploaded while at a holiday party, people may be unknowingly giving today's "digital thieves" greater insight into the contents of your car's trunk, times you're away from home and even the holiday gifts hiding in your closet.</li> </ul> <p>See how holiday hazards can hit close to home and get more tips by visiting Allstate's Holiday Decorator, at <a href="http://www.allstate.com/holidaydecorator" target="_blank">www.allstate.com/holidaydecorator</a>.</p> <p><strong>Survey Methodology </strong> <br /> The survey of 1,036 American adults age 18+ was conducted November 2-5, 2014 via an online survey using a sample reflective of the American population. The survey was conducted by FTI Consulting, Inc. (FTI) for Allstate.</p> <p><strong>About Allstate</strong><br /> <a href="http://www.allstatenewsroom.com/">The Allstate Corporation</a> (NYSE: ALL) is the nation's largest publicly held personal lines insurer, protecting approximately 16 million households from life's uncertainties through its <a href="http://www.allstate.com/" target="_blank">Allstate</a>, <a href="http://www.encompassinsurance.com/" target="_blank">Encompass</a>, <a href="http://www.esurance.com/" target="_blank">Esurance</a> and <a href="http://www.answerfinancial.com/" target="_blank">Answer Financial</a> brand names and <a href="http://www.allstate.com/financial" target="_blank">Allstate Financial</a> business segment. Allstate is widely known through the slogan "You're In Good Hands With Allstate&reg;." The Allstate brand's network of small businesses offers auto, home, life and retirement products and services to customers in the United States and Canada. In 2013, The Allstate Foundation, Allstate, its employees and agency owners gave $29 million to <a href="http://www.allstate.com/corporate-responsibility.aspx" target="_blank">support local communities</a>. Allstate employees and agency owners donated 200,000 hours of service across the country.</p> <p>#&nbsp; #&nbsp; #</p> <p>&nbsp;</p> <p><sup>i </sup>Percentage increase in claims during the holiday season versus non-holiday season over a three-year period, November 15 through January 15, 2011-2014.</p> <p><sup>ii</sup> Based on Allstate claims data that was analyzed over the same three-year period, November 15 through January 15, 2011-2014.</p> <p>&nbsp;</p> <p><strong>Contact:</strong></p> <p><a href="mailto:Tracey.King@allstate.com">Tracey.King@allstate.com</a><br /> 610.251.3092<br /> @AllstateNE</p> Sweaters Aren't the Only Things That Can Get Ugly During the Holidays Top Vermont Holiday Claims Revealed with New Allstate Poll on American Holiday Party Hosting<br /><strong>This release contains: 2 Photos, 1 Video, 2 Related Documents</strong><p>Holiday "ugly" sweaters have grown in popularity in Vermont and will likely make an appearance with the 83 percent of Americans who plan to party this season. A new Allstate poll indicates 54 percent of Americans will host holiday parties in their homes, and the large majority who attend parties say they take place at someone else's home. While Vermont residents celebrate, Allstate provides reminders of historical holiday home hazard outcomes, such as kitchen fires, decorative fires and theft, and helpful hints for customers and consumers who host parties this season.</p> <p>"If there's one thing that residents of Vermont like to do, it's hosting holiday gatherings with friends and family," said Tracey King, Allstate spokesperson. "It's important to remember that staying aware of potential hazards before the next 'ugly sweater' or other holiday party will help protect your family and friends from costly home damages."</p> <p>Allstate is reminding Vermont residents to use extra caution, especially for claims that prevail in the local area. In Vermont, the top three most common holiday-related claims are:</p> <ol> <li>Burglary</li> <li>Fireplace fire</li> <li>Theft from locked vehicle</li> </ol> <p>Allstate's Holiday Home Hazards poll found the vast majority (91 percent) of Americans agree they can reduce risks associated to fires, accidents or theft during the holiday season through their own attention and action. While in Vermont, fire claims decrease by nearly three percent and theft claims decrease by more than 11 percent, nationally there is an increase in fire claims (12 percent) and theft claims (five percent) during the holiday season<sup>i</sup>. Most Americans believe both fire and theft risks increase during the holidays, but a majority (63 percent or more) say aren't paying any more attention to these risks which could result in trouble during a busy time of cooking, decorating and hosting a holiday gathering.</p> <p><strong>Hosting Hazards:</strong><br /> Hosts should be aware that the likelihood of theft can increase over the holidays. It's wise to protect against unfortunate disappearances of valuables.</p> <ul> <li>Just one in five (22 percent) say they put away valuables before hosting a party.</li> <li>Nearly half (48 percent) say they have left a door unlocked for a friend or family member.</li> <li>Forty-six percent say they have hidden a key to their home for a friend or family member, a behavior. Hiding keys leaves the home too easily accessible for burglaries</li> <li>Nearly half (48 percent) say they've hidden valuables such as gifts in their car. Leaving valuables in a car can create an enticing opportunity for thieves to break-in.</li> <li>Seventeen percent of Americans say they've experienced a stolen or missing valuable when attending a holiday party</li> </ul> <p>Protecting valuables is especially important during the holiday season given some of the most common precious items are also small in size and could go unnoticed:</p> <table border="1" width="100%"> <tbody> <tr> <td colspan="3" align="center"><strong>Missing Jewelry Theft Claims</strong><sup>ii</sup></td> </tr> <tr> <td align="center"><strong>Insurance Policy Type</strong></td> <td align="center"><strong>Most Costly Claim</strong></td> <td align="center"><strong>Median Cost of Claim</strong></td> </tr> <tr> <td align="center">Homeowners</td> <td align="center">$26,000</td> <td rowspan="3" align="center">$1,500</td> </tr> <tr> <td align="center">Condo</td> <td align="center">$11,000</td> </tr> <tr> <td align="center">Renters</td> <td align="center">$25,000</td> </tr> <tr> <td colspan="3" align="center"><strong>Burglaries</strong></td> </tr> <tr> <td align="center"><strong>Insurance Policy Type</strong></td> <td align="center"><strong>Most Costly Claim</strong></td> <td align="center"><strong>Median Cost of Claim</strong></td> </tr> <tr> <td align="center">Homeowners</td> <td align="center">$125,00</td> <td rowspan="3" align="center">$3,000</td> </tr> <tr> <td align="center">Condo</td> <td align="center">$34,000</td> </tr> <tr> <td align="center">Renters</td> <td align="center">$81,000</td> </tr> <tr> <td colspan="3" align="center"><strong>Property Missing After a Party</strong></td> </tr> <tr> <td align="center"><strong>Insurance Policy Type</strong></td> <td align="center"><strong>Most Costly Claim</strong></td> <td align="center"><strong>Median Cost of Claim</strong></td> </tr> <tr> <td align="center">Homeowners</td> <td align="center">$6,000</td> <td rowspan="3" align="center">$1,500</td> </tr> <tr> <td align="center">Condo</td> <td align="center">$29,000</td> </tr> <tr> <td align="center">Renters</td> <td align="center">$6,000</td> </tr> </tbody> </table> <p>&nbsp;</p> <p><strong>Hasty </strong><strong>Hors d'oeuvres</strong><strong>:&nbsp; <br /> </strong>Food is the centerpiece of many holiday gatherings as hosts prepare decadent spreads for their guests, but remaining diligent in the kitchen will help prevent mishaps.<strong>&nbsp;</strong></p> <ul> <li>Eighty-seven percent of holiday party hosts plan to do "lots of cooking" to prepare for their gatherings.</li> <li>Nearly half (44 percent) of survey respondents have left a stove or oven unattended during the holiday season. Unattended cooking could become dangerous without the host knowing.</li> <li>Another 44 percent of Americans don't keep fire extinguishers in their home to put out a fire when it erupts.</li> <li>More than a quarter of Americans have hosted or attended a party that resulted in a burnt or ruined meal.</li> </ul> <p>Allstate claims data shows hasty cooking during the holiday season is among factors that could lead to unfortunate outcomes for homeowners, condo owners, and renters:</p> <table border="1" width="100%"> <tbody> <tr> <td colspan="3" align="center"><strong>Kitchen Fires (non-grease)</strong><sup>ii</sup></td> </tr> <tr> <td align="center"><strong>Insurance Policy Type</strong></td> <td align="center"><strong>Most Costly Claim</strong></td> <td align="center"><strong>Median Cost of Claim</strong></td> </tr> <tr> <td align="center">Homeowners</td> <td align="center">$762,000</td> <td rowspan="3" align="center">$10,000</td> </tr> <tr> <td align="center">Condo</td> <td align="center">$118,000</td> </tr> <tr> <td align="center">Renters</td> <td align="center">$349,000</td> </tr> <tr> <td colspan="3" align="center"><strong>Grease Fires</strong></td> </tr> <tr> <td align="center"><strong>Insurance Policy Type</strong></td> <td align="center"><strong>Most Costly Claim</strong></td> <td align="center"><strong>Median Cost of Claim</strong></td> </tr> <tr> <td align="center">Homeowners</td> <td align="center">$614,000</td> <td rowspan="3" align="center">$13,000</td> </tr> <tr> <td align="center">Condo</td> <td align="center">$65,000</td> </tr> <tr> <td align="center">Renters</td> <td align="center">$43,000</td> </tr> <tr> <td colspan="3" align="center"><strong>Kitchen Smoke Damage Claims</strong></td> </tr> <tr> <td align="center"><strong>Insurance Policy Type</strong></td> <td align="center"><strong>Most Costly Claim</strong></td> <td align="center"><strong>Median Cost of Claim</strong></td> </tr> <tr> <td align="center">Homeowners</td> <td align="center">$140,000</td> <td rowspan="3" align="center">$7,000</td> </tr> <tr> <td align="center">Condo</td> <td align="center">$43,000</td> </tr> <tr> <td align="center">Renters</td> <td align="center">$27,000</td> </tr> </tbody> </table> <p>&nbsp;</p> <p><strong>Deck the Halls:</strong><br /> Hosting a holiday party often comes with festive home touches. Make sure to take proper safety precautions to avoid potentially costly and dangerous outcomes.</p> <ul> <li>In fact, about one-third (31 percent) of Americans light candles and one in five will light a fire in their fireplace (21 percent) during a holiday party hosted at their home.</li> <li>More than half (53 percent) say they haven't checked or changed their smoke detectors recently. Unchecked smoke detectors can cause people to miss important alarms when fire breaks out in a home.</li> <li>Forty-four percent of Americans with gas fireplaces haven't had it inspected within the last three years. Faulty gas lines and fireplace build-up can cause dangerous outcomes.</li> <li>Forty-three percent of Americans admit to plugging in too many lights into one outlet. This can lead to electrical malfunctions and even fires.</li> <li>About one-third (34 percent) have left candles and 17 percent have left fires unattended. </li> </ul> <p>Allstate data indicates fires due to candles, fireplace and electrical mishaps are often significant losses:</p> <table border="1" width="100%"> <tbody> <tr> <td colspan="3" align="center"><strong>Candle Fires</strong><sup>ii</sup></td> </tr> <tr> <td align="center"><strong>Insurance Policy Type</strong></td> <td align="center"><strong>Most Costly Claim</strong></td> <td align="center"><strong>Median Cost of Claim</strong></td> </tr> <tr> <td align="center">Homeowners</td> <td align="center">$515,000</td> <td rowspan="3" align="center">$9,000</td> </tr> <tr> <td align="center">Condo</td> <td align="center">$55,000</td> </tr> <tr> <td align="center">Renters</td> <td align="center">$71,000</td> </tr> <tr> <td colspan="3" align="center"><strong>Fireplace Fires</strong></td> </tr> <tr> <td align="center"><strong>Insurance Policy Type</strong></td> <td align="center"><strong>Most Costly Claim</strong></td> <td align="center"><strong>Median Cost of Claim</strong></td> </tr> <tr> <td align="center">Homeowners</td> <td align="center">$1,600,000</td> <td rowspan="3" align="center">$9,000</td> </tr> <tr> <td align="center">Condo</td> <td align="center">$66,000</td> </tr> <tr> <td align="center">Renters</td> <td align="center">$35,000</td> </tr> <tr> <td colspan="3" align="center"><strong>Electrical Fires</strong></td> </tr> <tr> <td align="center"><strong>Insurance Policy Type</strong></td> <td align="center"><strong>Most Costly Claim</strong></td> <td align="center"><strong>Median Cost of Claim</strong></td> </tr> <tr> <td align="center">Homeowners</td> <td align="center">$2,440,000</td> <td rowspan="3" align="center">$18,000</td> </tr> <tr> <td align="center">Condo</td> <td align="center">$149,000</td> </tr> <tr> <td align="center">Renters</td> <td align="center">$72,000</td> </tr> </tbody> </table> <p>&nbsp;</p> <p><strong>Helpful Hints:<br /> </strong>Advance planning and precaution can help Vermont residents protect their homes and help make the holidays hazard-free. Allstate offers these tips to secure your home during the holidays:<strong>&nbsp;</strong></p> <p><strong><em>Holiday Cooking</em></strong></p> <ul> <li>Before the holidays, install new batteries in smoke alarms and carbon monoxide detectors. Make sure that family members can locate and operate fire extinguishers. Test all fire prevention devices to make sure they function properly. </li> <li>Be careful in the kitchen. The incorrect disposal of cooking grease, overuse of garbage disposals and improper or excessive disposal of waste can result in clogged drains and can cause sewer problems during this time of year.</li> </ul> <p><strong><em>Holiday Decorating </em></strong></p> <ul> <li>Never leave burning candles unattended, and always place them out of reach of children. Make it a part of your routine to check that all candles are extinguished before you go to bed each night. </li> <li>Make a smart tree purchase. If buying a natural tree, make sure it's fresh so it will be less of a fire hazard. Artificial trees should be labeled as fire resistant. Keep your tree away from heat sources, and trim trees with flame‐resistant materials. Never use lit candles to decorate trees.</li> <li>Check your holiday lights, throwing away any that are broken and don't overload the outlets. Only lights and extension cords specified for outdoor use should be used outside. </li> </ul> <p><strong><em>Holiday Security</em></strong></p> <ul> <li>When shopping, don't leave purchases in the passenger compartment of your unattended vehicle. Store them out of sight, in the trunk. </li> <li>When in plain view, gifts and valuables serve as an invitation to thieves. Close the shades or drapes if you're away. And put your valuables away before hosting people at your home.</li> <li>Don't advertise shopping trips or gift purchases on social media. Whether it's "check-ins" using geo-location services, travel plan updates, or even photos uploaded while at a holiday party, people may be unknowingly giving today's "digital thieves" greater insight into the contents of your car's trunk, times you're away from home and even the holiday gifts hiding in your closet.</li> </ul> <p>See how holiday hazards can hit close to home and get more tips by visiting Allstate's Holiday Decorator, at <a href="http://www.allstate.com/holidaydecorator" target="_blank">www.allstate.com/holidaydecorator</a>.</p> <p><strong>Survey Methodology </strong> <br /> The survey of 1,036 American adults age 18+ was conducted November 2-5, 2014 via an online survey using a sample reflective of the American population. The survey was conducted by FTI Consulting, Inc. (FTI) for Allstate.</p> <p><strong>About Allstate</strong><br /> <a href="http://www.allstatenewsroom.com/">The Allstate Corporation</a> (NYSE: ALL) is the nation's largest publicly held personal lines insurer, protecting approximately 16 million households from life's uncertainties through its <a href="http://www.allstate.com/" target="_blank">Allstate</a>, <a href="http://www.encompassinsurance.com/" target="_blank">Encompass</a>, <a href="http://www.esurance.com/" target="_blank">Esurance</a> and <a href="http://www.answerfinancial.com/" target="_blank">Answer Financial</a> brand names and <a href="http://www.allstate.com/financial" target="_blank">Allstate Financial</a> business segment. Allstate is widely known through the slogan "You're In Good Hands With Allstate&reg;." The Allstate brand's network of small businesses offers auto, home, life and retirement products and services to customers in the United States and Canada. In 2013, The Allstate Foundation, Allstate, its employees and agency owners gave $29 million to <a href="http://www.allstate.com/corporate-responsibility.aspx" target="_blank">support local communities</a>. Allstate employees and agency owners donated 200,000 hours of service across the country.</p> <p>#&nbsp; #&nbsp; #</p> <p><sup>i</sup> Percentage increase in claims during the holiday season versus non-holiday season over a three-year period, November 15 through January 15, 2011-2014.</p> <p><sup>ii</sup> Based on Allstate claims data that was analyzed over the same three-year period, November 15 through January 15, 2011-2014.</p> <p>&nbsp;</p> <p><strong>Contact:</strong></p> <p><a href="mailto:Tracey.King@allstate.com">Tracey.King@allstate.com</a><br /> 610.251.3092<br /> @AllstateNE</p> Tue, 02 Dec 2014 20:53:00 -0600 http://allstatenewsroom.com/releases/97120072-e060-4b5e-a11a-67d42d8a9df2 http://allstatenewsroom.com/releases/97120072-e060-4b5e-a11a-67d42d8a9df2 Sweaters Aren't the Only Things That Can Get Ugly During the Holidays Top Vermont Holiday Claims Revealed with New Allstate Poll on American Holiday Party Hosting<br /><strong>This release contains: 2 Photos, 1 Video, 2 Related Documents</strong><p>Holiday "ugly" sweaters have grown in popularity in Vermont and will likely make an appearance with the 83 percent of Americans who plan to party this season. A new Allstate poll indicates 54 percent of Americans will host holiday parties in their homes, and the large majority who attend parties say they take place at someone else's home. While Vermont residents celebrate, Allstate provides reminders of historical holiday home hazard outcomes, such as kitchen fires, decorative fires and theft, and helpful hints for customers and consumers who host parties this season.</p> <p>"If there's one thing that residents of Vermont like to do, it's hosting holiday gatherings with friends and family," said Tracey King, Allstate spokesperson. "It's important to remember that staying aware of potential hazards before the next 'ugly sweater' or other holiday party will help protect your family and friends from costly home damages."</p> <p>Allstate is reminding Vermont residents to use extra caution, especially for claims that prevail in the local area. In Vermont, the top three most common holiday-related claims are:</p> <ol> <li>Burglary</li> <li>Fireplace fire</li> <li>Theft from locked vehicle</li> </ol> <p>Allstate's Holiday Home Hazards poll found the vast majority (91 percent) of Americans agree they can reduce risks associated to fires, accidents or theft during the holiday season through their own attention and action. While in Vermont, fire claims decrease by nearly three percent and theft claims decrease by more than 11 percent, nationally there is an increase in fire claims (12 percent) and theft claims (five percent) during the holiday season<sup>i</sup>. Most Americans believe both fire and theft risks increase during the holidays, but a majority (63 percent or more) say aren't paying any more attention to these risks which could result in trouble during a busy time of cooking, decorating and hosting a holiday gathering.</p> <p><strong>Hosting Hazards:</strong><br /> Hosts should be aware that the likelihood of theft can increase over the holidays. It's wise to protect against unfortunate disappearances of valuables.</p> <ul> <li>Just one in five (22 percent) say they put away valuables before hosting a party.</li> <li>Nearly half (48 percent) say they have left a door unlocked for a friend or family member.</li> <li>Forty-six percent say they have hidden a key to their home for a friend or family member, a behavior. Hiding keys leaves the home too easily accessible for burglaries</li> <li>Nearly half (48 percent) say they've hidden valuables such as gifts in their car. Leaving valuables in a car can create an enticing opportunity for thieves to break-in.</li> <li>Seventeen percent of Americans say they've experienced a stolen or missing valuable when attending a holiday party</li> </ul> <p>Protecting valuables is especially important during the holiday season given some of the most common precious items are also small in size and could go unnoticed:</p> <table border="1" width="100%"> <tbody> <tr> <td colspan="3" align="center"><strong>Missing Jewelry Theft Claims</strong><sup>ii</sup></td> </tr> <tr> <td align="center"><strong>Insurance Policy Type</strong></td> <td align="center"><strong>Most Costly Claim</strong></td> <td align="center"><strong>Median Cost of Claim</strong></td> </tr> <tr> <td align="center">Homeowners</td> <td align="center">$26,000</td> <td rowspan="3" align="center">$1,500</td> </tr> <tr> <td align="center">Condo</td> <td align="center">$11,000</td> </tr> <tr> <td align="center">Renters</td> <td align="center">$25,000</td> </tr> <tr> <td colspan="3" align="center"><strong>Burglaries</strong></td> </tr> <tr> <td align="center"><strong>Insurance Policy Type</strong></td> <td align="center"><strong>Most Costly Claim</strong></td> <td align="center"><strong>Median Cost of Claim</strong></td> </tr> <tr> <td align="center">Homeowners</td> <td align="center">$125,00</td> <td rowspan="3" align="center">$3,000</td> </tr> <tr> <td align="center">Condo</td> <td align="center">$34,000</td> </tr> <tr> <td align="center">Renters</td> <td align="center">$81,000</td> </tr> <tr> <td colspan="3" align="center"><strong>Property Missing After a Party</strong></td> </tr> <tr> <td align="center"><strong>Insurance Policy Type</strong></td> <td align="center"><strong>Most Costly Claim</strong></td> <td align="center"><strong>Median Cost of Claim</strong></td> </tr> <tr> <td align="center">Homeowners</td> <td align="center">$6,000</td> <td rowspan="3" align="center">$1,500</td> </tr> <tr> <td align="center">Condo</td> <td align="center">$29,000</td> </tr> <tr> <td align="center">Renters</td> <td align="center">$6,000</td> </tr> </tbody> </table> <p>&nbsp;</p> <p><strong>Hasty </strong><strong>Hors d'oeuvres</strong><strong>:&nbsp; <br /> </strong>Food is the centerpiece of many holiday gatherings as hosts prepare decadent spreads for their guests, but remaining diligent in the kitchen will help prevent mishaps.<strong>&nbsp;</strong></p> <ul> <li>Eighty-seven percent of holiday party hosts plan to do "lots of cooking" to prepare for their gatherings.</li> <li>Nearly half (44 percent) of survey respondents have left a stove or oven unattended during the holiday season. Unattended cooking could become dangerous without the host knowing.</li> <li>Another 44 percent of Americans don't keep fire extinguishers in their home to put out a fire when it erupts.</li> <li>More than a quarter of Americans have hosted or attended a party that resulted in a burnt or ruined meal.</li> </ul> <p>Allstate claims data shows hasty cooking during the holiday season is among factors that could lead to unfortunate outcomes for homeowners, condo owners, and renters:</p> <table border="1" width="100%"> <tbody> <tr> <td colspan="3" align="center"><strong>Kitchen Fires (non-grease)</strong><sup>ii</sup></td> </tr> <tr> <td align="center"><strong>Insurance Policy Type</strong></td> <td align="center"><strong>Most Costly Claim</strong></td> <td align="center"><strong>Median Cost of Claim</strong></td> </tr> <tr> <td align="center">Homeowners</td> <td align="center">$762,000</td> <td rowspan="3" align="center">$10,000</td> </tr> <tr> <td align="center">Condo</td> <td align="center">$118,000</td> </tr> <tr> <td align="center">Renters</td> <td align="center">$349,000</td> </tr> <tr> <td colspan="3" align="center"><strong>Grease Fires</strong></td> </tr> <tr> <td align="center"><strong>Insurance Policy Type</strong></td> <td align="center"><strong>Most Costly Claim</strong></td> <td align="center"><strong>Median Cost of Claim</strong></td> </tr> <tr> <td align="center">Homeowners</td> <td align="center">$614,000</td> <td rowspan="3" align="center">$13,000</td> </tr> <tr> <td align="center">Condo</td> <td align="center">$65,000</td> </tr> <tr> <td align="center">Renters</td> <td align="center">$43,000</td> </tr> <tr> <td colspan="3" align="center"><strong>Kitchen Smoke Damage Claims</strong></td> </tr> <tr> <td align="center"><strong>Insurance Policy Type</strong></td> <td align="center"><strong>Most Costly Claim</strong></td> <td align="center"><strong>Median Cost of Claim</strong></td> </tr> <tr> <td align="center">Homeowners</td> <td align="center">$140,000</td> <td rowspan="3" align="center">$7,000</td> </tr> <tr> <td align="center">Condo</td> <td align="center">$43,000</td> </tr> <tr> <td align="center">Renters</td> <td align="center">$27,000</td> </tr> </tbody> </table> <p>&nbsp;</p> <p><strong>Deck the Halls:</strong><br /> Hosting a holiday party often comes with festive home touches. Make sure to take proper safety precautions to avoid potentially costly and dangerous outcomes.</p> <ul> <li>In fact, about one-third (31 percent) of Americans light candles and one in five will light a fire in their fireplace (21 percent) during a holiday party hosted at their home.</li> <li>More than half (53 percent) say they haven't checked or changed their smoke detectors recently. Unchecked smoke detectors can cause people to miss important alarms when fire breaks out in a home.</li> <li>Forty-four percent of Americans with gas fireplaces haven't had it inspected within the last three years. Faulty gas lines and fireplace build-up can cause dangerous outcomes.</li> <li>Forty-three percent of Americans admit to plugging in too many lights into one outlet. This can lead to electrical malfunctions and even fires.</li> <li>About one-third (34 percent) have left candles and 17 percent have left fires unattended. </li> </ul> <p>Allstate data indicates fires due to candles, fireplace and electrical mishaps are often significant losses:</p> <table border="1" width="100%"> <tbody> <tr> <td colspan="3" align="center"><strong>Candle Fires</strong><sup>ii</sup></td> </tr> <tr> <td align="center"><strong>Insurance Policy Type</strong></td> <td align="center"><strong>Most Costly Claim</strong></td> <td align="center"><strong>Median Cost of Claim</strong></td> </tr> <tr> <td align="center">Homeowners</td> <td align="center">$515,000</td> <td rowspan="3" align="center">$9,000</td> </tr> <tr> <td align="center">Condo</td> <td align="center">$55,000</td> </tr> <tr> <td align="center">Renters</td> <td align="center">$71,000</td> </tr> <tr> <td colspan="3" align="center"><strong>Fireplace Fires</strong></td> </tr> <tr> <td align="center"><strong>Insurance Policy Type</strong></td> <td align="center"><strong>Most Costly Claim</strong></td> <td align="center"><strong>Median Cost of Claim</strong></td> </tr> <tr> <td align="center">Homeowners</td> <td align="center">$1,600,000</td> <td rowspan="3" align="center">$9,000</td> </tr> <tr> <td align="center">Condo</td> <td align="center">$66,000</td> </tr> <tr> <td align="center">Renters</td> <td align="center">$35,000</td> </tr> <tr> <td colspan="3" align="center"><strong>Electrical Fires</strong></td> </tr> <tr> <td align="center"><strong>Insurance Policy Type</strong></td> <td align="center"><strong>Most Costly Claim</strong></td> <td align="center"><strong>Median Cost of Claim</strong></td> </tr> <tr> <td align="center">Homeowners</td> <td align="center">$2,440,000</td> <td rowspan="3" align="center">$18,000</td> </tr> <tr> <td align="center">Condo</td> <td align="center">$149,000</td> </tr> <tr> <td align="center">Renters</td> <td align="center">$72,000</td> </tr> </tbody> </table> <p>&nbsp;</p> <p><strong>Helpful Hints:<br /> </strong>Advance planning and precaution can help Vermont residents protect their homes and help make the holidays hazard-free. Allstate offers these tips to secure your home during the holidays:<strong>&nbsp;</strong></p> <p><strong><em>Holiday Cooking</em></strong></p> <ul> <li>Before the holidays, install new batteries in smoke alarms and carbon monoxide detectors. Make sure that family members can locate and operate fire extinguishers. Test all fire prevention devices to make sure they function properly. </li> <li>Be careful in the kitchen. The incorrect disposal of cooking grease, overuse of garbage disposals and improper or excessive disposal of waste can result in clogged drains and can cause sewer problems during this time of year.</li> </ul> <p><strong><em>Holiday Decorating </em></strong></p> <ul> <li>Never leave burning candles unattended, and always place them out of reach of children. Make it a part of your routine to check that all candles are extinguished before you go to bed each night. </li> <li>Make a smart tree purchase. If buying a natural tree, make sure it's fresh so it will be less of a fire hazard. Artificial trees should be labeled as fire resistant. Keep your tree away from heat sources, and trim trees with flame‐resistant materials. Never use lit candles to decorate trees.</li> <li>Check your holiday lights, throwing away any that are broken and don't overload the outlets. Only lights and extension cords specified for outdoor use should be used outside. </li> </ul> <p><strong><em>Holiday Security</em></strong></p> <ul> <li>When shopping, don't leave purchases in the passenger compartment of your unattended vehicle. Store them out of sight, in the trunk. </li> <li>When in plain view, gifts and valuables serve as an invitation to thieves. Close the shades or drapes if you're away. And put your valuables away before hosting people at your home.</li> <li>Don't advertise shopping trips or gift purchases on social media. Whether it's "check-ins" using geo-location services, travel plan updates, or even photos uploaded while at a holiday party, people may be unknowingly giving today's "digital thieves" greater insight into the contents of your car's trunk, times you're away from home and even the holiday gifts hiding in your closet.</li> </ul> <p>See how holiday hazards can hit close to home and get more tips by visiting Allstate's Holiday Decorator, at <a href="http://www.allstate.com/holidaydecorator" target="_blank">www.allstate.com/holidaydecorator</a>.</p> <p><strong>Survey Methodology </strong> <br /> The survey of 1,036 American adults age 18+ was conducted November 2-5, 2014 via an online survey using a sample reflective of the American population. The survey was conducted by FTI Consulting, Inc. (FTI) for Allstate.</p> <p><strong>About Allstate</strong><br /> <a href="http://www.allstatenewsroom.com/">The Allstate Corporation</a> (NYSE: ALL) is the nation's largest publicly held personal lines insurer, protecting approximately 16 million households from life's uncertainties through its <a href="http://www.allstate.com/" target="_blank">Allstate</a>, <a href="http://www.encompassinsurance.com/" target="_blank">Encompass</a>, <a href="http://www.esurance.com/" target="_blank">Esurance</a> and <a href="http://www.answerfinancial.com/" target="_blank">Answer Financial</a> brand names and <a href="http://www.allstate.com/financial" target="_blank">Allstate Financial</a> business segment. Allstate is widely known through the slogan "You're In Good Hands With Allstate&reg;." The Allstate brand's network of small businesses offers auto, home, life and retirement products and services to customers in the United States and Canada. In 2013, The Allstate Foundation, Allstate, its employees and agency owners gave $29 million to <a href="http://www.allstate.com/corporate-responsibility.aspx" target="_blank">support local communities</a>. Allstate employees and agency owners donated 200,000 hours of service across the country.</p> <p>#&nbsp; #&nbsp; #</p> <p><sup>i</sup> Percentage increase in claims during the holiday season versus non-holiday season over a three-year period, November 15 through January 15, 2011-2014.</p> <p><sup>ii</sup> Based on Allstate claims data that was analyzed over the same three-year period, November 15 through January 15, 2011-2014.</p> <p>&nbsp;</p> <p><strong>Contact:</strong></p> <p><a href="mailto:Tracey.King@allstate.com">Tracey.King@allstate.com</a><br /> 610.251.3092<br /> @AllstateNE</p> Sweaters Aren't the Only Things That Can Get Ugly During the Holidays Top New Hampshire Holiday Claims Revealed with New Allstate Poll on American Holiday Party Hosting<br /><strong>This release contains: 2 Photos, 1 Video, 2 Related Documents</strong><p>Holiday "ugly" sweaters have grown in popularity in New Hampshire and will likely make an appearance with the 83 percent of Americans who plan to party this season. A new Allstate poll indicates 54 percent of Americans will host holiday parties in their homes, and the large majority who attend parties say they take place at someone else's home. While New Hampshire residents celebrate, Allstate provides reminders of historical holiday home hazard outcomes, such as kitchen fires, decorative fires and theft, and helpful hints for customers and consumers who host parties this season.</p> <p>"If there's one thing that residents of New Hampshire like to do, it's hosting holiday gatherings with friends and family," said Tracey King, Allstate spokesperson. "It's important to remember that staying aware of potential hazards before the next 'ugly sweater' or other holiday party will help protect your family and friends from costly home damages."</p> <p>Allstate is reminding New Hampshire residents to use extra caution, especially for claims that prevail in the local area. In New Hampshire, the top three most common holiday-related claims are:</p> <ol> <li>Burglary</li> <li>Fireplace fire</li> <li>Theft from a locked vehicle</li> </ol> <p>Allstate's Holiday Home Hazards poll found the vast majority (91 percent) of Americans agree they can reduce risks associated to fires, accidents or theft during the holiday season through their own attention and action. In New Hampshire, fire claims increase by more than 86 percent, and while theft claims decrease by more than 15 percent in the state, it increases by more than five percent nationally during the holiday season<sup>i</sup>. Most Americans believe both fire and theft risks increase during the holidays, but a majority (63 percent or more) say aren't paying any more attention to these risks which could result in trouble during a busy time of cooking, decorating and hosting a holiday gathering.</p> <p><strong>Hosting Hazards:</strong><br /> Hosts should be aware that the likelihood of theft can increase over the holidays. It's wise to protect against unfortunate disappearances of valuables.</p> <ul> <li>Just one in five (22 percent) say they put away valuables before hosting a party.</li> <li>Nearly half (48 percent) say they have left a door unlocked for a friend or family member.</li> <li>Forty-six percent say they have hidden a key to their home for a friend or family member, a behavior. Hiding keys leaves the home too easily accessible for burglaries</li> <li>Nearly half (48 percent) say they've hidden valuables such as gifts in their car. Leaving valuables in a car can create an enticing opportunity for thieves to break-in.</li> <li>Seventeen percent of Americans say they've experienced a stolen or missing valuable when attending a holiday party</li> </ul> <p>Protecting valuables is especially important during the holiday season given some of the most common precious items are also small in size and could go unnoticed:</p> <table border="1" width="100%"> <tbody> <tr> <td colspan="3" align="center"><strong>Missing Jewelry Theft Claims</strong><sup>ii</sup></td> </tr> <tr> <td align="center"><strong>Insurance Policy Type</strong></td> <td align="center"><strong>Most Costly Claim</strong></td> <td align="center"><strong>Median Cost of Claim</strong></td> </tr> <tr> <td align="center">Homeowners</td> <td align="center">$26,000</td> <td rowspan="3" align="center">$1,500</td> </tr> <tr> <td align="center">Condo</td> <td align="center">$11,000</td> </tr> <tr> <td align="center">Renters</td> <td align="center">$25,000</td> </tr> <tr> <td colspan="3" align="center"><strong>Burglaries</strong></td> </tr> <tr> <td align="center"><strong>Insurance Policy Type</strong></td> <td align="center"><strong>Most Costly Claim</strong></td> <td align="center"><strong>Median Cost of Claim</strong></td> </tr> <tr> <td align="center">Homeowners</td> <td align="center">$125,00</td> <td rowspan="3" align="center">$3,000</td> </tr> <tr> <td align="center">Condo</td> <td align="center">$34,000</td> </tr> <tr> <td align="center">Renters</td> <td align="center">$81,000</td> </tr> <tr> <td colspan="3" align="center"><strong>Property Missing After a Party</strong></td> </tr> <tr> <td align="center"><strong>Insurance Policy Type</strong></td> <td align="center"><strong>Most Costly Claim</strong></td> <td align="center"><strong>Median Cost of Claim</strong></td> </tr> <tr> <td align="center">Homeowners</td> <td align="center">$6,000</td> <td align="center">&nbsp;</td> </tr> <tr> <td align="center">Condo</td> <td align="center">$29,000</td> <td align="center">$1,500</td> </tr> <tr> <td align="center">Renters</td> <td align="center">$6,000</td> <td align="center">&nbsp;</td> </tr> </tbody> </table> <p>&nbsp;</p> <p><strong>Hasty </strong><strong>Hors d'oeuvres</strong><strong>:&nbsp; <br /> </strong>Food is the centerpiece of many holiday gatherings as hosts prepare decadent spreads for their guests, but remaining diligent in the kitchen will help prevent mishaps.<strong>&nbsp;</strong></p> <ul> <li>Eighty-seven percent of holiday party hosts plan to do "lots of cooking" to prepare for their gatherings.</li> <li>Nearly half (44 percent) of survey respondents have left a stove or oven unattended during the holiday season. Unattended cooking could become dangerous without the host knowing.</li> <li>Another 44 percent of Americans don't keep fire extinguishers in their home to put out a fire when it erupts.</li> <li>More than a quarter of Americans have hosted or attended a party that resulted in a burnt or ruined meal.</li> </ul> <p>Allstate claims data shows hasty cooking during the holiday season is among factors that could lead to unfortunate outcomes for homeowners, condo owners, and renters:<sup>i</sup> Percentage increase in claims during the holiday season versus non-holiday season over a three-year period, November 15 through January 15, 2011-2014.</p> <p>&nbsp;</p> <table border="1" width="100%"> <tbody> <tr> <td colspan="3" align="center"><strong>Kitchen Fires (non-grease)</strong><sup>ii</sup></td> </tr> <tr> <td align="center"><strong>Insurance Policy Type</strong></td> <td align="center"><strong>Most Costly Claim</strong></td> <td align="center"><strong>Median Cost of Claim</strong></td> </tr> <tr> <td align="center">Homeowners</td> <td align="center">$762,000</td> <td rowspan="3" align="center">$10,000</td> </tr> <tr> <td align="center">Condo</td> <td align="center">$118,000</td> </tr> <tr> <td align="center">Renters</td> <td align="center">$349,000</td> </tr> <tr> <td colspan="3" align="center"><strong>Grease Fires</strong></td> </tr> <tr> <td align="center"><strong>Insurance Policy Type</strong></td> <td align="center"><strong>Most Costly Claim</strong></td> <td align="center"><strong>Median Cost of Claim</strong></td> </tr> <tr> <td align="center">Homeowners</td> <td align="center">$614,000</td> <td rowspan="3" align="center">$13,000</td> </tr> <tr> <td align="center">Condo</td> <td align="center">$65,000</td> </tr> <tr> <td align="center">Renters</td> <td align="center">$43,000</td> </tr> <tr> <td colspan="3" align="center"><strong>Kitchen Smoke Damage Claims</strong></td> </tr> <tr> <td align="center"><strong>Insurance Policy Type</strong></td> <td align="center"><strong>Most Costly Claim</strong></td> <td align="center"><strong>Median Cost of Claim</strong></td> </tr> <tr> <td align="center">Homeowners</td> <td align="center">$140,000</td> <td rowspan="3" align="center">$7,000</td> </tr> <tr> <td align="center">Condo</td> <td align="center">$43,000</td> </tr> <tr> <td align="center">Renters</td> <td align="center">$27,000</td> </tr> </tbody> </table> <p>&nbsp;</p> <p><strong>Deck the Halls:</strong><br /> Hosting a holiday party often comes with festive home touches. Make sure to take proper safety precautions to avoid potentially costly and dangerous outcomes.</p> <ul> <li>In fact, about one-third (31 percent) of Americans light candles and one in five will light a fire in their fireplace (21 percent) during a holiday party hosted at their home.</li> <li>More than half (53 percent) say they haven't checked or changed their smoke detectors recently. Unchecked smoke detectors can cause people to miss important alarms when fire breaks out in a home.</li> <li>Forty-four percent of Americans with gas fireplaces haven't had it inspected within the last three years. Faulty gas lines and fireplace build-up can cause dangerous outcomes.</li> <li>Forty-three percent of Americans admit to plugging in too many lights into one outlet. This can lead to electrical malfunctions and even fires.</li> <li>About one-third (34 percent) have left candles and 17 percent have left fires unattended. </li> </ul> <p>Allstate data indicates fires due to candles, fireplace and electrical mishaps are often significant losses:</p> <table border="1" width="100%"> <tbody> <tr> <td colspan="3" align="center"><strong>Candle Fires</strong><sup>ii</sup></td> </tr> <tr> <td align="center"><strong>Insurance Policy Type</strong></td> <td align="center"><strong>Most Costly Claim</strong></td> <td align="center"><strong>Median Cost of Claim</strong></td> </tr> <tr> <td align="center">Homeowners</td> <td align="center">$515,000</td> <td rowspan="3" align="center">$9,000</td> </tr> <tr> <td align="center">Condo</td> <td align="center">$55,000</td> </tr> <tr> <td align="center">Renters</td> <td align="center">$71,000</td> </tr> <tr> <td colspan="3" align="center"><strong>Fireplace Fires</strong></td> </tr> <tr> <td align="center"><strong>Insurance Policy Type</strong></td> <td align="center"><strong>Most Costly Claim</strong></td> <td align="center"><strong>Median Cost of Claim</strong></td> </tr> <tr> <td align="center">Homeowners</td> <td align="center">$1,600,000</td> <td rowspan="3" align="center">$9,000</td> </tr> <tr> <td align="center">Condo</td> <td align="center">$66,000</td> </tr> <tr> <td align="center">Renters</td> <td align="center">$35,000</td> </tr> <tr> <td colspan="3" align="center"><strong>Electrical Fires</strong></td> </tr> <tr> <td align="center"><strong>Insurance Policy Type</strong></td> <td align="center"><strong>Most Costly Claim</strong></td> <td align="center"><strong>Median Cost of Claim</strong></td> </tr> <tr> <td align="center">Homeowners</td> <td align="center">$2,440,000</td> <td rowspan="3" align="center">$18,000</td> </tr> <tr> <td align="center">Condo</td> <td align="center">$149,000</td> </tr> <tr> <td align="center">Renters</td> <td align="center">$72,000</td> </tr> </tbody> </table> <p>&nbsp;</p> <p><strong>Helpful Hints:<br /> </strong>Advance planning and precaution can help New Hampshire residents protect their homes and help make the holidays hazard-free. Allstate offers these tips to secure your home during the holidays:<strong>&nbsp;</strong></p> <p><strong><em>Holiday Cooking</em></strong></p> <ul> <li>Before the holidays, install new batteries in smoke alarms and carbon monoxide detectors. Make sure that family members can locate and operate fire extinguishers. Test all fire prevention devices to make sure they function properly. </li> <li>Be careful in the kitchen. The incorrect disposal of cooking grease, overuse of garbage disposals and improper or excessive disposal of waste can result in clogged drains and can cause sewer problems during this time of year.</li> </ul> <p><strong><em>Holiday Decorating </em></strong></p> <ul> <li>Never leave burning candles unattended, and always place them out of reach of children. Make it a part of your routine to check that all candles are extinguished before you go to bed each night. </li> <li>Make a smart tree purchase. If buying a natural tree, make sure it's fresh so it will be less of a fire hazard. Artificial trees should be labeled as fire resistant. Keep your tree away from heat sources, and trim trees with flame‐resistant materials. Never use lit candles to decorate trees.</li> <li>Check your holiday lights, throwing away any that are broken and don't overload the outlets. Only lights and extension cords specified for outdoor use should be used outside. </li> </ul> <p><strong><em>Holiday Security</em></strong></p> <ul> <li>When shopping, don't leave purchases in the passenger compartment of your unattended vehicle. Store them out of sight, in the trunk. </li> <li>When in plain view, gifts and valuables serve as an invitation to thieves. Close the shades or drapes if you're away. And put your valuables away before hosting people at your home.</li> <li>Don't advertise shopping trips or gift purchases on social media. Whether it's "check-ins" using geo-location services, travel plan updates, or even photos uploaded while at a holiday party, people may be unknowingly giving today's "digital thieves" greater insight into the contents of your car's trunk, times you're away from home and even the holiday gifts hiding in your closet.</li> </ul> <p>See how holiday hazards can hit close to home and get more tips by visiting Allstate's Holiday Decorator, at <a href="http://www.allstate.com/holidaydecorator" target="_blank">www.allstate.com/holidaydecorator</a>.</p> <p><strong>Survey Methodology </strong> <br /> The survey of 1,036 American adults age 18+ was conducted November 2-5, 2014 via an online survey using a sample reflective of the American population. The survey was conducted by FTI Consulting, Inc. (FTI) for Allstate.</p> <p><strong>About Allstate</strong><br /> <a title="http://www.allstatenewsroom.com/" href="http://www.allstatenewsroom.com/">The Allstate Corporation</a> (NYSE: ALL) is the nation's largest publicly held personal lines insurer, protecting approximately 16 million households from life's uncertainties through its <a href="http://www.allstate.com/">Allstate</a>, <a href="http://www.encompassinsurance.com/">Encompass</a>, <a href="http://www.esurance.com/">Esurance</a> and <a href="http://www.answerfinancial.com/">Answer Financial</a> brand names and <a href="http://www.allstate.com/financial">Allstate Financial</a> business segment. Allstate is widely known through the slogan "You're In Good Hands With Allstate&reg;." The Allstate brand's network of small businesses offers auto, home, life and retirement products and services to customers in the United States and Canada. In 2013, The Allstate Foundation, Allstate, its employees and agency owners gave $29 million to <a href="http://www.allstate.com/corporate-responsibility.aspx">support local communities</a>. Allstate employees and agency owners donated 200,000 hours of service across the country.</p> <p>#&nbsp; #&nbsp; #</p> <p><sup>i</sup> Percentage increase in claims during the holiday season versus non-holiday season over a three-year period, November 15 through January 15, 2011-2014.</p> <p><sup>ii</sup> Based on Allstate claims data that was analyzed over the same three-year period, November 15 through January 15, 2011-2014.</p> <p>&nbsp;</p> <p><strong>Contact:</strong></p> <p><a href="mailto:Tracey.King@allstate.com">Tracey.King@allstate.com </a><br /> 610.251.3092<br /> @AllstateNE</p> Tue, 02 Dec 2014 20:53:00 -0600 http://allstatenewsroom.com/releases/642f4ec9-130b-4513-a5f1-cf9639995d32 http://allstatenewsroom.com/releases/642f4ec9-130b-4513-a5f1-cf9639995d32 Sweaters Aren't the Only Things That Can Get Ugly During the Holidays Top New Hampshire Holiday Claims Revealed with New Allstate Poll on American Holiday Party Hosting<br /><strong>This release contains: 2 Photos, 1 Video, 2 Related Documents</strong><p>Holiday "ugly" sweaters have grown in popularity in New Hampshire and will likely make an appearance with the 83 percent of Americans who plan to party this season. A new Allstate poll indicates 54 percent of Americans will host holiday parties in their homes, and the large majority who attend parties say they take place at someone else's home. While New Hampshire residents celebrate, Allstate provides reminders of historical holiday home hazard outcomes, such as kitchen fires, decorative fires and theft, and helpful hints for customers and consumers who host parties this season.</p> <p>"If there's one thing that residents of New Hampshire like to do, it's hosting holiday gatherings with friends and family," said Tracey King, Allstate spokesperson. "It's important to remember that staying aware of potential hazards before the next 'ugly sweater' or other holiday party will help protect your family and friends from costly home damages."</p> <p>Allstate is reminding New Hampshire residents to use extra caution, especially for claims that prevail in the local area. In New Hampshire, the top three most common holiday-related claims are:</p> <ol> <li>Burglary</li> <li>Fireplace fire</li> <li>Theft from a locked vehicle</li> </ol> <p>Allstate's Holiday Home Hazards poll found the vast majority (91 percent) of Americans agree they can reduce risks associated to fires, accidents or theft during the holiday season through their own attention and action. In New Hampshire, fire claims increase by more than 86 percent, and while theft claims decrease by more than 15 percent in the state, it increases by more than five percent nationally during the holiday season<sup>i</sup>. Most Americans believe both fire and theft risks increase during the holidays, but a majority (63 percent or more) say aren't paying any more attention to these risks which could result in trouble during a busy time of cooking, decorating and hosting a holiday gathering.</p> <p><strong>Hosting Hazards:</strong><br /> Hosts should be aware that the likelihood of theft can increase over the holidays. It's wise to protect against unfortunate disappearances of valuables.</p> <ul> <li>Just one in five (22 percent) say they put away valuables before hosting a party.</li> <li>Nearly half (48 percent) say they have left a door unlocked for a friend or family member.</li> <li>Forty-six percent say they have hidden a key to their home for a friend or family member, a behavior. Hiding keys leaves the home too easily accessible for burglaries</li> <li>Nearly half (48 percent) say they've hidden valuables such as gifts in their car. Leaving valuables in a car can create an enticing opportunity for thieves to break-in.</li> <li>Seventeen percent of Americans say they've experienced a stolen or missing valuable when attending a holiday party</li> </ul> <p>Protecting valuables is especially important during the holiday season given some of the most common precious items are also small in size and could go unnoticed:</p> <table border="1" width="100%"> <tbody> <tr> <td colspan="3" align="center"><strong>Missing Jewelry Theft Claims</strong><sup>ii</sup></td> </tr> <tr> <td align="center"><strong>Insurance Policy Type</strong></td> <td align="center"><strong>Most Costly Claim</strong></td> <td align="center"><strong>Median Cost of Claim</strong></td> </tr> <tr> <td align="center">Homeowners</td> <td align="center">$26,000</td> <td rowspan="3" align="center">$1,500</td> </tr> <tr> <td align="center">Condo</td> <td align="center">$11,000</td> </tr> <tr> <td align="center">Renters</td> <td align="center">$25,000</td> </tr> <tr> <td colspan="3" align="center"><strong>Burglaries</strong></td> </tr> <tr> <td align="center"><strong>Insurance Policy Type</strong></td> <td align="center"><strong>Most Costly Claim</strong></td> <td align="center"><strong>Median Cost of Claim</strong></td> </tr> <tr> <td align="center">Homeowners</td> <td align="center">$125,00</td> <td rowspan="3" align="center">$3,000</td> </tr> <tr> <td align="center">Condo</td> <td align="center">$34,000</td> </tr> <tr> <td align="center">Renters</td> <td align="center">$81,000</td> </tr> <tr> <td colspan="3" align="center"><strong>Property Missing After a Party</strong></td> </tr> <tr> <td align="center"><strong>Insurance Policy Type</strong></td> <td align="center"><strong>Most Costly Claim</strong></td> <td align="center"><strong>Median Cost of Claim</strong></td> </tr> <tr> <td align="center">Homeowners</td> <td align="center">$6,000</td> <td align="center">&nbsp;</td> </tr> <tr> <td align="center">Condo</td> <td align="center">$29,000</td> <td align="center">$1,500</td> </tr> <tr> <td align="center">Renters</td> <td align="center">$6,000</td> <td align="center">&nbsp;</td> </tr> </tbody> </table> <p>&nbsp;</p> <p><strong>Hasty </strong><strong>Hors d'oeuvres</strong><strong>:&nbsp; <br /> </strong>Food is the centerpiece of many holiday gatherings as hosts prepare decadent spreads for their guests, but remaining diligent in the kitchen will help prevent mishaps.<strong>&nbsp;</strong></p> <ul> <li>Eighty-seven percent of holiday party hosts plan to do "lots of cooking" to prepare for their gatherings.</li> <li>Nearly half (44 percent) of survey respondents have left a stove or oven unattended during the holiday season. Unattended cooking could become dangerous without the host knowing.</li> <li>Another 44 percent of Americans don't keep fire extinguishers in their home to put out a fire when it erupts.</li> <li>More than a quarter of Americans have hosted or attended a party that resulted in a burnt or ruined meal.</li> </ul> <p>Allstate claims data shows hasty cooking during the holiday season is among factors that could lead to unfortunate outcomes for homeowners, condo owners, and renters:<sup>i</sup> Percentage increase in claims during the holiday season versus non-holiday season over a three-year period, November 15 through January 15, 2011-2014.</p> <p>&nbsp;</p> <table border="1" width="100%"> <tbody> <tr> <td colspan="3" align="center"><strong>Kitchen Fires (non-grease)</strong><sup>ii</sup></td> </tr> <tr> <td align="center"><strong>Insurance Policy Type</strong></td> <td align="center"><strong>Most Costly Claim</strong></td> <td align="center"><strong>Median Cost of Claim</strong></td> </tr> <tr> <td align="center">Homeowners</td> <td align="center">$762,000</td> <td rowspan="3" align="center">$10,000</td> </tr> <tr> <td align="center">Condo</td> <td align="center">$118,000</td> </tr> <tr> <td align="center">Renters</td> <td align="center">$349,000</td> </tr> <tr> <td colspan="3" align="center"><strong>Grease Fires</strong></td> </tr> <tr> <td align="center"><strong>Insurance Policy Type</strong></td> <td align="center"><strong>Most Costly Claim</strong></td> <td align="center"><strong>Median Cost of Claim</strong></td> </tr> <tr> <td align="center">Homeowners</td> <td align="center">$614,000</td> <td rowspan="3" align="center">$13,000</td> </tr> <tr> <td align="center">Condo</td> <td align="center">$65,000</td> </tr> <tr> <td align="center">Renters</td> <td align="center">$43,000</td> </tr> <tr> <td colspan="3" align="center"><strong>Kitchen Smoke Damage Claims</strong></td> </tr> <tr> <td align="center"><strong>Insurance Policy Type</strong></td> <td align="center"><strong>Most Costly Claim</strong></td> <td align="center"><strong>Median Cost of Claim</strong></td> </tr> <tr> <td align="center">Homeowners</td> <td align="center">$140,000</td> <td rowspan="3" align="center">$7,000</td> </tr> <tr> <td align="center">Condo</td> <td align="center">$43,000</td> </tr> <tr> <td align="center">Renters</td> <td align="center">$27,000</td> </tr> </tbody> </table> <p>&nbsp;</p> <p><strong>Deck the Halls:</strong><br /> Hosting a holiday party often comes with festive home touches. Make sure to take proper safety precautions to avoid potentially costly and dangerous outcomes.</p> <ul> <li>In fact, about one-third (31 percent) of Americans light candles and one in five will light a fire in their fireplace (21 percent) during a holiday party hosted at their home.</li> <li>More than half (53 percent) say they haven't checked or changed their smoke detectors recently. Unchecked smoke detectors can cause people to miss important alarms when fire breaks out in a home.</li> <li>Forty-four percent of Americans with gas fireplaces haven't had it inspected within the last three years. Faulty gas lines and fireplace build-up can cause dangerous outcomes.</li> <li>Forty-three percent of Americans admit to plugging in too many lights into one outlet. This can lead to electrical malfunctions and even fires.</li> <li>About one-third (34 percent) have left candles and 17 percent have left fires unattended. </li> </ul> <p>Allstate data indicates fires due to candles, fireplace and electrical mishaps are often significant losses:</p> <table border="1" width="100%"> <tbody> <tr> <td colspan="3" align="center"><strong>Candle Fires</strong><sup>ii</sup></td> </tr> <tr> <td align="center"><strong>Insurance Policy Type</strong></td> <td align="center"><strong>Most Costly Claim</strong></td> <td align="center"><strong>Median Cost of Claim</strong></td> </tr> <tr> <td align="center">Homeowners</td> <td align="center">$515,000</td> <td rowspan="3" align="center">$9,000</td> </tr> <tr> <td align="center">Condo</td> <td align="center">$55,000</td> </tr> <tr> <td align="center">Renters</td> <td align="center">$71,000</td> </tr> <tr> <td colspan="3" align="center"><strong>Fireplace Fires</strong></td> </tr> <tr> <td align="center"><strong>Insurance Policy Type</strong></td> <td align="center"><strong>Most Costly Claim</strong></td> <td align="center"><strong>Median Cost of Claim</strong></td> </tr> <tr> <td align="center">Homeowners</td> <td align="center">$1,600,000</td> <td rowspan="3" align="center">$9,000</td> </tr> <tr> <td align="center">Condo</td> <td align="center">$66,000</td> </tr> <tr> <td align="center">Renters</td> <td align="center">$35,000</td> </tr> <tr> <td colspan="3" align="center"><strong>Electrical Fires</strong></td> </tr> <tr> <td align="center"><strong>Insurance Policy Type</strong></td> <td align="center"><strong>Most Costly Claim</strong></td> <td align="center"><strong>Median Cost of Claim</strong></td> </tr> <tr> <td align="center">Homeowners</td> <td align="center">$2,440,000</td> <td rowspan="3" align="center">$18,000</td> </tr> <tr> <td align="center">Condo</td> <td align="center">$149,000</td> </tr> <tr> <td align="center">Renters</td> <td align="center">$72,000</td> </tr> </tbody> </table> <p>&nbsp;</p> <p><strong>Helpful Hints:<br /> </strong>Advance planning and precaution can help New Hampshire residents protect their homes and help make the holidays hazard-free. Allstate offers these tips to secure your home during the holidays:<strong>&nbsp;</strong></p> <p><strong><em>Holiday Cooking</em></strong></p> <ul> <li>Before the holidays, install new batteries in smoke alarms and carbon monoxide detectors. Make sure that family members can locate and operate fire extinguishers. Test all fire prevention devices to make sure they function properly. </li> <li>Be careful in the kitchen. The incorrect disposal of cooking grease, overuse of garbage disposals and improper or excessive disposal of waste can result in clogged drains and can cause sewer problems during this time of year.</li> </ul> <p><strong><em>Holiday Decorating </em></strong></p> <ul> <li>Never leave burning candles unattended, and always place them out of reach of children. Make it a part of your routine to check that all candles are extinguished before you go to bed each night. </li> <li>Make a smart tree purchase. If buying a natural tree, make sure it's fresh so it will be less of a fire hazard. Artificial trees should be labeled as fire resistant. Keep your tree away from heat sources, and trim trees with flame‐resistant materials. Never use lit candles to decorate trees.</li> <li>Check your holiday lights, throwing away any that are broken and don't overload the outlets. Only lights and extension cords specified for outdoor use should be used outside. </li> </ul> <p><strong><em>Holiday Security</em></strong></p> <ul> <li>When shopping, don't leave purchases in the passenger compartment of your unattended vehicle. Store them out of sight, in the trunk. </li> <li>When in plain view, gifts and valuables serve as an invitation to thieves. Close the shades or drapes if you're away. And put your valuables away before hosting people at your home.</li> <li>Don't advertise shopping trips or gift purchases on social media. Whether it's "check-ins" using geo-location services, travel plan updates, or even photos uploaded while at a holiday party, people may be unknowingly giving today's "digital thieves" greater insight into the contents of your car's trunk, times you're away from home and even the holiday gifts hiding in your closet.</li> </ul> <p>See how holiday hazards can hit close to home and get more tips by visiting Allstate's Holiday Decorator, at <a href="http://www.allstate.com/holidaydecorator" target="_blank">www.allstate.com/holidaydecorator</a>.</p> <p><strong>Survey Methodology </strong> <br /> The survey of 1,036 American adults age 18+ was conducted November 2-5, 2014 via an online survey using a sample reflective of the American population. The survey was conducted by FTI Consulting, Inc. (FTI) for Allstate.</p> <p><strong>About Allstate</strong><br /> <a title="http://www.allstatenewsroom.com/" href="http://www.allstatenewsroom.com/">The Allstate Corporation</a> (NYSE: ALL) is the nation's largest publicly held personal lines insurer, protecting approximately 16 million households from life's uncertainties through its <a href="http://www.allstate.com/">Allstate</a>, <a href="http://www.encompassinsurance.com/">Encompass</a>, <a href="http://www.esurance.com/">Esurance</a> and <a href="http://www.answerfinancial.com/">Answer Financial</a> brand names and <a href="http://www.allstate.com/financial">Allstate Financial</a> business segment. Allstate is widely known through the slogan "You're In Good Hands With Allstate&reg;." The Allstate brand's network of small businesses offers auto, home, life and retirement products and services to customers in the United States and Canada. In 2013, The Allstate Foundation, Allstate, its employees and agency owners gave $29 million to <a href="http://www.allstate.com/corporate-responsibility.aspx">support local communities</a>. Allstate employees and agency owners donated 200,000 hours of service across the country.</p> <p>#&nbsp; #&nbsp; #</p> <p><sup>i</sup> Percentage increase in claims during the holiday season versus non-holiday season over a three-year period, November 15 through January 15, 2011-2014.</p> <p><sup>ii</sup> Based on Allstate claims data that was analyzed over the same three-year period, November 15 through January 15, 2011-2014.</p> <p>&nbsp;</p> <p><strong>Contact:</strong></p> <p><a href="mailto:Tracey.King@allstate.com">Tracey.King@allstate.com </a><br /> 610.251.3092<br /> @AllstateNE</p> Sweaters Aren't the Only Things That Can Get Ugly During the Holidays Top Rhode Island Holiday Claims Revealed with New Allstate Poll on American Holiday Party Hosting<br /><strong>This release contains: 2 Photos, 1 Video, 2 Related Documents</strong><p>Holiday "ugly" sweaters have grown in popularity in Rhode Island and will likely make an appearance with the 83 percent of Americans who plan to party this season. A new Allstate poll indicates 54 percent of Americans will host holiday parties in their homes, and the large majority who attend parties say they take place at someone else's home. While Rhode Island residents celebrate, Allstate provides reminders of historical holiday home hazard outcomes, such as kitchen fires, decorative fires and theft, and helpful hints for customers and consumers who host parties this season.</p> <p>"If there's one thing that residents of Rhode Island like to do, it's hosting holiday gatherings with friends and family," said Tracey King, Allstate spokesperson. "It's important to remember that staying aware of potential hazards before the next 'ugly sweater' or other holiday party will help protect your family and friends from costly home damages."</p> <p>Allstate is reminding Rhode Island residents to use extra caution, especially for claims that prevail in the local area. In Rhode Island, the top three most common holiday-related claims are:</p> <ol> <li>Burglary</li> <li>Theft from locked vehicle</li> <li>Kitchen fire</li> </ol> <p>Allstate's Holiday Home Hazards poll found the vast majority (91 percent) of Americans agree they can reduce risks associated to fires, accidents or theft during the holiday season through their own attention and action. In Rhode Island, fire claims increase by 22 percent, and while theft claims decrease by nearly one percent in the state, it increases by five percent nationally during the holiday season<sup>i</sup>. Most Americans believe both fire and theft risks increase during the holidays, but a majority (63 percent or more) say aren't paying any more attention to these risks which could result in trouble during a busy time of cooking, decorating and hosting a holiday gathering.</p> <p><strong>Hosting Hazards:</strong><br /> Hosts should be aware that the likelihood of theft can increase over the holidays. It's wise to protect against unfortunate disappearances of valuables.</p> <ul> <li>Just one in five (22 percent) say they put away valuables before hosting a party.</li> <li>Nearly half (48 percent) say they have left a door unlocked for a friend or family member.</li> <li>Forty-six percent say they have hidden a key to their home for a friend or family member, a behavior. Hiding keys leaves the home too easily accessible for burglaries</li> <li>Nearly half (48 percent) say they've hidden valuables such as gifts in their car. Leaving valuables in a car can create an enticing opportunity for thieves to break-in.</li> <li>Seventeen percent of Americans say they've experienced a stolen or missing valuable when attending a holiday party</li> </ul> <p>Protecting valuables is especially important during the holiday season given some of the most common precious items are also small in size and could go unnoticed:</p> <table border="1" width="100%"> <tbody> <tr> <td colspan="3" align="center"><strong>Missing Jewelry Theft Claims</strong><sup>ii</sup></td> </tr> <tr> <td align="center"><strong>Insurance Policy Type</strong></td> <td align="center"><strong>Most Costly Claim</strong></td> <td align="center"><strong>Median Cost of Claim</strong></td> </tr> <tr> <td align="center">Homeowners</td> <td align="center">$26,000</td> <td rowspan="3" align="center">$1,500</td> </tr> <tr> <td align="center">Condo</td> <td align="center">$11,000</td> </tr> <tr> <td align="center">Renters</td> <td align="center">$25,000</td> </tr> <tr> <td colspan="3" align="center"><strong>Burglaries</strong></td> </tr> <tr> <td align="center"><strong>Insurance Policy Type</strong></td> <td align="center"><strong>Most Costly Claim</strong></td> <td align="center"><strong>Median Cost of Claim</strong></td> </tr> <tr> <td align="center">Homeowners</td> <td align="center">$125,00</td> <td rowspan="3" align="center">$3,000</td> </tr> <tr> <td align="center">Condo</td> <td align="center">$34,000</td> </tr> <tr> <td align="center">Renters</td> <td align="center">$81,000</td> </tr> <tr> <td colspan="3" align="center"><strong>Property Missing After a Party</strong></td> </tr> <tr> <td align="center"><strong>Insurance Policy Type</strong></td> <td align="center"><strong>Most Costly Claim</strong></td> <td align="center"><strong>Median Cost of Claim</strong></td> </tr> <tr> <td align="center">Homeowners</td> <td align="center">$6,000</td> <td rowspan="3" align="center">$1,500</td> </tr> <tr> <td align="center">Condo</td> <td align="center">$29,000</td> </tr> <tr> <td align="center">Renters</td> <td align="center">$6,000</td> </tr> </tbody> </table> <p>&nbsp;</p> <p><strong>Hasty </strong><strong>Hors d'oeuvres</strong><strong>:&nbsp; <br /> </strong>Food is the centerpiece of many holiday gatherings as hosts prepare decadent spreads for their guests, but remaining diligent in the kitchen will help prevent mishaps.<strong>&nbsp;</strong></p> <ul> <li>Eighty-seven percent of holiday party hosts plan to do "lots of cooking" to prepare for their gatherings.</li> <li>Nearly half (44 percent) of survey respondents have left a stove or oven unattended during the holiday season. Unattended cooking could become dangerous without the host knowing.</li> <li>Another 44 percent of Americans don't keep fire extinguishers in their home to put out a fire when it erupts.</li> <li>More than a quarter of Americans have hosted or attended a party that resulted in a burnt or ruined meal.</li> </ul> <p>Allstate claims data shows hasty cooking during the holiday season is among factors that could lead to unfortunate outcomes for homeowners, condo owners, and renters:</p> <table border="1" width="100%"> <tbody> <tr> <td colspan="3" align="center"><strong>Kitchen Fires (non-grease)</strong><sup>ii</sup></td> </tr> <tr> <td align="center"><strong>Insurance Policy Type</strong></td> <td align="center"><strong>Most Costly Claim</strong></td> <td align="center"><strong>Median Cost of Claim</strong></td> </tr> <tr> <td align="center">Homeowners</td> <td align="center">$762,000</td> <td rowspan="3" align="center">$10,000</td> </tr> <tr> <td align="center">Condo</td> <td align="center">$118,000</td> </tr> <tr> <td align="center">Renters</td> <td align="center">$349,000</td> </tr> <tr> <td colspan="3" align="center"><strong>Grease Fires</strong></td> </tr> <tr> <td align="center"><strong>Insurance Policy Type</strong></td> <td align="center"><strong>Most Costly Claim</strong></td> <td align="center"><strong>Median Cost of Claim</strong></td> </tr> <tr> <td align="center">Homeowners</td> <td align="center">$614,000</td> <td rowspan="3" align="center">$13,000</td> </tr> <tr> <td align="center">Condo</td> <td align="center">$65,000</td> </tr> <tr> <td align="center">Renters</td> <td align="center">$43,000</td> </tr> <tr> <td colspan="3" align="center"><strong>Kitchen Smoke Damage Claims</strong></td> </tr> <tr> <td align="center"><strong>Insurance Policy Type</strong></td> <td align="center"><strong>Most Costly Claim</strong></td> <td align="center"><strong>Median Cost of Claim</strong></td> </tr> <tr> <td align="center">Homeowners</td> <td align="center">$140,000</td> <td rowspan="3" align="center">$7,000</td> </tr> <tr> <td align="center">Condo</td> <td align="center">$43,000</td> </tr> <tr> <td align="center">Renters</td> <td align="center">$27,000</td> </tr> </tbody> </table> <p>&nbsp;</p> <p><strong>Deck the Halls:</strong><br /> Hosting a holiday party often comes with festive home touches. Make sure to take proper safety precautions to avoid potentially costly and dangerous outcomes.</p> <ul> <li>In fact, about one-third (31 percent) of Americans light candles and one in five will light a fire in their fireplace (21 percent) during a holiday party hosted at their home.</li> <li>More than half (53 percent) say they haven't checked or changed their smoke detectors recently. Unchecked smoke detectors can cause people to miss important alarms when fire breaks out in a home.</li> <li>Forty-four percent of Americans with gas fireplaces haven't had it inspected within the last three years. Faulty gas lines and fireplace build-up can cause dangerous outcomes.</li> <li>Forty-three percent of Americans admit to plugging in too many lights into one outlet. This can lead to electrical malfunctions and even fires.</li> <li>About one-third (34 percent) have left candles and 17 percent have left fires unattended. </li> </ul> <p>Allstate data indicates fires due to candles, fireplace and electrical mishaps are often significant losses:</p> <table border="1" width="100%"> <tbody> <tr> <td colspan="3" align="center"><strong>Candle Fires</strong><sup>ii</sup></td> </tr> <tr> <td align="center"><strong>Insurance Policy Type</strong></td> <td align="center"><strong>Most Costly Claim</strong></td> <td align="center"><strong>Median Cost of Claim</strong></td> </tr> <tr> <td align="center">Homeowners</td> <td align="center">$515,000</td> <td rowspan="3" align="center">$9,000</td> </tr> <tr> <td align="center">Condo</td> <td align="center">$55,000</td> </tr> <tr> <td align="center">Renters</td> <td align="center">$71,000</td> </tr> <tr> <td colspan="3" align="center"><strong>Fireplace Fires</strong></td> </tr> <tr> <td align="center"><strong>Insurance Policy Type</strong></td> <td align="center"><strong>Most Costly Claim</strong></td> <td align="center"><strong>Median Cost of Claim</strong></td> </tr> <tr> <td align="center">Homeowners</td> <td align="center">$1,600,000</td> <td rowspan="3" align="center">$9,000</td> </tr> <tr> <td align="center">Condo</td> <td align="center">$66,000</td> </tr> <tr> <td align="center">Renters</td> <td align="center">$35,000</td> </tr> <tr> <td colspan="3" align="center"><strong>Electrical Fires</strong></td> </tr> <tr> <td align="center"><strong>Insurance Policy Type</strong></td> <td align="center"><strong>Most Costly Claim</strong></td> <td align="center"><strong>Median Cost of Claim</strong></td> </tr> <tr> <td align="center">Homeowners</td> <td align="center">$2,440,000</td> <td rowspan="3" align="center">$18,000</td> </tr> <tr> <td align="center">Condo</td> <td align="center">$149,000</td> </tr> <tr> <td align="center">Renters</td> <td align="center">$72,000</td> </tr> </tbody> </table> <p>&nbsp;</p> <p><strong>Helpful Hints:<br /> </strong>Advance planning and precaution can help Rhode Island residents protect their homes and help make the holidays hazard-free. Allstate offers these tips to secure your home during the holidays:<strong>&nbsp;</strong></p> <p><strong><em>Holiday Cooking</em></strong></p> <ul> <li>Before the holidays, install new batteries in smoke alarms and carbon monoxide detectors. Make sure that family members can locate and operate fire extinguishers. Test all fire prevention devices to make sure they function properly. </li> <li>Be careful in the kitchen. The incorrect disposal of cooking grease, overuse of garbage disposals and improper or excessive disposal of waste can result in clogged drains and can cause sewer problems during this time of year.</li> </ul> <p><strong><em>Holiday Decorating </em></strong></p> <ul> <li>Never leave burning candles unattended, and always place them out of reach of children. Make it a part of your routine to check that all candles are extinguished before you go to bed each night. </li> <li>Make a smart tree purchase. If buying a natural tree, make sure it's fresh so it will be less of a fire hazard. Artificial trees should be labeled as fire resistant. Keep your tree away from heat sources, and trim trees with flame‐resistant materials. Never use lit candles to decorate trees.</li> <li>Check your holiday lights, throwing away any that are broken and don't overload the outlets. Only lights and extension cords specified for outdoor use should be used outside. </li> </ul> <p><strong><em>Holiday Security</em></strong></p> <ul> <li>When shopping, don't leave purchases in the passenger compartment of your unattended vehicle. Store them out of sight, in the trunk. </li> <li>When in plain view, gifts and valuables serve as an invitation to thieves. Close the shades or drapes if you're away. And put your valuables away before hosting people at your home.</li> <li>Don't advertise shopping trips or gift purchases on social media. Whether it's "check-ins" using geo-location services, travel plan updates, or even photos uploaded while at a holiday party, people may be unknowingly giving today's "digital thieves" greater insight into the contents of your car's trunk, times you're away from home and even the holiday gifts hiding in your closet.</li> </ul> <p>See how holiday hazards can hit close to home and get more tips by visiting Allstate's Holiday Decorator, at <a href="http://www.allstate.com/holidaydecorator" target="_blank">www.allstate.com/holidaydecorator</a>.</p> <p><strong>Survey Methodology </strong> <br /> The survey of 1,036 American adults age 18+ was conducted November 2-5, 2014 via an online survey using a sample reflective of the American population. The survey was conducted by FTI Consulting, Inc. (FTI) for Allstate.</p> <p><strong>About Allstate</strong><br /> <a title="http://www.allstatenewsroom.com/" href="http://www.allstatenewsroom.com/">The Allstate Corporation</a> (NYSE: ALL) is the nation's largest publicly held personal lines insurer, protecting approximately 16 million households from life's uncertainties through its <a href="http://www.allstate.com/" target="_blank">Allstate</a>, <a href="http://www.encompassinsurance.com/" target="_blank">Encompass</a>, <a href="http://www.esurance.com/" target="_blank">Esurance</a> and <a href="http://www.answerfinancial.com/" target="_blank">Answer Financial</a> brand names and <a href="http://www.allstate.com/financial" target="_blank">Allstate Financial</a> business segment. Allstate is widely known through the slogan "You're In Good Hands With Allstate&reg;." The Allstate brand's network of small businesses offers auto, home, life and retirement products and services to customers in the United States and Canada. In 2013, The Allstate Foundation, Allstate, its employees and agency owners gave $29 million to <a href="http://www.allstate.com/corporate-responsibility.aspx" target="_blank">support local communities</a>. Allstate employees and agency owners donated 200,000 hours of service across the country.</p> <p>#&nbsp; #&nbsp; #</p> <p><sup>i</sup> Percentage increase in claims during the holiday season versus non-holiday season over a three-year period, November 15 through January 15, 2011-2014.</p> <p><sup>ii</sup> Based on Allstate claims data that was analyzed over the same three-year period, November 15 through January 15, 2011-2014.</p> <p>&nbsp;</p> <p><strong>Contact:</strong></p> <p><a href="mailto:Tracey.King@allstate.com">Tracey.King@allstate.com</a><br /> 610.251.3092<br /> @AllstateNE</p> Tue, 02 Dec 2014 20:53:00 -0600 http://allstatenewsroom.com/releases/5eeb053e-1786-4e73-a7be-db8cb5272f48 http://allstatenewsroom.com/releases/5eeb053e-1786-4e73-a7be-db8cb5272f48 Sweaters Aren't the Only Things That Can Get Ugly During the Holidays Top Rhode Island Holiday Claims Revealed with New Allstate Poll on American Holiday Party Hosting<br /><strong>This release contains: 2 Photos, 1 Video, 2 Related Documents</strong><p>Holiday "ugly" sweaters have grown in popularity in Rhode Island and will likely make an appearance with the 83 percent of Americans who plan to party this season. A new Allstate poll indicates 54 percent of Americans will host holiday parties in their homes, and the large majority who attend parties say they take place at someone else's home. While Rhode Island residents celebrate, Allstate provides reminders of historical holiday home hazard outcomes, such as kitchen fires, decorative fires and theft, and helpful hints for customers and consumers who host parties this season.</p> <p>"If there's one thing that residents of Rhode Island like to do, it's hosting holiday gatherings with friends and family," said Tracey King, Allstate spokesperson. "It's important to remember that staying aware of potential hazards before the next 'ugly sweater' or other holiday party will help protect your family and friends from costly home damages."</p> <p>Allstate is reminding Rhode Island residents to use extra caution, especially for claims that prevail in the local area. In Rhode Island, the top three most common holiday-related claims are:</p> <ol> <li>Burglary</li> <li>Theft from locked vehicle</li> <li>Kitchen fire</li> </ol> <p>Allstate's Holiday Home Hazards poll found the vast majority (91 percent) of Americans agree they can reduce risks associated to fires, accidents or theft during the holiday season through their own attention and action. In Rhode Island, fire claims increase by 22 percent, and while theft claims decrease by nearly one percent in the state, it increases by five percent nationally during the holiday season<sup>i</sup>. Most Americans believe both fire and theft risks increase during the holidays, but a majority (63 percent or more) say aren't paying any more attention to these risks which could result in trouble during a busy time of cooking, decorating and hosting a holiday gathering.</p> <p><strong>Hosting Hazards:</strong><br /> Hosts should be aware that the likelihood of theft can increase over the holidays. It's wise to protect against unfortunate disappearances of valuables.</p> <ul> <li>Just one in five (22 percent) say they put away valuables before hosting a party.</li> <li>Nearly half (48 percent) say they have left a door unlocked for a friend or family member.</li> <li>Forty-six percent say they have hidden a key to their home for a friend or family member, a behavior. Hiding keys leaves the home too easily accessible for burglaries</li> <li>Nearly half (48 percent) say they've hidden valuables such as gifts in their car. Leaving valuables in a car can create an enticing opportunity for thieves to break-in.</li> <li>Seventeen percent of Americans say they've experienced a stolen or missing valuable when attending a holiday party</li> </ul> <p>Protecting valuables is especially important during the holiday season given some of the most common precious items are also small in size and could go unnoticed:</p> <table border="1" width="100%"> <tbody> <tr> <td colspan="3" align="center"><strong>Missing Jewelry Theft Claims</strong><sup>ii</sup></td> </tr> <tr> <td align="center"><strong>Insurance Policy Type</strong></td> <td align="center"><strong>Most Costly Claim</strong></td> <td align="center"><strong>Median Cost of Claim</strong></td> </tr> <tr> <td align="center">Homeowners</td> <td align="center">$26,000</td> <td rowspan="3" align="center">$1,500</td> </tr> <tr> <td align="center">Condo</td> <td align="center">$11,000</td> </tr> <tr> <td align="center">Renters</td> <td align="center">$25,000</td> </tr> <tr> <td colspan="3" align="center"><strong>Burglaries</strong></td> </tr> <tr> <td align="center"><strong>Insurance Policy Type</strong></td> <td align="center"><strong>Most Costly Claim</strong></td> <td align="center"><strong>Median Cost of Claim</strong></td> </tr> <tr> <td align="center">Homeowners</td> <td align="center">$125,00</td> <td rowspan="3" align="center">$3,000</td> </tr> <tr> <td align="center">Condo</td> <td align="center">$34,000</td> </tr> <tr> <td align="center">Renters</td> <td align="center">$81,000</td> </tr> <tr> <td colspan="3" align="center"><strong>Property Missing After a Party</strong></td> </tr> <tr> <td align="center"><strong>Insurance Policy Type</strong></td> <td align="center"><strong>Most Costly Claim</strong></td> <td align="center"><strong>Median Cost of Claim</strong></td> </tr> <tr> <td align="center">Homeowners</td> <td align="center">$6,000</td> <td rowspan="3" align="center">$1,500</td> </tr> <tr> <td align="center">Condo</td> <td align="center">$29,000</td> </tr> <tr> <td align="center">Renters</td> <td align="center">$6,000</td> </tr> </tbody> </table> <p>&nbsp;</p> <p><strong>Hasty </strong><strong>Hors d'oeuvres</strong><strong>:&nbsp; <br /> </strong>Food is the centerpiece of many holiday gatherings as hosts prepare decadent spreads for their guests, but remaining diligent in the kitchen will help prevent mishaps.<strong>&nbsp;</strong></p> <ul> <li>Eighty-seven percent of holiday party hosts plan to do "lots of cooking" to prepare for their gatherings.</li> <li>Nearly half (44 percent) of survey respondents have left a stove or oven unattended during the holiday season. Unattended cooking could become dangerous without the host knowing.</li> <li>Another 44 percent of Americans don't keep fire extinguishers in their home to put out a fire when it erupts.</li> <li>More than a quarter of Americans have hosted or attended a party that resulted in a burnt or ruined meal.</li> </ul> <p>Allstate claims data shows hasty cooking during the holiday season is among factors that could lead to unfortunate outcomes for homeowners, condo owners, and renters:</p> <table border="1" width="100%"> <tbody> <tr> <td colspan="3" align="center"><strong>Kitchen Fires (non-grease)</strong><sup>ii</sup></td> </tr> <tr> <td align="center"><strong>Insurance Policy Type</strong></td> <td align="center"><strong>Most Costly Claim</strong></td> <td align="center"><strong>Median Cost of Claim</strong></td> </tr> <tr> <td align="center">Homeowners</td> <td align="center">$762,000</td> <td rowspan="3" align="center">$10,000</td> </tr> <tr> <td align="center">Condo</td> <td align="center">$118,000</td> </tr> <tr> <td align="center">Renters</td> <td align="center">$349,000</td> </tr> <tr> <td colspan="3" align="center"><strong>Grease Fires</strong></td> </tr> <tr> <td align="center"><strong>Insurance Policy Type</strong></td> <td align="center"><strong>Most Costly Claim</strong></td> <td align="center"><strong>Median Cost of Claim</strong></td> </tr> <tr> <td align="center">Homeowners</td> <td align="center">$614,000</td> <td rowspan="3" align="center">$13,000</td> </tr> <tr> <td align="center">Condo</td> <td align="center">$65,000</td> </tr> <tr> <td align="center">Renters</td> <td align="center">$43,000</td> </tr> <tr> <td colspan="3" align="center"><strong>Kitchen Smoke Damage Claims</strong></td> </tr> <tr> <td align="center"><strong>Insurance Policy Type</strong></td> <td align="center"><strong>Most Costly Claim</strong></td> <td align="center"><strong>Median Cost of Claim</strong></td> </tr> <tr> <td align="center">Homeowners</td> <td align="center">$140,000</td> <td rowspan="3" align="center">$7,000</td> </tr> <tr> <td align="center">Condo</td> <td align="center">$43,000</td> </tr> <tr> <td align="center">Renters</td> <td align="center">$27,000</td> </tr> </tbody> </table> <p>&nbsp;</p> <p><strong>Deck the Halls:</strong><br /> Hosting a holiday party often comes with festive home touches. Make sure to take proper safety precautions to avoid potentially costly and dangerous outcomes.</p> <ul> <li>In fact, about one-third (31 percent) of Americans light candles and one in five will light a fire in their fireplace (21 percent) during a holiday party hosted at their home.</li> <li>More than half (53 percent) say they haven't checked or changed their smoke detectors recently. Unchecked smoke detectors can cause people to miss important alarms when fire breaks out in a home.</li> <li>Forty-four percent of Americans with gas fireplaces haven't had it inspected within the last three years. Faulty gas lines and fireplace build-up can cause dangerous outcomes.</li> <li>Forty-three percent of Americans admit to plugging in too many lights into one outlet. This can lead to electrical malfunctions and even fires.</li> <li>About one-third (34 percent) have left candles and 17 percent have left fires unattended. </li> </ul> <p>Allstate data indicates fires due to candles, fireplace and electrical mishaps are often significant losses:</p> <table border="1" width="100%"> <tbody> <tr> <td colspan="3" align="center"><strong>Candle Fires</strong><sup>ii</sup></td> </tr> <tr> <td align="center"><strong>Insurance Policy Type</strong></td> <td align="center"><strong>Most Costly Claim</strong></td> <td align="center"><strong>Median Cost of Claim</strong></td> </tr> <tr> <td align="center">Homeowners</td> <td align="center">$515,000</td> <td rowspan="3" align="center">$9,000</td> </tr> <tr> <td align="center">Condo</td> <td align="center">$55,000</td> </tr> <tr> <td align="center">Renters</td> <td align="center">$71,000</td> </tr> <tr> <td colspan="3" align="center"><strong>Fireplace Fires</strong></td> </tr> <tr> <td align="center"><strong>Insurance Policy Type</strong></td> <td align="center"><strong>Most Costly Claim</strong></td> <td align="center"><strong>Median Cost of Claim</strong></td> </tr> <tr> <td align="center">Homeowners</td> <td align="center">$1,600,000</td> <td rowspan="3" align="center">$9,000</td> </tr> <tr> <td align="center">Condo</td> <td align="center">$66,000</td> </tr> <tr> <td align="center">Renters</td> <td align="center">$35,000</td> </tr> <tr> <td colspan="3" align="center"><strong>Electrical Fires</strong></td> </tr> <tr> <td align="center"><strong>Insurance Policy Type</strong></td> <td align="center"><strong>Most Costly Claim</strong></td> <td align="center"><strong>Median Cost of Claim</strong></td> </tr> <tr> <td align="center">Homeowners</td> <td align="center">$2,440,000</td> <td rowspan="3" align="center">$18,000</td> </tr> <tr> <td align="center">Condo</td> <td align="center">$149,000</td> </tr> <tr> <td align="center">Renters</td> <td align="center">$72,000</td> </tr> </tbody> </table> <p>&nbsp;</p> <p><strong>Helpful Hints:<br /> </strong>Advance planning and precaution can help Rhode Island residents protect their homes and help make the holidays hazard-free. Allstate offers these tips to secure your home during the holidays:<strong>&nbsp;</strong></p> <p><strong><em>Holiday Cooking</em></strong></p> <ul> <li>Before the holidays, install new batteries in smoke alarms and carbon monoxide detectors. Make sure that family members can locate and operate fire extinguishers. Test all fire prevention devices to make sure they function properly. </li> <li>Be careful in the kitchen. The incorrect disposal of cooking grease, overuse of garbage disposals and improper or excessive disposal of waste can result in clogged drains and can cause sewer problems during this time of year.</li> </ul> <p><strong><em>Holiday Decorating </em></strong></p> <ul> <li>Never leave burning candles unattended, and always place them out of reach of children. Make it a part of your routine to check that all candles are extinguished before you go to bed each night. </li> <li>Make a smart tree purchase. If buying a natural tree, make sure it's fresh so it will be less of a fire hazard. Artificial trees should be labeled as fire resistant. Keep your tree away from heat sources, and trim trees with flame‐resistant materials. Never use lit candles to decorate trees.</li> <li>Check your holiday lights, throwing away any that are broken and don't overload the outlets. Only lights and extension cords specified for outdoor use should be used outside. </li> </ul> <p><strong><em>Holiday Security</em></strong></p> <ul> <li>When shopping, don't leave purchases in the passenger compartment of your unattended vehicle. Store them out of sight, in the trunk. </li> <li>When in plain view, gifts and valuables serve as an invitation to thieves. Close the shades or drapes if you're away. And put your valuables away before hosting people at your home.</li> <li>Don't advertise shopping trips or gift purchases on social media. Whether it's "check-ins" using geo-location services, travel plan updates, or even photos uploaded while at a holiday party, people may be unknowingly giving today's "digital thieves" greater insight into the contents of your car's trunk, times you're away from home and even the holiday gifts hiding in your closet.</li> </ul> <p>See how holiday hazards can hit close to home and get more tips by visiting Allstate's Holiday Decorator, at <a href="http://www.allstate.com/holidaydecorator" target="_blank">www.allstate.com/holidaydecorator</a>.</p> <p><strong>Survey Methodology </strong> <br /> The survey of 1,036 American adults age 18+ was conducted November 2-5, 2014 via an online survey using a sample reflective of the American population. The survey was conducted by FTI Consulting, Inc. (FTI) for Allstate.</p> <p><strong>About Allstate</strong><br /> <a title="http://www.allstatenewsroom.com/" href="http://www.allstatenewsroom.com/">The Allstate Corporation</a> (NYSE: ALL) is the nation's largest publicly held personal lines insurer, protecting approximately 16 million households from life's uncertainties through its <a href="http://www.allstate.com/" target="_blank">Allstate</a>, <a href="http://www.encompassinsurance.com/" target="_blank">Encompass</a>, <a href="http://www.esurance.com/" target="_blank">Esurance</a> and <a href="http://www.answerfinancial.com/" target="_blank">Answer Financial</a> brand names and <a href="http://www.allstate.com/financial" target="_blank">Allstate Financial</a> business segment. Allstate is widely known through the slogan "You're In Good Hands With Allstate&reg;." The Allstate brand's network of small businesses offers auto, home, life and retirement products and services to customers in the United States and Canada. In 2013, The Allstate Foundation, Allstate, its employees and agency owners gave $29 million to <a href="http://www.allstate.com/corporate-responsibility.aspx" target="_blank">support local communities</a>. Allstate employees and agency owners donated 200,000 hours of service across the country.</p> <p>#&nbsp; #&nbsp; #</p> <p><sup>i</sup> Percentage increase in claims during the holiday season versus non-holiday season over a three-year period, November 15 through January 15, 2011-2014.</p> <p><sup>ii</sup> Based on Allstate claims data that was analyzed over the same three-year period, November 15 through January 15, 2011-2014.</p> <p>&nbsp;</p> <p><strong>Contact:</strong></p> <p><a href="mailto:Tracey.King@allstate.com">Tracey.King@allstate.com</a><br /> 610.251.3092<br /> @AllstateNE</p> Sweaters Aren't the Only Things That Can Get Ugly During the Holidays Top Pennsylvania Holiday Claims Revealed with New Allstate Poll on American Holiday Party Hosting<br /><strong>This release contains: 2 Photos, 1 Video, 2 Related Documents</strong><p>Holiday "ugly" sweaters have grown in popularity in Pennsylvania and will likely make an appearance with the 83 percent of Americans who plan to party this season. A new Allstate poll indicates 54 percent of Americans will host holiday parties in their homes, and the large majority who attend parties say they take place at someone else's home. While Pennsylvania residents celebrate, Allstate provides reminders of historical holiday home hazard outcomes, such as kitchen fires, decorative fires and theft, and helpful hints for customers and consumers who host parties this season.</p> <p>"If there's one thing that residents of Pennsylvania like to do, it's hosting holiday gatherings with friends and family," said Tracey King, Allstate spokesperson. "It's important to remember that staying aware of potential hazards before the next 'ugly sweater' or other holiday party will help protect your family and friends from costly home damages."</p> <p>Allstate is reminding Pennsylvania residents to use extra caution, especially for claims that prevail in the local area. In Pennsylvania, the top three most common holiday-related claims are:</p> <ol> <li>Burglary</li> <li>Theft from locked vehicle</li> <li>Electrical fire or short</li> </ol> <p>Allstate's Holiday Home Hazards poll found the vast majority (91 percent) of Americans agree they can reduce risks associated to fires, accidents or theft during the holiday season through their own attention and action. In Pennsylvania, fire claims increase by more than 24 percent and theft claims increase by five percent during the holiday season<sup>i</sup>. Most Americans believe both fire and theft risks increase during the holidays, but a majority (63 percent or more) say aren't paying any more attention to these risks which could result in trouble during a busy time of cooking, decorating and hosting a holiday gathering.</p> <p><strong>Hosting Hazards:</strong><br /> Hosts should be aware that the likelihood of theft can increase over the holidays. It's wise to protect against unfortunate disappearances of valuables.</p> <ul> <li>Just one in five (22 percent) say they put away valuables before hosting a party.</li> <li>Nearly half (48 percent) say they have left a door unlocked for a friend or family member.</li> <li>Forty-six percent say they have hidden a key to their home for a friend or family member, a behavior. Hiding keys leaves the home too easily accessible for burglaries</li> <li>Nearly half (48 percent) say they've hidden valuables such as gifts in their car. Leaving valuables in a car can create an enticing opportunity for thieves to break-in.</li> <li>Seventeen percent of Americans say they've experienced a stolen or missing valuable when attending a holiday party</li> </ul> <p>Protecting valuables is especially important during the holiday season given some of the most common precious items are also small in size and could go unnoticed:</p> <table border="1" width="100%"> <tbody> <tr> <td colspan="3" align="center"><strong>Missing Jewelry Theft Claims</strong><sup>ii</sup></td> </tr> <tr> <td align="center"><strong>Insurance Policy Type</strong></td> <td align="center"><strong>Most Costly Claim</strong></td> <td align="center"><strong>Median Cost of Claim</strong></td> </tr> <tr> <td align="center">Homeowners</td> <td align="center">$26,000</td> <td rowspan="3" align="center">$1,500</td> </tr> <tr> <td align="center">Condo</td> <td align="center">$11,000</td> </tr> <tr> <td align="center">Renters</td> <td align="center">$25,000</td> </tr> <tr> <td colspan="3" align="center"><strong>Burglaries</strong></td> </tr> <tr> <td align="center"><strong>Insurance Policy Type</strong></td> <td align="center"><strong>Most Costly Claim</strong></td> <td align="center"><strong>Median Cost of Claim</strong></td> </tr> <tr> <td align="center">Homeowners</td> <td align="center">$125,00</td> <td rowspan="3" align="center">$3,000</td> </tr> <tr> <td align="center">Condo</td> <td align="center">$34,000</td> </tr> <tr> <td align="center">Renters</td> <td align="center">$81,000</td> </tr> <tr> <td colspan="3" align="center"><strong>Property Missing After a Party</strong></td> </tr> <tr> <td align="center"><strong>Insurance Policy Type</strong></td> <td align="center"><strong>Most Costly Claim</strong></td> <td align="center"><strong>Median Cost of Claim</strong></td> </tr> <tr> <td align="center">Homeowners</td> <td align="center">$6,000</td> <td rowspan="3" align="center">$1,500</td> </tr> <tr> <td align="center">Condo</td> <td align="center">$29,000</td> </tr> <tr> <td align="center">Renters</td> <td align="center">$6,000</td> </tr> </tbody> </table> <p>&nbsp;</p> <p><strong>Hasty </strong><strong>Hors d'oeuvres</strong><strong>:&nbsp; <br /> </strong>Food is the centerpiece of many holiday gatherings as hosts prepare decadent spreads for their guests, but remaining diligent in the kitchen will help prevent mishaps.<strong>&nbsp;</strong></p> <ul> <li>Eighty-seven percent of holiday party hosts plan to do "lots of cooking" to prepare for their gatherings.</li> <li>Nearly half (44 percent) of survey respondents have left a stove or oven unattended during the holiday season. Unattended cooking could become dangerous without the host knowing.</li> <li>Another 44 percent of Americans don't keep fire extinguishers in their home to put out a fire when it erupts.</li> <li>More than a quarter of Americans have hosted or attended a party that resulted in a burnt or ruined meal.</li> </ul> <p>Allstate claims data shows hasty cooking during the holiday season is among factors that could lead to unfortunate outcomes for homeowners, condo owners, and renters:</p> <table border="1" width="100%"> <tbody> <tr> <td colspan="3" align="center"><strong>Kitchen Fires (non-grease)</strong><sup>ii</sup></td> </tr> <tr> <td align="center"><strong>Insurance Policy Type</strong></td> <td align="center"><strong>Most Costly Claim</strong></td> <td align="center"><strong>Median Cost of Claim</strong></td> </tr> <tr> <td align="center">Homeowners</td> <td align="center">$762,000</td> <td rowspan="3" align="center">$10,000</td> </tr> <tr> <td align="center">Condo</td> <td align="center">$118,000</td> </tr> <tr> <td align="center">Renters</td> <td align="center">$349,000</td> </tr> <tr> <td colspan="3" align="center"><strong>Grease Fires</strong></td> </tr> <tr> <td align="center"><strong>Insurance Policy Type</strong></td> <td align="center"><strong>Most Costly Claim</strong></td> <td align="center"><strong>Median Cost of Claim</strong></td> </tr> <tr> <td align="center">Homeowners</td> <td align="center">$614,000</td> <td rowspan="3" align="center">$13,000</td> </tr> <tr> <td align="center">Condo</td> <td align="center">$65,000</td> </tr> <tr> <td align="center">Renters</td> <td align="center">$43,000</td> </tr> <tr> <td colspan="3" align="center"><strong>Kitchen Smoke Damage Claims</strong></td> </tr> <tr> <td align="center"><strong>Insurance Policy Type</strong></td> <td align="center"><strong>Most Costly Claim</strong></td> <td align="center"><strong>Median Cost of Claim</strong></td> </tr> <tr> <td align="center">Homeowners</td> <td align="center">$140,000</td> <td rowspan="3" align="center">$7,000</td> </tr> <tr> <td align="center">Condo</td> <td align="center">$43,000</td> </tr> <tr> <td align="center">Renters</td> <td align="center">$27,000</td> </tr> </tbody> </table> <p>&nbsp;</p> <p><strong>Deck the Halls:</strong><br /> Hosting a holiday party often comes with festive home touches. Make sure to take proper safety precautions to avoid potentially costly and dangerous outcomes.</p> <ul> <li>In fact, about one-third (31 percent) of Americans light candles and one in five will light a fire in their fireplace (21 percent) during a holiday party hosted at their home.</li> <li>More than half (53 percent) say they haven't checked or changed their smoke detectors recently. Unchecked smoke detectors can cause people to miss important alarms when fire breaks out in a home.</li> <li>Forty-four percent of Americans with gas fireplaces haven't had it inspected within the last three years. Faulty gas lines and fireplace build-up can cause dangerous outcomes.</li> <li>Forty-three percent of Americans admit to plugging in too many lights into one outlet. This can lead to electrical malfunctions and even fires.</li> <li>About one-third (34 percent) have left candles and 17 percent have left fires unattended. </li> </ul> <p>Allstate data indicates fires due to candles, fireplace and electrical mishaps are often significant losses:</p> <table border="1" width="100%"> <tbody> <tr> <td colspan="3" align="center"><strong>Candle Fires</strong><sup>ii</sup></td> </tr> <tr> <td align="center"><strong>Insurance Policy Type</strong></td> <td align="center"><strong>Most Costly Claim</strong></td> <td align="center"><strong>Median Cost of Claim</strong></td> </tr> <tr> <td align="center">Homeowners</td> <td align="center">$515,000</td> <td rowspan="3" align="center">$9,000</td> </tr> <tr> <td align="center">Condo</td> <td align="center">$55,000</td> </tr> <tr> <td align="center">Renters</td> <td align="center">$71,000</td> </tr> <tr> <td colspan="3" align="center"><strong>Fireplace Fires</strong></td> </tr> <tr> <td align="center"><strong>Insurance Policy Type</strong></td> <td align="center"><strong>Most Costly Claim</strong></td> <td align="center"><strong>Median Cost of Claim</strong></td> </tr> <tr> <td align="center">Homeowners</td> <td align="center">$1,600,000</td> <td rowspan="3" align="center">$9,000</td> </tr> <tr> <td align="center">Condo</td> <td align="center">$66,000</td> </tr> <tr> <td align="center">Renters</td> <td align="center">$35,000</td> </tr> <tr> <td colspan="3" align="center"><strong>Electrical Fires</strong></td> </tr> <tr> <td align="center"><strong>Insurance Policy Type</strong></td> <td align="center"><strong>Most Costly Claim</strong></td> <td align="center"><strong>Median Cost of Claim</strong></td> </tr> <tr> <td align="center">Homeowners</td> <td align="center">$2,440,000</td> <td rowspan="3" align="center">$18,000</td> </tr> <tr> <td align="center">Condo</td> <td align="center">$149,000</td> </tr> <tr> <td align="center">Renters</td> <td align="center">$72,000</td> </tr> </tbody> </table> <p>&nbsp;</p> <p><strong>Helpful Hints:<br /> </strong>Advance planning and precaution can help Pennsylvania residents protect their homes and help make the holidays hazard-free. Allstate offers these tips to secure your home during the holidays:<strong>&nbsp;</strong></p> <p><strong><em>Holiday Cooking</em></strong></p> <ul> <li>Before the holidays, install new batteries in smoke alarms and carbon monoxide detectors. Make sure that family members can locate and operate fire extinguishers. Test all fire prevention devices to make sure they function properly. </li> <li>Be careful in the kitchen. The incorrect disposal of cooking grease, overuse of garbage disposals and improper or excessive disposal of waste can result in clogged drains and can cause sewer problems during this time of year.</li> </ul> <p><strong><em>Holiday Decorating </em></strong></p> <ul> <li>Never leave burning candles unattended, and always place them out of reach of children. Make it a part of your routine to check that all candles are extinguished before you go to bed each night. </li> <li>Make a smart tree purchase. If buying a natural tree, make sure it's fresh so it will be less of a fire hazard. Artificial trees should be labeled as fire resistant. Keep your tree away from heat sources, and trim trees with flame‐resistant materials. Never use lit candles to decorate trees.</li> <li>Check your holiday lights, throwing away any that are broken and don't overload the outlets. Only lights and extension cords specified for outdoor use should be used outside. </li> </ul> <p><strong><em>Holiday Security</em></strong></p> <ul> <li>When shopping, don't leave purchases in the passenger compartment of your unattended vehicle. Store them out of sight, in the trunk. </li> <li>When in plain view, gifts and valuables serve as an invitation to thieves. Close the shades or drapes if you're away. And put your valuables away before hosting people at your home.</li> <li>Don't advertise shopping trips or gift purchases on social media. Whether it's "check-ins" using geo-location services, travel plan updates, or even photos uploaded while at a holiday party, people may be unknowingly giving today's "digital thieves" greater insight into the contents of your car's trunk, times you're away from home and even the holiday gifts hiding in your closet.</li> </ul> <p>See how holiday hazards can hit close to home and get more tips by visiting Allstate's Holiday Decorator, at <a href="http://www.allstate.com/holidaydecorator" target="_blank">www.allstate.com/holidaydecorator</a>.</p> <p><strong>Survey Methodology </strong> <br /> The survey of 1,036 American adults age 18+ was conducted November 2-5, 2014 via an online survey using a sample reflective of the American population. The survey was conducted by FTI Consulting, Inc. (FTI) for Allstate.</p> <p><strong>About Allstate</strong><br /> <a title="http://www.allstatenewsroom.com/" href="http://www.allstatenewsroom.com/">The Allstate Corporation</a> (NYSE: ALL) is the nation's largest publicly held personal lines insurer, protecting approximately 16 million households from life's uncertainties through its <a href="http://www.allstate.com/">Allstate</a>, <a href="http://www.encompassinsurance.com/">Encompass</a>, <a href="http://www.esurance.com/">Esurance</a> and <a href="http://www.answerfinancial.com/">Answer Financial</a> brand names and <a href="http://www.allstate.com/financial">Allstate Financial</a> business segment. Allstate is widely known through the slogan "You're In Good Hands With Allstate&reg;." The Allstate brand's network of small businesses offers auto, home, life and retirement products and services to customers in the United States and Canada. In 2013, The Allstate Foundation, Allstate, its employees and agency owners gave $29 million to <a href="http://www.allstate.com/corporate-responsibility.aspx">support local communities</a>. Allstate employees and agency owners donated 200,000 hours of service across the country.</p> <p>#&nbsp; #&nbsp; #</p> <p><sup>i</sup> Percentage increase in claims during the holiday season versus non-holiday season over a three-year period, November 15 through January 15, 2011-2014.</p> <p><sup>ii</sup> Based on Allstate claims data that was analyzed over the same three-year period, November 15 through January 15, 2011-2014.</p> <p>&nbsp;</p> <p><strong>Contact:</strong></p> <p><a href="mailto:Tracey.King@allstate.com">Tracey.King@allstate.com</a><br /> 610.251.3092<br /> @AllstateNE</p> Tue, 02 Dec 2014 20:53:00 -0600 http://allstatenewsroom.com/releases/8c8d5a8e-308e-47c4-8901-7b571238a534 http://allstatenewsroom.com/releases/8c8d5a8e-308e-47c4-8901-7b571238a534 Sweaters Aren't the Only Things That Can Get Ugly During the Holidays Top Pennsylvania Holiday Claims Revealed with New Allstate Poll on American Holiday Party Hosting<br /><strong>This release contains: 2 Photos, 1 Video, 2 Related Documents</strong><p>Holiday "ugly" sweaters have grown in popularity in Pennsylvania and will likely make an appearance with the 83 percent of Americans who plan to party this season. A new Allstate poll indicates 54 percent of Americans will host holiday parties in their homes, and the large majority who attend parties say they take place at someone else's home. While Pennsylvania residents celebrate, Allstate provides reminders of historical holiday home hazard outcomes, such as kitchen fires, decorative fires and theft, and helpful hints for customers and consumers who host parties this season.</p> <p>"If there's one thing that residents of Pennsylvania like to do, it's hosting holiday gatherings with friends and family," said Tracey King, Allstate spokesperson. "It's important to remember that staying aware of potential hazards before the next 'ugly sweater' or other holiday party will help protect your family and friends from costly home damages."</p> <p>Allstate is reminding Pennsylvania residents to use extra caution, especially for claims that prevail in the local area. In Pennsylvania, the top three most common holiday-related claims are:</p> <ol> <li>Burglary</li> <li>Theft from locked vehicle</li> <li>Electrical fire or short</li> </ol> <p>Allstate's Holiday Home Hazards poll found the vast majority (91 percent) of Americans agree they can reduce risks associated to fires, accidents or theft during the holiday season through their own attention and action. In Pennsylvania, fire claims increase by more than 24 percent and theft claims increase by five percent during the holiday season<sup>i</sup>. Most Americans believe both fire and theft risks increase during the holidays, but a majority (63 percent or more) say aren't paying any more attention to these risks which could result in trouble during a busy time of cooking, decorating and hosting a holiday gathering.</p> <p><strong>Hosting Hazards:</strong><br /> Hosts should be aware that the likelihood of theft can increase over the holidays. It's wise to protect against unfortunate disappearances of valuables.</p> <ul> <li>Just one in five (22 percent) say they put away valuables before hosting a party.</li> <li>Nearly half (48 percent) say they have left a door unlocked for a friend or family member.</li> <li>Forty-six percent say they have hidden a key to their home for a friend or family member, a behavior. Hiding keys leaves the home too easily accessible for burglaries</li> <li>Nearly half (48 percent) say they've hidden valuables such as gifts in their car. Leaving valuables in a car can create an enticing opportunity for thieves to break-in.</li> <li>Seventeen percent of Americans say they've experienced a stolen or missing valuable when attending a holiday party</li> </ul> <p>Protecting valuables is especially important during the holiday season given some of the most common precious items are also small in size and could go unnoticed:</p> <table border="1" width="100%"> <tbody> <tr> <td colspan="3" align="center"><strong>Missing Jewelry Theft Claims</strong><sup>ii</sup></td> </tr> <tr> <td align="center"><strong>Insurance Policy Type</strong></td> <td align="center"><strong>Most Costly Claim</strong></td> <td align="center"><strong>Median Cost of Claim</strong></td> </tr> <tr> <td align="center">Homeowners</td> <td align="center">$26,000</td> <td rowspan="3" align="center">$1,500</td> </tr> <tr> <td align="center">Condo</td> <td align="center">$11,000</td> </tr> <tr> <td align="center">Renters</td> <td align="center">$25,000</td> </tr> <tr> <td colspan="3" align="center"><strong>Burglaries</strong></td> </tr> <tr> <td align="center"><strong>Insurance Policy Type</strong></td> <td align="center"><strong>Most Costly Claim</strong></td> <td align="center"><strong>Median Cost of Claim</strong></td> </tr> <tr> <td align="center">Homeowners</td> <td align="center">$125,00</td> <td rowspan="3" align="center">$3,000</td> </tr> <tr> <td align="center">Condo</td> <td align="center">$34,000</td> </tr> <tr> <td align="center">Renters</td> <td align="center">$81,000</td> </tr> <tr> <td colspan="3" align="center"><strong>Property Missing After a Party</strong></td> </tr> <tr> <td align="center"><strong>Insurance Policy Type</strong></td> <td align="center"><strong>Most Costly Claim</strong></td> <td align="center"><strong>Median Cost of Claim</strong></td> </tr> <tr> <td align="center">Homeowners</td> <td align="center">$6,000</td> <td rowspan="3" align="center">$1,500</td> </tr> <tr> <td align="center">Condo</td> <td align="center">$29,000</td> </tr> <tr> <td align="center">Renters</td> <td align="center">$6,000</td> </tr> </tbody> </table> <p>&nbsp;</p> <p><strong>Hasty </strong><strong>Hors d'oeuvres</strong><strong>:&nbsp; <br /> </strong>Food is the centerpiece of many holiday gatherings as hosts prepare decadent spreads for their guests, but remaining diligent in the kitchen will help prevent mishaps.<strong>&nbsp;</strong></p> <ul> <li>Eighty-seven percent of holiday party hosts plan to do "lots of cooking" to prepare for their gatherings.</li> <li>Nearly half (44 percent) of survey respondents have left a stove or oven unattended during the holiday season. Unattended cooking could become dangerous without the host knowing.</li> <li>Another 44 percent of Americans don't keep fire extinguishers in their home to put out a fire when it erupts.</li> <li>More than a quarter of Americans have hosted or attended a party that resulted in a burnt or ruined meal.</li> </ul> <p>Allstate claims data shows hasty cooking during the holiday season is among factors that could lead to unfortunate outcomes for homeowners, condo owners, and renters:</p> <table border="1" width="100%"> <tbody> <tr> <td colspan="3" align="center"><strong>Kitchen Fires (non-grease)</strong><sup>ii</sup></td> </tr> <tr> <td align="center"><strong>Insurance Policy Type</strong></td> <td align="center"><strong>Most Costly Claim</strong></td> <td align="center"><strong>Median Cost of Claim</strong></td> </tr> <tr> <td align="center">Homeowners</td> <td align="center">$762,000</td> <td rowspan="3" align="center">$10,000</td> </tr> <tr> <td align="center">Condo</td> <td align="center">$118,000</td> </tr> <tr> <td align="center">Renters</td> <td align="center">$349,000</td> </tr> <tr> <td colspan="3" align="center"><strong>Grease Fires</strong></td> </tr> <tr> <td align="center"><strong>Insurance Policy Type</strong></td> <td align="center"><strong>Most Costly Claim</strong></td> <td align="center"><strong>Median Cost of Claim</strong></td> </tr> <tr> <td align="center">Homeowners</td> <td align="center">$614,000</td> <td rowspan="3" align="center">$13,000</td> </tr> <tr> <td align="center">Condo</td> <td align="center">$65,000</td> </tr> <tr> <td align="center">Renters</td> <td align="center">$43,000</td> </tr> <tr> <td colspan="3" align="center"><strong>Kitchen Smoke Damage Claims</strong></td> </tr> <tr> <td align="center"><strong>Insurance Policy Type</strong></td> <td align="center"><strong>Most Costly Claim</strong></td> <td align="center"><strong>Median Cost of Claim</strong></td> </tr> <tr> <td align="center">Homeowners</td> <td align="center">$140,000</td> <td rowspan="3" align="center">$7,000</td> </tr> <tr> <td align="center">Condo</td> <td align="center">$43,000</td> </tr> <tr> <td align="center">Renters</td> <td align="center">$27,000</td> </tr> </tbody> </table> <p>&nbsp;</p> <p><strong>Deck the Halls:</strong><br /> Hosting a holiday party often comes with festive home touches. Make sure to take proper safety precautions to avoid potentially costly and dangerous outcomes.</p> <ul> <li>In fact, about one-third (31 percent) of Americans light candles and one in five will light a fire in their fireplace (21 percent) during a holiday party hosted at their home.</li> <li>More than half (53 percent) say they haven't checked or changed their smoke detectors recently. Unchecked smoke detectors can cause people to miss important alarms when fire breaks out in a home.</li> <li>Forty-four percent of Americans with gas fireplaces haven't had it inspected within the last three years. Faulty gas lines and fireplace build-up can cause dangerous outcomes.</li> <li>Forty-three percent of Americans admit to plugging in too many lights into one outlet. This can lead to electrical malfunctions and even fires.</li> <li>About one-third (34 percent) have left candles and 17 percent have left fires unattended. </li> </ul> <p>Allstate data indicates fires due to candles, fireplace and electrical mishaps are often significant losses:</p> <table border="1" width="100%"> <tbody> <tr> <td colspan="3" align="center"><strong>Candle Fires</strong><sup>ii</sup></td> </tr> <tr> <td align="center"><strong>Insurance Policy Type</strong></td> <td align="center"><strong>Most Costly Claim</strong></td> <td align="center"><strong>Median Cost of Claim</strong></td> </tr> <tr> <td align="center">Homeowners</td> <td align="center">$515,000</td> <td rowspan="3" align="center">$9,000</td> </tr> <tr> <td align="center">Condo</td> <td align="center">$55,000</td> </tr> <tr> <td align="center">Renters</td> <td align="center">$71,000</td> </tr> <tr> <td colspan="3" align="center"><strong>Fireplace Fires</strong></td> </tr> <tr> <td align="center"><strong>Insurance Policy Type</strong></td> <td align="center"><strong>Most Costly Claim</strong></td> <td align="center"><strong>Median Cost of Claim</strong></td> </tr> <tr> <td align="center">Homeowners</td> <td align="center">$1,600,000</td> <td rowspan="3" align="center">$9,000</td> </tr> <tr> <td align="center">Condo</td> <td align="center">$66,000</td> </tr> <tr> <td align="center">Renters</td> <td align="center">$35,000</td> </tr> <tr> <td colspan="3" align="center"><strong>Electrical Fires</strong></td> </tr> <tr> <td align="center"><strong>Insurance Policy Type</strong></td> <td align="center"><strong>Most Costly Claim</strong></td> <td align="center"><strong>Median Cost of Claim</strong></td> </tr> <tr> <td align="center">Homeowners</td> <td align="center">$2,440,000</td> <td rowspan="3" align="center">$18,000</td> </tr> <tr> <td align="center">Condo</td> <td align="center">$149,000</td> </tr> <tr> <td align="center">Renters</td> <td align="center">$72,000</td> </tr> </tbody> </table> <p>&nbsp;</p> <p><strong>Helpful Hints:<br /> </strong>Advance planning and precaution can help Pennsylvania residents protect their homes and help make the holidays hazard-free. Allstate offers these tips to secure your home during the holidays:<strong>&nbsp;</strong></p> <p><strong><em>Holiday Cooking</em></strong></p> <ul> <li>Before the holidays, install new batteries in smoke alarms and carbon monoxide detectors. Make sure that family members can locate and operate fire extinguishers. Test all fire prevention devices to make sure they function properly. </li> <li>Be careful in the kitchen. The incorrect disposal of cooking grease, overuse of garbage disposals and improper or excessive disposal of waste can result in clogged drains and can cause sewer problems during this time of year.</li> </ul> <p><strong><em>Holiday Decorating </em></strong></p> <ul> <li>Never leave burning candles unattended, and always place them out of reach of children. Make it a part of your routine to check that all candles are extinguished before you go to bed each night. </li> <li>Make a smart tree purchase. If buying a natural tree, make sure it's fresh so it will be less of a fire hazard. Artificial trees should be labeled as fire resistant. Keep your tree away from heat sources, and trim trees with flame‐resistant materials. Never use lit candles to decorate trees.</li> <li>Check your holiday lights, throwing away any that are broken and don't overload the outlets. Only lights and extension cords specified for outdoor use should be used outside. </li> </ul> <p><strong><em>Holiday Security</em></strong></p> <ul> <li>When shopping, don't leave purchases in the passenger compartment of your unattended vehicle. Store them out of sight, in the trunk. </li> <li>When in plain view, gifts and valuables serve as an invitation to thieves. Close the shades or drapes if you're away. And put your valuables away before hosting people at your home.</li> <li>Don't advertise shopping trips or gift purchases on social media. Whether it's "check-ins" using geo-location services, travel plan updates, or even photos uploaded while at a holiday party, people may be unknowingly giving today's "digital thieves" greater insight into the contents of your car's trunk, times you're away from home and even the holiday gifts hiding in your closet.</li> </ul> <p>See how holiday hazards can hit close to home and get more tips by visiting Allstate's Holiday Decorator, at <a href="http://www.allstate.com/holidaydecorator" target="_blank">www.allstate.com/holidaydecorator</a>.</p> <p><strong>Survey Methodology </strong> <br /> The survey of 1,036 American adults age 18+ was conducted November 2-5, 2014 via an online survey using a sample reflective of the American population. The survey was conducted by FTI Consulting, Inc. (FTI) for Allstate.</p> <p><strong>About Allstate</strong><br /> <a title="http://www.allstatenewsroom.com/" href="http://www.allstatenewsroom.com/">The Allstate Corporation</a> (NYSE: ALL) is the nation's largest publicly held personal lines insurer, protecting approximately 16 million households from life's uncertainties through its <a href="http://www.allstate.com/">Allstate</a>, <a href="http://www.encompassinsurance.com/">Encompass</a>, <a href="http://www.esurance.com/">Esurance</a> and <a href="http://www.answerfinancial.com/">Answer Financial</a> brand names and <a href="http://www.allstate.com/financial">Allstate Financial</a> business segment. Allstate is widely known through the slogan "You're In Good Hands With Allstate&reg;." The Allstate brand's network of small businesses offers auto, home, life and retirement products and services to customers in the United States and Canada. In 2013, The Allstate Foundation, Allstate, its employees and agency owners gave $29 million to <a href="http://www.allstate.com/corporate-responsibility.aspx">support local communities</a>. Allstate employees and agency owners donated 200,000 hours of service across the country.</p> <p>#&nbsp; #&nbsp; #</p> <p><sup>i</sup> Percentage increase in claims during the holiday season versus non-holiday season over a three-year period, November 15 through January 15, 2011-2014.</p> <p><sup>ii</sup> Based on Allstate claims data that was analyzed over the same three-year period, November 15 through January 15, 2011-2014.</p> <p>&nbsp;</p> <p><strong>Contact:</strong></p> <p><a href="mailto:Tracey.King@allstate.com">Tracey.King@allstate.com</a><br /> 610.251.3092<br /> @AllstateNE</p> Sweaters Aren't the Only Things That Can Get Ugly During the Holidays Top West Virginia Holiday Claims Revealed with New Allstate Poll on American Holiday Party Hosting<br /><strong>This release contains: 2 Photos, 1 Video, 2 Related Documents</strong><p>Holiday "ugly" sweaters have grown in popularity in West Virginia and will likely make an appearance with the 83 percent of Americans who plan to party this season. A new Allstate poll indicates 54 percent of Americans will host holiday parties in their homes, and the large majority who attend parties say they take place at someone else's home. While West Virginia residents celebrate, Allstate provides reminders of historical holiday home hazard outcomes, such as kitchen fires, decorative fires and theft, and helpful hints for customers and consumers who host parties this season.</p> <p>"If there's one thing West Virginians like to do, it's hosting holiday gatherings with friends and family," said Debbie Pickford, Allstate Capital Region Corporate Relations Manager. "It's important to remember that staying aware of potential hazards before the next 'ugly sweater' or other holiday party will help protect your family and friends from costly home damages."</p> <p>Allstate is reminding West Virginia residents to use extra caution, especially for claims that prevail in the local area. In West Virginia the top three most common holiday-related claims are:</p> <ol> <li>Burglary</li> <li>Theft From Locked Vehicle </li> <li>Fireplace - All</li> </ol> <p>Allstate's Holiday Home Hazards poll found the vast majority (91 percent) of Americans agree they can reduce risks associated to fires, accidents or theft during the holiday season through their own attention and action. In West Virginia, fire claims increase by 22.28 percent during the holiday season<sup>i</sup>. Most Americans believe both fire and theft risks increase during the holidays, but a majority (63 percent or more) say aren't paying any more attention to these risks which could result in trouble during a busy time of cooking, decorating and hosting a holiday gathering.</p> <p><strong>Hosting Hazards:</strong><br /> Hosts should be aware that the likelihood of theft can increase over the holidays. It's wise to protect against unfortunate disappearances of valuables.</p> <ul> <li>Just one in five (22 percent) say they put away valuables before hosting a party.</li> <li>Nearly half (48%) say they have left a door unlocked for a friend or family member.</li> <li>Forty-six percent say they have hidden a key to their home for a friend or family member, a behavior. Hiding keys leaves the home too easily accessible for burglaries</li> <li>Nearly half (48 percent) say they've hidden valuables such as gifts in their car. Leaving valuables in a car can create an enticing opportunity for thieves to break-in.</li> <li>Seventeen percent of Americans say they've experienced a stolen or missing valuable when attending a holiday party</li> </ul> <p>Protecting valuables is especially important during the holiday season given some of the most common precious items are also small in size and could go unnoticed:</p> <table border="1" width="100%"> <tbody> <tr> <td colspan="3" align="center"><strong>Missing Jewelry Theft Claims<sup>ii</sup></strong></td> </tr> <tr> <td align="center"><strong>Insurance Policy Type</strong></td> <td align="center"><strong>Most Costly Claim</strong></td> <td align="center"><strong>Median Cost of Claim</strong></td> </tr> <tr> <td align="center">Homeowners</td> <td align="center">$26,000</td> <td rowspan="3" align="center">$1,500</td> </tr> <tr> <td align="center">Condo</td> <td align="center">$11,000</td> </tr> <tr> <td align="center">Renters</td> <td align="center">$25,000</td> </tr> <tr> <td colspan="3" align="center"><strong>Burglaries</strong></td> </tr> <tr> <td align="center"><strong>Insurance Policy Type</strong></td> <td align="center"><strong>Most Costly Claim</strong></td> <td align="center"><strong>Median Cost of Claim</strong></td> </tr> <tr> <td align="center">Homeowners</td> <td align="center">$125,00</td> <td rowspan="3" align="center">$3,000</td> </tr> <tr> <td align="center">Condo</td> <td align="center">$34,000</td> </tr> <tr> <td align="center">Renters</td> <td align="center">$81,000</td> </tr> <tr> <td colspan="3" align="center"><strong>Property Missing After a Party</strong></td> </tr> <tr> <td align="center"><strong>Insurance Policy Type</strong></td> <td align="center"><strong>Most Costly Claim</strong></td> <td align="center"><strong>Median Cost of Claim</strong></td> </tr> <tr> <td align="center">Homeowners</td> <td align="center">$6,000</td> <td rowspan="3" align="center">$1,500</td> </tr> <tr> <td align="center">Condo</td> <td align="center">$29,000</td> </tr> <tr> <td align="center">Renters</td> <td align="center">$6,000</td> </tr> </tbody> </table> <p><strong>Hasty </strong><strong>Hors d'oeuvres</strong><strong>:&nbsp; <br /> </strong>Food is the centerpiece of many holiday gatherings as hosts prepare decadent spreads for their guests, but remaining diligent in the kitchen will help prevent mishaps.<strong>&nbsp;</strong></p> <ul> <li>Eighty-seven percent of holiday party hosts plan to do "lots of cooking" to prepare for their gatherings.</li> <li>Nearly half (44 percent) of survey respondents have left a stove or oven unattended during the holiday season. Unattended cooking could become dangerous without the host knowing.</li> <li>Another 44 percent of Americans don't keep fire extinguishers in their home to put out a fire when it erupts.</li> <li>More than a quarter of Americans have hosted or attended a party that resulted in a burnt or ruined meal.</li> </ul> <p>Allstate claims data shows hasty cooking during the holiday season is among factors that could lead to unfortunate outcomes for homeowners, condo owners, and renters:</p> <table border="1" width="100%"> <tbody> <tr> <td colspan="3" align="center"><strong>Kitchen Fires (non-grease)<sup>ii</sup></strong></td> </tr> <tr> <td align="center"><strong>Insurance Policy Type</strong></td> <td align="center"><strong>Most Costly Claim</strong></td> <td align="center"><strong>Median Cost of Claim</strong></td> </tr> <tr> <td align="center">Homeowners</td> <td align="center">$762,000</td> <td rowspan="3" align="center">$10,000</td> </tr> <tr> <td align="center">Condo</td> <td align="center">$118,000</td> </tr> <tr> <td align="center">Renters</td> <td align="center">$349,000</td> </tr> <tr> <td colspan="3" align="center"><strong>Grease Fires</strong></td> </tr> <tr> <td align="center"><strong>Insurance Policy Type</strong></td> <td align="center"><strong>Most Costly Claim</strong></td> <td align="center"><strong>Median Cost of Claim</strong></td> </tr> <tr> <td align="center">Homeowners</td> <td align="center">$614,000</td> <td rowspan="3" align="center">$13,000</td> </tr> <tr> <td align="center">Condo</td> <td align="center">$65,000</td> </tr> <tr> <td align="center">Renters</td> <td align="center">$43,000</td> </tr> <tr> <td colspan="3" align="center"><strong>Kitchen Smoke Damage Claims</strong></td> </tr> <tr> <td align="center"><strong>Insurance Policy Type</strong></td> <td align="center"><strong>Most Costly Claim</strong></td> <td align="center"><strong>Median Cost of Claim</strong></td> </tr> <tr> <td align="center">Homeowners</td> <td align="center">$140,000</td> <td rowspan="3" align="center">$7,000</td> </tr> <tr> <td align="center">Condo</td> <td align="center">$43,000</td> </tr> <tr> <td align="center">Renters</td> <td align="center">$27,000</td> </tr> </tbody> </table> <p><strong>Deck the Halls:</strong><br /> Hosting a holiday party often comes with festive home touches. Make sure to take proper safety precautions to avoid potentially costly and dangerous outcomes.</p> <ul> <li>In fact, about one-third (31 percent) of Americans light candles and one in five will light a fire in their fireplace (21 percent) during a holiday party hosted at their home.</li> <li>More than half (53 percent) say they haven't checked or changed their smoke detectors recently. Unchecked smoke detectors can cause people to miss important alarms when fire breaks out in a home.</li> <li>Forty-four percent of Americans with gas fireplaces haven't had it inspected within the last three years. Faulty gas lines and fireplace build-up can cause dangerous outcomes.</li> <li>Forty-three percent of Americans admit to plugging in too many lights into one outlet. This can lead to electrical malfunctions and even fires.</li> <li>About one-third (34 percent) have left candles and 17 percent have left fires unattended. </li> </ul> <p>Allstate data indicates fires due to candles, fireplace and electrical mishaps are often significant losses:</p> <table border="1" width="100%"> <tbody> <tr> <td colspan="3" align="center"><strong>Candle Fires<sup>ii</sup></strong></td> </tr> <tr> <td align="center"><strong>Insurance Policy Type</strong></td> <td align="center"><strong>Most Costly Claim</strong></td> <td align="center"><strong>Median Cost of Claim</strong></td> </tr> <tr> <td align="center">Homeowners</td> <td align="center">$515,000</td> <td rowspan="3" align="center">$9,000</td> </tr> <tr> <td align="center">Condo</td> <td align="center">$55,000</td> </tr> <tr> <td align="center">Renters</td> <td align="center">$71,000</td> </tr> <tr> <td colspan="3" align="center"><strong>Fireplace Fires</strong></td> </tr> <tr> <td align="center"><strong>Insurance Policy Type</strong></td> <td align="center"><strong>Most Costly Claim</strong></td> <td align="center"><strong>Median Cost of Claim</strong></td> </tr> <tr> <td align="center">Homeowners</td> <td align="center">$1,600,000</td> <td rowspan="3" align="center">$9,000</td> </tr> <tr> <td align="center">Condo</td> <td align="center">$66,000</td> </tr> <tr> <td align="center">Renters</td> <td align="center">$35,000</td> </tr> <tr> <td colspan="3" align="center"><strong>Electrical Fires</strong></td> </tr> <tr> <td align="center"><strong>Insurance Policy Type</strong></td> <td align="center"><strong>Most Costly Claim</strong></td> <td align="center"><strong>Median Cost of Claim</strong></td> </tr> <tr> <td align="center">Homeowners</td> <td align="center">$2,440,000</td> <td rowspan="3" align="center">$18,000</td> </tr> <tr> <td align="center">Condo</td> <td align="center">$149,000</td> </tr> <tr> <td align="center">Renters</td> <td align="center">$72,000</td> </tr> </tbody> </table> <p><strong>Helpful Hints:<br /> </strong>Advance planning and precaution can help West Virginians protect their homes and help make the holidays hazard-free. Allstate offers these tips to secure your home during the holidays:<strong>&nbsp;</strong></p> <p><strong><em>Holiday Cooking</em></strong></p> <ul> <li>Before the holidays, install new batteries in smoke alarms and carbon monoxide detectors. Make sure that family members can locate and operate fire extinguishers. Test all fire prevention devices to make sure they function properly. </li> <li>Be careful in the kitchen. The incorrect disposal of cooking grease, overuse of garbage disposals and improper or excessive disposal of waste can result in clogged drains and can cause sewer problems during this time of year.</li> </ul> <p><strong><em>Holiday Decorating </em></strong></p> <ul> <li>Never leave burning candles unattended, and always place them out of reach of children. Make it a part of your routine to check that all candles are extinguished before you go to bed each night. </li> <li>Make a smart tree purchase. If buying a natural tree, make sure it's fresh so it will be less of a fire hazard. Artificial trees should be labeled as fire resistant. Keep your tree away from heat sources, and trim trees with flame‐resistant materials. Never use lit candles to decorate trees.</li> <li>Check your holiday lights, throwing away any that are broken and don't overload the outlets. Only lights and extension cords specified for outdoor use should be used outside. </li> </ul> <p><strong><em>Holiday Security</em></strong></p> <ul> <li>When shopping, don't leave purchases in the passenger compartment of your unattended vehicle. Store them out of sight, in the trunk. </li> <li>When in plain view, gifts and valuables serve as an invitation to thieves. Close the shades or drapes if you're away. And put your valuables away before hosting people at your home.</li> <li>Don't advertise shopping trips or gift purchases on social media. Whether it's "check-ins" using geo-location services, travel plan updates, or even photos uploaded while at a holiday party, people may be unknowingly giving today's "digital thieves" greater insight into the contents of your car's trunk, times you're away from home and even the holiday gifts hiding in your closet.</li> </ul> <p>See how holiday hazards can hit close to home and get more tips by visiting Allstate's Holiday Decorator, at <a href="http://www.allstate.com" target="_blank"></a><a href="http://www.allstate.com/holidaydecorator" target="_blank">www.allstate.com/holidaydecorator</a>.</p> <p><strong>Survey Methodology </strong> <br /> The survey of 1,036 American adults age 18+ was conducted November 2-5, 2014 via an online survey using a sample reflective of the American population. The survey was conducted by FTI Consulting, Inc. (FTI) for Allstate.</p> <p><strong>About Allstate</strong><br /> <a title="http://www.allstatenewsroom.com/" href="http://www.allstatenewsroom.com/">The Allstate Corporation</a> (NYSE: ALL) is the nation's largest publicly held personal lines insurer, protecting approximately 16 million households from life's uncertainties through its <a href="http://www.allstate.com/" target="_blank">Allstate</a>, <a href="http://www.encompassinsurance.com/" target="_blank">Encompass</a>, <a href="http://www.esurance.com/" target="_blank">Esurance</a> and <a href="http://www.answerfinancial.com/" target="_blank">Answer Financial</a> brand names and <a href="http://www.allstate.com/financial" target="_blank">Allstate Financial</a> business segment. Allstate is widely known through the slogan "You're In Good Hands With Allstate&reg;." The Allstate brand's network of small businesses offers auto, home, life and retirement products and services to customers in the United States and Canada. In 2013, The Allstate Foundation, Allstate, its employees and agency owners gave $29 million to <a href="http://www.allstate.com/corporate-responsibility.aspx" target="_blank">support local communities</a>. Allstate employees and agency owners donated 200,000 hours of service across the country.</p> <p><sup>i</sup>Percentage increase in claims during the holiday season versus non-holiday season over a three-year period, November 15 through January 15, 2011-2014.</p> <p><sup>ii</sup>Based on Allstate claims data that was analyzed over the same three-year period, November 15 through January 15, 2011-2014.</p> <p>#&nbsp; #&nbsp; #</p> <p><strong>Contact:</strong></p> <p>Kyla O'Brien<br /> 703-653-3549<br /> <a href="mailto:kyla.obrien@allstate.com">kyla.obrien@allstate.com<br /> </a>Twitter: <a href="https://twitter.com/allstatecapital" target="_blank">@AllstateCapital</a></p> <p>&nbsp;</p> Tue, 02 Dec 2014 20:45:00 -0600 http://allstatenewsroom.com/releases/1eb1047d-7f02-4c8e-b65e-6e9bf2381c11 http://allstatenewsroom.com/releases/1eb1047d-7f02-4c8e-b65e-6e9bf2381c11 Sweaters Aren't the Only Things That Can Get Ugly During the Holidays Top West Virginia Holiday Claims Revealed with New Allstate Poll on American Holiday Party Hosting<br /><strong>This release contains: 2 Photos, 1 Video, 2 Related Documents</strong><p>Holiday "ugly" sweaters have grown in popularity in West Virginia and will likely make an appearance with the 83 percent of Americans who plan to party this season. A new Allstate poll indicates 54 percent of Americans will host holiday parties in their homes, and the large majority who attend parties say they take place at someone else's home. While West Virginia residents celebrate, Allstate provides reminders of historical holiday home hazard outcomes, such as kitchen fires, decorative fires and theft, and helpful hints for customers and consumers who host parties this season.</p> <p>"If there's one thing West Virginians like to do, it's hosting holiday gatherings with friends and family," said Debbie Pickford, Allstate Capital Region Corporate Relations Manager. "It's important to remember that staying aware of potential hazards before the next 'ugly sweater' or other holiday party will help protect your family and friends from costly home damages."</p> <p>Allstate is reminding West Virginia residents to use extra caution, especially for claims that prevail in the local area. In West Virginia the top three most common holiday-related claims are:</p> <ol> <li>Burglary</li> <li>Theft From Locked Vehicle </li> <li>Fireplace - All</li> </ol> <p>Allstate's Holiday Home Hazards poll found the vast majority (91 percent) of Americans agree they can reduce risks associated to fires, accidents or theft during the holiday season through their own attention and action. In West Virginia, fire claims increase by 22.28 percent during the holiday season<sup>i</sup>. Most Americans believe both fire and theft risks increase during the holidays, but a majority (63 percent or more) say aren't paying any more attention to these risks which could result in trouble during a busy time of cooking, decorating and hosting a holiday gathering.</p> <p><strong>Hosting Hazards:</strong><br /> Hosts should be aware that the likelihood of theft can increase over the holidays. It's wise to protect against unfortunate disappearances of valuables.</p> <ul> <li>Just one in five (22 percent) say they put away valuables before hosting a party.</li> <li>Nearly half (48%) say they have left a door unlocked for a friend or family member.</li> <li>Forty-six percent say they have hidden a key to their home for a friend or family member, a behavior. Hiding keys leaves the home too easily accessible for burglaries</li> <li>Nearly half (48 percent) say they've hidden valuables such as gifts in their car. Leaving valuables in a car can create an enticing opportunity for thieves to break-in.</li> <li>Seventeen percent of Americans say they've experienced a stolen or missing valuable when attending a holiday party</li> </ul> <p>Protecting valuables is especially important during the holiday season given some of the most common precious items are also small in size and could go unnoticed:</p> <table border="1" width="100%"> <tbody> <tr> <td colspan="3" align="center"><strong>Missing Jewelry Theft Claims<sup>ii</sup></strong></td> </tr> <tr> <td align="center"><strong>Insurance Policy Type</strong></td> <td align="center"><strong>Most Costly Claim</strong></td> <td align="center"><strong>Median Cost of Claim</strong></td> </tr> <tr> <td align="center">Homeowners</td> <td align="center">$26,000</td> <td rowspan="3" align="center">$1,500</td> </tr> <tr> <td align="center">Condo</td> <td align="center">$11,000</td> </tr> <tr> <td align="center">Renters</td> <td align="center">$25,000</td> </tr> <tr> <td colspan="3" align="center"><strong>Burglaries</strong></td> </tr> <tr> <td align="center"><strong>Insurance Policy Type</strong></td> <td align="center"><strong>Most Costly Claim</strong></td> <td align="center"><strong>Median Cost of Claim</strong></td> </tr> <tr> <td align="center">Homeowners</td> <td align="center">$125,00</td> <td rowspan="3" align="center">$3,000</td> </tr> <tr> <td align="center">Condo</td> <td align="center">$34,000</td> </tr> <tr> <td align="center">Renters</td> <td align="center">$81,000</td> </tr> <tr> <td colspan="3" align="center"><strong>Property Missing After a Party</strong></td> </tr> <tr> <td align="center"><strong>Insurance Policy Type</strong></td> <td align="center"><strong>Most Costly Claim</strong></td> <td align="center"><strong>Median Cost of Claim</strong></td> </tr> <tr> <td align="center">Homeowners</td> <td align="center">$6,000</td> <td rowspan="3" align="center">$1,500</td> </tr> <tr> <td align="center">Condo</td> <td align="center">$29,000</td> </tr> <tr> <td align="center">Renters</td> <td align="center">$6,000</td> </tr> </tbody> </table> <p><strong>Hasty </strong><strong>Hors d'oeuvres</strong><strong>:&nbsp; <br /> </strong>Food is the centerpiece of many holiday gatherings as hosts prepare decadent spreads for their guests, but remaining diligent in the kitchen will help prevent mishaps.<strong>&nbsp;</strong></p> <ul> <li>Eighty-seven percent of holiday party hosts plan to do "lots of cooking" to prepare for their gatherings.</li> <li>Nearly half (44 percent) of survey respondents have left a stove or oven unattended during the holiday season. Unattended cooking could become dangerous without the host knowing.</li> <li>Another 44 percent of Americans don't keep fire extinguishers in their home to put out a fire when it erupts.</li> <li>More than a quarter of Americans have hosted or attended a party that resulted in a burnt or ruined meal.</li> </ul> <p>Allstate claims data shows hasty cooking during the holiday season is among factors that could lead to unfortunate outcomes for homeowners, condo owners, and renters:</p> <table border="1" width="100%"> <tbody> <tr> <td colspan="3" align="center"><strong>Kitchen Fires (non-grease)<sup>ii</sup></strong></td> </tr> <tr> <td align="center"><strong>Insurance Policy Type</strong></td> <td align="center"><strong>Most Costly Claim</strong></td> <td align="center"><strong>Median Cost of Claim</strong></td> </tr> <tr> <td align="center">Homeowners</td> <td align="center">$762,000</td> <td rowspan="3" align="center">$10,000</td> </tr> <tr> <td align="center">Condo</td> <td align="center">$118,000</td> </tr> <tr> <td align="center">Renters</td> <td align="center">$349,000</td> </tr> <tr> <td colspan="3" align="center"><strong>Grease Fires</strong></td> </tr> <tr> <td align="center"><strong>Insurance Policy Type</strong></td> <td align="center"><strong>Most Costly Claim</strong></td> <td align="center"><strong>Median Cost of Claim</strong></td> </tr> <tr> <td align="center">Homeowners</td> <td align="center">$614,000</td> <td rowspan="3" align="center">$13,000</td> </tr> <tr> <td align="center">Condo</td> <td align="center">$65,000</td> </tr> <tr> <td align="center">Renters</td> <td align="center">$43,000</td> </tr> <tr> <td colspan="3" align="center"><strong>Kitchen Smoke Damage Claims</strong></td> </tr> <tr> <td align="center"><strong>Insurance Policy Type</strong></td> <td align="center"><strong>Most Costly Claim</strong></td> <td align="center"><strong>Median Cost of Claim</strong></td> </tr> <tr> <td align="center">Homeowners</td> <td align="center">$140,000</td> <td rowspan="3" align="center">$7,000</td> </tr> <tr> <td align="center">Condo</td> <td align="center">$43,000</td> </tr> <tr> <td align="center">Renters</td> <td align="center">$27,000</td> </tr> </tbody> </table> <p><strong>Deck the Halls:</strong><br /> Hosting a holiday party often comes with festive home touches. Make sure to take proper safety precautions to avoid potentially costly and dangerous outcomes.</p> <ul> <li>In fact, about one-third (31 percent) of Americans light candles and one in five will light a fire in their fireplace (21 percent) during a holiday party hosted at their home.</li> <li>More than half (53 percent) say they haven't checked or changed their smoke detectors recently. Unchecked smoke detectors can cause people to miss important alarms when fire breaks out in a home.</li> <li>Forty-four percent of Americans with gas fireplaces haven't had it inspected within the last three years. Faulty gas lines and fireplace build-up can cause dangerous outcomes.</li> <li>Forty-three percent of Americans admit to plugging in too many lights into one outlet. This can lead to electrical malfunctions and even fires.</li> <li>About one-third (34 percent) have left candles and 17 percent have left fires unattended. </li> </ul> <p>Allstate data indicates fires due to candles, fireplace and electrical mishaps are often significant losses:</p> <table border="1" width="100%"> <tbody> <tr> <td colspan="3" align="center"><strong>Candle Fires<sup>ii</sup></strong></td> </tr> <tr> <td align="center"><strong>Insurance Policy Type</strong></td> <td align="center"><strong>Most Costly Claim</strong></td> <td align="center"><strong>Median Cost of Claim</strong></td> </tr> <tr> <td align="center">Homeowners</td> <td align="center">$515,000</td> <td rowspan="3" align="center">$9,000</td> </tr> <tr> <td align="center">Condo</td> <td align="center">$55,000</td> </tr> <tr> <td align="center">Renters</td> <td align="center">$71,000</td> </tr> <tr> <td colspan="3" align="center"><strong>Fireplace Fires</strong></td> </tr> <tr> <td align="center"><strong>Insurance Policy Type</strong></td> <td align="center"><strong>Most Costly Claim</strong></td> <td align="center"><strong>Median Cost of Claim</strong></td> </tr> <tr> <td align="center">Homeowners</td> <td align="center">$1,600,000</td> <td rowspan="3" align="center">$9,000</td> </tr> <tr> <td align="center">Condo</td> <td align="center">$66,000</td> </tr> <tr> <td align="center">Renters</td> <td align="center">$35,000</td> </tr> <tr> <td colspan="3" align="center"><strong>Electrical Fires</strong></td> </tr> <tr> <td align="center"><strong>Insurance Policy Type</strong></td> <td align="center"><strong>Most Costly Claim</strong></td> <td align="center"><strong>Median Cost of Claim</strong></td> </tr> <tr> <td align="center">Homeowners</td> <td align="center">$2,440,000</td> <td rowspan="3" align="center">$18,000</td> </tr> <tr> <td align="center">Condo</td> <td align="center">$149,000</td> </tr> <tr> <td align="center">Renters</td> <td align="center">$72,000</td> </tr> </tbody> </table> <p><strong>Helpful Hints:<br /> </strong>Advance planning and precaution can help West Virginians protect their homes and help make the holidays hazard-free. Allstate offers these tips to secure your home during the holidays:<strong>&nbsp;</strong></p> <p><strong><em>Holiday Cooking</em></strong></p> <ul> <li>Before the holidays, install new batteries in smoke alarms and carbon monoxide detectors. Make sure that family members can locate and operate fire extinguishers. Test all fire prevention devices to make sure they function properly. </li> <li>Be careful in the kitchen. The incorrect disposal of cooking grease, overuse of garbage disposals and improper or excessive disposal of waste can result in clogged drains and can cause sewer problems during this time of year.</li> </ul> <p><strong><em>Holiday Decorating </em></strong></p> <ul> <li>Never leave burning candles unattended, and always place them out of reach of children. Make it a part of your routine to check that all candles are extinguished before you go to bed each night. </li> <li>Make a smart tree purchase. If buying a natural tree, make sure it's fresh so it will be less of a fire hazard. Artificial trees should be labeled as fire resistant. Keep your tree away from heat sources, and trim trees with flame‐resistant materials. Never use lit candles to decorate trees.</li> <li>Check your holiday lights, throwing away any that are broken and don't overload the outlets. Only lights and extension cords specified for outdoor use should be used outside. </li> </ul> <p><strong><em>Holiday Security</em></strong></p> <ul> <li>When shopping, don't leave purchases in the passenger compartment of your unattended vehicle. Store them out of sight, in the trunk. </li> <li>When in plain view, gifts and valuables serve as an invitation to thieves. Close the shades or drapes if you're away. And put your valuables away before hosting people at your home.</li> <li>Don't advertise shopping trips or gift purchases on social media. Whether it's "check-ins" using geo-location services, travel plan updates, or even photos uploaded while at a holiday party, people may be unknowingly giving today's "digital thieves" greater insight into the contents of your car's trunk, times you're away from home and even the holiday gifts hiding in your closet.</li> </ul> <p>See how holiday hazards can hit close to home and get more tips by visiting Allstate's Holiday Decorator, at <a href="http://www.allstate.com" target="_blank"></a><a href="http://www.allstate.com/holidaydecorator" target="_blank">www.allstate.com/holidaydecorator</a>.</p> <p><strong>Survey Methodology </strong> <br /> The survey of 1,036 American adults age 18+ was conducted November 2-5, 2014 via an online survey using a sample reflective of the American population. The survey was conducted by FTI Consulting, Inc. (FTI) for Allstate.</p> <p><strong>About Allstate</strong><br /> <a title="http://www.allstatenewsroom.com/" href="http://www.allstatenewsroom.com/">The Allstate Corporation</a> (NYSE: ALL) is the nation's largest publicly held personal lines insurer, protecting approximately 16 million households from life's uncertainties through its <a href="http://www.allstate.com/" target="_blank">Allstate</a>, <a href="http://www.encompassinsurance.com/" target="_blank">Encompass</a>, <a href="http://www.esurance.com/" target="_blank">Esurance</a> and <a href="http://www.answerfinancial.com/" target="_blank">Answer Financial</a> brand names and <a href="http://www.allstate.com/financial" target="_blank">Allstate Financial</a> business segment. Allstate is widely known through the slogan "You're In Good Hands With Allstate&reg;." The Allstate brand's network of small businesses offers auto, home, life and retirement products and services to customers in the United States and Canada. In 2013, The Allstate Foundation, Allstate, its employees and agency owners gave $29 million to <a href="http://www.allstate.com/corporate-responsibility.aspx" target="_blank">support local communities</a>. Allstate employees and agency owners donated 200,000 hours of service across the country.</p> <p><sup>i</sup>Percentage increase in claims during the holiday season versus non-holiday season over a three-year period, November 15 through January 15, 2011-2014.</p> <p><sup>ii</sup>Based on Allstate claims data that was analyzed over the same three-year period, November 15 through January 15, 2011-2014.</p> <p>#&nbsp; #&nbsp; #</p> <p><strong>Contact:</strong></p> <p>Kyla O'Brien<br /> 703-653-3549<br /> <a href="mailto:kyla.obrien@allstate.com">kyla.obrien@allstate.com<br /> </a>Twitter: <a href="https://twitter.com/allstatecapital" target="_blank">@AllstateCapital</a></p> <p>&nbsp;</p> Sweaters Aren't the Only Things That Can Get Ugly During the Holidays Top Virginia Holiday Claims Revealed with New Allstate Poll on American Holiday Party Hosting<br /><strong>This release contains: 2 Photos, 1 Video, 2 Related Documents</strong><p>Holiday "ugly" sweaters have grown in popularity in Virginia and will likely make an appearance with the 83 percent of Americans who plan to party this season. A new Allstate poll indicates 54 percent of Americans will host holiday parties in their homes, and the large majority who attend parties say they take place at someone else's home. While Virginians celebrate, Allstate provides reminders of historical holiday home hazard outcomes, such as kitchen fires, decorative fires and theft, and helpful hints for customers and consumers who host parties this season.</p> <p>"If there's one thing Virginians like to do, it's hosting holiday gatherings with friends and family," said Debbie Pickford, Allstate Capital Region Corporate Relations Manager. "It's important to remember that staying aware of potential hazards before the next 'ugly sweater' or other holiday party will help protect your family and friends from costly home damages."</p> <p>Allstate is reminding Virginians to use extra caution, especially for claims that prevail in the local area. In Virginia the top three most common holiday-related claims are:</p> <ol> <li>Burglary</li> <li>Theft From Locked Vehicle</li> <li>Kitchen - All</li> </ol> <p>Allstate's Holiday Home Hazards poll found the vast majority (91 percent) of Americans agree they can reduce risks associated to fires, accidents or theft during the holiday season through their own attention and action. In Virginia, fire claims increase by 34.42 percent and theft claims increase by 4.32 percent during the holiday season<sup>i</sup>. Most Americans believe both fire and theft risks increase during the holidays, but a majority (63 percent or more) say aren't paying any more attention to these risks which could result in trouble during a busy time of cooking, decorating and hosting a holiday gathering.</p> <p><strong>Hosting Hazards:</strong><br /> Hosts should be aware that the likelihood of theft can increase over the holidays. It's wise to protect against unfortunate disappearances of valuables.</p> <ul> <li>Just one in five (22 percent) say they put away valuables before hosting a party.</li> <li>Nearly half (48%) say they have left a door unlocked for a friend or family member.</li> <li>Forty-six percent say they have hidden a key to their home for a friend or family member, a behavior. Hiding keys leaves the home too easily accessible for burglaries</li> <li>Nearly half (48 percent) say they've hidden valuables such as gifts in their car. Leaving valuables in a car can create an enticing opportunity for thieves to break-in.</li> <li>Seventeen percent of Americans say they've experienced a stolen or missing valuable when attending a holiday party</li> </ul> <p>Protecting valuables is especially important during the holiday season given some of the most common precious items are also small in size and could go unnoticed:</p> <table border="1" width="100%"> <tbody> <tr> <td colspan="3" align="center"><strong>Missing Jewelry Theft Claims<sup>ii</sup></strong></td> </tr> <tr> <td align="center"><strong>Insurance Policy Type</strong></td> <td align="center"><strong>Most Costly Claim</strong></td> <td align="center"><strong>Median Cost of Claim</strong></td> </tr> <tr> <td align="center">Homeowners</td> <td align="center">$26,000</td> <td rowspan="3" align="center">$1,500</td> </tr> <tr> <td align="center">Condo</td> <td align="center">$11,000</td> </tr> <tr> <td align="center">Renters</td> <td align="center">$25,000</td> </tr> <tr> <td colspan="3" align="center"><strong>Burglaries</strong></td> </tr> <tr> <td align="center"><strong>Insurance Policy Type</strong></td> <td align="center"><strong>Most Costly Claim</strong></td> <td align="center"><strong>Median Cost of Claim</strong></td> </tr> <tr> <td align="center">Homeowners</td> <td align="center">$125,00</td> <td rowspan="3" align="center">$3,000</td> </tr> <tr> <td align="center">Condo</td> <td align="center">$34,000</td> </tr> <tr> <td align="center">Renters</td> <td align="center">$81,000</td> </tr> <tr> <td colspan="3" align="center"><strong>Property Missing After a Party</strong></td> </tr> <tr> <td align="center"><strong>Insurance Policy Type</strong></td> <td align="center"><strong>Most Costly Claim</strong></td> <td align="center"><strong>Median Cost of Claim</strong></td> </tr> <tr> <td align="center">Homeowners</td> <td align="center">$6,000</td> <td rowspan="3" align="center">$1,500</td> </tr> <tr> <td align="center">Condo</td> <td align="center">$29,000</td> </tr> <tr> <td align="center">Renters</td> <td align="center">$6,000</td> </tr> </tbody> </table> <p><strong>Hasty </strong><strong>Hors d'oeuvres</strong><strong>:&nbsp; <br /> </strong>Food is the centerpiece of many holiday gatherings as hosts prepare decadent spreads for their guests, but remaining diligent in the kitchen will help prevent mishaps.<strong>&nbsp;</strong></p> <ul> <li>Eighty-seven percent of holiday party hosts plan to do "lots of cooking" to prepare for their gatherings.</li> <li>Nearly half (44 percent) of survey respondents have left a stove or oven unattended during the holiday season. Unattended cooking could become dangerous without the host knowing.</li> <li>Another 44 percent of Americans don't keep fire extinguishers in their home to put out a fire when it erupts.</li> <li>More than a quarter of Americans have hosted or attended a party that resulted in a burnt or ruined meal.</li> </ul> <p>Allstate claims data shows hasty cooking during the holiday season is among factors that could lead to unfortunate outcomes for homeowners, condo owners, and renters:</p> <table border="1" width="100%"> <tbody> <tr> <td colspan="3" align="center"><strong>Kitchen Fires (non-grease)<sup>ii</sup></strong></td> </tr> <tr> <td align="center"><strong>Insurance Policy Type</strong></td> <td align="center"><strong>Most Costly Claim</strong></td> <td align="center"><strong>Median Cost of Claim</strong></td> </tr> <tr> <td align="center">Homeowners</td> <td align="center">$762,000</td> <td rowspan="3" align="center">$10,000</td> </tr> <tr> <td align="center">Condo</td> <td align="center">$118,000</td> </tr> <tr> <td align="center">Renters</td> <td align="center">$349,000</td> </tr> <tr> <td colspan="3" align="center"><strong>Grease Fires</strong></td> </tr> <tr> <td align="center"><strong>Insurance Policy Type</strong></td> <td align="center"><strong>Most Costly Claim</strong></td> <td align="center"><strong>Median Cost of Claim</strong></td> </tr> <tr> <td align="center">Homeowners</td> <td align="center">$614,000</td> <td rowspan="3" align="center">$13,000</td> </tr> <tr> <td align="center">Condo</td> <td align="center">$65,000</td> </tr> <tr> <td align="center">Renters</td> <td align="center">$43,000</td> </tr> <tr> <td colspan="3" align="center"><strong>Kitchen Smoke Damage Claims</strong></td> </tr> <tr> <td align="center"><strong>Insurance Policy Type</strong></td> <td align="center"><strong>Most Costly Claim</strong></td> <td align="center"><strong>Median Cost of Claim</strong></td> </tr> <tr> <td align="center">Homeowners</td> <td align="center">$140,000</td> <td rowspan="3" align="center">$7,000</td> </tr> <tr> <td align="center">Condo</td> <td align="center">$43,000</td> </tr> <tr> <td align="center">Renters</td> <td align="center">$27,000</td> </tr> </tbody> </table> <p><strong>Deck the Halls:</strong><br /> Hosting a holiday party often comes with festive home touches. Make sure to take proper safety precautions to avoid potentially costly and dangerous outcomes.</p> <ul> <li>In fact, about one-third (31 percent) of Americans light candles and one in five will light a fire in their fireplace (21 percent) during a holiday party hosted at their home.</li> <li>More than half (53 percent) say they haven't checked or changed their smoke detectors recently. Unchecked smoke detectors can cause people to miss important alarms when fire breaks out in a home.</li> <li>Forty-four percent of Americans with gas fireplaces haven't had it inspected within the last three years. Faulty gas lines and fireplace build-up can cause dangerous outcomes.</li> <li>Forty-three percent of Americans admit to plugging in too many lights into one outlet. This can lead to electrical malfunctions and even fires.</li> <li>About one-third (34 percent) have left candles and 17 percent have left fires unattended. </li> </ul> <p>Allstate data indicates fires due to candles, fireplace and electrical mishaps are often significant losses:</p> <table border="1" width="100%"> <tbody> <tr> <td colspan="3" align="center"><strong>Candle Fires<sup>ii</sup></strong></td> </tr> <tr> <td align="center"><strong>Insurance Policy Type</strong></td> <td align="center"><strong>Most Costly Claim</strong></td> <td align="center"><strong>Median Cost of Claim</strong></td> </tr> <tr> <td align="center">Homeowners</td> <td align="center">$515,000</td> <td rowspan="3" align="center">$9,000</td> </tr> <tr> <td align="center">Condo</td> <td align="center">$55,000</td> </tr> <tr> <td align="center">Renters</td> <td align="center">$71,000</td> </tr> <tr> <td colspan="3" align="center"><strong>Fireplace Fires</strong></td> </tr> <tr> <td align="center"><strong>Insurance Policy Type</strong></td> <td align="center"><strong>Most Costly Claim</strong></td> <td align="center"><strong>Median Cost of Claim</strong></td> </tr> <tr> <td align="center">Homeowners</td> <td align="center">$1,600,000</td> <td rowspan="3" align="center">$9,000</td> </tr> <tr> <td align="center">Condo</td> <td align="center">$66,000</td> </tr> <tr> <td align="center">Renters</td> <td align="center">$35,000</td> </tr> <tr> <td colspan="3" align="center"><strong>Electrical Fires</strong></td> </tr> <tr> <td align="center"><strong>Insurance Policy Type</strong></td> <td align="center"><strong>Most Costly Claim</strong></td> <td align="center"><strong>Median Cost of Claim</strong></td> </tr> <tr> <td align="center">Homeowners</td> <td align="center">$2,440,000</td> <td rowspan="3" align="center">$18,000</td> </tr> <tr> <td align="center">Condo</td> <td align="center">$149,000</td> </tr> <tr> <td align="center">Renters</td> <td align="center">$72,000</td> </tr> </tbody> </table> <p><strong>Helpful Hints:<br /> </strong>Advance planning and precaution can help Virginia residents protect their homes and help make the holidays hazard-free. Allstate offers these tips to secure your home during the holidays:<strong>&nbsp;</strong></p> <p><strong><em>Holiday Cooking</em></strong></p> <ul> <li>Before the holidays, install new batteries in smoke alarms and carbon monoxide detectors. Make sure that family members can locate and operate fire extinguishers. Test all fire prevention devices to make sure they function properly. </li> <li>Be careful in the kitchen. The incorrect disposal of cooking grease, overuse of garbage disposals and improper or excessive disposal of waste can result in clogged drains and can cause sewer problems during this time of year.</li> </ul> <p><strong><em>Holiday Decorating </em></strong></p> <ul> <li>Never leave burning candles unattended, and always place them out of reach of children. Make it a part of your routine to check that all candles are extinguished before you go to bed each night. </li> <li>Make a smart tree purchase. If buying a natural tree, make sure it's fresh so it will be less of a fire hazard. Artificial trees should be labeled as fire resistant. Keep your tree away from heat sources, and trim trees with flame‐resistant materials. Never use lit candles to decorate trees.</li> <li>Check your holiday lights, throwing away any that are broken and don't overload the outlets. Only lights and extension cords specified for outdoor use should be used outside. </li> </ul> <p><strong><em>Holiday Security</em></strong></p> <ul> <li>When shopping, don't leave purchases in the passenger compartment of your unattended vehicle. Store them out of sight, in the trunk. </li> <li>When in plain view, gifts and valuables serve as an invitation to thieves. Close the shades or drapes if you're away. And put your valuables away before hosting people at your home.</li> <li>Don't advertise shopping trips or gift purchases on social media. Whether it's "check-ins" using geo-location services, travel plan updates, or even photos uploaded while at a holiday party, people may be unknowingly giving today's "digital thieves" greater insight into the contents of your car's trunk, times you're away from home and even the holiday gifts hiding in your closet.</li> </ul> <p>See how holiday hazards can hit close to home and get more tips by visiting Allstate's Holiday Decorator, at <a href="http://www.allstate.com" target="_blank"></a><a href="http://www.allstate.com/holidaydecorator" target="_blank">www.allstate.com/holidaydecorator</a>.</p> <p><strong>Survey Methodology </strong> <br /> The survey of 1,036 American adults age 18+ was conducted November 2-5, 2014 via an online survey using a sample reflective of the American population. The survey was conducted by FTI Consulting, Inc. (FTI) for Allstate.</p> <p><strong>About Allstate</strong><br /> <a title="http://www.allstatenewsroom.com/" href="http://www.allstatenewsroom.com/">The Allstate Corporation</a> (NYSE: ALL) is the nation's largest publicly held personal lines insurer, protecting approximately 16 million households from life's uncertainties through its <a href="http://www.allstate.com/" target="_blank">Allstate</a>, <a href="http://www.encompassinsurance.com/" target="_blank">Encompass</a>, <a href="http://www.esurance.com/" target="_blank">Esurance</a> and <a href="http://www.answerfinancial.com/" target="_blank">Answer Financial</a> brand names and <a href="http://www.allstate.com/financial" target="_blank">Allstate Financial</a> business segment. Allstate is widely known through the slogan "You're In Good Hands With Allstate&reg;." The Allstate brand's network of small businesses offers auto, home, life and retirement products and services to customers in the United States and Canada. In 2013, The Allstate Foundation, Allstate, its employees and agency owners gave $29 million to <a href="http://www.allstate.com/corporate-responsibility.aspx" target="_blank">support local communities</a>. Allstate employees and agency owners donated 200,000 hours of service across the country.</p> <p><sup>i</sup>Percentage increase in claims during the holiday season versus non-holiday season over a three-year period, November 15 through January 15, 2011-2014.</p> <p><sup>ii</sup>Based on Allstate claims data that was analyzed over the same three-year period, November 15 through January 15, 2011-2014.</p> <p>#&nbsp; #&nbsp; #</p> <p><strong>Contact:</strong></p> <p>Kyla O'Brien<br /> 703-653-3549<br /> <a href="mailto:kyla.obrien@allstate.com">kyla.obrien@allstate.com<br /> </a>Twitter: <a href="https://twitter.com/allstatecapital" target="_blank">@AllstateCapital</a></p> <p>&nbsp;</p> Tue, 02 Dec 2014 20:41:00 -0600 http://allstatenewsroom.com/releases/90f0bd22-b676-4fb7-8157-acfb51a157c1 http://allstatenewsroom.com/releases/90f0bd22-b676-4fb7-8157-acfb51a157c1 Sweaters Aren't the Only Things That Can Get Ugly During the Holidays Top Virginia Holiday Claims Revealed with New Allstate Poll on American Holiday Party Hosting<br /><strong>This release contains: 2 Photos, 1 Video, 2 Related Documents</strong><p>Holiday "ugly" sweaters have grown in popularity in Virginia and will likely make an appearance with the 83 percent of Americans who plan to party this season. A new Allstate poll indicates 54 percent of Americans will host holiday parties in their homes, and the large majority who attend parties say they take place at someone else's home. While Virginians celebrate, Allstate provides reminders of historical holiday home hazard outcomes, such as kitchen fires, decorative fires and theft, and helpful hints for customers and consumers who host parties this season.</p> <p>"If there's one thing Virginians like to do, it's hosting holiday gatherings with friends and family," said Debbie Pickford, Allstate Capital Region Corporate Relations Manager. "It's important to remember that staying aware of potential hazards before the next 'ugly sweater' or other holiday party will help protect your family and friends from costly home damages."</p> <p>Allstate is reminding Virginians to use extra caution, especially for claims that prevail in the local area. In Virginia the top three most common holiday-related claims are:</p> <ol> <li>Burglary</li> <li>Theft From Locked Vehicle</li> <li>Kitchen - All</li> </ol> <p>Allstate's Holiday Home Hazards poll found the vast majority (91 percent) of Americans agree they can reduce risks associated to fires, accidents or theft during the holiday season through their own attention and action. In Virginia, fire claims increase by 34.42 percent and theft claims increase by 4.32 percent during the holiday season<sup>i</sup>. Most Americans believe both fire and theft risks increase during the holidays, but a majority (63 percent or more) say aren't paying any more attention to these risks which could result in trouble during a busy time of cooking, decorating and hosting a holiday gathering.</p> <p><strong>Hosting Hazards:</strong><br /> Hosts should be aware that the likelihood of theft can increase over the holidays. It's wise to protect against unfortunate disappearances of valuables.</p> <ul> <li>Just one in five (22 percent) say they put away valuables before hosting a party.</li> <li>Nearly half (48%) say they have left a door unlocked for a friend or family member.</li> <li>Forty-six percent say they have hidden a key to their home for a friend or family member, a behavior. Hiding keys leaves the home too easily accessible for burglaries</li> <li>Nearly half (48 percent) say they've hidden valuables such as gifts in their car. Leaving valuables in a car can create an enticing opportunity for thieves to break-in.</li> <li>Seventeen percent of Americans say they've experienced a stolen or missing valuable when attending a holiday party</li> </ul> <p>Protecting valuables is especially important during the holiday season given some of the most common precious items are also small in size and could go unnoticed:</p> <table border="1" width="100%"> <tbody> <tr> <td colspan="3" align="center"><strong>Missing Jewelry Theft Claims<sup>ii</sup></strong></td> </tr> <tr> <td align="center"><strong>Insurance Policy Type</strong></td> <td align="center"><strong>Most Costly Claim</strong></td> <td align="center"><strong>Median Cost of Claim</strong></td> </tr> <tr> <td align="center">Homeowners</td> <td align="center">$26,000</td> <td rowspan="3" align="center">$1,500</td> </tr> <tr> <td align="center">Condo</td> <td align="center">$11,000</td> </tr> <tr> <td align="center">Renters</td> <td align="center">$25,000</td> </tr> <tr> <td colspan="3" align="center"><strong>Burglaries</strong></td> </tr> <tr> <td align="center"><strong>Insurance Policy Type</strong></td> <td align="center"><strong>Most Costly Claim</strong></td> <td align="center"><strong>Median Cost of Claim</strong></td> </tr> <tr> <td align="center">Homeowners</td> <td align="center">$125,00</td> <td rowspan="3" align="center">$3,000</td> </tr> <tr> <td align="center">Condo</td> <td align="center">$34,000</td> </tr> <tr> <td align="center">Renters</td> <td align="center">$81,000</td> </tr> <tr> <td colspan="3" align="center"><strong>Property Missing After a Party</strong></td> </tr> <tr> <td align="center"><strong>Insurance Policy Type</strong></td> <td align="center"><strong>Most Costly Claim</strong></td> <td align="center"><strong>Median Cost of Claim</strong></td> </tr> <tr> <td align="center">Homeowners</td> <td align="center">$6,000</td> <td rowspan="3" align="center">$1,500</td> </tr> <tr> <td align="center">Condo</td> <td align="center">$29,000</td> </tr> <tr> <td align="center">Renters</td> <td align="center">$6,000</td> </tr> </tbody> </table> <p><strong>Hasty </strong><strong>Hors d'oeuvres</strong><strong>:&nbsp; <br /> </strong>Food is the centerpiece of many holiday gatherings as hosts prepare decadent spreads for their guests, but remaining diligent in the kitchen will help prevent mishaps.<strong>&nbsp;</strong></p> <ul> <li>Eighty-seven percent of holiday party hosts plan to do "lots of cooking" to prepare for their gatherings.</li> <li>Nearly half (44 percent) of survey respondents have left a stove or oven unattended during the holiday season. Unattended cooking could become dangerous without the host knowing.</li> <li>Another 44 percent of Americans don't keep fire extinguishers in their home to put out a fire when it erupts.</li> <li>More than a quarter of Americans have hosted or attended a party that resulted in a burnt or ruined meal.</li> </ul> <p>Allstate claims data shows hasty cooking during the holiday season is among factors that could lead to unfortunate outcomes for homeowners, condo owners, and renters:</p> <table border="1" width="100%"> <tbody> <tr> <td colspan="3" align="center"><strong>Kitchen Fires (non-grease)<sup>ii</sup></strong></td> </tr> <tr> <td align="center"><strong>Insurance Policy Type</strong></td> <td align="center"><strong>Most Costly Claim</strong></td> <td align="center"><strong>Median Cost of Claim</strong></td> </tr> <tr> <td align="center">Homeowners</td> <td align="center">$762,000</td> <td rowspan="3" align="center">$10,000</td> </tr> <tr> <td align="center">Condo</td> <td align="center">$118,000</td> </tr> <tr> <td align="center">Renters</td> <td align="center">$349,000</td> </tr> <tr> <td colspan="3" align="center"><strong>Grease Fires</strong></td> </tr> <tr> <td align="center"><strong>Insurance Policy Type</strong></td> <td align="center"><strong>Most Costly Claim</strong></td> <td align="center"><strong>Median Cost of Claim</strong></td> </tr> <tr> <td align="center">Homeowners</td> <td align="center">$614,000</td> <td rowspan="3" align="center">$13,000</td> </tr> <tr> <td align="center">Condo</td> <td align="center">$65,000</td> </tr> <tr> <td align="center">Renters</td> <td align="center">$43,000</td> </tr> <tr> <td colspan="3" align="center"><strong>Kitchen Smoke Damage Claims</strong></td> </tr> <tr> <td align="center"><strong>Insurance Policy Type</strong></td> <td align="center"><strong>Most Costly Claim</strong></td> <td align="center"><strong>Median Cost of Claim</strong></td> </tr> <tr> <td align="center">Homeowners</td> <td align="center">$140,000</td> <td rowspan="3" align="center">$7,000</td> </tr> <tr> <td align="center">Condo</td> <td align="center">$43,000</td> </tr> <tr> <td align="center">Renters</td> <td align="center">$27,000</td> </tr> </tbody> </table> <p><strong>Deck the Halls:</strong><br /> Hosting a holiday party often comes with festive home touches. Make sure to take proper safety precautions to avoid potentially costly and dangerous outcomes.</p> <ul> <li>In fact, about one-third (31 percent) of Americans light candles and one in five will light a fire in their fireplace (21 percent) during a holiday party hosted at their home.</li> <li>More than half (53 percent) say they haven't checked or changed their smoke detectors recently. Unchecked smoke detectors can cause people to miss important alarms when fire breaks out in a home.</li> <li>Forty-four percent of Americans with gas fireplaces haven't had it inspected within the last three years. Faulty gas lines and fireplace build-up can cause dangerous outcomes.</li> <li>Forty-three percent of Americans admit to plugging in too many lights into one outlet. This can lead to electrical malfunctions and even fires.</li> <li>About one-third (34 percent) have left candles and 17 percent have left fires unattended. </li> </ul> <p>Allstate data indicates fires due to candles, fireplace and electrical mishaps are often significant losses:</p> <table border="1" width="100%"> <tbody> <tr> <td colspan="3" align="center"><strong>Candle Fires<sup>ii</sup></strong></td> </tr> <tr> <td align="center"><strong>Insurance Policy Type</strong></td> <td align="center"><strong>Most Costly Claim</strong></td> <td align="center"><strong>Median Cost of Claim</strong></td> </tr> <tr> <td align="center">Homeowners</td> <td align="center">$515,000</td> <td rowspan="3" align="center">$9,000</td> </tr> <tr> <td align="center">Condo</td> <td align="center">$55,000</td> </tr> <tr> <td align="center">Renters</td> <td align="center">$71,000</td> </tr> <tr> <td colspan="3" align="center"><strong>Fireplace Fires</strong></td> </tr> <tr> <td align="center"><strong>Insurance Policy Type</strong></td> <td align="center"><strong>Most Costly Claim</strong></td> <td align="center"><strong>Median Cost of Claim</strong></td> </tr> <tr> <td align="center">Homeowners</td> <td align="center">$1,600,000</td> <td rowspan="3" align="center">$9,000</td> </tr> <tr> <td align="center">Condo</td> <td align="center">$66,000</td> </tr> <tr> <td align="center">Renters</td> <td align="center">$35,000</td> </tr> <tr> <td colspan="3" align="center"><strong>Electrical Fires</strong></td> </tr> <tr> <td align="center"><strong>Insurance Policy Type</strong></td> <td align="center"><strong>Most Costly Claim</strong></td> <td align="center"><strong>Median Cost of Claim</strong></td> </tr> <tr> <td align="center">Homeowners</td> <td align="center">$2,440,000</td> <td rowspan="3" align="center">$18,000</td> </tr> <tr> <td align="center">Condo</td> <td align="center">$149,000</td> </tr> <tr> <td align="center">Renters</td> <td align="center">$72,000</td> </tr> </tbody> </table> <p><strong>Helpful Hints:<br /> </strong>Advance planning and precaution can help Virginia residents protect their homes and help make the holidays hazard-free. Allstate offers these tips to secure your home during the holidays:<strong>&nbsp;</strong></p> <p><strong><em>Holiday Cooking</em></strong></p> <ul> <li>Before the holidays, install new batteries in smoke alarms and carbon monoxide detectors. Make sure that family members can locate and operate fire extinguishers. Test all fire prevention devices to make sure they function properly. </li> <li>Be careful in the kitchen. The incorrect disposal of cooking grease, overuse of garbage disposals and improper or excessive disposal of waste can result in clogged drains and can cause sewer problems during this time of year.</li> </ul> <p><strong><em>Holiday Decorating </em></strong></p> <ul> <li>Never leave burning candles unattended, and always place them out of reach of children. Make it a part of your routine to check that all candles are extinguished before you go to bed each night. </li> <li>Make a smart tree purchase. If buying a natural tree, make sure it's fresh so it will be less of a fire hazard. Artificial trees should be labeled as fire resistant. Keep your tree away from heat sources, and trim trees with flame‐resistant materials. Never use lit candles to decorate trees.</li> <li>Check your holiday lights, throwing away any that are broken and don't overload the outlets. Only lights and extension cords specified for outdoor use should be used outside. </li> </ul> <p><strong><em>Holiday Security</em></strong></p> <ul> <li>When shopping, don't leave purchases in the passenger compartment of your unattended vehicle. Store them out of sight, in the trunk. </li> <li>When in plain view, gifts and valuables serve as an invitation to thieves. Close the shades or drapes if you're away. And put your valuables away before hosting people at your home.</li> <li>Don't advertise shopping trips or gift purchases on social media. Whether it's "check-ins" using geo-location services, travel plan updates, or even photos uploaded while at a holiday party, people may be unknowingly giving today's "digital thieves" greater insight into the contents of your car's trunk, times you're away from home and even the holiday gifts hiding in your closet.</li> </ul> <p>See how holiday hazards can hit close to home and get more tips by visiting Allstate's Holiday Decorator, at <a href="http://www.allstate.com" target="_blank"></a><a href="http://www.allstate.com/holidaydecorator" target="_blank">www.allstate.com/holidaydecorator</a>.</p> <p><strong>Survey Methodology </strong> <br /> The survey of 1,036 American adults age 18+ was conducted November 2-5, 2014 via an online survey using a sample reflective of the American population. The survey was conducted by FTI Consulting, Inc. (FTI) for Allstate.</p> <p><strong>About Allstate</strong><br /> <a title="http://www.allstatenewsroom.com/" href="http://www.allstatenewsroom.com/">The Allstate Corporation</a> (NYSE: ALL) is the nation's largest publicly held personal lines insurer, protecting approximately 16 million households from life's uncertainties through its <a href="http://www.allstate.com/" target="_blank">Allstate</a>, <a href="http://www.encompassinsurance.com/" target="_blank">Encompass</a>, <a href="http://www.esurance.com/" target="_blank">Esurance</a> and <a href="http://www.answerfinancial.com/" target="_blank">Answer Financial</a> brand names and <a href="http://www.allstate.com/financial" target="_blank">Allstate Financial</a> business segment. Allstate is widely known through the slogan "You're In Good Hands With Allstate&reg;." The Allstate brand's network of small businesses offers auto, home, life and retirement products and services to customers in the United States and Canada. In 2013, The Allstate Foundation, Allstate, its employees and agency owners gave $29 million to <a href="http://www.allstate.com/corporate-responsibility.aspx" target="_blank">support local communities</a>. Allstate employees and agency owners donated 200,000 hours of service across the country.</p> <p><sup>i</sup>Percentage increase in claims during the holiday season versus non-holiday season over a three-year period, November 15 through January 15, 2011-2014.</p> <p><sup>ii</sup>Based on Allstate claims data that was analyzed over the same three-year period, November 15 through January 15, 2011-2014.</p> <p>#&nbsp; #&nbsp; #</p> <p><strong>Contact:</strong></p> <p>Kyla O'Brien<br /> 703-653-3549<br /> <a href="mailto:kyla.obrien@allstate.com">kyla.obrien@allstate.com<br /> </a>Twitter: <a href="https://twitter.com/allstatecapital" target="_blank">@AllstateCapital</a></p> <p>&nbsp;</p> Sweaters Aren't the Only Things That Can Get Ugly During the Holidays Top Maryland Holiday Claims Revealed with New Allstate Poll on American Holiday Party Hosting<br /><strong>This release contains: 2 Photos, 1 Video, 2 Related Documents</strong><p>Holiday "ugly" sweaters have grown in popularity in Maryland and will likely make an appearance with the 83 percent of Americans who plan to party this season. A new Allstate poll indicates 54 percent of Americans will host holiday parties in their homes, and the large majority who attend parties say they take place at someone else's home. While Maryland residents celebrate, Allstate provides reminders of historical holiday home hazard outcomes, such as kitchen fires, decorative fires and theft, and helpful hints for customers and consumers who host parties this season.</p> <p>"If there's one thing Marylanders like to do, it's hosting holiday gatherings with friends and family," said Debbie Pickford, Allstate Capital Region Corporate Relations Manager. "It's important to remember that staying aware of potential hazards before the next 'ugly sweater' or other holiday party will help protect your family and friends from costly home damages."</p> <p>Allstate is reminding Marylanders to use extra caution, especially for claims that prevail in the local area. In Maryland the top three most common holiday-related claims are:</p> <ol> <li>Burglary</li> <li>Theft From Locked Vehicle</li> <li>Kitchen - All</li> </ol> <p>Allstate's Holiday Home Hazards poll found the vast majority (91 percent) of Americans agree they can reduce risks associated to fires, accidents or theft during the holiday season through their own attention and action. In Maryland, fire claims increase by 26.17 percent and theft claims increase by 4.78 percent during the holiday season<sup>i</sup>. Most Americans believe both fire and theft risks increase during the holidays, but a majority (63 percent or more) say aren't paying any more attention to these risks which could result in trouble during a busy time of cooking, decorating and hosting a holiday gathering.</p> <p><strong>Hosting Hazards:</strong><br /> Hosts should be aware that the likelihood of theft can increase over the holidays. It's wise to protect against unfortunate disappearances of valuables.</p> <ul> <li>Just one in five (22 percent) say they put away valuables before hosting a party.</li> <li>Nearly half (48%) say they have left a door unlocked for a friend or family member.</li> <li>Forty-six percent say they have hidden a key to their home for a friend or family member, a behavior. Hiding keys leaves the home too easily accessible for burglaries</li> <li>Nearly half (48 percent) say they've hidden valuables such as gifts in their car. Leaving valuables in a car can create an enticing opportunity for thieves to break-in.</li> <li>Seventeen percent of Americans say they've experienced a stolen or missing valuable when attending a holiday party</li> </ul> <p>Protecting valuables is especially important during the holiday season given some of the most common precious items are also small in size and could go unnoticed:</p> <table border="1" width="100%"> <tbody> <tr> <td colspan="3" align="center"><strong>Missing Jewelry Theft Claims<sup>ii</sup></strong></td> </tr> <tr> <td align="center"><strong>Insurance Policy Type</strong></td> <td align="center"><strong>Most Costly Claim</strong></td> <td align="center"><strong>Median Cost of Claim</strong></td> </tr> <tr> <td align="center">Homeowners</td> <td align="center">$26,000</td> <td rowspan="3" align="center">$1,500</td> </tr> <tr> <td align="center">Condo</td> <td align="center">$11,000</td> </tr> <tr> <td align="center">Renters</td> <td align="center">$25,000</td> </tr> <tr> <td colspan="3" align="center"><strong>Burglaries</strong></td> </tr> <tr> <td align="center"><strong>Insurance Policy Type</strong></td> <td align="center"><strong>Most Costly Claim</strong></td> <td align="center"><strong>Median Cost of Claim</strong></td> </tr> <tr> <td align="center">Homeowners</td> <td align="center">$125,00</td> <td rowspan="3" align="center">$3,000</td> </tr> <tr> <td align="center">Condo</td> <td align="center">$34,000</td> </tr> <tr> <td align="center">Renters</td> <td align="center">$81,000</td> </tr> <tr> <td colspan="3" align="center"><strong>Property Missing After a Party</strong></td> </tr> <tr> <td align="center"><strong>Insurance Policy Type</strong></td> <td align="center"><strong>Most Costly Claim</strong></td> <td align="center"><strong>Median Cost of Claim</strong></td> </tr> <tr> <td align="center">Homeowners</td> <td align="center">$6,000</td> <td rowspan="3" align="center">$1,500</td> </tr> <tr> <td align="center">Condo</td> <td align="center">$29,000</td> </tr> <tr> <td align="center">Renters</td> <td align="center">$6,000</td> </tr> </tbody> </table> <p><strong>Hasty </strong><strong>Hors d'oeuvres</strong><strong>:&nbsp; <br /> </strong>Food is the centerpiece of many holiday gatherings as hosts prepare decadent spreads for their guests, but remaining diligent in the kitchen will help prevent mishaps.<strong>&nbsp;</strong></p> <ul> <li>Eighty-seven percent of holiday party hosts plan to do "lots of cooking" to prepare for their gatherings.</li> <li>Nearly half (44 percent) of survey respondents have left a stove or oven unattended during the holiday season. Unattended cooking could become dangerous without the host knowing.</li> <li>Another 44 percent of Americans don't keep fire extinguishers in their home to put out a fire when it erupts.</li> <li>More than a quarter of Americans have hosted or attended a party that resulted in a burnt or ruined meal.</li> </ul> <p>Allstate claims data shows hasty cooking during the holiday season is among factors that could lead to unfortunate outcomes for homeowners, condo owners, and renters:</p> <table border="1" width="100%"> <tbody> <tr> <td colspan="3" align="center"><strong>Kitchen Fires (non-grease)</strong><sup>ii</sup></td> </tr> <tr> <td align="center"><strong>Insurance Policy Type</strong></td> <td align="center"><strong>Most Costly Claim</strong></td> <td align="center"><strong>Median Cost of Claim</strong></td> </tr> <tr> <td align="center">Homeowners</td> <td align="center">$762,000</td> <td rowspan="3" align="center">$10,000</td> </tr> <tr> <td align="center">Condo</td> <td align="center">$118,000</td> </tr> <tr> <td align="center">Renters</td> <td align="center">$349,000</td> </tr> <tr> <td colspan="3" align="center"><strong>Grease Fires</strong></td> </tr> <tr> <td align="center"><strong>Insurance Policy Type</strong></td> <td align="center"><strong>Most Costly Claim</strong></td> <td align="center"><strong>Median Cost of Claim</strong></td> </tr> <tr> <td align="center">Homeowners</td> <td align="center">$614,000</td> <td rowspan="3" align="center">$13,000</td> </tr> <tr> <td align="center">Condo</td> <td align="center">$65,000</td> </tr> <tr> <td align="center">Renters</td> <td align="center">$43,000</td> </tr> <tr> <td colspan="3" align="center"><strong>Kitchen Smoke Damage Claims</strong></td> </tr> <tr> <td align="center"><strong>Insurance Policy Type</strong></td> <td align="center"><strong>Most Costly Claim</strong></td> <td align="center"><strong>Median Cost of Claim</strong></td> </tr> <tr> <td align="center">Homeowners</td> <td align="center">$140,000</td> <td rowspan="3" align="center">$7,000</td> </tr> <tr> <td align="center">Condo</td> <td align="center">$43,000</td> </tr> <tr> <td align="center">Renters</td> <td align="center">$27,000</td> </tr> </tbody> </table> <p><strong>Deck the Halls:</strong><br /> Hosting a holiday party often comes with festive home touches. Make sure to take proper safety precautions to avoid potentially costly and dangerous outcomes.</p> <ul> <li>In fact, about one-third (31 percent) of Americans light candles and one in five will light a fire in their fireplace (21 percent) during a holiday party hosted at their home.</li> <li>More than half (53 percent) say they haven't checked or changed their smoke detectors recently. Unchecked smoke detectors can cause people to miss important alarms when fire breaks out in a home.</li> <li>Forty-four percent of Americans with gas fireplaces haven't had it inspected within the last three years. Faulty gas lines and fireplace build-up can cause dangerous outcomes.</li> <li>Forty-three percent of Americans admit to plugging in too many lights into one outlet. This can lead to electrical malfunctions and even fires.</li> <li>About one-third (34 percent) have left candles and 17 percent have left fires unattended. </li> </ul> <p>Allstate data indicates fires due to candles, fireplace and electrical mishaps are often significant losses:</p> <table border="1" width="100%"> <tbody> <tr> <td colspan="3" align="center"><strong>Candle Fires</strong><sup>ii</sup></td> </tr> <tr> <td align="center"><strong>Insurance Policy Type</strong></td> <td align="center"><strong>Most Costly Claim</strong></td> <td align="center"><strong>Median Cost of Claim</strong></td> </tr> <tr> <td align="center">Homeowners</td> <td align="center">$515,000</td> <td rowspan="3" align="center">$9,000</td> </tr> <tr> <td align="center">Condo</td> <td align="center">$55,000</td> </tr> <tr> <td align="center">Renters</td> <td align="center">$71,000</td> </tr> <tr> <td colspan="3" align="center"><strong>Fireplace Fires</strong></td> </tr> <tr> <td align="center"><strong>Insurance Policy Type</strong></td> <td align="center"><strong>Most Costly Claim</strong></td> <td align="center"><strong>Median Cost of Claim</strong></td> </tr> <tr> <td align="center">Homeowners</td> <td align="center">$1,600,000</td> <td rowspan="3" align="center">$9,000</td> </tr> <tr> <td align="center">Condo</td> <td align="center">$66,000</td> </tr> <tr> <td align="center">Renters</td> <td align="center">$35,000</td> </tr> <tr> <td colspan="3" align="center"><strong>Electrical Fires</strong></td> </tr> <tr> <td align="center"><strong>Insurance Policy Type</strong></td> <td align="center"><strong>Most Costly Claim</strong></td> <td align="center"><strong>Median Cost of Claim</strong></td> </tr> <tr> <td align="center">Homeowners</td> <td align="center">$2,440,000</td> <td rowspan="3" align="center">$18,000</td> </tr> <tr> <td align="center">Condo</td> <td align="center">$149,000</td> </tr> <tr> <td align="center">Renters</td> <td align="center">$72,000</td> </tr> </tbody> </table> <p><strong>Helpful Hints:<br /> </strong>Advance planning and precaution can help Marylanders protect their homes and help make the holidays hazard-free. Allstate offers these tips to secure your home during the holidays:<strong>&nbsp;</strong></p> <p><strong><em>Holiday Cooking</em></strong></p> <ul> <li>Before the holidays, install new batteries in smoke alarms and carbon monoxide detectors. Make sure that family members can locate and operate fire extinguishers. Test all fire prevention devices to make sure they function properly. </li> <li>Be careful in the kitchen. The incorrect disposal of cooking grease, overuse of garbage disposals and improper or excessive disposal of waste can result in clogged drains and can cause sewer problems during this time of year.</li> </ul> <p><strong><em>Holiday Decorating </em></strong></p> <ul> <li>Never leave burning candles unattended, and always place them out of reach of children. Make it a part of your routine to check that all candles are extinguished before you go to bed each night. </li> <li>Make a smart tree purchase. If buying a natural tree, make sure it's fresh so it will be less of a fire hazard. Artificial trees should be labeled as fire resistant. Keep your tree away from heat sources, and trim trees with flame‐resistant materials. Never use lit candles to decorate trees.</li> <li>Check your holiday lights, throwing away any that are broken and don't overload the outlets. Only lights and extension cords specified for outdoor use should be used outside. </li> </ul> <p><strong><em>Holiday Security</em></strong></p> <ul> <li>When shopping, don't leave purchases in the passenger compartment of your unattended vehicle. Store them out of sight, in the trunk. </li> <li>When in plain view, gifts and valuables serve as an invitation to thieves. Close the shades or drapes if you're away. And put your valuables away before hosting people at your home.</li> <li>Don't advertise shopping trips or gift purchases on social media. Whether it's "check-ins" using geo-location services, travel plan updates, or even photos uploaded while at a holiday party, people may be unknowingly giving today's "digital thieves" greater insight into the contents of your car's trunk, times you're away from home and even the holiday gifts hiding in your closet.</li> </ul> <p>See how holiday hazards can hit close to home and get more tips by visiting Allstate's Holiday Decorator, at <a href="http://www.allstate.com" target="_blank"></a><a href="http://www.allstate.com/holidaydecorator" target="_blank">www.allstate.com/holidaydecorator</a>.</p> <p><strong>Survey Methodology </strong> <br /> The survey of 1,036 American adults age 18+ was conducted November 2-5, 2014 via an online survey using a sample reflective of the American population. The survey was conducted by FTI Consulting, Inc. (FTI) for Allstate.</p> <p><strong>About Allstate</strong><br /> <a title="http://www.allstatenewsroom.com/" href="http://www.allstatenewsroom.com/">The Allstate Corporation</a> (NYSE: ALL) is the nation's largest publicly held personal lines insurer, protecting approximately 16 million households from life's uncertainties through its <a href="http://www.allstate.com/" target="_blank">Allstate</a>, <a href="http://www.encompassinsurance.com/" target="_blank">Encompass</a>, <a href="http://www.esurance.com/" target="_blank">Esurance</a> and <a href="http://www.answerfinancial.com/" target="_blank">Answer Financial</a> brand names and <a href="http://www.allstate.com/financial" target="_blank">Allstate Financial</a> business segment. Allstate is widely known through the slogan "You're In Good Hands With Allstate&reg;." The Allstate brand's network of small businesses offers auto, home, life and retirement products and services to customers in the United States and Canada. In 2013, The Allstate Foundation, Allstate, its employees and agency owners gave $29 million to <a href="http://www.allstate.com/corporate-responsibility.aspx" target="_blank">support local communities</a>. Allstate employees and agency owners donated 200,000 hours of service across the country.</p> <p><sup>i</sup>Percentage increase in claims during the holiday season versus non-holiday season over a three-year period, November 15 through January 15, 2011-2014.</p> <p><sup>ii</sup>Based on Allstate claims data that was analyzed over the same three-year period, November 15 through January 15, 2011-2014.</p> <p>#&nbsp; #&nbsp; #</p> <p><strong>Contact:</strong></p> <p>Kyla O'Brien<br /> 703-653-3549<br /> <a href="mailto:kyla.obrien@allstate.com">kyla.obrien@allstate.com<br /> </a>Twitter: <a href="https://twitter.com/allstatecapital" target="_blank">@AllstateCapital</a></p> <p>&nbsp;</p> Tue, 02 Dec 2014 20:37:00 -0600 http://allstatenewsroom.com/releases/bd01ed8c-9568-467f-aed8-c82cde221f80 http://allstatenewsroom.com/releases/bd01ed8c-9568-467f-aed8-c82cde221f80 Sweaters Aren't the Only Things That Can Get Ugly During the Holidays Top Maryland Holiday Claims Revealed with New Allstate Poll on American Holiday Party Hosting<br /><strong>This release contains: 2 Photos, 1 Video, 2 Related Documents</strong><p>Holiday "ugly" sweaters have grown in popularity in Maryland and will likely make an appearance with the 83 percent of Americans who plan to party this season. A new Allstate poll indicates 54 percent of Americans will host holiday parties in their homes, and the large majority who attend parties say they take place at someone else's home. While Maryland residents celebrate, Allstate provides reminders of historical holiday home hazard outcomes, such as kitchen fires, decorative fires and theft, and helpful hints for customers and consumers who host parties this season.</p> <p>"If there's one thing Marylanders like to do, it's hosting holiday gatherings with friends and family," said Debbie Pickford, Allstate Capital Region Corporate Relations Manager. "It's important to remember that staying aware of potential hazards before the next 'ugly sweater' or other holiday party will help protect your family and friends from costly home damages."</p> <p>Allstate is reminding Marylanders to use extra caution, especially for claims that prevail in the local area. In Maryland the top three most common holiday-related claims are:</p> <ol> <li>Burglary</li> <li>Theft From Locked Vehicle</li> <li>Kitchen - All</li> </ol> <p>Allstate's Holiday Home Hazards poll found the vast majority (91 percent) of Americans agree they can reduce risks associated to fires, accidents or theft during the holiday season through their own attention and action. In Maryland, fire claims increase by 26.17 percent and theft claims increase by 4.78 percent during the holiday season<sup>i</sup>. Most Americans believe both fire and theft risks increase during the holidays, but a majority (63 percent or more) say aren't paying any more attention to these risks which could result in trouble during a busy time of cooking, decorating and hosting a holiday gathering.</p> <p><strong>Hosting Hazards:</strong><br /> Hosts should be aware that the likelihood of theft can increase over the holidays. It's wise to protect against unfortunate disappearances of valuables.</p> <ul> <li>Just one in five (22 percent) say they put away valuables before hosting a party.</li> <li>Nearly half (48%) say they have left a door unlocked for a friend or family member.</li> <li>Forty-six percent say they have hidden a key to their home for a friend or family member, a behavior. Hiding keys leaves the home too easily accessible for burglaries</li> <li>Nearly half (48 percent) say they've hidden valuables such as gifts in their car. Leaving valuables in a car can create an enticing opportunity for thieves to break-in.</li> <li>Seventeen percent of Americans say they've experienced a stolen or missing valuable when attending a holiday party</li> </ul> <p>Protecting valuables is especially important during the holiday season given some of the most common precious items are also small in size and could go unnoticed:</p> <table border="1" width="100%"> <tbody> <tr> <td colspan="3" align="center"><strong>Missing Jewelry Theft Claims<sup>ii</sup></strong></td> </tr> <tr> <td align="center"><strong>Insurance Policy Type</strong></td> <td align="center"><strong>Most Costly Claim</strong></td> <td align="center"><strong>Median Cost of Claim</strong></td> </tr> <tr> <td align="center">Homeowners</td> <td align="center">$26,000</td> <td rowspan="3" align="center">$1,500</td> </tr> <tr> <td align="center">Condo</td> <td align="center">$11,000</td> </tr> <tr> <td align="center">Renters</td> <td align="center">$25,000</td> </tr> <tr> <td colspan="3" align="center"><strong>Burglaries</strong></td> </tr> <tr> <td align="center"><strong>Insurance Policy Type</strong></td> <td align="center"><strong>Most Costly Claim</strong></td> <td align="center"><strong>Median Cost of Claim</strong></td> </tr> <tr> <td align="center">Homeowners</td> <td align="center">$125,00</td> <td rowspan="3" align="center">$3,000</td> </tr> <tr> <td align="center">Condo</td> <td align="center">$34,000</td> </tr> <tr> <td align="center">Renters</td> <td align="center">$81,000</td> </tr> <tr> <td colspan="3" align="center"><strong>Property Missing After a Party</strong></td> </tr> <tr> <td align="center"><strong>Insurance Policy Type</strong></td> <td align="center"><strong>Most Costly Claim</strong></td> <td align="center"><strong>Median Cost of Claim</strong></td> </tr> <tr> <td align="center">Homeowners</td> <td align="center">$6,000</td> <td rowspan="3" align="center">$1,500</td> </tr> <tr> <td align="center">Condo</td> <td align="center">$29,000</td> </tr> <tr> <td align="center">Renters</td> <td align="center">$6,000</td> </tr> </tbody> </table> <p><strong>Hasty </strong><strong>Hors d'oeuvres</strong><strong>:&nbsp; <br /> </strong>Food is the centerpiece of many holiday gatherings as hosts prepare decadent spreads for their guests, but remaining diligent in the kitchen will help prevent mishaps.<strong>&nbsp;</strong></p> <ul> <li>Eighty-seven percent of holiday party hosts plan to do "lots of cooking" to prepare for their gatherings.</li> <li>Nearly half (44 percent) of survey respondents have left a stove or oven unattended during the holiday season. Unattended cooking could become dangerous without the host knowing.</li> <li>Another 44 percent of Americans don't keep fire extinguishers in their home to put out a fire when it erupts.</li> <li>More than a quarter of Americans have hosted or attended a party that resulted in a burnt or ruined meal.</li> </ul> <p>Allstate claims data shows hasty cooking during the holiday season is among factors that could lead to unfortunate outcomes for homeowners, condo owners, and renters:</p> <table border="1" width="100%"> <tbody> <tr> <td colspan="3" align="center"><strong>Kitchen Fires (non-grease)</strong><sup>ii</sup></td> </tr> <tr> <td align="center"><strong>Insurance Policy Type</strong></td> <td align="center"><strong>Most Costly Claim</strong></td> <td align="center"><strong>Median Cost of Claim</strong></td> </tr> <tr> <td align="center">Homeowners</td> <td align="center">$762,000</td> <td rowspan="3" align="center">$10,000</td> </tr> <tr> <td align="center">Condo</td> <td align="center">$118,000</td> </tr> <tr> <td align="center">Renters</td> <td align="center">$349,000</td> </tr> <tr> <td colspan="3" align="center"><strong>Grease Fires</strong></td> </tr> <tr> <td align="center"><strong>Insurance Policy Type</strong></td> <td align="center"><strong>Most Costly Claim</strong></td> <td align="center"><strong>Median Cost of Claim</strong></td> </tr> <tr> <td align="center">Homeowners</td> <td align="center">$614,000</td> <td rowspan="3" align="center">$13,000</td> </tr> <tr> <td align="center">Condo</td> <td align="center">$65,000</td> </tr> <tr> <td align="center">Renters</td> <td align="center">$43,000</td> </tr> <tr> <td colspan="3" align="center"><strong>Kitchen Smoke Damage Claims</strong></td> </tr> <tr> <td align="center"><strong>Insurance Policy Type</strong></td> <td align="center"><strong>Most Costly Claim</strong></td> <td align="center"><strong>Median Cost of Claim</strong></td> </tr> <tr> <td align="center">Homeowners</td> <td align="center">$140,000</td> <td rowspan="3" align="center">$7,000</td> </tr> <tr> <td align="center">Condo</td> <td align="center">$43,000</td> </tr> <tr> <td align="center">Renters</td> <td align="center">$27,000</td> </tr> </tbody> </table> <p><strong>Deck the Halls:</strong><br /> Hosting a holiday party often comes with festive home touches. Make sure to take proper safety precautions to avoid potentially costly and dangerous outcomes.</p> <ul> <li>In fact, about one-third (31 percent) of Americans light candles and one in five will light a fire in their fireplace (21 percent) during a holiday party hosted at their home.</li> <li>More than half (53 percent) say they haven't checked or changed their smoke detectors recently. Unchecked smoke detectors can cause people to miss important alarms when fire breaks out in a home.</li> <li>Forty-four percent of Americans with gas fireplaces haven't had it inspected within the last three years. Faulty gas lines and fireplace build-up can cause dangerous outcomes.</li> <li>Forty-three percent of Americans admit to plugging in too many lights into one outlet. This can lead to electrical malfunctions and even fires.</li> <li>About one-third (34 percent) have left candles and 17 percent have left fires unattended. </li> </ul> <p>Allstate data indicates fires due to candles, fireplace and electrical mishaps are often significant losses:</p> <table border="1" width="100%"> <tbody> <tr> <td colspan="3" align="center"><strong>Candle Fires</strong><sup>ii</sup></td> </tr> <tr> <td align="center"><strong>Insurance Policy Type</strong></td> <td align="center"><strong>Most Costly Claim</strong></td> <td align="center"><strong>Median Cost of Claim</strong></td> </tr> <tr> <td align="center">Homeowners</td> <td align="center">$515,000</td> <td rowspan="3" align="center">$9,000</td> </tr> <tr> <td align="center">Condo</td> <td align="center">$55,000</td> </tr> <tr> <td align="center">Renters</td> <td align="center">$71,000</td> </tr> <tr> <td colspan="3" align="center"><strong>Fireplace Fires</strong></td> </tr> <tr> <td align="center"><strong>Insurance Policy Type</strong></td> <td align="center"><strong>Most Costly Claim</strong></td> <td align="center"><strong>Median Cost of Claim</strong></td> </tr> <tr> <td align="center">Homeowners</td> <td align="center">$1,600,000</td> <td rowspan="3" align="center">$9,000</td> </tr> <tr> <td align="center">Condo</td> <td align="center">$66,000</td> </tr> <tr> <td align="center">Renters</td> <td align="center">$35,000</td> </tr> <tr> <td colspan="3" align="center"><strong>Electrical Fires</strong></td> </tr> <tr> <td align="center"><strong>Insurance Policy Type</strong></td> <td align="center"><strong>Most Costly Claim</strong></td> <td align="center"><strong>Median Cost of Claim</strong></td> </tr> <tr> <td align="center">Homeowners</td> <td align="center">$2,440,000</td> <td rowspan="3" align="center">$18,000</td> </tr> <tr> <td align="center">Condo</td> <td align="center">$149,000</td> </tr> <tr> <td align="center">Renters</td> <td align="center">$72,000</td> </tr> </tbody> </table> <p><strong>Helpful Hints:<br /> </strong>Advance planning and precaution can help Marylanders protect their homes and help make the holidays hazard-free. Allstate offers these tips to secure your home during the holidays:<strong>&nbsp;</strong></p> <p><strong><em>Holiday Cooking</em></strong></p> <ul> <li>Before the holidays, install new batteries in smoke alarms and carbon monoxide detectors. Make sure that family members can locate and operate fire extinguishers. Test all fire prevention devices to make sure they function properly. </li> <li>Be careful in the kitchen. The incorrect disposal of cooking grease, overuse of garbage disposals and improper or excessive disposal of waste can result in clogged drains and can cause sewer problems during this time of year.</li> </ul> <p><strong><em>Holiday Decorating </em></strong></p> <ul> <li>Never leave burning candles unattended, and always place them out of reach of children. Make it a part of your routine to check that all candles are extinguished before you go to bed each night. </li> <li>Make a smart tree purchase. If buying a natural tree, make sure it's fresh so it will be less of a fire hazard. Artificial trees should be labeled as fire resistant. Keep your tree away from heat sources, and trim trees with flame‐resistant materials. Never use lit candles to decorate trees.</li> <li>Check your holiday lights, throwing away any that are broken and don't overload the outlets. Only lights and extension cords specified for outdoor use should be used outside. </li> </ul> <p><strong><em>Holiday Security</em></strong></p> <ul> <li>When shopping, don't leave purchases in the passenger compartment of your unattended vehicle. Store them out of sight, in the trunk. </li> <li>When in plain view, gifts and valuables serve as an invitation to thieves. Close the shades or drapes if you're away. And put your valuables away before hosting people at your home.</li> <li>Don't advertise shopping trips or gift purchases on social media. Whether it's "check-ins" using geo-location services, travel plan updates, or even photos uploaded while at a holiday party, people may be unknowingly giving today's "digital thieves" greater insight into the contents of your car's trunk, times you're away from home and even the holiday gifts hiding in your closet.</li> </ul> <p>See how holiday hazards can hit close to home and get more tips by visiting Allstate's Holiday Decorator, at <a href="http://www.allstate.com" target="_blank"></a><a href="http://www.allstate.com/holidaydecorator" target="_blank">www.allstate.com/holidaydecorator</a>.</p> <p><strong>Survey Methodology </strong> <br /> The survey of 1,036 American adults age 18+ was conducted November 2-5, 2014 via an online survey using a sample reflective of the American population. The survey was conducted by FTI Consulting, Inc. (FTI) for Allstate.</p> <p><strong>About Allstate</strong><br /> <a title="http://www.allstatenewsroom.com/" href="http://www.allstatenewsroom.com/">The Allstate Corporation</a> (NYSE: ALL) is the nation's largest publicly held personal lines insurer, protecting approximately 16 million households from life's uncertainties through its <a href="http://www.allstate.com/" target="_blank">Allstate</a>, <a href="http://www.encompassinsurance.com/" target="_blank">Encompass</a>, <a href="http://www.esurance.com/" target="_blank">Esurance</a> and <a href="http://www.answerfinancial.com/" target="_blank">Answer Financial</a> brand names and <a href="http://www.allstate.com/financial" target="_blank">Allstate Financial</a> business segment. Allstate is widely known through the slogan "You're In Good Hands With Allstate&reg;." The Allstate brand's network of small businesses offers auto, home, life and retirement products and services to customers in the United States and Canada. In 2013, The Allstate Foundation, Allstate, its employees and agency owners gave $29 million to <a href="http://www.allstate.com/corporate-responsibility.aspx" target="_blank">support local communities</a>. Allstate employees and agency owners donated 200,000 hours of service across the country.</p> <p><sup>i</sup>Percentage increase in claims during the holiday season versus non-holiday season over a three-year period, November 15 through January 15, 2011-2014.</p> <p><sup>ii</sup>Based on Allstate claims data that was analyzed over the same three-year period, November 15 through January 15, 2011-2014.</p> <p>#&nbsp; #&nbsp; #</p> <p><strong>Contact:</strong></p> <p>Kyla O'Brien<br /> 703-653-3549<br /> <a href="mailto:kyla.obrien@allstate.com">kyla.obrien@allstate.com<br /> </a>Twitter: <a href="https://twitter.com/allstatecapital" target="_blank">@AllstateCapital</a></p> <p>&nbsp;</p> Sweaters Aren't the Only Things That Can Get Ugly During the Holidays Top Delaware Holiday Claims Revealed with New Allstate Poll on American Holiday Party Hosting<br /><strong>This release contains: 2 Photos, 1 Video, 2 Related Documents</strong><p>Holiday "ugly" sweaters have grown in popularity in Delaware and will likely make an appearance with the 83 percent of Americans who plan to party this season. A new Allstate poll indicates 54 percent of Americans will host holiday parties in their homes, and the large majority who attend parties say they take place at someone else's home. While Delaware residents celebrate, Allstate provides reminders of historical holiday home hazard outcomes, such as kitchen fires, decorative fires and theft, and helpful hints for customers and consumers who host parties this season.</p> <p>"If there's one thing Delaware residents like to do, it's hosting holiday gatherings with friends and family," said Debbie Pickford, Allstate Capital Region Corporate Relations Manager. "It's important to remember that staying aware of potential hazards before the next 'ugly sweater' or other holiday party will help protect your family and friends from costly home damages."</p> <p>Allstate is reminding Delaware residents to use extra caution, especially for claims that prevail in the local area. In Delaware the top three most common holiday-related claims are:</p> <ol> <li>Burglary</li> <li>Kitchen - All</li> <li>Theft From Locked Vehicle</li> </ol> <p>Allstate's Holiday Home Hazards poll found the vast majority (91 percent) of Americans agree they can reduce risks associated to fires, accidents or theft during the holiday season through their own attention and action. In Delaware, fire claims increase by 23.21 percent during the holiday season<sup>i</sup>. Most Americans believe both fire and theft risks increase during the holidays, but a majority (63 percent or more) say aren't paying any more attention to these risks which could result in trouble during a busy time of cooking, decorating and hosting a holiday gathering.</p> <p><strong>Hosting Hazards:</strong><br /> Hosts should be aware that the likelihood of theft can increase over the holidays. It's wise to protect against unfortunate disappearances of valuables.</p> <ul> <li>Just one in five (22 percent) say they put away valuables before hosting a party.</li> <li>Nearly half (48%) say they have left a door unlocked for a friend or family member.</li> <li>Forty-six percent say they have hidden a key to their home for a friend or family member, a behavior. Hiding keys leaves the home too easily accessible for burglaries</li> <li>Nearly half (48 percent) say they've hidden valuables such as gifts in their car. Leaving valuables in a car can create an enticing opportunity for thieves to break-in.</li> <li>Seventeen percent of Americans say they've experienced a stolen or missing valuable when attending a holiday party</li> </ul> <p>Protecting valuables is especially important during the holiday season given some of the most common precious items are also small in size and could go unnoticed:</p> <table border="1" width="100%"> <tbody> <tr> <td colspan="3" align="center"><strong>Missing Jewelry Theft Claims<sup>ii</sup></strong></td> </tr> <tr> <td align="center"><strong>Insurance Policy Type</strong></td> <td align="center"><strong>Most Costly Claim</strong></td> <td align="center"><strong>Median Cost of Claim</strong></td> </tr> <tr> <td align="center">Homeowners</td> <td align="center">$26,000</td> <td rowspan="3" align="center">$1,500</td> </tr> <tr> <td align="center">Condo</td> <td align="center">$11,000</td> </tr> <tr> <td align="center">Renters</td> <td align="center">$25,000</td> </tr> <tr> <td colspan="3" align="center"><strong>Burglaries</strong></td> </tr> <tr> <td align="center"><strong>Insurance Policy Type</strong></td> <td align="center"><strong>Most Costly Claim</strong></td> <td align="center"><strong>Median Cost of Claim</strong></td> </tr> <tr> <td align="center">Homeowners</td> <td align="center">$125,00</td> <td rowspan="3" align="center">$3,000</td> </tr> <tr> <td align="center">Condo</td> <td align="center">$34,000</td> </tr> <tr> <td align="center">Renters</td> <td align="center">$81,000</td> </tr> <tr> <td colspan="3" align="center"><strong>Property Missing After a Party</strong></td> </tr> <tr> <td align="center"><strong>Insurance Policy Type</strong></td> <td align="center"><strong>Most Costly Claim</strong></td> <td align="center"><strong>Median Cost of Claim</strong></td> </tr> <tr> <td align="center">Homeowners</td> <td align="center">$6,000</td> <td rowspan="3" align="center">$1,500</td> </tr> <tr> <td align="center">Condo</td> <td align="center">$29,000</td> </tr> <tr> <td align="center">Renters</td> <td align="center">$6,000</td> </tr> </tbody> </table> <p><strong>Hasty </strong><strong>Hors d'oeuvres</strong><strong>:&nbsp; <br /> </strong>Food is the centerpiece of many holiday gatherings as hosts prepare decadent spreads for their guests, but remaining diligent in the kitchen will help prevent mishaps.<strong>&nbsp;</strong></p> <ul> <li>Eighty-seven percent of holiday party hosts plan to do "lots of cooking" to prepare for their gatherings.</li> <li>Nearly half (44 percent) of survey respondents have left a stove or oven unattended during the holiday season. Unattended cooking could become dangerous without the host knowing.</li> <li>Another 44 percent of Americans don't keep fire extinguishers in their home to put out a fire when it erupts.</li> <li>More than a quarter of Americans have hosted or attended a party that resulted in a burnt or ruined meal.</li> </ul> <p>Allstate claims data shows hasty cooking during the holiday season is among factors that could lead to unfortunate outcomes for homeowners, condo owners, and renters:</p> <table border="1" width="100%"> <tbody> <tr> <td colspan="3" align="center"><strong>Kitchen Fires (non-grease)<sup>ii</sup></strong></td> </tr> <tr> <td align="center"><strong>Insurance Policy Type</strong></td> <td align="center"><strong>Most Costly Claim</strong></td> <td align="center"><strong>Median Cost of Claim</strong></td> </tr> <tr> <td align="center">Homeowners</td> <td align="center">$762,000</td> <td rowspan="3" align="center">$10,000</td> </tr> <tr> <td align="center">Condo</td> <td align="center">$118,000</td> </tr> <tr> <td align="center">Renters</td> <td align="center">$349,000</td> </tr> <tr> <td colspan="3" align="center"><strong>Grease Fires</strong></td> </tr> <tr> <td align="center"><strong>Insurance Policy Type</strong></td> <td align="center"><strong>Most Costly Claim</strong></td> <td align="center"><strong>Median Cost of Claim</strong></td> </tr> <tr> <td align="center">Homeowners</td> <td align="center">$614,000</td> <td rowspan="3" align="center">$13,000</td> </tr> <tr> <td align="center">Condo</td> <td align="center">$65,000</td> </tr> <tr> <td align="center">Renters</td> <td align="center">$43,000</td> </tr> <tr> <td colspan="3" align="center"><strong>Kitchen Smoke Damage Claims</strong></td> </tr> <tr> <td align="center"><strong>Insurance Policy Type</strong></td> <td align="center"><strong>Most Costly Claim</strong></td> <td align="center"><strong>Median Cost of Claim</strong></td> </tr> <tr> <td align="center">Homeowners</td> <td align="center">$140,000</td> <td rowspan="3" align="center">$7,000</td> </tr> <tr> <td align="center">Condo</td> <td align="center">$43,000</td> </tr> <tr> <td align="center">Renters</td> <td align="center">$27,000</td> </tr> </tbody> </table> <p><strong>Deck the Halls:</strong><br /> Hosting a holiday party often comes with festive home touches. Make sure to take proper safety precautions to avoid potentially costly and dangerous outcomes.</p> <ul> <li>In fact, about one-third (31 percent) of Americans light candles and one in five will light a fire in their fireplace (21 percent) during a holiday party hosted at their home.</li> <li>More than half (53 percent) say they haven't checked or changed their smoke detectors recently. Unchecked smoke detectors can cause people to miss important alarms when fire breaks out in a home.</li> <li>Forty-four percent of Americans with gas fireplaces haven't had it inspected within the last three years. Faulty gas lines and fireplace build-up can cause dangerous outcomes.</li> <li>Forty-three percent of Americans admit to plugging in too many lights into one outlet. This can lead to electrical malfunctions and even fires.</li> <li>About one-third (34 percent) have left candles and 17 percent have left fires unattended. </li> </ul> <p>Allstate data indicates fires due to candles, fireplace and electrical mishaps are often significant losses:</p> <table border="1" width="100%"> <tbody> <tr> <td colspan="3" align="center"><strong>Candle Fires<sup>ii</sup></strong></td> </tr> <tr> <td align="center"><strong>Insurance Policy Type</strong></td> <td align="center"><strong>Most Costly Claim</strong></td> <td align="center"><strong>Median Cost of Claim</strong></td> </tr> <tr> <td align="center">Homeowners</td> <td align="center">$515,000</td> <td rowspan="3" align="center">$9,000</td> </tr> <tr> <td align="center">Condo</td> <td align="center">$55,000</td> </tr> <tr> <td align="center">Renters</td> <td align="center">$71,000</td> </tr> <tr> <td colspan="3" align="center"><strong>Fireplace Fires</strong></td> </tr> <tr> <td align="center"><strong>Insurance Policy Type</strong></td> <td align="center"><strong>Most Costly Claim</strong></td> <td align="center"><strong>Median Cost of Claim</strong></td> </tr> <tr> <td align="center">Homeowners</td> <td align="center">$1,600,000</td> <td rowspan="3" align="center">$9,000</td> </tr> <tr> <td align="center">Condo</td> <td align="center">$66,000</td> </tr> <tr> <td align="center">Renters</td> <td align="center">$35,000</td> </tr> <tr> <td colspan="3" align="center"><strong>Electrical Fires</strong></td> </tr> <tr> <td align="center"><strong>Insurance Policy Type</strong></td> <td align="center"><strong>Most Costly Claim</strong></td> <td align="center"><strong>Median Cost of Claim</strong></td> </tr> <tr> <td align="center">Homeowners</td> <td align="center">$2,440,000</td> <td rowspan="3" align="center">$18,000</td> </tr> <tr> <td align="center">Condo</td> <td align="center">$149,000</td> </tr> <tr> <td align="center">Renters</td> <td align="center">$72,000</td> </tr> </tbody> </table> <p><strong>Helpful Hints:<br /> </strong>Advance planning and precaution can help Delaware residents protect their homes and help make the holidays hazard-free. Allstate offers these tips to secure your home during the holidays:<strong>&nbsp;</strong></p> <p><strong><em>Holiday Cooking</em></strong></p> <ul> <li>Before the holidays, install new batteries in smoke alarms and carbon monoxide detectors. Make sure that family members can locate and operate fire extinguishers. Test all fire prevention devices to make sure they function properly. </li> <li>Be careful in the kitchen. The incorrect disposal of cooking grease, overuse of garbage disposals and improper or excessive disposal of waste can result in clogged drains and can cause sewer problems during this time of year.</li> </ul> <p><strong><em>Holiday Decorating </em></strong></p> <ul> <li>Never leave burning candles unattended, and always place them out of reach of children. Make it a part of your routine to check that all candles are extinguished before you go to bed each night. </li> <li>Make a smart tree purchase. If buying a natural tree, make sure it's fresh so it will be less of a fire hazard. Artificial trees should be labeled as fire resistant. Keep your tree away from heat sources, and trim trees with flame‐resistant materials. Never use lit candles to decorate trees.</li> <li>Check your holiday lights, throwing away any that are broken and don't overload the outlets. Only lights and extension cords specified for outdoor use should be used outside. </li> </ul> <p><strong><em>Holiday Security</em></strong></p> <ul> <li>When shopping, don't leave purchases in the passenger compartment of your unattended vehicle. Store them out of sight, in the trunk. </li> <li>When in plain view, gifts and valuables serve as an invitation to thieves. Close the shades or drapes if you're away. And put your valuables away before hosting people at your home.</li> <li>Don't advertise shopping trips or gift purchases on social media. Whether it's "check-ins" using geo-location services, travel plan updates, or even photos uploaded while at a holiday party, people may be unknowingly giving today's "digital thieves" greater insight into the contents of your car's trunk, times you're away from home and even the holiday gifts hiding in your closet.</li> </ul> <p>See how holiday hazards can hit close to home and get more tips by visiting Allstate's Holiday Decorator, at <a href="http://www.allstate.com" target="_blank"></a><a href="http://www.allstate.com/holidaydecorator" target="_blank">www.allstate.com/holidaydecorator</a>.</p> <p><strong>Survey Methodology </strong> <br /> The survey of 1,036 American adults age 18+ was conducted November 2-5, 2014 via an online survey using a sample reflective of the American population. The survey was conducted by FTI Consulting, Inc. (FTI) for Allstate.</p> <p><strong>About Allstate</strong><br /> <a title="http://www.allstatenewsroom.com/" href="http://www.allstatenewsroom.com/">The Allstate Corporation</a> (NYSE: ALL) is the nation's largest publicly held personal lines insurer, protecting approximately 16 million households from life's uncertainties through its <a href="http://www.allstate.com/" target="_blank">Allstate</a>, <a href="http://www.encompassinsurance.com/" target="_blank">Encompass</a>, <a href="http://www.esurance.com/">Esurance</a> and <a href="http://www.answerfinancial.com/" target="_blank">Answer Financial</a> brand names and <a href="http://www.allstate.com/financial" target="_blank">Allstate Financial</a> business segment. Allstate is widely known through the slogan "You're In Good Hands With Allstate&reg;." The Allstate brand's network of small businesses offers auto, home, life and retirement products and services to customers in the United States and Canada. In 2013, The Allstate Foundation, Allstate, its employees and agency owners gave $29 million to <a href="http://www.allstate.com/corporate-responsibility.aspx" target="_blank">support local communities</a>. Allstate employees and agency owners donated 200,000 hours of service across the country.</p> <p><sup>i</sup>Percentage increase in claims during the holiday season versus non-holiday season over a three-year period, November 15 through January 15, 2011-2014.</p> <p><sup>ii</sup>Based on Allstate claims data that was analyzed over the same three-year period, November 15 through January 15, 2011-2014.</p> <p>#&nbsp; #&nbsp; #</p> <p><strong>Contact:</strong></p> <p>Kyla O'Brien<br /> 703-653-3549<br /> <a href="mailto:kyla.obrien@allstate.com">kyla.obrien@allstate.com<br /> </a>Twitter: <a href="https://twitter.com/allstatecapital" target="_blank">@AllstateCapital</a></p> <p>&nbsp;</p> Tue, 02 Dec 2014 20:31:00 -0600 http://allstatenewsroom.com/releases/417940f9-c84d-4eb3-bca2-1cd1d0773cf5 http://allstatenewsroom.com/releases/417940f9-c84d-4eb3-bca2-1cd1d0773cf5 Sweaters Aren't the Only Things That Can Get Ugly During the Holidays Top Delaware Holiday Claims Revealed with New Allstate Poll on American Holiday Party Hosting<br /><strong>This release contains: 2 Photos, 1 Video, 2 Related Documents</strong><p>Holiday "ugly" sweaters have grown in popularity in Delaware and will likely make an appearance with the 83 percent of Americans who plan to party this season. A new Allstate poll indicates 54 percent of Americans will host holiday parties in their homes, and the large majority who attend parties say they take place at someone else's home. While Delaware residents celebrate, Allstate provides reminders of historical holiday home hazard outcomes, such as kitchen fires, decorative fires and theft, and helpful hints for customers and consumers who host parties this season.</p> <p>"If there's one thing Delaware residents like to do, it's hosting holiday gatherings with friends and family," said Debbie Pickford, Allstate Capital Region Corporate Relations Manager. "It's important to remember that staying aware of potential hazards before the next 'ugly sweater' or other holiday party will help protect your family and friends from costly home damages."</p> <p>Allstate is reminding Delaware residents to use extra caution, especially for claims that prevail in the local area. In Delaware the top three most common holiday-related claims are:</p> <ol> <li>Burglary</li> <li>Kitchen - All</li> <li>Theft From Locked Vehicle</li> </ol> <p>Allstate's Holiday Home Hazards poll found the vast majority (91 percent) of Americans agree they can reduce risks associated to fires, accidents or theft during the holiday season through their own attention and action. In Delaware, fire claims increase by 23.21 percent during the holiday season<sup>i</sup>. Most Americans believe both fire and theft risks increase during the holidays, but a majority (63 percent or more) say aren't paying any more attention to these risks which could result in trouble during a busy time of cooking, decorating and hosting a holiday gathering.</p> <p><strong>Hosting Hazards:</strong><br /> Hosts should be aware that the likelihood of theft can increase over the holidays. It's wise to protect against unfortunate disappearances of valuables.</p> <ul> <li>Just one in five (22 percent) say they put away valuables before hosting a party.</li> <li>Nearly half (48%) say they have left a door unlocked for a friend or family member.</li> <li>Forty-six percent say they have hidden a key to their home for a friend or family member, a behavior. Hiding keys leaves the home too easily accessible for burglaries</li> <li>Nearly half (48 percent) say they've hidden valuables such as gifts in their car. Leaving valuables in a car can create an enticing opportunity for thieves to break-in.</li> <li>Seventeen percent of Americans say they've experienced a stolen or missing valuable when attending a holiday party</li> </ul> <p>Protecting valuables is especially important during the holiday season given some of the most common precious items are also small in size and could go unnoticed:</p> <table border="1" width="100%"> <tbody> <tr> <td colspan="3" align="center"><strong>Missing Jewelry Theft Claims<sup>ii</sup></strong></td> </tr> <tr> <td align="center"><strong>Insurance Policy Type</strong></td> <td align="center"><strong>Most Costly Claim</strong></td> <td align="center"><strong>Median Cost of Claim</strong></td> </tr> <tr> <td align="center">Homeowners</td> <td align="center">$26,000</td> <td rowspan="3" align="center">$1,500</td> </tr> <tr> <td align="center">Condo</td> <td align="center">$11,000</td> </tr> <tr> <td align="center">Renters</td> <td align="center">$25,000</td> </tr> <tr> <td colspan="3" align="center"><strong>Burglaries</strong></td> </tr> <tr> <td align="center"><strong>Insurance Policy Type</strong></td> <td align="center"><strong>Most Costly Claim</strong></td> <td align="center"><strong>Median Cost of Claim</strong></td> </tr> <tr> <td align="center">Homeowners</td> <td align="center">$125,00</td> <td rowspan="3" align="center">$3,000</td> </tr> <tr> <td align="center">Condo</td> <td align="center">$34,000</td> </tr> <tr> <td align="center">Renters</td> <td align="center">$81,000</td> </tr> <tr> <td colspan="3" align="center"><strong>Property Missing After a Party</strong></td> </tr> <tr> <td align="center"><strong>Insurance Policy Type</strong></td> <td align="center"><strong>Most Costly Claim</strong></td> <td align="center"><strong>Median Cost of Claim</strong></td> </tr> <tr> <td align="center">Homeowners</td> <td align="center">$6,000</td> <td rowspan="3" align="center">$1,500</td> </tr> <tr> <td align="center">Condo</td> <td align="center">$29,000</td> </tr> <tr> <td align="center">Renters</td> <td align="center">$6,000</td> </tr> </tbody> </table> <p><strong>Hasty </strong><strong>Hors d'oeuvres</strong><strong>:&nbsp; <br /> </strong>Food is the centerpiece of many holiday gatherings as hosts prepare decadent spreads for their guests, but remaining diligent in the kitchen will help prevent mishaps.<strong>&nbsp;</strong></p> <ul> <li>Eighty-seven percent of holiday party hosts plan to do "lots of cooking" to prepare for their gatherings.</li> <li>Nearly half (44 percent) of survey respondents have left a stove or oven unattended during the holiday season. Unattended cooking could become dangerous without the host knowing.</li> <li>Another 44 percent of Americans don't keep fire extinguishers in their home to put out a fire when it erupts.</li> <li>More than a quarter of Americans have hosted or attended a party that resulted in a burnt or ruined meal.</li> </ul> <p>Allstate claims data shows hasty cooking during the holiday season is among factors that could lead to unfortunate outcomes for homeowners, condo owners, and renters:</p> <table border="1" width="100%"> <tbody> <tr> <td colspan="3" align="center"><strong>Kitchen Fires (non-grease)<sup>ii</sup></strong></td> </tr> <tr> <td align="center"><strong>Insurance Policy Type</strong></td> <td align="center"><strong>Most Costly Claim</strong></td> <td align="center"><strong>Median Cost of Claim</strong></td> </tr> <tr> <td align="center">Homeowners</td> <td align="center">$762,000</td> <td rowspan="3" align="center">$10,000</td> </tr> <tr> <td align="center">Condo</td> <td align="center">$118,000</td> </tr> <tr> <td align="center">Renters</td> <td align="center">$349,000</td> </tr> <tr> <td colspan="3" align="center"><strong>Grease Fires</strong></td> </tr> <tr> <td align="center"><strong>Insurance Policy Type</strong></td> <td align="center"><strong>Most Costly Claim</strong></td> <td align="center"><strong>Median Cost of Claim</strong></td> </tr> <tr> <td align="center">Homeowners</td> <td align="center">$614,000</td> <td rowspan="3" align="center">$13,000</td> </tr> <tr> <td align="center">Condo</td> <td align="center">$65,000</td> </tr> <tr> <td align="center">Renters</td> <td align="center">$43,000</td> </tr> <tr> <td colspan="3" align="center"><strong>Kitchen Smoke Damage Claims</strong></td> </tr> <tr> <td align="center"><strong>Insurance Policy Type</strong></td> <td align="center"><strong>Most Costly Claim</strong></td> <td align="center"><strong>Median Cost of Claim</strong></td> </tr> <tr> <td align="center">Homeowners</td> <td align="center">$140,000</td> <td rowspan="3" align="center">$7,000</td> </tr> <tr> <td align="center">Condo</td> <td align="center">$43,000</td> </tr> <tr> <td align="center">Renters</td> <td align="center">$27,000</td> </tr> </tbody> </table> <p><strong>Deck the Halls:</strong><br /> Hosting a holiday party often comes with festive home touches. Make sure to take proper safety precautions to avoid potentially costly and dangerous outcomes.</p> <ul> <li>In fact, about one-third (31 percent) of Americans light candles and one in five will light a fire in their fireplace (21 percent) during a holiday party hosted at their home.</li> <li>More than half (53 percent) say they haven't checked or changed their smoke detectors recently. Unchecked smoke detectors can cause people to miss important alarms when fire breaks out in a home.</li> <li>Forty-four percent of Americans with gas fireplaces haven't had it inspected within the last three years. Faulty gas lines and fireplace build-up can cause dangerous outcomes.</li> <li>Forty-three percent of Americans admit to plugging in too many lights into one outlet. This can lead to electrical malfunctions and even fires.</li> <li>About one-third (34 percent) have left candles and 17 percent have left fires unattended. </li> </ul> <p>Allstate data indicates fires due to candles, fireplace and electrical mishaps are often significant losses:</p> <table border="1" width="100%"> <tbody> <tr> <td colspan="3" align="center"><strong>Candle Fires<sup>ii</sup></strong></td> </tr> <tr> <td align="center"><strong>Insurance Policy Type</strong></td> <td align="center"><strong>Most Costly Claim</strong></td> <td align="center"><strong>Median Cost of Claim</strong></td> </tr> <tr> <td align="center">Homeowners</td> <td align="center">$515,000</td> <td rowspan="3" align="center">$9,000</td> </tr> <tr> <td align="center">Condo</td> <td align="center">$55,000</td> </tr> <tr> <td align="center">Renters</td> <td align="center">$71,000</td> </tr> <tr> <td colspan="3" align="center"><strong>Fireplace Fires</strong></td> </tr> <tr> <td align="center"><strong>Insurance Policy Type</strong></td> <td align="center"><strong>Most Costly Claim</strong></td> <td align="center"><strong>Median Cost of Claim</strong></td> </tr> <tr> <td align="center">Homeowners</td> <td align="center">$1,600,000</td> <td rowspan="3" align="center">$9,000</td> </tr> <tr> <td align="center">Condo</td> <td align="center">$66,000</td> </tr> <tr> <td align="center">Renters</td> <td align="center">$35,000</td> </tr> <tr> <td colspan="3" align="center"><strong>Electrical Fires</strong></td> </tr> <tr> <td align="center"><strong>Insurance Policy Type</strong></td> <td align="center"><strong>Most Costly Claim</strong></td> <td align="center"><strong>Median Cost of Claim</strong></td> </tr> <tr> <td align="center">Homeowners</td> <td align="center">$2,440,000</td> <td rowspan="3" align="center">$18,000</td> </tr> <tr> <td align="center">Condo</td> <td align="center">$149,000</td> </tr> <tr> <td align="center">Renters</td> <td align="center">$72,000</td> </tr> </tbody> </table> <p><strong>Helpful Hints:<br /> </strong>Advance planning and precaution can help Delaware residents protect their homes and help make the holidays hazard-free. Allstate offers these tips to secure your home during the holidays:<strong>&nbsp;</strong></p> <p><strong><em>Holiday Cooking</em></strong></p> <ul> <li>Before the holidays, install new batteries in smoke alarms and carbon monoxide detectors. Make sure that family members can locate and operate fire extinguishers. Test all fire prevention devices to make sure they function properly. </li> <li>Be careful in the kitchen. The incorrect disposal of cooking grease, overuse of garbage disposals and improper or excessive disposal of waste can result in clogged drains and can cause sewer problems during this time of year.</li> </ul> <p><strong><em>Holiday Decorating </em></strong></p> <ul> <li>Never leave burning candles unattended, and always place them out of reach of children. Make it a part of your routine to check that all candles are extinguished before you go to bed each night. </li> <li>Make a smart tree purchase. If buying a natural tree, make sure it's fresh so it will be less of a fire hazard. Artificial trees should be labeled as fire resistant. Keep your tree away from heat sources, and trim trees with flame‐resistant materials. Never use lit candles to decorate trees.</li> <li>Check your holiday lights, throwing away any that are broken and don't overload the outlets. Only lights and extension cords specified for outdoor use should be used outside. </li> </ul> <p><strong><em>Holiday Security</em></strong></p> <ul> <li>When shopping, don't leave purchases in the passenger compartment of your unattended vehicle. Store them out of sight, in the trunk. </li> <li>When in plain view, gifts and valuables serve as an invitation to thieves. Close the shades or drapes if you're away. And put your valuables away before hosting people at your home.</li> <li>Don't advertise shopping trips or gift purchases on social media. Whether it's "check-ins" using geo-location services, travel plan updates, or even photos uploaded while at a holiday party, people may be unknowingly giving today's "digital thieves" greater insight into the contents of your car's trunk, times you're away from home and even the holiday gifts hiding in your closet.</li> </ul> <p>See how holiday hazards can hit close to home and get more tips by visiting Allstate's Holiday Decorator, at <a href="http://www.allstate.com" target="_blank"></a><a href="http://www.allstate.com/holidaydecorator" target="_blank">www.allstate.com/holidaydecorator</a>.</p> <p><strong>Survey Methodology </strong> <br /> The survey of 1,036 American adults age 18+ was conducted November 2-5, 2014 via an online survey using a sample reflective of the American population. The survey was conducted by FTI Consulting, Inc. (FTI) for Allstate.</p> <p><strong>About Allstate</strong><br /> <a title="http://www.allstatenewsroom.com/" href="http://www.allstatenewsroom.com/">The Allstate Corporation</a> (NYSE: ALL) is the nation's largest publicly held personal lines insurer, protecting approximately 16 million households from life's uncertainties through its <a href="http://www.allstate.com/" target="_blank">Allstate</a>, <a href="http://www.encompassinsurance.com/" target="_blank">Encompass</a>, <a href="http://www.esurance.com/">Esurance</a> and <a href="http://www.answerfinancial.com/" target="_blank">Answer Financial</a> brand names and <a href="http://www.allstate.com/financial" target="_blank">Allstate Financial</a> business segment. Allstate is widely known through the slogan "You're In Good Hands With Allstate&reg;." The Allstate brand's network of small businesses offers auto, home, life and retirement products and services to customers in the United States and Canada. In 2013, The Allstate Foundation, Allstate, its employees and agency owners gave $29 million to <a href="http://www.allstate.com/corporate-responsibility.aspx" target="_blank">support local communities</a>. Allstate employees and agency owners donated 200,000 hours of service across the country.</p> <p><sup>i</sup>Percentage increase in claims during the holiday season versus non-holiday season over a three-year period, November 15 through January 15, 2011-2014.</p> <p><sup>ii</sup>Based on Allstate claims data that was analyzed over the same three-year period, November 15 through January 15, 2011-2014.</p> <p>#&nbsp; #&nbsp; #</p> <p><strong>Contact:</strong></p> <p>Kyla O'Brien<br /> 703-653-3549<br /> <a href="mailto:kyla.obrien@allstate.com">kyla.obrien@allstate.com<br /> </a>Twitter: <a href="https://twitter.com/allstatecapital" target="_blank">@AllstateCapital</a></p> <p>&nbsp;</p> Sweaters Aren't the Only Things That Can Get Ugly During the Holidays Top District of Columbia Holiday Claims Revealed with New Allstate Poll on American Holiday Party Hosting<br /><strong>This release contains: 2 Photos, 1 Video, 2 Related Documents</strong><p>Holiday "ugly" sweaters have grown in popularity in Washington D.C. and will likely make an appearance with the 83 percent of Americans who plan to party this season. A new Allstate poll indicates 54 percent of Americans will host holiday parties in their homes, and the large majority who attend parties say they take place at someone else's home. While D.C. residents celebrate, Allstate provides reminders of historical holiday home hazard outcomes, such as kitchen fires, decorative fires and theft, and helpful hints for customers and consumers who host parties this season.</p> <p>"If there's one thing D.C. residents like to do, it's hosting holiday gatherings with friends and family," said Debbie Pickford, Allstate Capital Region Corporate Relations Manager. "It's important to remember that staying aware of potential hazards before the next "ugly sweater' or other holiday party will help protect your family and friends from costly home damages."&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</p> <p>Allstate is reminding D.C. residents to use extra caution, especially for claims that prevail in the local area. In Washington D.C. the top three most common holiday-related claims are:</p> <ol> <li>Burglary</li> <li>Theft From Locked Vehicle</li> <li>Electrical Fire/Short </li> </ol> <p>Allstate's Holiday Home Hazards poll found the vast majority (91 percent) of Americans agree they can reduce risks associated to fires, accidents or theft during the holiday season through their own attention and action. In D.C., fire claims increase by 9.48 percent and theft claims increase by 10.25 percent during the holiday season<sup>1</sup>. Most Americans believe both fire and theft risks increase during the holidays, but a majority (63 percent or more) say aren't paying any more attention to these risks which could result in trouble during a busy time of cooking, decorating and hosting a holiday gathering.</p> <p><strong>Hosting Hazards:</strong><br /> Hosts should be aware that the likelihood of theft can increase over the holidays. It's wise to protect against unfortunate disappearances of valuables.</p> <ul> <li>Just one in five (22 percent) say they put away valuables before hosting a party.</li> <li>Nearly half (48%) say they have left a door unlocked for a friend or family member.</li> <li>Forty-six percent say they have hidden a key to their home for a friend or family member, a behavior. Hiding keys leaves the home too easily accessible for burglaries</li> <li>Nearly half (48 percent) say they've hidden valuables such as gifts in their car. Leaving valuables in a car can create an enticing opportunity for thieves to break-in.</li> <li>Seventeen percent of Americans say they've experienced a stolen or missing valuable when attending a holiday party</li> </ul> <p>Protecting valuables is especially important during the holiday season given some of the most common precious items are also small in size and could go unnoticed:</p> <table border="1" width="100%"> <tbody> <tr> <td colspan="3" align="center"><strong>Missing Jewelry Theft Claims</strong><sup>ii</sup></td> </tr> <tr> <td align="center"><strong>Insurance Policy Type</strong></td> <td align="center"><strong>Most Costly Claim</strong></td> <td align="center"><strong>Median Cost of Claim</strong></td> </tr> <tr> <td align="center">Homeowners</td> <td align="center">$26,000</td> <td rowspan="3" align="center">$1,500</td> </tr> <tr> <td align="center">Condo</td> <td align="center">$11,000</td> </tr> <tr> <td align="center">Renters</td> <td align="center">$25,000</td> </tr> <tr> <td colspan="3" align="center"><strong>Burglaries</strong></td> </tr> <tr> <td align="center"><strong>Insurance Policy Type</strong></td> <td align="center"><strong>Most Costly Claim</strong></td> <td align="center"><strong>Median Cost of Claim</strong></td> </tr> <tr> <td align="center">Homeowners</td> <td align="center">$125,00</td> <td rowspan="3" align="center">$3,000</td> </tr> <tr> <td align="center">Condo</td> <td align="center">$34,000</td> </tr> <tr> <td align="center">Renters</td> <td align="center">$81,000</td> </tr> <tr> <td colspan="3" align="center"><strong>Property Missing After a Party</strong></td> </tr> <tr> <td align="center"><strong>Insurance Policy Type</strong></td> <td align="center"><strong>Most Costly Claim</strong></td> <td align="center"><strong>Median Cost of Claim</strong></td> </tr> <tr> <td align="center">Homeowners</td> <td align="center">$6,000</td> <td rowspan="3" align="center">$1,500</td> </tr> <tr> <td align="center">Condo</td> <td align="center">$29,000</td> </tr> <tr> <td align="center">Renters</td> <td align="center">$6,000</td> </tr> </tbody> </table> <p><strong>Hasty </strong><strong>Hors d'oeuvres</strong><strong>:&nbsp; <br /> </strong>Food is the centerpiece of many holiday gatherings as hosts prepare decadent spreads for their guests, but remaining diligent in the kitchen will help prevent mishaps.<strong>&nbsp;</strong></p> <ul> <li>Eighty-seven percent of holiday party hosts plan to do "lots of cooking" to prepare for their gatherings.</li> <li>Nearly half (44 percent) of survey respondents have left a stove or oven unattended during the holiday season. Unattended cooking could become dangerous without the host knowing.</li> <li>Another 44 percent of Americans don't keep fire extinguishers in their home to put out a fire when it erupts.</li> <li>More than a quarter of Americans have hosted or attended a party that resulted in a burnt or ruined meal.</li> </ul> <p>Allstate claims data shows hasty cooking during the holiday season is among factors that could lead to unfortunate outcomes for homeowners, condo owners, and renters:</p> <table border="1" width="100%"> <tbody> <tr> <td colspan="3" align="center"><strong>Kitchen Fires (non-grease)</strong><sup>ii</sup></td> </tr> <tr> <td align="center"><strong>Insurance Policy Type</strong></td> <td align="center"><strong>Most Costly Claim</strong></td> <td align="center"><strong>Median Cost of Claim</strong></td> </tr> <tr> <td align="center">Homeowners</td> <td align="center">$762,000</td> <td rowspan="3" align="center">$10,000</td> </tr> <tr> <td align="center">Condo</td> <td align="center">$118,000</td> </tr> <tr> <td align="center">Renters</td> <td align="center">$349,000</td> </tr> <tr> <td colspan="3" align="center"><strong>Grease Fires</strong></td> </tr> <tr> <td align="center"><strong>Insurance Policy Type</strong></td> <td align="center"><strong>Most Costly Claim</strong></td> <td align="center"><strong>Median Cost of Claim</strong></td> </tr> <tr> <td align="center">Homeowners</td> <td align="center">$614,000</td> <td rowspan="3" align="center">$13,000</td> </tr> <tr> <td align="center">Condo</td> <td align="center">$65,000</td> </tr> <tr> <td align="center">Renters</td> <td align="center">$43,000</td> </tr> <tr> <td colspan="3" align="center"><strong>Kitchen Smoke Damage Claims</strong></td> </tr> <tr> <td align="center"><strong>Insurance Policy Type</strong></td> <td align="center"><strong>Most Costly Claim</strong></td> <td align="center"><strong>Median Cost of Claim</strong></td> </tr> <tr> <td align="center">Homeowners</td> <td align="center">$140,000</td> <td rowspan="3" align="center">$7,000</td> </tr> <tr> <td align="center">Condo</td> <td align="center">$43,000</td> </tr> <tr> <td align="center">Renters</td> <td align="center">$27,000</td> </tr> </tbody> </table> <p><strong>Deck the Halls:</strong><br /> Hosting a holiday party often comes with festive home touches. Make sure to take proper safety precautions to avoid potentially costly and dangerous outcomes.</p> <ul> <li>In fact, about one-third (31 percent) of Americans light candles and one in five will light a fire in their fireplace (21 percent) during a holiday party hosted at their home.</li> <li>More than half (53 percent) say they haven't checked or changed their smoke detectors recently. Unchecked smoke detectors can cause people to miss important alarms when fire breaks out in a home.</li> <li>Forty-four percent of Americans with gas fireplaces haven't had it inspected within the last three years. Faulty gas lines and fireplace build-up can cause dangerous outcomes.</li> <li>Forty-three percent of Americans admit to plugging in too many lights into one outlet. This can lead to electrical malfunctions and even fires.</li> <li>About one-third (34 percent) have left candles and 17 percent have left fires unattended. </li> </ul> <p>Allstate data indicates fires due to candles, fireplace and electrical mishaps are often significant losses:</p> <table border="1" width="100%"> <tbody> <tr> <td colspan="3" align="center"><strong>Candle Fires<sup>ii</sup></strong></td> </tr> <tr> <td align="center"><strong>Insurance Policy Type</strong></td> <td align="center"><strong>Most Costly Claim</strong></td> <td align="center"><strong>Median Cost of Claim</strong></td> </tr> <tr> <td align="center">Homeowners</td> <td align="center">$515,000</td> <td rowspan="3" align="center">$9,000</td> </tr> <tr> <td align="center">Condo</td> <td align="center">$55,000</td> </tr> <tr> <td align="center">Renters</td> <td align="center">$71,000</td> </tr> <tr> <td colspan="3" align="center"><strong>Fireplace Fires</strong></td> </tr> <tr> <td align="center"><strong>Insurance Policy Type</strong></td> <td align="center"><strong>Most Costly Claim</strong></td> <td align="center"><strong>Median Cost of Claim</strong></td> </tr> <tr> <td align="center">Homeowners</td> <td align="center">$1,600,000</td> <td rowspan="3" align="center">$9,000</td> </tr> <tr> <td align="center">Condo</td> <td align="center">$66,000</td> </tr> <tr> <td align="center">Renters</td> <td align="center">$35,000</td> </tr> <tr> <td colspan="3" align="center"><strong>Electrical Fires</strong></td> </tr> <tr> <td align="center"><strong>Insurance Policy Type</strong></td> <td align="center"><strong>Most Costly Claim</strong></td> <td align="center"><strong>Median Cost of Claim</strong></td> </tr> <tr> <td align="center">Homeowners</td> <td align="center">$2,440,000</td> <td rowspan="3" align="center">$18,000</td> </tr> <tr> <td align="center">Condo</td> <td align="center">$149,000</td> </tr> <tr> <td align="center">Renters</td> <td align="center">$72,000</td> </tr> </tbody> </table> <p><strong>Helpful Hints:<br /> </strong>Advance planning and precaution can help Washington D.C. residents protect their homes and help make the holidays hazard-free. Allstate offers these tips to secure your home during the holidays:<strong>&nbsp;</strong></p> <p><strong><em>Holiday Cooking</em></strong></p> <ul> <li>Before the holidays, install new batteries in smoke alarms and carbon monoxide detectors. Make sure that family members can locate and operate fire extinguishers. Test all fire prevention devices to make sure they function properly. </li> <li>Be careful in the kitchen. The incorrect disposal of cooking grease, overuse of garbage disposals and improper or excessive disposal of waste can result in clogged drains and can cause sewer problems during this time of year.</li> </ul> <p><strong><em>Holiday Decorating </em></strong></p> <ul> <li>Never leave burning candles unattended, and always place them out of reach of children. Make it a part of your routine to check that all candles are extinguished before you go to bed each night. </li> <li>Make a smart tree purchase. If buying a natural tree, make sure it's fresh so it will be less of a fire hazard. Artificial trees should be labeled as fire resistant. Keep your tree away from heat sources, and trim trees with flame‐resistant materials. Never use lit candles to decorate trees.</li> <li>Check your holiday lights, throwing away any that are broken and don't overload the outlets. Only lights and extension cords specified for outdoor use should be used outside. </li> </ul> <p><strong><em>Holiday Security</em></strong></p> <ul> <li>When shopping, don't leave purchases in the passenger compartment of your unattended vehicle. Store them out of sight, in the trunk. </li> <li>When in plain view, gifts and valuables serve as an invitation to thieves. Close the shades or drapes if you're away. And put your valuables away before hosting people at your home.</li> <li>Don't advertise shopping trips or gift purchases on social media. Whether it's "check-ins" using geo-location services, travel plan updates, or even photos uploaded while at a holiday party, people may be unknowingly giving today's "digital thieves" greater insight into the contents of your car's trunk, times you're away from home and even the holiday gifts hiding in your closet.</li> </ul> <p>See how holiday hazards can hit close to home and get more tips by visiting Allstate's Holiday Decorator, at <a href="http://www.allstate.com" target="_blank"></a><a href="http://www.allstate.com/holidaydecorator" target="_blank">www.allstate.com/holidaydecorator</a>.</p> <p><strong>Survey Methodology </strong> <br /> The survey of 1,036 American adults age 18+ was conducted November 2-5, 2014 via an online survey using a sample reflective of the American population. The survey was conducted by FTI Consulting, Inc. (FTI) for Allstate.</p> <p><strong>About Allstate</strong><br /> <a title="http://www.allstatenewsroom.com/" href="http://www.allstatenewsroom.com/">The Allstate Corporation</a> (NYSE: ALL) is the nation's largest publicly held personal lines insurer, protecting approximately 16 million households from life's uncertainties through its <a href="http://www.allstate.com/" target="_blank">Allstate</a>, <a href="http://www.encompassinsurance.com/" target="_blank">Encompass</a>, <a href="http://www.esurance.com/" target="_blank">Esurance</a> and <a href="http://www.answerfinancial.com/" target="_blank">Answer Financial</a> brand names and <a href="http://www.allstate.com/financial" target="_blank">Allstate Financial</a> business segment. Allstate is widely known through the slogan "You're In Good Hands With Allstate&reg;." The Allstate brand's network of small businesses offers auto, home, life and retirement products and services to customers in the United States and Canada. In 2013, The Allstate Foundation, Allstate, its employees and agency owners gave $29 million to <a href="http://www.allstate.com/corporate-responsibility.aspx" target="_blank">support local communities</a>. Allstate employees and agency owners donated 200,000 hours of service across the country.</p> <p><sup>i</sup>Percentage increase in claims during the holiday season versus non-holiday season over a three-year period, November 15 through January 15, 2011-2014.</p> <p><sup>ii</sup>Based on Allstate claims data that was analyzed over the same three-year period, November 15 through January 15, 2011-2014.</p> <p>#&nbsp; #&nbsp; #</p> <p><strong>Contact:</strong></p> <p>Kyla O'Brien<br /> 703-653-3549<br /> <a href="mailto:kyla.obrien@allstate.com">kyla.obrien@allstate.com<br /> </a>Twitter: <a href="https://twitter.com/allstatecapital" target="_blank">@AllstateCapital</a></p> <p>&nbsp;</p> Tue, 02 Dec 2014 20:25:00 -0600 http://allstatenewsroom.com/releases/fe8351cf-b229-4537-911e-80081508f43e http://allstatenewsroom.com/releases/fe8351cf-b229-4537-911e-80081508f43e Sweaters Aren't the Only Things That Can Get Ugly During the Holidays Top District of Columbia Holiday Claims Revealed with New Allstate Poll on American Holiday Party Hosting<br /><strong>This release contains: 2 Photos, 1 Video, 2 Related Documents</strong><p>Holiday "ugly" sweaters have grown in popularity in Washington D.C. and will likely make an appearance with the 83 percent of Americans who plan to party this season. A new Allstate poll indicates 54 percent of Americans will host holiday parties in their homes, and the large majority who attend parties say they take place at someone else's home. While D.C. residents celebrate, Allstate provides reminders of historical holiday home hazard outcomes, such as kitchen fires, decorative fires and theft, and helpful hints for customers and consumers who host parties this season.</p> <p>"If there's one thing D.C. residents like to do, it's hosting holiday gatherings with friends and family," said Debbie Pickford, Allstate Capital Region Corporate Relations Manager. "It's important to remember that staying aware of potential hazards before the next "ugly sweater' or other holiday party will help protect your family and friends from costly home damages."&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</p> <p>Allstate is reminding D.C. residents to use extra caution, especially for claims that prevail in the local area. In Washington D.C. the top three most common holiday-related claims are:</p> <ol> <li>Burglary</li> <li>Theft From Locked Vehicle</li> <li>Electrical Fire/Short </li> </ol> <p>Allstate's Holiday Home Hazards poll found the vast majority (91 percent) of Americans agree they can reduce risks associated to fires, accidents or theft during the holiday season through their own attention and action. In D.C., fire claims increase by 9.48 percent and theft claims increase by 10.25 percent during the holiday season<sup>1</sup>. Most Americans believe both fire and theft risks increase during the holidays, but a majority (63 percent or more) say aren't paying any more attention to these risks which could result in trouble during a busy time of cooking, decorating and hosting a holiday gathering.</p> <p><strong>Hosting Hazards:</strong><br /> Hosts should be aware that the likelihood of theft can increase over the holidays. It's wise to protect against unfortunate disappearances of valuables.</p> <ul> <li>Just one in five (22 percent) say they put away valuables before hosting a party.</li> <li>Nearly half (48%) say they have left a door unlocked for a friend or family member.</li> <li>Forty-six percent say they have hidden a key to their home for a friend or family member, a behavior. Hiding keys leaves the home too easily accessible for burglaries</li> <li>Nearly half (48 percent) say they've hidden valuables such as gifts in their car. Leaving valuables in a car can create an enticing opportunity for thieves to break-in.</li> <li>Seventeen percent of Americans say they've experienced a stolen or missing valuable when attending a holiday party</li> </ul> <p>Protecting valuables is especially important during the holiday season given some of the most common precious items are also small in size and could go unnoticed:</p> <table border="1" width="100%"> <tbody> <tr> <td colspan="3" align="center"><strong>Missing Jewelry Theft Claims</strong><sup>ii</sup></td> </tr> <tr> <td align="center"><strong>Insurance Policy Type</strong></td> <td align="center"><strong>Most Costly Claim</strong></td> <td align="center"><strong>Median Cost of Claim</strong></td> </tr> <tr> <td align="center">Homeowners</td> <td align="center">$26,000</td> <td rowspan="3" align="center">$1,500</td> </tr> <tr> <td align="center">Condo</td> <td align="center">$11,000</td> </tr> <tr> <td align="center">Renters</td> <td align="center">$25,000</td> </tr> <tr> <td colspan="3" align="center"><strong>Burglaries</strong></td> </tr> <tr> <td align="center"><strong>Insurance Policy Type</strong></td> <td align="center"><strong>Most Costly Claim</strong></td> <td align="center"><strong>Median Cost of Claim</strong></td> </tr> <tr> <td align="center">Homeowners</td> <td align="center">$125,00</td> <td rowspan="3" align="center">$3,000</td> </tr> <tr> <td align="center">Condo</td> <td align="center">$34,000</td> </tr> <tr> <td align="center">Renters</td> <td align="center">$81,000</td> </tr> <tr> <td colspan="3" align="center"><strong>Property Missing After a Party</strong></td> </tr> <tr> <td align="center"><strong>Insurance Policy Type</strong></td> <td align="center"><strong>Most Costly Claim</strong></td> <td align="center"><strong>Median Cost of Claim</strong></td> </tr> <tr> <td align="center">Homeowners</td> <td align="center">$6,000</td> <td rowspan="3" align="center">$1,500</td> </tr> <tr> <td align="center">Condo</td> <td align="center">$29,000</td> </tr> <tr> <td align="center">Renters</td> <td align="center">$6,000</td> </tr> </tbody> </table> <p><strong>Hasty </strong><strong>Hors d'oeuvres</strong><strong>:&nbsp; <br /> </strong>Food is the centerpiece of many holiday gatherings as hosts prepare decadent spreads for their guests, but remaining diligent in the kitchen will help prevent mishaps.<strong>&nbsp;</strong></p> <ul> <li>Eighty-seven percent of holiday party hosts plan to do "lots of cooking" to prepare for their gatherings.</li> <li>Nearly half (44 percent) of survey respondents have left a stove or oven unattended during the holiday season. Unattended cooking could become dangerous without the host knowing.</li> <li>Another 44 percent of Americans don't keep fire extinguishers in their home to put out a fire when it erupts.</li> <li>More than a quarter of Americans have hosted or attended a party that resulted in a burnt or ruined meal.</li> </ul> <p>Allstate claims data shows hasty cooking during the holiday season is among factors that could lead to unfortunate outcomes for homeowners, condo owners, and renters:</p> <table border="1" width="100%"> <tbody> <tr> <td colspan="3" align="center"><strong>Kitchen Fires (non-grease)</strong><sup>ii</sup></td> </tr> <tr> <td align="center"><strong>Insurance Policy Type</strong></td> <td align="center"><strong>Most Costly Claim</strong></td> <td align="center"><strong>Median Cost of Claim</strong></td> </tr> <tr> <td align="center">Homeowners</td> <td align="center">$762,000</td> <td rowspan="3" align="center">$10,000</td> </tr> <tr> <td align="center">Condo</td> <td align="center">$118,000</td> </tr> <tr> <td align="center">Renters</td> <td align="center">$349,000</td> </tr> <tr> <td colspan="3" align="center"><strong>Grease Fires</strong></td> </tr> <tr> <td align="center"><strong>Insurance Policy Type</strong></td> <td align="center"><strong>Most Costly Claim</strong></td> <td align="center"><strong>Median Cost of Claim</strong></td> </tr> <tr> <td align="center">Homeowners</td> <td align="center">$614,000</td> <td rowspan="3" align="center">$13,000</td> </tr> <tr> <td align="center">Condo</td> <td align="center">$65,000</td> </tr> <tr> <td align="center">Renters</td> <td align="center">$43,000</td> </tr> <tr> <td colspan="3" align="center"><strong>Kitchen Smoke Damage Claims</strong></td> </tr> <tr> <td align="center"><strong>Insurance Policy Type</strong></td> <td align="center"><strong>Most Costly Claim</strong></td> <td align="center"><strong>Median Cost of Claim</strong></td> </tr> <tr> <td align="center">Homeowners</td> <td align="center">$140,000</td> <td rowspan="3" align="center">$7,000</td> </tr> <tr> <td align="center">Condo</td> <td align="center">$43,000</td> </tr> <tr> <td align="center">Renters</td> <td align="center">$27,000</td> </tr> </tbody> </table> <p><strong>Deck the Halls:</strong><br /> Hosting a holiday party often comes with festive home touches. Make sure to take proper safety precautions to avoid potentially costly and dangerous outcomes.</p> <ul> <li>In fact, about one-third (31 percent) of Americans light candles and one in five will light a fire in their fireplace (21 percent) during a holiday party hosted at their home.</li> <li>More than half (53 percent) say they haven't checked or changed their smoke detectors recently. Unchecked smoke detectors can cause people to miss important alarms when fire breaks out in a home.</li> <li>Forty-four percent of Americans with gas fireplaces haven't had it inspected within the last three years. Faulty gas lines and fireplace build-up can cause dangerous outcomes.</li> <li>Forty-three percent of Americans admit to plugging in too many lights into one outlet. This can lead to electrical malfunctions and even fires.</li> <li>About one-third (34 percent) have left candles and 17 percent have left fires unattended. </li> </ul> <p>Allstate data indicates fires due to candles, fireplace and electrical mishaps are often significant losses:</p> <table border="1" width="100%"> <tbody> <tr> <td colspan="3" align="center"><strong>Candle Fires<sup>ii</sup></strong></td> </tr> <tr> <td align="center"><strong>Insurance Policy Type</strong></td> <td align="center"><strong>Most Costly Claim</strong></td> <td align="center"><strong>Median Cost of Claim</strong></td> </tr> <tr> <td align="center">Homeowners</td> <td align="center">$515,000</td> <td rowspan="3" align="center">$9,000</td> </tr> <tr> <td align="center">Condo</td> <td align="center">$55,000</td> </tr> <tr> <td align="center">Renters</td> <td align="center">$71,000</td> </tr> <tr> <td colspan="3" align="center"><strong>Fireplace Fires</strong></td> </tr> <tr> <td align="center"><strong>Insurance Policy Type</strong></td> <td align="center"><strong>Most Costly Claim</strong></td> <td align="center"><strong>Median Cost of Claim</strong></td> </tr> <tr> <td align="center">Homeowners</td> <td align="center">$1,600,000</td> <td rowspan="3" align="center">$9,000</td> </tr> <tr> <td align="center">Condo</td> <td align="center">$66,000</td> </tr> <tr> <td align="center">Renters</td> <td align="center">$35,000</td> </tr> <tr> <td colspan="3" align="center"><strong>Electrical Fires</strong></td> </tr> <tr> <td align="center"><strong>Insurance Policy Type</strong></td> <td align="center"><strong>Most Costly Claim</strong></td> <td align="center"><strong>Median Cost of Claim</strong></td> </tr> <tr> <td align="center">Homeowners</td> <td align="center">$2,440,000</td> <td rowspan="3" align="center">$18,000</td> </tr> <tr> <td align="center">Condo</td> <td align="center">$149,000</td> </tr> <tr> <td align="center">Renters</td> <td align="center">$72,000</td> </tr> </tbody> </table> <p><strong>Helpful Hints:<br /> </strong>Advance planning and precaution can help Washington D.C. residents protect their homes and help make the holidays hazard-free. Allstate offers these tips to secure your home during the holidays:<strong>&nbsp;</strong></p> <p><strong><em>Holiday Cooking</em></strong></p> <ul> <li>Before the holidays, install new batteries in smoke alarms and carbon monoxide detectors. Make sure that family members can locate and operate fire extinguishers. Test all fire prevention devices to make sure they function properly. </li> <li>Be careful in the kitchen. The incorrect disposal of cooking grease, overuse of garbage disposals and improper or excessive disposal of waste can result in clogged drains and can cause sewer problems during this time of year.</li> </ul> <p><strong><em>Holiday Decorating </em></strong></p> <ul> <li>Never leave burning candles unattended, and always place them out of reach of children. Make it a part of your routine to check that all candles are extinguished before you go to bed each night. </li> <li>Make a smart tree purchase. If buying a natural tree, make sure it's fresh so it will be less of a fire hazard. Artificial trees should be labeled as fire resistant. Keep your tree away from heat sources, and trim trees with flame‐resistant materials. Never use lit candles to decorate trees.</li> <li>Check your holiday lights, throwing away any that are broken and don't overload the outlets. Only lights and extension cords specified for outdoor use should be used outside. </li> </ul> <p><strong><em>Holiday Security</em></strong></p> <ul> <li>When shopping, don't leave purchases in the passenger compartment of your unattended vehicle. Store them out of sight, in the trunk. </li> <li>When in plain view, gifts and valuables serve as an invitation to thieves. Close the shades or drapes if you're away. And put your valuables away before hosting people at your home.</li> <li>Don't advertise shopping trips or gift purchases on social media. Whether it's "check-ins" using geo-location services, travel plan updates, or even photos uploaded while at a holiday party, people may be unknowingly giving today's "digital thieves" greater insight into the contents of your car's trunk, times you're away from home and even the holiday gifts hiding in your closet.</li> </ul> <p>See how holiday hazards can hit close to home and get more tips by visiting Allstate's Holiday Decorator, at <a href="http://www.allstate.com" target="_blank"></a><a href="http://www.allstate.com/holidaydecorator" target="_blank">www.allstate.com/holidaydecorator</a>.</p> <p><strong>Survey Methodology </strong> <br /> The survey of 1,036 American adults age 18+ was conducted November 2-5, 2014 via an online survey using a sample reflective of the American population. The survey was conducted by FTI Consulting, Inc. (FTI) for Allstate.</p> <p><strong>About Allstate</strong><br /> <a title="http://www.allstatenewsroom.com/" href="http://www.allstatenewsroom.com/">The Allstate Corporation</a> (NYSE: ALL) is the nation's largest publicly held personal lines insurer, protecting approximately 16 million households from life's uncertainties through its <a href="http://www.allstate.com/" target="_blank">Allstate</a>, <a href="http://www.encompassinsurance.com/" target="_blank">Encompass</a>, <a href="http://www.esurance.com/" target="_blank">Esurance</a> and <a href="http://www.answerfinancial.com/" target="_blank">Answer Financial</a> brand names and <a href="http://www.allstate.com/financial" target="_blank">Allstate Financial</a> business segment. Allstate is widely known through the slogan "You're In Good Hands With Allstate&reg;." The Allstate brand's network of small businesses offers auto, home, life and retirement products and services to customers in the United States and Canada. In 2013, The Allstate Foundation, Allstate, its employees and agency owners gave $29 million to <a href="http://www.allstate.com/corporate-responsibility.aspx" target="_blank">support local communities</a>. Allstate employees and agency owners donated 200,000 hours of service across the country.</p> <p><sup>i</sup>Percentage increase in claims during the holiday season versus non-holiday season over a three-year period, November 15 through January 15, 2011-2014.</p> <p><sup>ii</sup>Based on Allstate claims data that was analyzed over the same three-year period, November 15 through January 15, 2011-2014.</p> <p>#&nbsp; #&nbsp; #</p> <p><strong>Contact:</strong></p> <p>Kyla O'Brien<br /> 703-653-3549<br /> <a href="mailto:kyla.obrien@allstate.com">kyla.obrien@allstate.com<br /> </a>Twitter: <a href="https://twitter.com/allstatecapital" target="_blank">@AllstateCapital</a></p> <p>&nbsp;</p> Sweaters Aren't the Only Things That Can Get Ugly During the Holidays Top South Carolina Holiday Claims Revealed with New Allstate Poll on American Holiday Party Hosting<br /><strong>This release contains: 2 Photos, 1 Video, 2 Related Documents</strong><p>Allstate claims data reveals that sweaters aren't the only things that can get ugly this time of year. In South Carolina, theft claims increase by 12.7 percent.</p> <p>Allstate's Holiday Home Hazards poll found the vast majority (91 percent) of Americans agree they can reduce risks associated to things like theft during the holiday season through their own attention and action. Most Americans also believe that both fire and theft risks increase during the holidays, but a majority (63 percent or more) say they aren't paying any more attention to these risks, which could result in trouble during a busy time of cooking, decorating and hosting a holiday gathering.</p> <p>South Carolina residents should be aware that the likelihood of theft can increase over the holidays. It's wise to protect against unfortunate disappearances of valuables.</p> <ul> <li>Just one in five (22 percent) say they put away valuables before hosting a party.</li> <li>Nearly half (48%) say they have left a door unlocked for a friend or family member.</li> <li>Forty-six percent say they have hidden a key to their home for a friend or family member, a behavior. Hiding keys leaves the home too easily accessible for burglaries</li> <li>Nearly half (48 percent) say they've hidden valuables such as gifts in their car. Leaving valuables in a car can create an enticing opportunity for thieves to break-in.</li> <li>Seventeen percent of Americans say they've experienced a stolen or missing valuable when attending a holiday party</li> </ul> <p>Protecting valuables is especially important during the holiday season given some of the most common precious items are also small in size and could go unnoticed:</p> <table border="1" width="100%"> <tbody> <tr> <td colspan="3" align="center"><strong>Missing Jewelry Theft Claims</strong><sup>i</sup></td> </tr> <tr> <td align="center"><strong>Insurance Policy Type</strong></td> <td align="center"><strong>Most Costly Claim</strong></td> <td align="center"><strong>Median Cost of Claim</strong></td> </tr> <tr> <td align="center">Homeowners</td> <td align="center">$26,000</td> <td rowspan="3" align="center">$1,500</td> </tr> <tr> <td align="center">Condo</td> <td align="center">$11,000</td> </tr> <tr> <td align="center">Renters</td> <td align="center">$25,000</td> </tr> <tr> <td colspan="3" align="center"><strong>Burglaries</strong></td> </tr> <tr> <td align="center"><strong>Insurance Policy Type</strong></td> <td align="center"><strong>Most Costly Claim</strong></td> <td align="center"><strong>Median Cost of Claim</strong></td> </tr> <tr> <td align="center">Homeowners</td> <td align="center">$125,00</td> <td rowspan="3" align="center">$3,000</td> </tr> <tr> <td align="center">Condo</td> <td align="center">$34,000</td> </tr> <tr> <td align="center">Renters</td> <td align="center">$81,000</td> </tr> <tr> <td colspan="3" align="center"><strong>Property Missing After a Party</strong></td> </tr> <tr> <td align="center"><strong>Insurance Policy Type</strong></td> <td align="center"><strong>Most Costly Claim</strong></td> <td align="center"><strong>Median Cost of Claim</strong></td> </tr> <tr> <td align="center">Homeowners</td> <td align="center">$6,000</td> <td rowspan="3" align="center">$1,500</td> </tr> <tr> <td align="center">Condo</td> <td align="center">$29,000</td> </tr> <tr> <td align="center">Renters</td> <td align="center">$6,000</td> </tr> </tbody> </table> <p>&nbsp;</p> <p><strong><em>Holiday Security</em></strong></p> <ul> <li>When shopping, don't leave purchases in the passenger compartment of your unattended vehicle. Store them out of sight, in the trunk. </li> <li>When in plain view, gifts and valuables serve as an invitation to thieves. Close the shades or drapes if you're away. And put your valuables away before hosting people at your home.</li> <li>Don't advertise shopping trips or gift purchases on social media. Whether it's "check-ins" using geo-location services, travel plan updates, or even photos uploaded while at a holiday party, people may be unknowingly giving today's "digital thieves" greater insight into the contents of your car's trunk, times you're away from home and even the holiday gifts hiding in your closet.</li> </ul> <p>See how holiday hazards can hit close to home and get more tips by visiting Allstate's Holiday Decorator, at <a href="http://www.allstate.com/holidaydecorator" target="_blank">www.allstate.com/holidaydecorator</a>.</p> <p><strong>Survey Methodology </strong> <br /> The survey of 1,036 American adults age 18+ was conducted November 2-5, 2014 via an online survey using a sample reflective of the American population. The survey was conducted by FTI Consulting, Inc. (FTI) for Allstate.</p> <p><strong>About Allstate</strong><br /> <a href="http://www.allstatenewsroom.com/">The Allstate Corporation</a> (NYSE: ALL) is the nation's largest publicly held personal lines insurer, protecting approximately 16 million households from life's uncertainties through its <a href="http://www.allstate.com/" target="_blank">Allstate</a>, <a href="http://www.encompassinsurance.com/" target="_blank">Encompass</a>, <a href="http://www.esurance.com/" target="_blank">Esurance</a> and <a href="http://www.answerfinancial.com/" target="_blank">Answer Financial</a> brand names and <a href="http://www.allstate.com/financial" target="_blank">Allstate Financial</a> business segment. Allstate is widely known through the slogan "You're In Good Hands With Allstate&reg;." The Allstate brand's network of small businesses offers auto, home, life and retirement products and services to customers in the United States and Canada. In 2013, The Allstate Foundation, Allstate, its employees and agency owners gave $29 million to <a href="http://www.allstate.com/corporate-responsibility.aspx" target="_blank">support local communities</a>. Allstate employees and agency owners donated 200,000 hours of service across the country.</p> <p>#&nbsp; #&nbsp; #</p> <p><sup>i</sup> Based on Allstate claims data that was analyzed over the same three-year period, November 15 through January 15, 2011-2014.</p> <p>&nbsp;</p> <p><strong>Contact:</strong></p> <p>Daniel Groce<br /> (678) 589-6102<br /> <a href="mailto:Daniel.Groce@allstate.com">Daniel.Groce@allstate.com</a></p> Tue, 02 Dec 2014 18:56:00 -0600 http://allstatenewsroom.com/releases/22313290-e1d9-45eb-a035-b8ee044f57eb http://allstatenewsroom.com/releases/22313290-e1d9-45eb-a035-b8ee044f57eb Sweaters Aren't the Only Things That Can Get Ugly During the Holidays Top South Carolina Holiday Claims Revealed with New Allstate Poll on American Holiday Party Hosting<br /><strong>This release contains: 2 Photos, 1 Video, 2 Related Documents</strong><p>Allstate claims data reveals that sweaters aren't the only things that can get ugly this time of year. In South Carolina, theft claims increase by 12.7 percent.</p> <p>Allstate's Holiday Home Hazards poll found the vast majority (91 percent) of Americans agree they can reduce risks associated to things like theft during the holiday season through their own attention and action. Most Americans also believe that both fire and theft risks increase during the holidays, but a majority (63 percent or more) say they aren't paying any more attention to these risks, which could result in trouble during a busy time of cooking, decorating and hosting a holiday gathering.</p> <p>South Carolina residents should be aware that the likelihood of theft can increase over the holidays. It's wise to protect against unfortunate disappearances of valuables.</p> <ul> <li>Just one in five (22 percent) say they put away valuables before hosting a party.</li> <li>Nearly half (48%) say they have left a door unlocked for a friend or family member.</li> <li>Forty-six percent say they have hidden a key to their home for a friend or family member, a behavior. Hiding keys leaves the home too easily accessible for burglaries</li> <li>Nearly half (48 percent) say they've hidden valuables such as gifts in their car. Leaving valuables in a car can create an enticing opportunity for thieves to break-in.</li> <li>Seventeen percent of Americans say they've experienced a stolen or missing valuable when attending a holiday party</li> </ul> <p>Protecting valuables is especially important during the holiday season given some of the most common precious items are also small in size and could go unnoticed:</p> <table border="1" width="100%"> <tbody> <tr> <td colspan="3" align="center"><strong>Missing Jewelry Theft Claims</strong><sup>i</sup></td> </tr> <tr> <td align="center"><strong>Insurance Policy Type</strong></td> <td align="center"><strong>Most Costly Claim</strong></td> <td align="center"><strong>Median Cost of Claim</strong></td> </tr> <tr> <td align="center">Homeowners</td> <td align="center">$26,000</td> <td rowspan="3" align="center">$1,500</td> </tr> <tr> <td align="center">Condo</td> <td align="center">$11,000</td> </tr> <tr> <td align="center">Renters</td> <td align="center">$25,000</td> </tr> <tr> <td colspan="3" align="center"><strong>Burglaries</strong></td> </tr> <tr> <td align="center"><strong>Insurance Policy Type</strong></td> <td align="center"><strong>Most Costly Claim</strong></td> <td align="center"><strong>Median Cost of Claim</strong></td> </tr> <tr> <td align="center">Homeowners</td> <td align="center">$125,00</td> <td rowspan="3" align="center">$3,000</td> </tr> <tr> <td align="center">Condo</td> <td align="center">$34,000</td> </tr> <tr> <td align="center">Renters</td> <td align="center">$81,000</td> </tr> <tr> <td colspan="3" align="center"><strong>Property Missing After a Party</strong></td> </tr> <tr> <td align="center"><strong>Insurance Policy Type</strong></td> <td align="center"><strong>Most Costly Claim</strong></td> <td align="center"><strong>Median Cost of Claim</strong></td> </tr> <tr> <td align="center">Homeowners</td> <td align="center">$6,000</td> <td rowspan="3" align="center">$1,500</td> </tr> <tr> <td align="center">Condo</td> <td align="center">$29,000</td> </tr> <tr> <td align="center">Renters</td> <td align="center">$6,000</td> </tr> </tbody> </table> <p>&nbsp;</p> <p><strong><em>Holiday Security</em></strong></p> <ul> <li>When shopping, don't leave purchases in the passenger compartment of your unattended vehicle. Store them out of sight, in the trunk. </li> <li>When in plain view, gifts and valuables serve as an invitation to thieves. Close the shades or drapes if you're away. And put your valuables away before hosting people at your home.</li> <li>Don't advertise shopping trips or gift purchases on social media. Whether it's "check-ins" using geo-location services, travel plan updates, or even photos uploaded while at a holiday party, people may be unknowingly giving today's "digital thieves" greater insight into the contents of your car's trunk, times you're away from home and even the holiday gifts hiding in your closet.</li> </ul> <p>See how holiday hazards can hit close to home and get more tips by visiting Allstate's Holiday Decorator, at <a href="http://www.allstate.com/holidaydecorator" target="_blank">www.allstate.com/holidaydecorator</a>.</p> <p><strong>Survey Methodology </strong> <br /> The survey of 1,036 American adults age 18+ was conducted November 2-5, 2014 via an online survey using a sample reflective of the American population. The survey was conducted by FTI Consulting, Inc. (FTI) for Allstate.</p> <p><strong>About Allstate</strong><br /> <a href="http://www.allstatenewsroom.com/">The Allstate Corporation</a> (NYSE: ALL) is the nation's largest publicly held personal lines insurer, protecting approximately 16 million households from life's uncertainties through its <a href="http://www.allstate.com/" target="_blank">Allstate</a>, <a href="http://www.encompassinsurance.com/" target="_blank">Encompass</a>, <a href="http://www.esurance.com/" target="_blank">Esurance</a> and <a href="http://www.answerfinancial.com/" target="_blank">Answer Financial</a> brand names and <a href="http://www.allstate.com/financial" target="_blank">Allstate Financial</a> business segment. Allstate is widely known through the slogan "You're In Good Hands With Allstate&reg;." The Allstate brand's network of small businesses offers auto, home, life and retirement products and services to customers in the United States and Canada. In 2013, The Allstate Foundation, Allstate, its employees and agency owners gave $29 million to <a href="http://www.allstate.com/corporate-responsibility.aspx" target="_blank">support local communities</a>. Allstate employees and agency owners donated 200,000 hours of service across the country.</p> <p>#&nbsp; #&nbsp; #</p> <p><sup>i</sup> Based on Allstate claims data that was analyzed over the same three-year period, November 15 through January 15, 2011-2014.</p> <p>&nbsp;</p> <p><strong>Contact:</strong></p> <p>Daniel Groce<br /> (678) 589-6102<br /> <a href="mailto:Daniel.Groce@allstate.com">Daniel.Groce@allstate.com</a></p> Sweaters Aren't the Only Things That Can Get Ugly During the Holidays Top North Carolina Holiday Claims Revealed with New Allstate Poll on American Holiday Party Hosting<br /><strong>This release contains: 2 Photos, 1 Video, 2 Related Documents</strong><p>Allstate claims data reveals that sweaters aren't the only things that can get ugly this time of year. In North Carolina, fire claims increase by 12.1 percent during the holidays, and theft claims increase by 10 percent.</p> <p>Allstate is reminding North Carolina residents to use extra caution, especially for claims that prevail in the local area. The top three most common holiday-related claims are:</p> <ol> <li>Burglary</li> <li>Theft from locked vehicle</li> <li>Kitchen fire</li> </ol> <p>Allstate's Holiday Home Hazards poll found the vast majority (91 percent) of Americans agree they can reduce risks associated to fires, accidents or theft during the holiday season through their own attention and action. Most Americans also believe that both fire and theft risks increase during the holidays, but a majority (63 percent or more) say they aren't paying any more attention to these risks, which could result in trouble during a busy time of cooking, decorating and hosting a holiday gathering.</p> <p><strong>Hosting Hazards:</strong><br /> Hosts should be aware that the likelihood of theft can increase over the holidays. It's wise to protect against unfortunate disappearances of valuables.</p> <ul> <li>Just one in five (22 percent) say they put away valuables before hosting a party.</li> <li>Nearly half (48%) say they have left a door unlocked for a friend or family member.</li> <li>Forty-six percent say they have hidden a key to their home for a friend or family member, a behavior. Hiding keys leaves the home too easily accessible for burglaries</li> <li>Nearly half (48 percent) say they've hidden valuables such as gifts in their car. Leaving valuables in a car can create an enticing opportunity for thieves to break-in.</li> <li>Seventeen percent of Americans say they've experienced a stolen or missing valuable when attending a holiday party</li> </ul> <p>Protecting valuables is especially important during the holiday season given some of the most common precious items are also small in size and could go unnoticed:</p> <table border="1" width="100%"> <tbody> <tr> <td colspan="3" align="center"><strong>Missing Jewelry Theft Claims</strong><sup>ii</sup></td> </tr> <tr> <td align="center"><strong>Insurance Policy Type</strong></td> <td align="center"><strong>Most Costly Claim</strong></td> <td align="center"><strong>Median Cost of Claim</strong></td> </tr> <tr> <td align="center">Homeowners</td> <td align="center">$26,000</td> <td rowspan="3" align="center">$1,500</td> </tr> <tr> <td align="center">Condo</td> <td align="center">$11,000</td> </tr> <tr> <td align="center">Renters</td> <td align="center">$25,000</td> </tr> <tr> <td colspan="3" align="center"><strong>Burglaries</strong></td> </tr> <tr> <td align="center"><strong>Insurance Policy Type</strong></td> <td align="center"><strong>Most Costly Claim</strong></td> <td align="center"><strong>Median Cost of Claim</strong></td> </tr> <tr> <td align="center">Homeowners</td> <td align="center">$125,00</td> <td rowspan="3" align="center">$3,000</td> </tr> <tr> <td align="center">Condo</td> <td align="center">$34,000</td> </tr> <tr> <td align="center">Renters</td> <td align="center">$81,000</td> </tr> <tr> <td colspan="3" align="center"><strong>Property Missing After a Party</strong></td> </tr> <tr> <td align="center"><strong>Insurance Policy Type</strong></td> <td align="center"><strong>Most Costly Claim</strong></td> <td align="center"><strong>Median Cost of Claim</strong></td> </tr> <tr> <td align="center">Homeowners</td> <td align="center">$6,000</td> <td rowspan="3" align="center">$1,500</td> </tr> <tr> <td align="center">Condo</td> <td align="center">$29,000</td> </tr> <tr> <td align="center">Renters</td> <td align="center">$6,000</td> </tr> </tbody> </table> <p>&nbsp;</p> <p><strong>Hasty </strong><strong>Hors d'oeuvres</strong><strong>:&nbsp; <br /> </strong>Food is the centerpiece of many holiday gatherings as hosts prepare decadent spreads for their guests, but remaining diligent in the kitchen will help prevent mishaps.<strong>&nbsp;</strong></p> <ul> <li>Eighty-seven percent of holiday party hosts plan to do "lots of cooking" to prepare for their gatherings.</li> <li>Nearly half (44 percent) of survey respondents have left a stove or oven unattended during the holiday season. Unattended cooking could become dangerous without the host knowing.</li> <li>Another 44 percent of Americans don't keep fire extinguishers in their home to put out a fire when it erupts.</li> <li>More than a quarter of Americans have hosted or attended a party that resulted in a burnt or ruined meal.</li> </ul> <p>Allstate claims data shows hasty cooking during the holiday season is among factors that could lead to unfortunate outcomes for homeowners, condo owners, and renters:</p> <table border="1" width="100%"> <tbody> <tr> <td colspan="3" align="center"><strong>Kitchen Fires (non-grease)</strong><sup>i</sup></td> </tr> <tr> <td align="center"><strong>Insurance Policy Type</strong></td> <td align="center"><strong>Most Costly Claim</strong></td> <td align="center"><strong>Median Cost of Claim</strong></td> </tr> <tr> <td align="center">Homeowners</td> <td align="center">$762,000</td> <td rowspan="3" align="center">$10,000</td> </tr> <tr> <td align="center">Condo</td> <td align="center">$118,000</td> </tr> <tr> <td align="center">Renters</td> <td align="center">$349,000</td> </tr> <tr> <td colspan="3" align="center"><strong>Grease Fires</strong></td> </tr> <tr> <td align="center"><strong>Insurance Policy Type</strong></td> <td align="center"><strong>Most Costly Claim</strong></td> <td align="center"><strong>Median Cost of Claim</strong></td> </tr> <tr> <td align="center">Homeowners</td> <td align="center">$614,000</td> <td rowspan="3" align="center">$13,000</td> </tr> <tr> <td align="center">Condo</td> <td align="center">$65,000</td> </tr> <tr> <td align="center">Renters</td> <td align="center">$43,000</td> </tr> <tr> <td colspan="3" align="center"><strong>Kitchen Smoke Damage Claims</strong></td> </tr> <tr> <td align="center"><strong>Insurance Policy Type</strong></td> <td align="center"><strong>Most Costly Claim</strong></td> <td align="center"><strong>Median Cost of Claim</strong></td> </tr> <tr> <td align="center">Homeowners</td> <td align="center">$140,000</td> <td rowspan="3" align="center">$7,000</td> </tr> <tr> <td align="center">Condo</td> <td align="center">$43,000</td> </tr> <tr> <td align="center">Renters</td> <td align="center">$27,000</td> </tr> </tbody> </table> <p>&nbsp;</p> <p><strong>Deck the Halls:</strong><br /> Hosting a holiday party often comes with festive home touches. Make sure to take proper safety precautions to avoid potentially costly and dangerous outcomes.</p> <ul> <li>In fact, about one-third (31 percent) of Americans light candles and one in five will light a fire in their fireplace (21 percent) during a holiday party hosted at their home.</li> <li>More than half (53 percent) say they haven't checked or changed their smoke detectors recently. Unchecked smoke detectors can cause people to miss important alarms when fire breaks out in a home.</li> <li>Forty-four percent of Americans with gas fireplaces haven't had it inspected within the last three years. Faulty gas lines and fireplace build-up can cause dangerous outcomes.</li> <li>Forty-three percent of Americans admit to plugging in too many lights into one outlet. This can lead to electrical malfunctions and even fires.</li> <li>About one-third (34 percent) have left candles and 17 percent have left fires unattended. </li> </ul> <p>Allstate data indicates fires due to candles, fireplace and electrical mishaps are often significant losses:</p> <table border="1" width="100%"> <tbody> <tr> <td colspan="3" align="center"><strong>Candle Fires</strong><sup>ii</sup></td> </tr> <tr> <td align="center"><strong>Insurance Policy Type</strong></td> <td align="center"><strong>Most Costly Claim</strong></td> <td align="center"><strong>Median Cost of Claim</strong></td> </tr> <tr> <td align="center">Homeowners</td> <td align="center">$515,000</td> <td rowspan="3" align="center">$9,000</td> </tr> <tr> <td align="center">Condo</td> <td align="center">$55,000</td> </tr> <tr> <td align="center">Renters</td> <td align="center">$71,000</td> </tr> <tr> <td colspan="3" align="center"><strong>Fireplace Fires</strong></td> </tr> <tr> <td align="center"><strong>Insurance Policy Type</strong></td> <td align="center"><strong>Most Costly Claim</strong></td> <td align="center"><strong>Median Cost of Claim</strong></td> </tr> <tr> <td align="center">Homeowners</td> <td align="center">$1,600,000</td> <td rowspan="3" align="center">$9,000</td> </tr> <tr> <td align="center">Condo</td> <td align="center">$66,000</td> </tr> <tr> <td align="center">Renters</td> <td align="center">$35,000</td> </tr> <tr> <td colspan="3" align="center"><strong>Electrical Fires</strong></td> </tr> <tr> <td align="center"><strong>Insurance Policy Type</strong></td> <td align="center"><strong>Most Costly Claim</strong></td> <td align="center"><strong>Median Cost of Claim</strong></td> </tr> <tr> <td align="center">Homeowners</td> <td align="center">$2,440,000</td> <td rowspan="3" align="center">$18,000</td> </tr> <tr> <td align="center">Condo</td> <td align="center">$149,000</td> </tr> <tr> <td align="center">Renters</td> <td align="center">$72,000</td> </tr> </tbody> </table> <p>&nbsp;</p> <p><strong>Helpful Hints:<br /> </strong>Advance planning and precaution can help North Carolina residents protect their homes and help make the holidays hazard-free. Allstate offers these tips to secure your home during the holidays:<strong>&nbsp;</strong></p> <p><strong><em>Holiday Cooking</em></strong></p> <ul> <li>Before the holidays, install new batteries in smoke alarms and carbon monoxide detectors. Make sure that family members can locate and operate fire extinguishers. Test all fire prevention devices to make sure they function properly. </li> <li>Be careful in the kitchen. The incorrect disposal of cooking grease, overuse of garbage disposals and improper or excessive disposal of waste can result in clogged drains and can cause sewer problems during this time of year.</li> </ul> <p><strong><em>Holiday Decorating </em></strong></p> <ul> <li>Never leave burning candles unattended, and always place them out of reach of children. Make it a part of your routine to check that all candles are extinguished before you go to bed each night. </li> <li>Make a smart tree purchase. If buying a natural tree, make sure it's fresh so it will be less of a fire hazard. Artificial trees should be labeled as fire resistant. Keep your tree away from heat sources, and trim trees with flame‐resistant materials. Never use lit candles to decorate trees.</li> <li>Check your holiday lights, throwing away any that are broken and don't overload the outlets. Only lights and extension cords specified for outdoor use should be used outside. </li> </ul> <p><strong><em>Holiday Security</em></strong></p> <ul> <li>When shopping, don't leave purchases in the passenger compartment of your unattended vehicle. Store them out of sight, in the trunk. </li> <li>When in plain view, gifts and valuables serve as an invitation to thieves. Close the shades or drapes if you're away. And put your valuables away before hosting people at your home.</li> <li>Don't advertise shopping trips or gift purchases on social media. Whether it's "check-ins" using geo-location services, travel plan updates, or even photos uploaded while at a holiday party, people may be unknowingly giving today's "digital thieves" greater insight into the contents of your car's trunk, times you're away from home and even the holiday gifts hiding in your closet.</li> </ul> <p>See how holiday hazards can hit close to home and get more tips by visiting Allstate's Holiday Decorator, at <a href="http://www.allstate.com/holidaydecorator" target="_blank">www.allstate.com/holidaydecorator</a>.</p> <p><strong>Survey Methodology </strong> <br /> The survey of 1,036 American adults age 18+ was conducted November 2-5, 2014 via an online survey using a sample reflective of the American population. The survey was conducted by FTI Consulting, Inc. (FTI) for Allstate.</p> <p><strong>About Allstate</strong><br /> <a href="http://www.allstatenewsroom.com/">The Allstate Corporation</a> (NYSE: ALL) is the nation's largest publicly held personal lines insurer, protecting approximately 16 million households from life's uncertainties through its <a href="http://www.allstate.com/" target="_blank">Allstate</a>, <a href="http://www.encompassinsurance.com/" target="_blank">Encompass</a>, <a href="http://www.esurance.com/" target="_blank">Esurance</a> and <a href="http://www.answerfinancial.com/" target="_blank">Answer Financial</a> brand names and <a href="http://www.allstate.com/financial" target="_blank">Allstate Financial</a> business segment. Allstate is widely known through the slogan "You're In Good Hands With Allstate&reg;." The Allstate brand's network of small businesses offers auto, home, life and retirement products and services to customers in the United States and Canada. In 2013, The Allstate Foundation, Allstate, its employees and agency owners gave $29 million to <a href="http://www.allstate.com/corporate-responsibility.aspx" target="_blank">support local communities</a>. Allstate employees and agency owners donated 200,000 hours of service across the country.</p> <p>#&nbsp; #&nbsp; #</p> <p><sup>i</sup> Based on Allstate claims data that was analyzed over the same three-year period, November 15 through January 15, 2011-2014.</p> <p><sup>ii</sup> Percentage increase in claims during the holiday season versus non-holiday season over a three-year period, November 15 through January 15, 2011-2014.</p> <p>&nbsp;</p> <p><strong>Contact:</strong></p> <p>Daniel Groce<br /> (678) 589-6102<br /> <a href="mailto:Daniel.Groce@allstate.com">Daniel.Groce@allstate.com</a></p> Tue, 02 Dec 2014 18:54:00 -0600 http://allstatenewsroom.com/releases/89d22140-c080-4e16-8e63-1d52071a58be http://allstatenewsroom.com/releases/89d22140-c080-4e16-8e63-1d52071a58be Sweaters Aren't the Only Things That Can Get Ugly During the Holidays Top North Carolina Holiday Claims Revealed with New Allstate Poll on American Holiday Party Hosting<br /><strong>This release contains: 2 Photos, 1 Video, 2 Related Documents</strong><p>Allstate claims data reveals that sweaters aren't the only things that can get ugly this time of year. In North Carolina, fire claims increase by 12.1 percent during the holidays, and theft claims increase by 10 percent.</p> <p>Allstate is reminding North Carolina residents to use extra caution, especially for claims that prevail in the local area. The top three most common holiday-related claims are:</p> <ol> <li>Burglary</li> <li>Theft from locked vehicle</li> <li>Kitchen fire</li> </ol> <p>Allstate's Holiday Home Hazards poll found the vast majority (91 percent) of Americans agree they can reduce risks associated to fires, accidents or theft during the holiday season through their own attention and action. Most Americans also believe that both fire and theft risks increase during the holidays, but a majority (63 percent or more) say they aren't paying any more attention to these risks, which could result in trouble during a busy time of cooking, decorating and hosting a holiday gathering.</p> <p><strong>Hosting Hazards:</strong><br /> Hosts should be aware that the likelihood of theft can increase over the holidays. It's wise to protect against unfortunate disappearances of valuables.</p> <ul> <li>Just one in five (22 percent) say they put away valuables before hosting a party.</li> <li>Nearly half (48%) say they have left a door unlocked for a friend or family member.</li> <li>Forty-six percent say they have hidden a key to their home for a friend or family member, a behavior. Hiding keys leaves the home too easily accessible for burglaries</li> <li>Nearly half (48 percent) say they've hidden valuables such as gifts in their car. Leaving valuables in a car can create an enticing opportunity for thieves to break-in.</li> <li>Seventeen percent of Americans say they've experienced a stolen or missing valuable when attending a holiday party</li> </ul> <p>Protecting valuables is especially important during the holiday season given some of the most common precious items are also small in size and could go unnoticed:</p> <table border="1" width="100%"> <tbody> <tr> <td colspan="3" align="center"><strong>Missing Jewelry Theft Claims</strong><sup>ii</sup></td> </tr> <tr> <td align="center"><strong>Insurance Policy Type</strong></td> <td align="center"><strong>Most Costly Claim</strong></td> <td align="center"><strong>Median Cost of Claim</strong></td> </tr> <tr> <td align="center">Homeowners</td> <td align="center">$26,000</td> <td rowspan="3" align="center">$1,500</td> </tr> <tr> <td align="center">Condo</td> <td align="center">$11,000</td> </tr> <tr> <td align="center">Renters</td> <td align="center">$25,000</td> </tr> <tr> <td colspan="3" align="center"><strong>Burglaries</strong></td> </tr> <tr> <td align="center"><strong>Insurance Policy Type</strong></td> <td align="center"><strong>Most Costly Claim</strong></td> <td align="center"><strong>Median Cost of Claim</strong></td> </tr> <tr> <td align="center">Homeowners</td> <td align="center">$125,00</td> <td rowspan="3" align="center">$3,000</td> </tr> <tr> <td align="center">Condo</td> <td align="center">$34,000</td> </tr> <tr> <td align="center">Renters</td> <td align="center">$81,000</td> </tr> <tr> <td colspan="3" align="center"><strong>Property Missing After a Party</strong></td> </tr> <tr> <td align="center"><strong>Insurance Policy Type</strong></td> <td align="center"><strong>Most Costly Claim</strong></td> <td align="center"><strong>Median Cost of Claim</strong></td> </tr> <tr> <td align="center">Homeowners</td> <td align="center">$6,000</td> <td rowspan="3" align="center">$1,500</td> </tr> <tr> <td align="center">Condo</td> <td align="center">$29,000</td> </tr> <tr> <td align="center">Renters</td> <td align="center">$6,000</td> </tr> </tbody> </table> <p>&nbsp;</p> <p><strong>Hasty </strong><strong>Hors d'oeuvres</strong><strong>:&nbsp; <br /> </strong>Food is the centerpiece of many holiday gatherings as hosts prepare decadent spreads for their guests, but remaining diligent in the kitchen will help prevent mishaps.<strong>&nbsp;</strong></p> <ul> <li>Eighty-seven percent of holiday party hosts plan to do "lots of cooking" to prepare for their gatherings.</li> <li>Nearly half (44 percent) of survey respondents have left a stove or oven unattended during the holiday season. Unattended cooking could become dangerous without the host knowing.</li> <li>Another 44 percent of Americans don't keep fire extinguishers in their home to put out a fire when it erupts.</li> <li>More than a quarter of Americans have hosted or attended a party that resulted in a burnt or ruined meal.</li> </ul> <p>Allstate claims data shows hasty cooking during the holiday season is among factors that could lead to unfortunate outcomes for homeowners, condo owners, and renters:</p> <table border="1" width="100%"> <tbody> <tr> <td colspan="3" align="center"><strong>Kitchen Fires (non-grease)</strong><sup>i</sup></td> </tr> <tr> <td align="center"><strong>Insurance Policy Type</strong></td> <td align="center"><strong>Most Costly Claim</strong></td> <td align="center"><strong>Median Cost of Claim</strong></td> </tr> <tr> <td align="center">Homeowners</td> <td align="center">$762,000</td> <td rowspan="3" align="center">$10,000</td> </tr> <tr> <td align="center">Condo</td> <td align="center">$118,000</td> </tr> <tr> <td align="center">Renters</td> <td align="center">$349,000</td> </tr> <tr> <td colspan="3" align="center"><strong>Grease Fires</strong></td> </tr> <tr> <td align="center"><strong>Insurance Policy Type</strong></td> <td align="center"><strong>Most Costly Claim</strong></td> <td align="center"><strong>Median Cost of Claim</strong></td> </tr> <tr> <td align="center">Homeowners</td> <td align="center">$614,000</td> <td rowspan="3" align="center">$13,000</td> </tr> <tr> <td align="center">Condo</td> <td align="center">$65,000</td> </tr> <tr> <td align="center">Renters</td> <td align="center">$43,000</td> </tr> <tr> <td colspan="3" align="center"><strong>Kitchen Smoke Damage Claims</strong></td> </tr> <tr> <td align="center"><strong>Insurance Policy Type</strong></td> <td align="center"><strong>Most Costly Claim</strong></td> <td align="center"><strong>Median Cost of Claim</strong></td> </tr> <tr> <td align="center">Homeowners</td> <td align="center">$140,000</td> <td rowspan="3" align="center">$7,000</td> </tr> <tr> <td align="center">Condo</td> <td align="center">$43,000</td> </tr> <tr> <td align="center">Renters</td> <td align="center">$27,000</td> </tr> </tbody> </table> <p>&nbsp;</p> <p><strong>Deck the Halls:</strong><br /> Hosting a holiday party often comes with festive home touches. Make sure to take proper safety precautions to avoid potentially costly and dangerous outcomes.</p> <ul> <li>In fact, about one-third (31 percent) of Americans light candles and one in five will light a fire in their fireplace (21 percent) during a holiday party hosted at their home.</li> <li>More than half (53 percent) say they haven't checked or changed their smoke detectors recently. Unchecked smoke detectors can cause people to miss important alarms when fire breaks out in a home.</li> <li>Forty-four percent of Americans with gas fireplaces haven't had it inspected within the last three years. Faulty gas lines and fireplace build-up can cause dangerous outcomes.</li> <li>Forty-three percent of Americans admit to plugging in too many lights into one outlet. This can lead to electrical malfunctions and even fires.</li> <li>About one-third (34 percent) have left candles and 17 percent have left fires unattended. </li> </ul> <p>Allstate data indicates fires due to candles, fireplace and electrical mishaps are often significant losses:</p> <table border="1" width="100%"> <tbody> <tr> <td colspan="3" align="center"><strong>Candle Fires</strong><sup>ii</sup></td> </tr> <tr> <td align="center"><strong>Insurance Policy Type</strong></td> <td align="center"><strong>Most Costly Claim</strong></td> <td align="center"><strong>Median Cost of Claim</strong></td> </tr> <tr> <td align="center">Homeowners</td> <td align="center">$515,000</td> <td rowspan="3" align="center">$9,000</td> </tr> <tr> <td align="center">Condo</td> <td align="center">$55,000</td> </tr> <tr> <td align="center">Renters</td> <td align="center">$71,000</td> </tr> <tr> <td colspan="3" align="center"><strong>Fireplace Fires</strong></td> </tr> <tr> <td align="center"><strong>Insurance Policy Type</strong></td> <td align="center"><strong>Most Costly Claim</strong></td> <td align="center"><strong>Median Cost of Claim</strong></td> </tr> <tr> <td align="center">Homeowners</td> <td align="center">$1,600,000</td> <td rowspan="3" align="center">$9,000</td> </tr> <tr> <td align="center">Condo</td> <td align="center">$66,000</td> </tr> <tr> <td align="center">Renters</td> <td align="center">$35,000</td> </tr> <tr> <td colspan="3" align="center"><strong>Electrical Fires</strong></td> </tr> <tr> <td align="center"><strong>Insurance Policy Type</strong></td> <td align="center"><strong>Most Costly Claim</strong></td> <td align="center"><strong>Median Cost of Claim</strong></td> </tr> <tr> <td align="center">Homeowners</td> <td align="center">$2,440,000</td> <td rowspan="3" align="center">$18,000</td> </tr> <tr> <td align="center">Condo</td> <td align="center">$149,000</td> </tr> <tr> <td align="center">Renters</td> <td align="center">$72,000</td> </tr> </tbody> </table> <p>&nbsp;</p> <p><strong>Helpful Hints:<br /> </strong>Advance planning and precaution can help North Carolina residents protect their homes and help make the holidays hazard-free. Allstate offers these tips to secure your home during the holidays:<strong>&nbsp;</strong></p> <p><strong><em>Holiday Cooking</em></strong></p> <ul> <li>Before the holidays, install new batteries in smoke alarms and carbon monoxide detectors. Make sure that family members can locate and operate fire extinguishers. Test all fire prevention devices to make sure they function properly. </li> <li>Be careful in the kitchen. The incorrect disposal of cooking grease, overuse of garbage disposals and improper or excessive disposal of waste can result in clogged drains and can cause sewer problems during this time of year.</li> </ul> <p><strong><em>Holiday Decorating </em></strong></p> <ul> <li>Never leave burning candles unattended, and always place them out of reach of children. Make it a part of your routine to check that all candles are extinguished before you go to bed each night. </li> <li>Make a smart tree purchase. If buying a natural tree, make sure it's fresh so it will be less of a fire hazard. Artificial trees should be labeled as fire resistant. Keep your tree away from heat sources, and trim trees with flame‐resistant materials. Never use lit candles to decorate trees.</li> <li>Check your holiday lights, throwing away any that are broken and don't overload the outlets. Only lights and extension cords specified for outdoor use should be used outside. </li> </ul> <p><strong><em>Holiday Security</em></strong></p> <ul> <li>When shopping, don't leave purchases in the passenger compartment of your unattended vehicle. Store them out of sight, in the trunk. </li> <li>When in plain view, gifts and valuables serve as an invitation to thieves. Close the shades or drapes if you're away. And put your valuables away before hosting people at your home.</li> <li>Don't advertise shopping trips or gift purchases on social media. Whether it's "check-ins" using geo-location services, travel plan updates, or even photos uploaded while at a holiday party, people may be unknowingly giving today's "digital thieves" greater insight into the contents of your car's trunk, times you're away from home and even the holiday gifts hiding in your closet.</li> </ul> <p>See how holiday hazards can hit close to home and get more tips by visiting Allstate's Holiday Decorator, at <a href="http://www.allstate.com/holidaydecorator" target="_blank">www.allstate.com/holidaydecorator</a>.</p> <p><strong>Survey Methodology </strong> <br /> The survey of 1,036 American adults age 18+ was conducted November 2-5, 2014 via an online survey using a sample reflective of the American population. The survey was conducted by FTI Consulting, Inc. (FTI) for Allstate.</p> <p><strong>About Allstate</strong><br /> <a href="http://www.allstatenewsroom.com/">The Allstate Corporation</a> (NYSE: ALL) is the nation's largest publicly held personal lines insurer, protecting approximately 16 million households from life's uncertainties through its <a href="http://www.allstate.com/" target="_blank">Allstate</a>, <a href="http://www.encompassinsurance.com/" target="_blank">Encompass</a>, <a href="http://www.esurance.com/" target="_blank">Esurance</a> and <a href="http://www.answerfinancial.com/" target="_blank">Answer Financial</a> brand names and <a href="http://www.allstate.com/financial" target="_blank">Allstate Financial</a> business segment. Allstate is widely known through the slogan "You're In Good Hands With Allstate&reg;." The Allstate brand's network of small businesses offers auto, home, life and retirement products and services to customers in the United States and Canada. In 2013, The Allstate Foundation, Allstate, its employees and agency owners gave $29 million to <a href="http://www.allstate.com/corporate-responsibility.aspx" target="_blank">support local communities</a>. Allstate employees and agency owners donated 200,000 hours of service across the country.</p> <p>#&nbsp; #&nbsp; #</p> <p><sup>i</sup> Based on Allstate claims data that was analyzed over the same three-year period, November 15 through January 15, 2011-2014.</p> <p><sup>ii</sup> Percentage increase in claims during the holiday season versus non-holiday season over a three-year period, November 15 through January 15, 2011-2014.</p> <p>&nbsp;</p> <p><strong>Contact:</strong></p> <p>Daniel Groce<br /> (678) 589-6102<br /> <a href="mailto:Daniel.Groce@allstate.com">Daniel.Groce@allstate.com</a></p> Sweaters Aren't the Only Things That Can Get Ugly During the Holidays Top Georgia Holiday Claims Revealed with New Allstate Poll on American Holiday Party Hosting<br /><p>Allstate claims data reveals that sweaters aren't the only things that can get ugly this time of year. In Georgia, fire claims increase by 16.6 percent during the holidays, and theft claims increase by eight percent.</p> <p>Allstate is reminding Georgia residents to use extra caution, especially for claims that prevail in the local area. The top three most common holiday-related claims are:</p> <ol> <li>Burglary</li> <li>Theft from locked vehicle</li> <li>Kitchen fire</li> </ol> <p>Allstate's Holiday Home Hazards poll found the vast majority (91 percent) of Americans agree they can reduce risks associated to fires, accidents or theft during the holiday season through their own attention and action. Most Americans also believe that both fire and theft risks increase during the holidays, but a majority (63 percent or more) say they aren't paying any more attention to these risks, which could result in trouble during a busy time of cooking, decorating and hosting a holiday gathering.</p> <p><strong>Hosting Hazards:</strong><br /> Hosts should be aware that the likelihood of theft can increase over the holidays. It's wise to protect against unfortunate disappearances of valuables.</p> <ul> <li>Just one in five (22 percent) say they put away valuables before hosting a party.</li> <li>Nearly half (48%) say they have left a door unlocked for a friend or family member.</li> <li>Forty-six percent say they have hidden a key to their home for a friend or family member, a behavior. Hiding keys leaves the home too easily accessible for burglaries</li> <li>Nearly half (48 percent) say they've hidden valuables such as gifts in their car. Leaving valuables in a car can create an enticing opportunity for thieves to break-in.</li> <li>Seventeen percent of Americans say they've experienced a stolen or missing valuable when attending a holiday party</li> </ul> <p>Protecting valuables is especially important during the holiday season given some of the most common precious items are also small in size and could go unnoticed:</p> <table border="1" width="100%"> <tbody> <tr> <td colspan="3" align="center"><strong>Missing Jewelry Theft Claims</strong><sup>ii</sup></td> </tr> <tr> <td align="center"><strong>Insurance Policy Type</strong></td> <td align="center"><strong>Most Costly Claim</strong></td> <td align="center"><strong>Median Cost of Claim</strong></td> </tr> <tr> <td align="center">Homeowners</td> <td align="center">$26,000</td> <td rowspan="3" align="center">$1,500</td> </tr> <tr> <td align="center">Condo</td> <td align="center">$11,000</td> </tr> <tr> <td align="center">Renters</td> <td align="center">$25,000</td> </tr> <tr> <td colspan="3" align="center"><strong>Burglaries</strong></td> </tr> <tr> <td align="center"><strong>Insurance Policy Type</strong></td> <td align="center"><strong>Most Costly Claim</strong></td> <td align="center"><strong>Median Cost of Claim</strong></td> </tr> <tr> <td align="center">Homeowners</td> <td align="center">$125,00</td> <td rowspan="3" align="center">$3,000</td> </tr> <tr> <td align="center">Condo</td> <td align="center">$34,000</td> </tr> <tr> <td align="center">Renters</td> <td align="center">$81,000</td> </tr> <tr> <td colspan="3" align="center"><strong>Property Missing After a Party</strong></td> </tr> <tr> <td align="center"><strong>Insurance Policy Type</strong></td> <td align="center"><strong>Most Costly Claim</strong></td> <td align="center"><strong>Median Cost of Claim</strong></td> </tr> <tr> <td align="center">Homeowners</td> <td align="center">$6,000</td> <td rowspan="3" align="center">$1,500</td> </tr> <tr> <td align="center">Condo</td> <td align="center">$29,000</td> </tr> <tr> <td align="center">Renters</td> <td align="center">$6,000</td> </tr> </tbody> </table> <p>&nbsp;</p> <p><strong>Hasty </strong><strong>Hors d'oeuvres</strong><strong>:&nbsp; <br /> </strong>Food is the centerpiece of many holiday gatherings as hosts prepare decadent spreads for their guests, but remaining diligent in the kitchen will help prevent mishaps.<strong>&nbsp;</strong></p> <ul> <li>Eighty-seven percent of holiday party hosts plan to do "lots of cooking" to prepare for their gatherings.</li> <li>Nearly half (44 percent) of survey respondents have left a stove or oven unattended during the holiday season. Unattended cooking could become dangerous without the host knowing.</li> <li>Another 44 percent of Americans don't keep fire extinguishers in their home to put out a fire when it erupts.</li> <li>More than a quarter of Americans have hosted or attended a party that resulted in a burnt or ruined meal.</li> </ul> <p>Allstate claims data shows hasty cooking during the holiday season is among factors that could lead to unfortunate outcomes for homeowners, condo owners, and renters:</p> <table border="1" width="100%"> <tbody> <tr> <td colspan="3" align="center"><strong>Kitchen Fires (non-grease)</strong><sup>i</sup></td> </tr> <tr> <td align="center"><strong>Insurance Policy Type</strong></td> <td align="center"><strong>Most Costly Claim</strong></td> <td align="center"><strong>Median Cost of Claim</strong></td> </tr> <tr> <td align="center">Homeowners</td> <td align="center">$762,000</td> <td rowspan="3" align="center">$10,000</td> </tr> <tr> <td align="center">Condo</td> <td align="center">$118,000</td> </tr> <tr> <td align="center">Renters</td> <td align="center">$349,000</td> </tr> <tr> <td colspan="3" align="center"><strong>Grease Fires</strong></td> </tr> <tr> <td align="center"><strong>Insurance Policy Type</strong></td> <td align="center"><strong>Most Costly Claim</strong></td> <td align="center"><strong>Median Cost of Claim</strong></td> </tr> <tr> <td align="center">Homeowners</td> <td align="center">$614,000</td> <td rowspan="3" align="center">$13,000</td> </tr> <tr> <td align="center">Condo</td> <td align="center">$65,000</td> </tr> <tr> <td align="center">Renters</td> <td align="center">$43,000</td> </tr> <tr> <td colspan="3" align="center"><strong>Kitchen Smoke Damage Claims</strong></td> </tr> <tr> <td align="center"><strong>Insurance Policy Type</strong></td> <td align="center"><strong>Most Costly Claim</strong></td> <td align="center"><strong>Median Cost of Claim</strong></td> </tr> <tr> <td align="center">Homeowners</td> <td align="center">$140,000</td> <td rowspan="3" align="center">$7,000</td> </tr> <tr> <td align="center">Condo</td> <td align="center">$43,000</td> </tr> <tr> <td align="center">Renters</td> <td align="center">$27,000</td> </tr> </tbody> </table> <p>&nbsp;</p> <p><strong>Deck the Halls:</strong><br /> Hosting a holiday party often comes with festive home touches. Make sure to take proper safety precautions to avoid potentially costly and dangerous outcomes.</p> <ul> <li>In fact, about one-third (31 percent) of Americans light candles and one in five will light a fire in their fireplace (21 percent) during a holiday party hosted at their home.</li> <li>More than half (53 percent) say they haven't checked or changed their smoke detectors recently. Unchecked smoke detectors can cause people to miss important alarms when fire breaks out in a home.</li> <li>Forty-four percent of Americans with gas fireplaces haven't had it inspected within the last three years. Faulty gas lines and fireplace build-up can cause dangerous outcomes.</li> <li>Forty-three percent of Americans admit to plugging in too many lights into one outlet. This can lead to electrical malfunctions and even fires.</li> <li>About one-third (34 percent) have left candles and 17 percent have left fires unattended. </li> </ul> <p>Allstate data indicates fires due to candles, fireplace and electrical mishaps are often significant losses:</p> <table border="1" width="100%"> <tbody> <tr> <td colspan="3" align="center"><strong>Candle Fires</strong><sup>ii</sup></td> </tr> <tr> <td align="center"><strong>Insurance Policy Type</strong></td> <td align="center"><strong>Most Costly Claim</strong></td> <td align="center"><strong>Median Cost of Claim</strong></td> </tr> <tr> <td align="center">Homeowners</td> <td align="center">$515,000</td> <td rowspan="3" align="center">$9,000</td> </tr> <tr> <td align="center">Condo</td> <td align="center">$55,000</td> </tr> <tr> <td align="center">Renters</td> <td align="center">$71,000</td> </tr> <tr> <td colspan="3" align="center"><strong>Fireplace Fires</strong></td> </tr> <tr> <td align="center"><strong>Insurance Policy Type</strong></td> <td align="center"><strong>Most Costly Claim</strong></td> <td align="center"><strong>Median Cost of Claim</strong></td> </tr> <tr> <td align="center">Homeowners</td> <td align="center">$1,600,000</td> <td rowspan="3" align="center">$9,000</td> </tr> <tr> <td align="center">Condo</td> <td align="center">$66,000</td> </tr> <tr> <td align="center">Renters</td> <td align="center">$35,000</td> </tr> <tr> <td colspan="3" align="center"><strong>Electrical Fires</strong></td> </tr> <tr> <td align="center"><strong>Insurance Policy Type</strong></td> <td align="center"><strong>Most Costly Claim</strong></td> <td align="center"><strong>Median Cost of Claim</strong></td> </tr> <tr> <td align="center">Homeowners</td> <td align="center">$2,440,000</td> <td rowspan="3" align="center">$18,000</td> </tr> <tr> <td align="center">Condo</td> <td align="center">$149,000</td> </tr> <tr> <td align="center">Renters</td> <td align="center">$72,000</td> </tr> </tbody> </table> <p>&nbsp;</p> <p><strong>Helpful Hints:<br /> </strong>Advance planning and precaution can help Georgia residents protect their homes and help make the holidays hazard-free. Allstate offers these tips to secure your home during the holidays:<strong>&nbsp;</strong></p> <p><strong><em>Holiday Cooking</em></strong></p> <ul> <li>Before the holidays, install new batteries in smoke alarms and carbon monoxide detectors. Make sure that family members can locate and operate fire extinguishers. Test all fire prevention devices to make sure they function properly. </li> <li>Be careful in the kitchen. The incorrect disposal of cooking grease, overuse of garbage disposals and improper or excessive disposal of waste can result in clogged drains and can cause sewer problems during this time of year.</li> </ul> <p><strong><em>Holiday Decorating </em></strong></p> <ul> <li>Never leave burning candles unattended, and always place them out of reach of children. Make it a part of your routine to check that all candles are extinguished before you go to bed each night. </li> <li>Make a smart tree purchase. If buying a natural tree, make sure it's fresh so it will be less of a fire hazard. Artificial trees should be labeled as fire resistant. Keep your tree away from heat sources, and trim trees with flame‐resistant materials. Never use lit candles to decorate trees.</li> <li>Check your holiday lights, throwing away any that are broken and don't overload the outlets. Only lights and extension cords specified for outdoor use should be used outside. </li> </ul> <p><strong><em>Holiday Security</em></strong></p> <ul> <li>When shopping, don't leave purchases in the passenger compartment of your unattended vehicle. Store them out of sight, in the trunk. </li> <li>When in plain view, gifts and valuables serve as an invitation to thieves. Close the shades or drapes if you're away. And put your valuables away before hosting people at your home.</li> <li>Don't advertise shopping trips or gift purchases on social media. Whether it's "check-ins" using geo-location services, travel plan updates, or even photos uploaded while at a holiday party, people may be unknowingly giving today's "digital thieves" greater insight into the contents of your car's trunk, times you're away from home and even the holiday gifts hiding in your closet.</li> </ul> <p>See how holiday hazards can hit close to home and get more tips by visiting Allstate's Holiday Decorator, at <a href="http://www.allstate.com" target="_blank">www.allstate.com/holidaydecorator</a>.</p> <p><strong>Survey Methodology </strong> <br /> The survey of 1,036 American adults age 18+ was conducted November 2-5, 2014 via an online survey using a sample reflective of the American population. The survey was conducted by FTI Consulting, Inc. (FTI) for Allstate.</p> <p><strong>About Allstate</strong><br /> <a href="http://www.allstatenewsroom.com/">The Allstate Corporation</a> (NYSE: ALL) is the nation's largest publicly held personal lines insurer, protecting approximately 16 million households from life's uncertainties through its <a href="http://www.allstate.com/" target="_blank">Allstate</a>, <a href="http://www.encompassinsurance.com/" target="_blank">Encompass</a>, <a href="http://www.esurance.com/" target="_blank">Esurance</a> and <a href="http://www.answerfinancial.com/" target="_blank">Answer Financial</a> brand names and <a href="http://www.allstate.com/financial" target="_blank">Allstate Financial</a> business segment. Allstate is widely known through the slogan "You're In Good Hands With Allstate&reg;." The Allstate brand's network of small businesses offers auto, home, life and retirement products and services to customers in the United States and Canada. In 2013, The Allstate Foundation, Allstate, its employees and agency owners gave $29 million to <a href="http://www.allstate.com/corporate-responsibility.aspx" target="_blank">support local communities</a>. Allstate employees and agency owners donated 200,000 hours of service across the country.</p> <p>#&nbsp; #&nbsp; #</p> <p><sup>i</sup> Percentage increase in claims during the holiday season versus non-holiday season over a three-year period, November 15 through January 15, 2011-2014.</p> <p><sup>ii</sup> Based on Allstate claims data that was analyzed over the same three-year period, November 15 through January 15, 2011-2014.</p> <p>&nbsp;</p> <p><strong>Contact:</strong></p> <p>Daniel Groce<br /> (678) 589-6102<br /> <a href="mailto:Daniel.Groce@allstate.com">Daniel.Groce@allstate.com</a></p> Tue, 02 Dec 2014 18:52:00 -0600 http://allstatenewsroom.com/releases/ed8f3cab-0233-4d7b-853f-45e4b6cf2f64 http://allstatenewsroom.com/releases/ed8f3cab-0233-4d7b-853f-45e4b6cf2f64 Sweaters Aren't the Only Things That Can Get Ugly During the Holidays Top Georgia Holiday Claims Revealed with New Allstate Poll on American Holiday Party Hosting<br /><p>Allstate claims data reveals that sweaters aren't the only things that can get ugly this time of year. In Georgia, fire claims increase by 16.6 percent during the holidays, and theft claims increase by eight percent.</p> <p>Allstate is reminding Georgia residents to use extra caution, especially for claims that prevail in the local area. The top three most common holiday-related claims are:</p> <ol> <li>Burglary</li> <li>Theft from locked vehicle</li> <li>Kitchen fire</li> </ol> <p>Allstate's Holiday Home Hazards poll found the vast majority (91 percent) of Americans agree they can reduce risks associated to fires, accidents or theft during the holiday season through their own attention and action. Most Americans also believe that both fire and theft risks increase during the holidays, but a majority (63 percent or more) say they aren't paying any more attention to these risks, which could result in trouble during a busy time of cooking, decorating and hosting a holiday gathering.</p> <p><strong>Hosting Hazards:</strong><br /> Hosts should be aware that the likelihood of theft can increase over the holidays. It's wise to protect against unfortunate disappearances of valuables.</p> <ul> <li>Just one in five (22 percent) say they put away valuables before hosting a party.</li> <li>Nearly half (48%) say they have left a door unlocked for a friend or family member.</li> <li>Forty-six percent say they have hidden a key to their home for a friend or family member, a behavior. Hiding keys leaves the home too easily accessible for burglaries</li> <li>Nearly half (48 percent) say they've hidden valuables such as gifts in their car. Leaving valuables in a car can create an enticing opportunity for thieves to break-in.</li> <li>Seventeen percent of Americans say they've experienced a stolen or missing valuable when attending a holiday party</li> </ul> <p>Protecting valuables is especially important during the holiday season given some of the most common precious items are also small in size and could go unnoticed:</p> <table border="1" width="100%"> <tbody> <tr> <td colspan="3" align="center"><strong>Missing Jewelry Theft Claims</strong><sup>ii</sup></td> </tr> <tr> <td align="center"><strong>Insurance Policy Type</strong></td> <td align="center"><strong>Most Costly Claim</strong></td> <td align="center"><strong>Median Cost of Claim</strong></td> </tr> <tr> <td align="center">Homeowners</td> <td align="center">$26,000</td> <td rowspan="3" align="center">$1,500</td> </tr> <tr> <td align="center">Condo</td> <td align="center">$11,000</td> </tr> <tr> <td align="center">Renters</td> <td align="center">$25,000</td> </tr> <tr> <td colspan="3" align="center"><strong>Burglaries</strong></td> </tr> <tr> <td align="center"><strong>Insurance Policy Type</strong></td> <td align="center"><strong>Most Costly Claim</strong></td> <td align="center"><strong>Median Cost of Claim</strong></td> </tr> <tr> <td align="center">Homeowners</td> <td align="center">$125,00</td> <td rowspan="3" align="center">$3,000</td> </tr> <tr> <td align="center">Condo</td> <td align="center">$34,000</td> </tr> <tr> <td align="center">Renters</td> <td align="center">$81,000</td> </tr> <tr> <td colspan="3" align="center"><strong>Property Missing After a Party</strong></td> </tr> <tr> <td align="center"><strong>Insurance Policy Type</strong></td> <td align="center"><strong>Most Costly Claim</strong></td> <td align="center"><strong>Median Cost of Claim</strong></td> </tr> <tr> <td align="center">Homeowners</td> <td align="center">$6,000</td> <td rowspan="3" align="center">$1,500</td> </tr> <tr> <td align="center">Condo</td> <td align="center">$29,000</td> </tr> <tr> <td align="center">Renters</td> <td align="center">$6,000</td> </tr> </tbody> </table> <p>&nbsp;</p> <p><strong>Hasty </strong><strong>Hors d'oeuvres</strong><strong>:&nbsp; <br /> </strong>Food is the centerpiece of many holiday gatherings as hosts prepare decadent spreads for their guests, but remaining diligent in the kitchen will help prevent mishaps.<strong>&nbsp;</strong></p> <ul> <li>Eighty-seven percent of holiday party hosts plan to do "lots of cooking" to prepare for their gatherings.</li> <li>Nearly half (44 percent) of survey respondents have left a stove or oven unattended during the holiday season. Unattended cooking could become dangerous without the host knowing.</li> <li>Another 44 percent of Americans don't keep fire extinguishers in their home to put out a fire when it erupts.</li> <li>More than a quarter of Americans have hosted or attended a party that resulted in a burnt or ruined meal.</li> </ul> <p>Allstate claims data shows hasty cooking during the holiday season is among factors that could lead to unfortunate outcomes for homeowners, condo owners, and renters:</p> <table border="1" width="100%"> <tbody> <tr> <td colspan="3" align="center"><strong>Kitchen Fires (non-grease)</strong><sup>i</sup></td> </tr> <tr> <td align="center"><strong>Insurance Policy Type</strong></td> <td align="center"><strong>Most Costly Claim</strong></td> <td align="center"><strong>Median Cost of Claim</strong></td> </tr> <tr> <td align="center">Homeowners</td> <td align="center">$762,000</td> <td rowspan="3" align="center">$10,000</td> </tr> <tr> <td align="center">Condo</td> <td align="center">$118,000</td> </tr> <tr> <td align="center">Renters</td> <td align="center">$349,000</td> </tr> <tr> <td colspan="3" align="center"><strong>Grease Fires</strong></td> </tr> <tr> <td align="center"><strong>Insurance Policy Type</strong></td> <td align="center"><strong>Most Costly Claim</strong></td> <td align="center"><strong>Median Cost of Claim</strong></td> </tr> <tr> <td align="center">Homeowners</td> <td align="center">$614,000</td> <td rowspan="3" align="center">$13,000</td> </tr> <tr> <td align="center">Condo</td> <td align="center">$65,000</td> </tr> <tr> <td align="center">Renters</td> <td align="center">$43,000</td> </tr> <tr> <td colspan="3" align="center"><strong>Kitchen Smoke Damage Claims</strong></td> </tr> <tr> <td align="center"><strong>Insurance Policy Type</strong></td> <td align="center"><strong>Most Costly Claim</strong></td> <td align="center"><strong>Median Cost of Claim</strong></td> </tr> <tr> <td align="center">Homeowners</td> <td align="center">$140,000</td> <td rowspan="3" align="center">$7,000</td> </tr> <tr> <td align="center">Condo</td> <td align="center">$43,000</td> </tr> <tr> <td align="center">Renters</td> <td align="center">$27,000</td> </tr> </tbody> </table> <p>&nbsp;</p> <p><strong>Deck the Halls:</strong><br /> Hosting a holiday party often comes with festive home touches. Make sure to take proper safety precautions to avoid potentially costly and dangerous outcomes.</p> <ul> <li>In fact, about one-third (31 percent) of Americans light candles and one in five will light a fire in their fireplace (21 percent) during a holiday party hosted at their home.</li> <li>More than half (53 percent) say they haven't checked or changed their smoke detectors recently. Unchecked smoke detectors can cause people to miss important alarms when fire breaks out in a home.</li> <li>Forty-four percent of Americans with gas fireplaces haven't had it inspected within the last three years. Faulty gas lines and fireplace build-up can cause dangerous outcomes.</li> <li>Forty-three percent of Americans admit to plugging in too many lights into one outlet. This can lead to electrical malfunctions and even fires.</li> <li>About one-third (34 percent) have left candles and 17 percent have left fires unattended. </li> </ul> <p>Allstate data indicates fires due to candles, fireplace and electrical mishaps are often significant losses:</p> <table border="1" width="100%"> <tbody> <tr> <td colspan="3" align="center"><strong>Candle Fires</strong><sup>ii</sup></td> </tr> <tr> <td align="center"><strong>Insurance Policy Type</strong></td> <td align="center"><strong>Most Costly Claim</strong></td> <td align="center"><strong>Median Cost of Claim</strong></td> </tr> <tr> <td align="center">Homeowners</td> <td align="center">$515,000</td> <td rowspan="3" align="center">$9,000</td> </tr> <tr> <td align="center">Condo</td> <td align="center">$55,000</td> </tr> <tr> <td align="center">Renters</td> <td align="center">$71,000</td> </tr> <tr> <td colspan="3" align="center"><strong>Fireplace Fires</strong></td> </tr> <tr> <td align="center"><strong>Insurance Policy Type</strong></td> <td align="center"><strong>Most Costly Claim</strong></td> <td align="center"><strong>Median Cost of Claim</strong></td> </tr> <tr> <td align="center">Homeowners</td> <td align="center">$1,600,000</td> <td rowspan="3" align="center">$9,000</td> </tr> <tr> <td align="center">Condo</td> <td align="center">$66,000</td> </tr> <tr> <td align="center">Renters</td> <td align="center">$35,000</td> </tr> <tr> <td colspan="3" align="center"><strong>Electrical Fires</strong></td> </tr> <tr> <td align="center"><strong>Insurance Policy Type</strong></td> <td align="center"><strong>Most Costly Claim</strong></td> <td align="center"><strong>Median Cost of Claim</strong></td> </tr> <tr> <td align="center">Homeowners</td> <td align="center">$2,440,000</td> <td rowspan="3" align="center">$18,000</td> </tr> <tr> <td align="center">Condo</td> <td align="center">$149,000</td> </tr> <tr> <td align="center">Renters</td> <td align="center">$72,000</td> </tr> </tbody> </table> <p>&nbsp;</p> <p><strong>Helpful Hints:<br /> </strong>Advance planning and precaution can help Georgia residents protect their homes and help make the holidays hazard-free. Allstate offers these tips to secure your home during the holidays:<strong>&nbsp;</strong></p> <p><strong><em>Holiday Cooking</em></strong></p> <ul> <li>Before the holidays, install new batteries in smoke alarms and carbon monoxide detectors. Make sure that family members can locate and operate fire extinguishers. Test all fire prevention devices to make sure they function properly. </li> <li>Be careful in the kitchen. The incorrect disposal of cooking grease, overuse of garbage disposals and improper or excessive disposal of waste can result in clogged drains and can cause sewer problems during this time of year.</li> </ul> <p><strong><em>Holiday Decorating </em></strong></p> <ul> <li>Never leave burning candles unattended, and always place them out of reach of children. Make it a part of your routine to check that all candles are extinguished before you go to bed each night. </li> <li>Make a smart tree purchase. If buying a natural tree, make sure it's fresh so it will be less of a fire hazard. Artificial trees should be labeled as fire resistant. Keep your tree away from heat sources, and trim trees with flame‐resistant materials. Never use lit candles to decorate trees.</li> <li>Check your holiday lights, throwing away any that are broken and don't overload the outlets. Only lights and extension cords specified for outdoor use should be used outside. </li> </ul> <p><strong><em>Holiday Security</em></strong></p> <ul> <li>When shopping, don't leave purchases in the passenger compartment of your unattended vehicle. Store them out of sight, in the trunk. </li> <li>When in plain view, gifts and valuables serve as an invitation to thieves. Close the shades or drapes if you're away. And put your valuables away before hosting people at your home.</li> <li>Don't advertise shopping trips or gift purchases on social media. Whether it's "check-ins" using geo-location services, travel plan updates, or even photos uploaded while at a holiday party, people may be unknowingly giving today's "digital thieves" greater insight into the contents of your car's trunk, times you're away from home and even the holiday gifts hiding in your closet.</li> </ul> <p>See how holiday hazards can hit close to home and get more tips by visiting Allstate's Holiday Decorator, at <a href="http://www.allstate.com" target="_blank">www.allstate.com/holidaydecorator</a>.</p> <p><strong>Survey Methodology </strong> <br /> The survey of 1,036 American adults age 18+ was conducted November 2-5, 2014 via an online survey using a sample reflective of the American population. The survey was conducted by FTI Consulting, Inc. (FTI) for Allstate.</p> <p><strong>About Allstate</strong><br /> <a href="http://www.allstatenewsroom.com/">The Allstate Corporation</a> (NYSE: ALL) is the nation's largest publicly held personal lines insurer, protecting approximately 16 million households from life's uncertainties through its <a href="http://www.allstate.com/" target="_blank">Allstate</a>, <a href="http://www.encompassinsurance.com/" target="_blank">Encompass</a>, <a href="http://www.esurance.com/" target="_blank">Esurance</a> and <a href="http://www.answerfinancial.com/" target="_blank">Answer Financial</a> brand names and <a href="http://www.allstate.com/financial" target="_blank">Allstate Financial</a> business segment. Allstate is widely known through the slogan "You're In Good Hands With Allstate&reg;." The Allstate brand's network of small businesses offers auto, home, life and retirement products and services to customers in the United States and Canada. In 2013, The Allstate Foundation, Allstate, its employees and agency owners gave $29 million to <a href="http://www.allstate.com/corporate-responsibility.aspx" target="_blank">support local communities</a>. Allstate employees and agency owners donated 200,000 hours of service across the country.</p> <p>#&nbsp; #&nbsp; #</p> <p><sup>i</sup> Percentage increase in claims during the holiday season versus non-holiday season over a three-year period, November 15 through January 15, 2011-2014.</p> <p><sup>ii</sup> Based on Allstate claims data that was analyzed over the same three-year period, November 15 through January 15, 2011-2014.</p> <p>&nbsp;</p> <p><strong>Contact:</strong></p> <p>Daniel Groce<br /> (678) 589-6102<br /> <a href="mailto:Daniel.Groce@allstate.com">Daniel.Groce@allstate.com</a></p> Sweaters Aren't the Only Things That Can Get Ugly During the Holidays Top Georgia Holiday Claims Revealed with New Allstate Poll on American Holiday Party Hosting<br /><strong>This release contains: 2 Photos, 1 Video, 2 Related Documents</strong><p>Allstate claims data reveals that sweaters aren't the only things that can get ugly this time of year. In Georgia, fire claims increase by 16.6 percent during the holidays, and theft claims increase by eight percent.</p> <p>Allstate is reminding Georgia residents to use extra caution, especially for claims that prevail in the local area. The top three most common holiday-related claims are:</p> <ol> <li>Burglary</li> <li>Theft from locked vehicle</li> <li>Kitchen fire</li> </ol> <p>Allstate's Holiday Home Hazards poll found the vast majority (91 percent) of Americans agree they can reduce risks associated to fires, accidents or theft during the holiday season through their own attention and action. Most Americans also believe that both fire and theft risks increase during the holidays, but a majority (63 percent or more) say they aren't paying any more attention to these risks, which could result in trouble during a busy time of cooking, decorating and hosting a holiday gathering.</p> <p><strong>Hosting Hazards:</strong><br /> Hosts should be aware that the likelihood of theft can increase over the holidays. It's wise to protect against unfortunate disappearances of valuables.</p> <ul> <li>Just one in five (22 percent) say they put away valuables before hosting a party.</li> <li>Nearly half (48%) say they have left a door unlocked for a friend or family member.</li> <li>Forty-six percent say they have hidden a key to their home for a friend or family member, a behavior. Hiding keys leaves the home too easily accessible for burglaries</li> <li>Nearly half (48 percent) say they've hidden valuables such as gifts in their car. Leaving valuables in a car can create an enticing opportunity for thieves to break-in.</li> <li>Seventeen percent of Americans say they've experienced a stolen or missing valuable when attending a holiday party</li> </ul> <p>Protecting valuables is especially important during the holiday season given some of the most common precious items are also small in size and could go unnoticed:</p> <table border="1" width="100%"> <tbody> <tr> <td colspan="3" align="center"><strong>Missing Jewelry Theft Claims</strong><sup>ii</sup></td> </tr> <tr> <td align="center"><strong>Insurance Policy Type</strong></td> <td align="center"><strong>Most Costly Claim</strong></td> <td align="center"><strong>Median Cost of Claim</strong></td> </tr> <tr> <td align="center">Homeowners</td> <td align="center">$26,000</td> <td rowspan="3" align="center">$1,500</td> </tr> <tr> <td align="center">Condo</td> <td align="center">$11,000</td> </tr> <tr> <td align="center">Renters</td> <td align="center">$25,000</td> </tr> <tr> <td colspan="3" align="center"><strong>Burglaries</strong></td> </tr> <tr> <td align="center"><strong>Insurance Policy Type</strong></td> <td align="center"><strong>Most Costly Claim</strong></td> <td align="center"><strong>Median Cost of Claim</strong></td> </tr> <tr> <td align="center">Homeowners</td> <td align="center">$125,00</td> <td rowspan="3" align="center">$3,000</td> </tr> <tr> <td align="center">Condo</td> <td align="center">$34,000</td> </tr> <tr> <td align="center">Renters</td> <td align="center">$81,000</td> </tr> <tr> <td colspan="3" align="center"><strong>Property Missing After a Party</strong></td> </tr> <tr> <td align="center"><strong>Insurance Policy Type</strong></td> <td align="center"><strong>Most Costly Claim</strong></td> <td align="center"><strong>Median Cost of Claim</strong></td> </tr> <tr> <td align="center">Homeowners</td> <td align="center">$6,000</td> <td rowspan="3" align="center">$1,500</td> </tr> <tr> <td align="center">Condo</td> <td align="center">$29,000</td> </tr> <tr> <td align="center">Renters</td> <td align="center">$6,000</td> </tr> </tbody> </table> <p>&nbsp;</p> <p><strong>Hasty </strong><strong>Hors d'oeuvres</strong><strong>:&nbsp; <br /> </strong>Food is the centerpiece of many holiday gatherings as hosts prepare decadent spreads for their guests, but remaining diligent in the kitchen will help prevent mishaps.<strong>&nbsp;</strong></p> <ul> <li>Eighty-seven percent of holiday party hosts plan to do "lots of cooking" to prepare for their gatherings.</li> <li>Nearly half (44 percent) of survey respondents have left a stove or oven unattended during the holiday season. Unattended cooking could become dangerous without the host knowing.</li> <li>Another 44 percent of Americans don't keep fire extinguishers in their home to put out a fire when it erupts.</li> <li>More than a quarter of Americans have hosted or attended a party that resulted in a burnt or ruined meal.</li> </ul> <p>Allstate claims data shows hasty cooking during the holiday season is among factors that could lead to unfortunate outcomes for homeowners, condo owners, and renters:</p> <table border="1" width="100%"> <tbody> <tr> <td colspan="3" align="center"><strong>Kitchen Fires (non-grease)</strong><sup>i</sup></td> </tr> <tr> <td align="center"><strong>Insurance Policy Type</strong></td> <td align="center"><strong>Most Costly Claim</strong></td> <td align="center"><strong>Median Cost of Claim</strong></td> </tr> <tr> <td align="center">Homeowners</td> <td align="center">$762,000</td> <td rowspan="3" align="center">$10,000</td> </tr> <tr> <td align="center">Condo</td> <td align="center">$118,000</td> </tr> <tr> <td align="center">Renters</td> <td align="center">$349,000</td> </tr> <tr> <td colspan="3" align="center"><strong>Grease Fires</strong></td> </tr> <tr> <td align="center"><strong>Insurance Policy Type</strong></td> <td align="center"><strong>Most Costly Claim</strong></td> <td align="center"><strong>Median Cost of Claim</strong></td> </tr> <tr> <td align="center">Homeowners</td> <td align="center">$614,000</td> <td rowspan="3" align="center">$13,000</td> </tr> <tr> <td align="center">Condo</td> <td align="center">$65,000</td> </tr> <tr> <td align="center">Renters</td> <td align="center">$43,000</td> </tr> <tr> <td colspan="3" align="center"><strong>Kitchen Smoke Damage Claims</strong></td> </tr> <tr> <td align="center"><strong>Insurance Policy Type</strong></td> <td align="center"><strong>Most Costly Claim</strong></td> <td align="center"><strong>Median Cost of Claim</strong></td> </tr> <tr> <td align="center">Homeowners</td> <td align="center">$140,000</td> <td rowspan="3" align="center">$7,000</td> </tr> <tr> <td align="center">Condo</td> <td align="center">$43,000</td> </tr> <tr> <td align="center">Renters</td> <td align="center">$27,000</td> </tr> </tbody> </table> <p>&nbsp;</p> <p><strong>Deck the Halls:</strong><br /> Hosting a holiday party often comes with festive home touches. Make sure to take proper safety precautions to avoid potentially costly and dangerous outcomes.</p> <ul> <li>In fact, about one-third (31 percent) of Americans light candles and one in five will light a fire in their fireplace (21 percent) during a holiday party hosted at their home.</li> <li>More than half (53 percent) say they haven't checked or changed their smoke detectors recently. Unchecked smoke detectors can cause people to miss important alarms when fire breaks out in a home.</li> <li>Forty-four percent of Americans with gas fireplaces haven't had it inspected within the last three years. Faulty gas lines and fireplace build-up can cause dangerous outcomes.</li> <li>Forty-three percent of Americans admit to plugging in too many lights into one outlet. This can lead to electrical malfunctions and even fires.</li> <li>About one-third (34 percent) have left candles and 17 percent have left fires unattended. </li> </ul> <p>Allstate data indicates fires due to candles, fireplace and electrical mishaps are often significant losses:</p> <table border="1" width="100%"> <tbody> <tr> <td colspan="3" align="center"><strong>Candle Fires</strong><sup>ii</sup></td> </tr> <tr> <td align="center"><strong>Insurance Policy Type</strong></td> <td align="center"><strong>Most Costly Claim</strong></td> <td align="center"><strong>Median Cost of Claim</strong></td> </tr> <tr> <td align="center">Homeowners</td> <td align="center">$515,000</td> <td rowspan="3" align="center">$9,000</td> </tr> <tr> <td align="center">Condo</td> <td align="center">$55,000</td> </tr> <tr> <td align="center">Renters</td> <td align="center">$71,000</td> </tr> <tr> <td colspan="3" align="center"><strong>Fireplace Fires</strong></td> </tr> <tr> <td align="center"><strong>Insurance Policy Type</strong></td> <td align="center"><strong>Most Costly Claim</strong></td> <td align="center"><strong>Median Cost of Claim</strong></td> </tr> <tr> <td align="center">Homeowners</td> <td align="center">$1,600,000</td> <td rowspan="3" align="center">$9,000</td> </tr> <tr> <td align="center">Condo</td> <td align="center">$66,000</td> </tr> <tr> <td align="center">Renters</td> <td align="center">$35,000</td> </tr> <tr> <td colspan="3" align="center"><strong>Electrical Fires</strong></td> </tr> <tr> <td align="center"><strong>Insurance Policy Type</strong></td> <td align="center"><strong>Most Costly Claim</strong></td> <td align="center"><strong>Median Cost of Claim</strong></td> </tr> <tr> <td align="center">Homeowners</td> <td align="center">$2,440,000</td> <td rowspan="3" align="center">$18,000</td> </tr> <tr> <td align="center">Condo</td> <td align="center">$149,000</td> </tr> <tr> <td align="center">Renters</td> <td align="center">$72,000</td> </tr> </tbody> </table> <p>&nbsp;</p> <p><strong>Helpful Hints:<br /> </strong>Advance planning and precaution can help Georgia residents protect their homes and help make the holidays hazard-free. Allstate offers these tips to secure your home during the holidays:<strong>&nbsp;</strong></p> <p><strong><em>Holiday Cooking</em></strong></p> <ul> <li>Before the holidays, install new batteries in smoke alarms and carbon monoxide detectors. Make sure that family members can locate and operate fire extinguishers. Test all fire prevention devices to make sure they function properly. </li> <li>Be careful in the kitchen. The incorrect disposal of cooking grease, overuse of garbage disposals and improper or excessive disposal of waste can result in clogged drains and can cause sewer problems during this time of year.</li> </ul> <p><strong><em>Holiday Decorating </em></strong></p> <ul> <li>Never leave burning candles unattended, and always place them out of reach of children. Make it a part of your routine to check that all candles are extinguished before you go to bed each night. </li> <li>Make a smart tree purchase. If buying a natural tree, make sure it's fresh so it will be less of a fire hazard. Artificial trees should be labeled as fire resistant. Keep your tree away from heat sources, and trim trees with flame‐resistant materials. Never use lit candles to decorate trees.</li> <li>Check your holiday lights, throwing away any that are broken and don't overload the outlets. Only lights and extension cords specified for outdoor use should be used outside. </li> </ul> <p><strong><em>Holiday Security</em></strong></p> <ul> <li>When shopping, don't leave purchases in the passenger compartment of your unattended vehicle. Store them out of sight, in the trunk. </li> <li>When in plain view, gifts and valuables serve as an invitation to thieves. Close the shades or drapes if you're away. And put your valuables away before hosting people at your home.</li> <li>Don't advertise shopping trips or gift purchases on social media. Whether it's "check-ins" using geo-location services, travel plan updates, or even photos uploaded while at a holiday party, people may be unknowingly giving today's "digital thieves" greater insight into the contents of your car's trunk, times you're away from home and even the holiday gifts hiding in your closet.</li> </ul> <p>See how holiday hazards can hit close to home and get more tips by visiting Allstate's Holiday Decorator, at <a href="http://www.allstate.com" target="_blank">www.allstate.com/holidaydecorator</a>.</p> <p><strong>Survey Methodology </strong> <br /> The survey of 1,036 American adults age 18+ was conducted November 2-5, 2014 via an online survey using a sample reflective of the American population. The survey was conducted by FTI Consulting, Inc. (FTI) for Allstate.</p> <p><strong>About Allstate</strong><br /> <a href="http://www.allstatenewsroom.com/">The Allstate Corporation</a> (NYSE: ALL) is the nation's largest publicly held personal lines insurer, protecting approximately 16 million households from life's uncertainties through its <a href="http://www.allstate.com/" target="_blank">Allstate</a>, <a href="http://www.encompassinsurance.com/" target="_blank">Encompass</a>, <a href="http://www.esurance.com/" target="_blank">Esurance</a> and <a href="http://www.answerfinancial.com/" target="_blank">Answer Financial</a> brand names and <a href="http://www.allstate.com/financial" target="_blank">Allstate Financial</a> business segment. Allstate is widely known through the slogan "You're In Good Hands With Allstate&reg;." The Allstate brand's network of small businesses offers auto, home, life and retirement products and services to customers in the United States and Canada. In 2013, The Allstate Foundation, Allstate, its employees and agency owners gave $29 million to <a href="http://www.allstate.com/corporate-responsibility.aspx" target="_blank">support local communities</a>. Allstate employees and agency owners donated 200,000 hours of service across the country.</p> <p>#&nbsp; #&nbsp; #</p> <p><sup>i</sup> Percentage increase in claims during the holiday season versus non-holiday season over a three-year period, November 15 through January 15, 2011-2014.</p> <p><sup>ii</sup> Based on Allstate claims data that was analyzed over the same three-year period, November 15 through January 15, 2011-2014.</p> <p>&nbsp;</p> <p><strong>Contact:</strong></p> <p>Daniel Groce<br /> (678) 589-6102<br /> <a href="mailto:Daniel.Groce@allstate.com">Daniel.Groce@allstate.com</a></p> Tue, 02 Dec 2014 18:52:00 -0600 http://allstatenewsroom.com/releases/2c487cc2-83fc-48e5-b31f-50ff358a3907 http://allstatenewsroom.com/releases/2c487cc2-83fc-48e5-b31f-50ff358a3907 Sweaters Aren't the Only Things That Can Get Ugly During the Holidays Top Georgia Holiday Claims Revealed with New Allstate Poll on American Holiday Party Hosting<br /><strong>This release contains: 2 Photos, 1 Video, 2 Related Documents</strong><p>Allstate claims data reveals that sweaters aren't the only things that can get ugly this time of year. In Georgia, fire claims increase by 16.6 percent during the holidays, and theft claims increase by eight percent.</p> <p>Allstate is reminding Georgia residents to use extra caution, especially for claims that prevail in the local area. The top three most common holiday-related claims are:</p> <ol> <li>Burglary</li> <li>Theft from locked vehicle</li> <li>Kitchen fire</li> </ol> <p>Allstate's Holiday Home Hazards poll found the vast majority (91 percent) of Americans agree they can reduce risks associated to fires, accidents or theft during the holiday season through their own attention and action. Most Americans also believe that both fire and theft risks increase during the holidays, but a majority (63 percent or more) say they aren't paying any more attention to these risks, which could result in trouble during a busy time of cooking, decorating and hosting a holiday gathering.</p> <p><strong>Hosting Hazards:</strong><br /> Hosts should be aware that the likelihood of theft can increase over the holidays. It's wise to protect against unfortunate disappearances of valuables.</p> <ul> <li>Just one in five (22 percent) say they put away valuables before hosting a party.</li> <li>Nearly half (48%) say they have left a door unlocked for a friend or family member.</li> <li>Forty-six percent say they have hidden a key to their home for a friend or family member, a behavior. Hiding keys leaves the home too easily accessible for burglaries</li> <li>Nearly half (48 percent) say they've hidden valuables such as gifts in their car. Leaving valuables in a car can create an enticing opportunity for thieves to break-in.</li> <li>Seventeen percent of Americans say they've experienced a stolen or missing valuable when attending a holiday party</li> </ul> <p>Protecting valuables is especially important during the holiday season given some of the most common precious items are also small in size and could go unnoticed:</p> <table border="1" width="100%"> <tbody> <tr> <td colspan="3" align="center"><strong>Missing Jewelry Theft Claims</strong><sup>ii</sup></td> </tr> <tr> <td align="center"><strong>Insurance Policy Type</strong></td> <td align="center"><strong>Most Costly Claim</strong></td> <td align="center"><strong>Median Cost of Claim</strong></td> </tr> <tr> <td align="center">Homeowners</td> <td align="center">$26,000</td> <td rowspan="3" align="center">$1,500</td> </tr> <tr> <td align="center">Condo</td> <td align="center">$11,000</td> </tr> <tr> <td align="center">Renters</td> <td align="center">$25,000</td> </tr> <tr> <td colspan="3" align="center"><strong>Burglaries</strong></td> </tr> <tr> <td align="center"><strong>Insurance Policy Type</strong></td> <td align="center"><strong>Most Costly Claim</strong></td> <td align="center"><strong>Median Cost of Claim</strong></td> </tr> <tr> <td align="center">Homeowners</td> <td align="center">$125,00</td> <td rowspan="3" align="center">$3,000</td> </tr> <tr> <td align="center">Condo</td> <td align="center">$34,000</td> </tr> <tr> <td align="center">Renters</td> <td align="center">$81,000</td> </tr> <tr> <td colspan="3" align="center"><strong>Property Missing After a Party</strong></td> </tr> <tr> <td align="center"><strong>Insurance Policy Type</strong></td> <td align="center"><strong>Most Costly Claim</strong></td> <td align="center"><strong>Median Cost of Claim</strong></td> </tr> <tr> <td align="center">Homeowners</td> <td align="center">$6,000</td> <td rowspan="3" align="center">$1,500</td> </tr> <tr> <td align="center">Condo</td> <td align="center">$29,000</td> </tr> <tr> <td align="center">Renters</td> <td align="center">$6,000</td> </tr> </tbody> </table> <p>&nbsp;</p> <p><strong>Hasty </strong><strong>Hors d'oeuvres</strong><strong>:&nbsp; <br /> </strong>Food is the centerpiece of many holiday gatherings as hosts prepare decadent spreads for their guests, but remaining diligent in the kitchen will help prevent mishaps.<strong>&nbsp;</strong></p> <ul> <li>Eighty-seven percent of holiday party hosts plan to do "lots of cooking" to prepare for their gatherings.</li> <li>Nearly half (44 percent) of survey respondents have left a stove or oven unattended during the holiday season. Unattended cooking could become dangerous without the host knowing.</li> <li>Another 44 percent of Americans don't keep fire extinguishers in their home to put out a fire when it erupts.</li> <li>More than a quarter of Americans have hosted or attended a party that resulted in a burnt or ruined meal.</li> </ul> <p>Allstate claims data shows hasty cooking during the holiday season is among factors that could lead to unfortunate outcomes for homeowners, condo owners, and renters:</p> <table border="1" width="100%"> <tbody> <tr> <td colspan="3" align="center"><strong>Kitchen Fires (non-grease)</strong><sup>i</sup></td> </tr> <tr> <td align="center"><strong>Insurance Policy Type</strong></td> <td align="center"><strong>Most Costly Claim</strong></td> <td align="center"><strong>Median Cost of Claim</strong></td> </tr> <tr> <td align="center">Homeowners</td> <td align="center">$762,000</td> <td rowspan="3" align="center">$10,000</td> </tr> <tr> <td align="center">Condo</td> <td align="center">$118,000</td> </tr> <tr> <td align="center">Renters</td> <td align="center">$349,000</td> </tr> <tr> <td colspan="3" align="center"><strong>Grease Fires</strong></td> </tr> <tr> <td align="center"><strong>Insurance Policy Type</strong></td> <td align="center"><strong>Most Costly Claim</strong></td> <td align="center"><strong>Median Cost of Claim</strong></td> </tr> <tr> <td align="center">Homeowners</td> <td align="center">$614,000</td> <td rowspan="3" align="center">$13,000</td> </tr> <tr> <td align="center">Condo</td> <td align="center">$65,000</td> </tr> <tr> <td align="center">Renters</td> <td align="center">$43,000</td> </tr> <tr> <td colspan="3" align="center"><strong>Kitchen Smoke Damage Claims</strong></td> </tr> <tr> <td align="center"><strong>Insurance Policy Type</strong></td> <td align="center"><strong>Most Costly Claim</strong></td> <td align="center"><strong>Median Cost of Claim</strong></td> </tr> <tr> <td align="center">Homeowners</td> <td align="center">$140,000</td> <td rowspan="3" align="center">$7,000</td> </tr> <tr> <td align="center">Condo</td> <td align="center">$43,000</td> </tr> <tr> <td align="center">Renters</td> <td align="center">$27,000</td> </tr> </tbody> </table> <p>&nbsp;</p> <p><strong>Deck the Halls:</strong><br /> Hosting a holiday party often comes with festive home touches. Make sure to take proper safety precautions to avoid potentially costly and dangerous outcomes.</p> <ul> <li>In fact, about one-third (31 percent) of Americans light candles and one in five will light a fire in their fireplace (21 percent) during a holiday party hosted at their home.</li> <li>More than half (53 percent) say they haven't checked or changed their smoke detectors recently. Unchecked smoke detectors can cause people to miss important alarms when fire breaks out in a home.</li> <li>Forty-four percent of Americans with gas fireplaces haven't had it inspected within the last three years. Faulty gas lines and fireplace build-up can cause dangerous outcomes.</li> <li>Forty-three percent of Americans admit to plugging in too many lights into one outlet. This can lead to electrical malfunctions and even fires.</li> <li>About one-third (34 percent) have left candles and 17 percent have left fires unattended. </li> </ul> <p>Allstate data indicates fires due to candles, fireplace and electrical mishaps are often significant losses:</p> <table border="1" width="100%"> <tbody> <tr> <td colspan="3" align="center"><strong>Candle Fires</strong><sup>ii</sup></td> </tr> <tr> <td align="center"><strong>Insurance Policy Type</strong></td> <td align="center"><strong>Most Costly Claim</strong></td> <td align="center"><strong>Median Cost of Claim</strong></td> </tr> <tr> <td align="center">Homeowners</td> <td align="center">$515,000</td> <td rowspan="3" align="center">$9,000</td> </tr> <tr> <td align="center">Condo</td> <td align="center">$55,000</td> </tr> <tr> <td align="center">Renters</td> <td align="center">$71,000</td> </tr> <tr> <td colspan="3" align="center"><strong>Fireplace Fires</strong></td> </tr> <tr> <td align="center"><strong>Insurance Policy Type</strong></td> <td align="center"><strong>Most Costly Claim</strong></td> <td align="center"><strong>Median Cost of Claim</strong></td> </tr> <tr> <td align="center">Homeowners</td> <td align="center">$1,600,000</td> <td rowspan="3" align="center">$9,000</td> </tr> <tr> <td align="center">Condo</td> <td align="center">$66,000</td> </tr> <tr> <td align="center">Renters</td> <td align="center">$35,000</td> </tr> <tr> <td colspan="3" align="center"><strong>Electrical Fires</strong></td> </tr> <tr> <td align="center"><strong>Insurance Policy Type</strong></td> <td align="center"><strong>Most Costly Claim</strong></td> <td align="center"><strong>Median Cost of Claim</strong></td> </tr> <tr> <td align="center">Homeowners</td> <td align="center">$2,440,000</td> <td rowspan="3" align="center">$18,000</td> </tr> <tr> <td align="center">Condo</td> <td align="center">$149,000</td> </tr> <tr> <td align="center">Renters</td> <td align="center">$72,000</td> </tr> </tbody> </table> <p>&nbsp;</p> <p><strong>Helpful Hints:<br /> </strong>Advance planning and precaution can help Georgia residents protect their homes and help make the holidays hazard-free. Allstate offers these tips to secure your home during the holidays:<strong>&nbsp;</strong></p> <p><strong><em>Holiday Cooking</em></strong></p> <ul> <li>Before the holidays, install new batteries in smoke alarms and carbon monoxide detectors. Make sure that family members can locate and operate fire extinguishers. Test all fire prevention devices to make sure they function properly. </li> <li>Be careful in the kitchen. The incorrect disposal of cooking grease, overuse of garbage disposals and improper or excessive disposal of waste can result in clogged drains and can cause sewer problems during this time of year.</li> </ul> <p><strong><em>Holiday Decorating </em></strong></p> <ul> <li>Never leave burning candles unattended, and always place them out of reach of children. Make it a part of your routine to check that all candles are extinguished before you go to bed each night. </li> <li>Make a smart tree purchase. If buying a natural tree, make sure it's fresh so it will be less of a fire hazard. Artificial trees should be labeled as fire resistant. Keep your tree away from heat sources, and trim trees with flame‐resistant materials. Never use lit candles to decorate trees.</li> <li>Check your holiday lights, throwing away any that are broken and don't overload the outlets. Only lights and extension cords specified for outdoor use should be used outside. </li> </ul> <p><strong><em>Holiday Security</em></strong></p> <ul> <li>When shopping, don't leave purchases in the passenger compartment of your unattended vehicle. Store them out of sight, in the trunk. </li> <li>When in plain view, gifts and valuables serve as an invitation to thieves. Close the shades or drapes if you're away. And put your valuables away before hosting people at your home.</li> <li>Don't advertise shopping trips or gift purchases on social media. Whether it's "check-ins" using geo-location services, travel plan updates, or even photos uploaded while at a holiday party, people may be unknowingly giving today's "digital thieves" greater insight into the contents of your car's trunk, times you're away from home and even the holiday gifts hiding in your closet.</li> </ul> <p>See how holiday hazards can hit close to home and get more tips by visiting Allstate's Holiday Decorator, at <a href="http://www.allstate.com" target="_blank">www.allstate.com/holidaydecorator</a>.</p> <p><strong>Survey Methodology </strong> <br /> The survey of 1,036 American adults age 18+ was conducted November 2-5, 2014 via an online survey using a sample reflective of the American population. The survey was conducted by FTI Consulting, Inc. (FTI) for Allstate.</p> <p><strong>About Allstate</strong><br /> <a href="http://www.allstatenewsroom.com/">The Allstate Corporation</a> (NYSE: ALL) is the nation's largest publicly held personal lines insurer, protecting approximately 16 million households from life's uncertainties through its <a href="http://www.allstate.com/" target="_blank">Allstate</a>, <a href="http://www.encompassinsurance.com/" target="_blank">Encompass</a>, <a href="http://www.esurance.com/" target="_blank">Esurance</a> and <a href="http://www.answerfinancial.com/" target="_blank">Answer Financial</a> brand names and <a href="http://www.allstate.com/financial" target="_blank">Allstate Financial</a> business segment. Allstate is widely known through the slogan "You're In Good Hands With Allstate&reg;." The Allstate brand's network of small businesses offers auto, home, life and retirement products and services to customers in the United States and Canada. In 2013, The Allstate Foundation, Allstate, its employees and agency owners gave $29 million to <a href="http://www.allstate.com/corporate-responsibility.aspx" target="_blank">support local communities</a>. Allstate employees and agency owners donated 200,000 hours of service across the country.</p> <p>#&nbsp; #&nbsp; #</p> <p><sup>i</sup> Percentage increase in claims during the holiday season versus non-holiday season over a three-year period, November 15 through January 15, 2011-2014.</p> <p><sup>ii</sup> Based on Allstate claims data that was analyzed over the same three-year period, November 15 through January 15, 2011-2014.</p> <p>&nbsp;</p> <p><strong>Contact:</strong></p> <p>Daniel Groce<br /> (678) 589-6102<br /> <a href="mailto:Daniel.Groce@allstate.com">Daniel.Groce@allstate.com</a></p> Sweaters Aren't the Only Things That Can Get Ugly During the Holidays Top Alabama Holiday Claims Revealed with New Allstate Poll on American Holiday Party Hosting<br /><strong>This release contains: 2 Photos, 1 Video, 2 Related Documents</strong><p>Allstate claims data reveals that sweaters aren't the only things that can get ugly this time of year. In Alabama, fire claims increase by 29.65 percent during the holiday season<sup>i</sup>, more than double the national average.</p> <p>Allstate's Holiday Home Hazards poll found the vast majority (91 percent) of Americans agree they can reduce risks associated to fires, accidents or theft during the holiday season through their own attention and action. Most Americans believe both fire and theft risks increase during the holidays, but a majority (63 percent or more) say they aren't paying any more attention to these risks, which could result in trouble during a busy time of cooking, decorating and hosting a holiday gathering. <br /> <strong><br /> </strong>Since food is the centerpiece of many holiday gatherings as hosts prepare decadent spreads for their guests, remaining diligent in the kitchen will help prevent mishaps.</p> <ul> <li>Eighty-seven percent of holiday party hosts plan to do "lots of cooking" to prepare for their gatherings.</li> <li>Nearly half (44 percent) of survey respondents have left a stove or oven unattended during the holiday season. Unattended cooking could become dangerous without the host knowing.</li> <li>Another 44 percent of Americans don't keep fire extinguishers in their home to put out a fire when it erupts.</li> <li>More than a quarter of Americans have hosted or attended a party that resulted in a burnt or ruined meal.</li> </ul> <p>Allstate claims data shows hasty cooking during the holiday season is among factors that could lead to unfortunate outcomes for homeowners, condo owners, and renters:</p> <table border="1" width="100%"> <tbody> <tr> <td colspan="3" align="center"><strong>Kitchen Fires (non-grease)</strong><sup>ii</sup></td> </tr> <tr> <td align="center"><strong>Insurance Policy Type</strong></td> <td align="center"><strong>Most Costly Claim</strong></td> <td align="center"><strong>Median Cost of Claim</strong></td> </tr> <tr> <td align="center">Homeowners</td> <td align="center">$762,000</td> <td rowspan="3" align="center">$10,000</td> </tr> <tr> <td align="center">Condo</td> <td align="center">$118,000</td> </tr> <tr> <td align="center">Renters</td> <td align="center">$349,000</td> </tr> <tr> <td colspan="3" align="center"><strong>Grease Fires</strong></td> </tr> <tr> <td align="center"><strong>Insurance Policy Type</strong></td> <td align="center"><strong>Most Costly Claim</strong></td> <td align="center"><strong>Median Cost of Claim</strong></td> </tr> <tr> <td align="center">Homeowners</td> <td align="center">$614,000</td> <td rowspan="3" align="center">$13,000</td> </tr> <tr> <td align="center">Condo</td> <td align="center">$65,000</td> </tr> <tr> <td align="center">Renters</td> <td align="center">$43,000</td> </tr> <tr> <td colspan="3" align="center"><strong>Kitchen Smoke Damage Claims</strong></td> </tr> <tr> <td align="center"><strong>Insurance Policy Type</strong></td> <td align="center"><strong>Most Costly Claim</strong></td> <td align="center"><strong>Median Cost of Claim</strong></td> </tr> <tr> <td align="center">Homeowners</td> <td align="center">$140,000</td> <td rowspan="3" align="center">$7,000</td> </tr> <tr> <td align="center">Condo</td> <td align="center">$43,000</td> </tr> <tr> <td align="center">Renters</td> <td align="center">$27,000</td> </tr> </tbody> </table> <p>&nbsp;</p> <p>Hosting a holiday party often comes with festive home touches as well. Make sure to take proper safety precautions to avoid potentially costly and dangerous outcomes.</p> <ul> <li>In fact, about one-third (31 percent) of Americans light candles and one in five will light a fire in their fireplace (21 percent) during a holiday party hosted at their home.</li> <li>More than half (53 percent) say they haven't checked or changed their smoke detectors recently. Unchecked smoke detectors can cause people to miss important alarms when fire breaks out in a home.</li> <li>Forty-four percent of Americans with gas fireplaces haven't had it inspected within the last three years. Faulty gas lines and fireplace build-up can cause dangerous outcomes.</li> <li>Forty-three percent of Americans admit to plugging in too many lights into one outlet. This can lead to electrical malfunctions and even fires.</li> <li>About one-third (34 percent) have left candles and 17 percent have left fires unattended. </li> </ul> <p>Allstate data indicates fires due to candles, fireplace and electrical mishaps are often significant losses:</p> <table border="1" width="100%"> <tbody> <tr> <td colspan="3" align="center"><strong>Candle Fires</strong><sup>ii</sup></td> </tr> <tr> <td align="center"><strong>Insurance Policy Type</strong></td> <td align="center"><strong>Most Costly Claim</strong></td> <td align="center"><strong>Median Cost of Claim</strong></td> </tr> <tr> <td align="center">Homeowners</td> <td align="center">$515,000</td> <td rowspan="3" align="center">$9,000</td> </tr> <tr> <td align="center">Condo</td> <td align="center">$55,000</td> </tr> <tr> <td align="center">Renters</td> <td align="center">$71,000</td> </tr> <tr> <td colspan="3" align="center"><strong>Fireplace Fires</strong></td> </tr> <tr> <td align="center"><strong>Insurance Policy Type</strong></td> <td align="center"><strong>Most Costly Claim</strong></td> <td align="center"><strong>Median Cost of Claim</strong></td> </tr> <tr> <td align="center">Homeowners</td> <td align="center">$1,600,000</td> <td rowspan="3" align="center">$9,000</td> </tr> <tr> <td align="center">Condo</td> <td align="center">$66,000</td> </tr> <tr> <td align="center">Renters</td> <td align="center">$35,000</td> </tr> <tr> <td colspan="3" align="center"><strong>Electrical Fires</strong></td> </tr> <tr> <td align="center"><strong>Insurance Policy Type</strong></td> <td align="center"><strong>Most Costly Claim</strong></td> <td align="center"><strong>Median Cost of Claim</strong></td> </tr> <tr> <td align="center">Homeowners</td> <td align="center">$2,440,000</td> <td rowspan="3" align="center">$18,000</td> </tr> <tr> <td align="center">Condo</td> <td align="center">$149,000</td> </tr> <tr> <td align="center">Renters</td> <td align="center">$72,000</td> </tr> </tbody> </table> <p>&nbsp;</p> <p><strong>Helpful Hints:<br /> </strong>Advance planning and precaution can help Alabama protect their homes and help make the holidays hazard-free. Allstate offers these tips to secure your home during the holidays:<strong>&nbsp;</strong></p> <p><strong><em>Holiday Cooking</em></strong></p> <ul> <li>Before the holidays, install new batteries in smoke alarms and carbon monoxide detectors. Make sure that family members can locate and operate fire extinguishers. Test all fire prevention devices to make sure they function properly. </li> <li>Be careful in the kitchen. The incorrect disposal of cooking grease, overuse of garbage disposals and improper or excessive disposal of waste can result in clogged drains and can cause sewer problems during this time of year.</li> </ul> <p><strong><em>Holiday Decorating </em></strong></p> <ul> <li>Never leave burning candles unattended, and always place them out of reach of children. Make it a part of your routine to check that all candles are extinguished before you go to bed each night. </li> <li>Make a smart tree purchase. If buying a natural tree, make sure it's fresh so it will be less of a fire hazard. Artificial trees should be labeled as fire resistant. Keep your tree away from heat sources, and trim trees with flame‐resistant materials. Never use lit candles to decorate trees.</li> <li>Check your holiday lights, throwing away any that are broken and don't overload the outlets. Only lights and extension cords specified for outdoor use should be used outside. </li> </ul> <p>See how holiday hazards can hit close to home and get more tips by visiting Allstate's Holiday Decorator, at <a href="http://www.allstate.com/holidaydecorator" target="_blank">www.allstate.com/holidaydecorator</a>.</p> <p><strong>Survey Methodology </strong> <br /> The survey of 1,036 American adults age 18+ was conducted November 2-5, 2014 via an online survey using a sample reflective of the American population. The survey was conducted by FTI Consulting, Inc. (FTI) for Allstate.</p> <p><strong>About Allstate</strong><br /> <a href="http://www.allstatenewsroom.com/">The Allstate Corporation</a> (NYSE: ALL) is the nation's largest publicly held personal lines insurer, protecting approximately 16 million households from life's uncertainties through its <a href="http://www.allstate.com/" target="_blank">Allstate</a>, <a href="http://www.encompassinsurance.com/" target="_blank">Encompass</a>, <a href="http://www.esurance.com/" target="_blank">Esurance</a> and <a href="http://www.answerfinancial.com/" target="_blank">Answer Financial</a> brand names and <a href="http://www.allstate.com/financial" target="_blank">Allstate Financial</a> business segment. Allstate is widely known through the slogan "You're In Good Hands With Allstate&reg;." The Allstate brand's network of small businesses offers auto, home, life and retirement products and services to customers in the United States and Canada. In 2013, The Allstate Foundation, Allstate, its employees and agency owners gave $29 million to <a href="http://www.allstate.com/corporate-responsibility.aspx" target="_blank">support local communities</a>. Allstate employees and agency owners donated 200,000 hours of service across the country.</p> <p>#&nbsp; #&nbsp; #</p> <p><sup>i</sup> Percentage increase in claims during the holiday season versus non-holiday season over a three-year period, November 15 through January 15, 2011-2014.</p> <p><sup>ii</sup> Based on Allstate claims data that was analyzed over the same three-year period, November 15 through January 15, 2011-2014.</p> <p><strong>Contact:</strong></p> <p>Daniel Groce<br /> (678) 589-6102<br /> <a href="mailto:Daniel.Groce@allstate.com">Daniel.Groce@allstate.com</a></p> Tue, 02 Dec 2014 18:49:00 -0600 http://allstatenewsroom.com/releases/a482a89d-442f-4a3a-8648-f374d060ad56 http://allstatenewsroom.com/releases/a482a89d-442f-4a3a-8648-f374d060ad56 Sweaters Aren't the Only Things That Can Get Ugly During the Holidays Top Alabama Holiday Claims Revealed with New Allstate Poll on American Holiday Party Hosting<br /><strong>This release contains: 2 Photos, 1 Video, 2 Related Documents</strong><p>Allstate claims data reveals that sweaters aren't the only things that can get ugly this time of year. In Alabama, fire claims increase by 29.65 percent during the holiday season<sup>i</sup>, more than double the national average.</p> <p>Allstate's Holiday Home Hazards poll found the vast majority (91 percent) of Americans agree they can reduce risks associated to fires, accidents or theft during the holiday season through their own attention and action. Most Americans believe both fire and theft risks increase during the holidays, but a majority (63 percent or more) say they aren't paying any more attention to these risks, which could result in trouble during a busy time of cooking, decorating and hosting a holiday gathering. <br /> <strong><br /> </strong>Since food is the centerpiece of many holiday gatherings as hosts prepare decadent spreads for their guests, remaining diligent in the kitchen will help prevent mishaps.</p> <ul> <li>Eighty-seven percent of holiday party hosts plan to do "lots of cooking" to prepare for their gatherings.</li> <li>Nearly half (44 percent) of survey respondents have left a stove or oven unattended during the holiday season. Unattended cooking could become dangerous without the host knowing.</li> <li>Another 44 percent of Americans don't keep fire extinguishers in their home to put out a fire when it erupts.</li> <li>More than a quarter of Americans have hosted or attended a party that resulted in a burnt or ruined meal.</li> </ul> <p>Allstate claims data shows hasty cooking during the holiday season is among factors that could lead to unfortunate outcomes for homeowners, condo owners, and renters:</p> <table border="1" width="100%"> <tbody> <tr> <td colspan="3" align="center"><strong>Kitchen Fires (non-grease)</strong><sup>ii</sup></td> </tr> <tr> <td align="center"><strong>Insurance Policy Type</strong></td> <td align="center"><strong>Most Costly Claim</strong></td> <td align="center"><strong>Median Cost of Claim</strong></td> </tr> <tr> <td align="center">Homeowners</td> <td align="center">$762,000</td> <td rowspan="3" align="center">$10,000</td> </tr> <tr> <td align="center">Condo</td> <td align="center">$118,000</td> </tr> <tr> <td align="center">Renters</td> <td align="center">$349,000</td> </tr> <tr> <td colspan="3" align="center"><strong>Grease Fires</strong></td> </tr> <tr> <td align="center"><strong>Insurance Policy Type</strong></td> <td align="center"><strong>Most Costly Claim</strong></td> <td align="center"><strong>Median Cost of Claim</strong></td> </tr> <tr> <td align="center">Homeowners</td> <td align="center">$614,000</td> <td rowspan="3" align="center">$13,000</td> </tr> <tr> <td align="center">Condo</td> <td align="center">$65,000</td> </tr> <tr> <td align="center">Renters</td> <td align="center">$43,000</td> </tr> <tr> <td colspan="3" align="center"><strong>Kitchen Smoke Damage Claims</strong></td> </tr> <tr> <td align="center"><strong>Insurance Policy Type</strong></td> <td align="center"><strong>Most Costly Claim</strong></td> <td align="center"><strong>Median Cost of Claim</strong></td> </tr> <tr> <td align="center">Homeowners</td> <td align="center">$140,000</td> <td rowspan="3" align="center">$7,000</td> </tr> <tr> <td align="center">Condo</td> <td align="center">$43,000</td> </tr> <tr> <td align="center">Renters</td> <td align="center">$27,000</td> </tr> </tbody> </table> <p>&nbsp;</p> <p>Hosting a holiday party often comes with festive home touches as well. Make sure to take proper safety precautions to avoid potentially costly and dangerous outcomes.</p> <ul> <li>In fact, about one-third (31 percent) of Americans light candles and one in five will light a fire in their fireplace (21 percent) during a holiday party hosted at their home.</li> <li>More than half (53 percent) say they haven't checked or changed their smoke detectors recently. Unchecked smoke detectors can cause people to miss important alarms when fire breaks out in a home.</li> <li>Forty-four percent of Americans with gas fireplaces haven't had it inspected within the last three years. Faulty gas lines and fireplace build-up can cause dangerous outcomes.</li> <li>Forty-three percent of Americans admit to plugging in too many lights into one outlet. This can lead to electrical malfunctions and even fires.</li> <li>About one-third (34 percent) have left candles and 17 percent have left fires unattended. </li> </ul> <p>Allstate data indicates fires due to candles, fireplace and electrical mishaps are often significant losses:</p> <table border="1" width="100%"> <tbody> <tr> <td colspan="3" align="center"><strong>Candle Fires</strong><sup>ii</sup></td> </tr> <tr> <td align="center"><strong>Insurance Policy Type</strong></td> <td align="center"><strong>Most Costly Claim</strong></td> <td align="center"><strong>Median Cost of Claim</strong></td> </tr> <tr> <td align="center">Homeowners</td> <td align="center">$515,000</td> <td rowspan="3" align="center">$9,000</td> </tr> <tr> <td align="center">Condo</td> <td align="center">$55,000</td> </tr> <tr> <td align="center">Renters</td> <td align="center">$71,000</td> </tr> <tr> <td colspan="3" align="center"><strong>Fireplace Fires</strong></td> </tr> <tr> <td align="center"><strong>Insurance Policy Type</strong></td> <td align="center"><strong>Most Costly Claim</strong></td> <td align="center"><strong>Median Cost of Claim</strong></td> </tr> <tr> <td align="center">Homeowners</td> <td align="center">$1,600,000</td> <td rowspan="3" align="center">$9,000</td> </tr> <tr> <td align="center">Condo</td> <td align="center">$66,000</td> </tr> <tr> <td align="center">Renters</td> <td align="center">$35,000</td> </tr> <tr> <td colspan="3" align="center"><strong>Electrical Fires</strong></td> </tr> <tr> <td align="center"><strong>Insurance Policy Type</strong></td> <td align="center"><strong>Most Costly Claim</strong></td> <td align="center"><strong>Median Cost of Claim</strong></td> </tr> <tr> <td align="center">Homeowners</td> <td align="center">$2,440,000</td> <td rowspan="3" align="center">$18,000</td> </tr> <tr> <td align="center">Condo</td> <td align="center">$149,000</td> </tr> <tr> <td align="center">Renters</td> <td align="center">$72,000</td> </tr> </tbody> </table> <p>&nbsp;</p> <p><strong>Helpful Hints:<br /> </strong>Advance planning and precaution can help Alabama protect their homes and help make the holidays hazard-free. Allstate offers these tips to secure your home during the holidays:<strong>&nbsp;</strong></p> <p><strong><em>Holiday Cooking</em></strong></p> <ul> <li>Before the holidays, install new batteries in smoke alarms and carbon monoxide detectors. Make sure that family members can locate and operate fire extinguishers. Test all fire prevention devices to make sure they function properly. </li> <li>Be careful in the kitchen. The incorrect disposal of cooking grease, overuse of garbage disposals and improper or excessive disposal of waste can result in clogged drains and can cause sewer problems during this time of year.</li> </ul> <p><strong><em>Holiday Decorating </em></strong></p> <ul> <li>Never leave burning candles unattended, and always place them out of reach of children. Make it a part of your routine to check that all candles are extinguished before you go to bed each night. </li> <li>Make a smart tree purchase. If buying a natural tree, make sure it's fresh so it will be less of a fire hazard. Artificial trees should be labeled as fire resistant. Keep your tree away from heat sources, and trim trees with flame‐resistant materials. Never use lit candles to decorate trees.</li> <li>Check your holiday lights, throwing away any that are broken and don't overload the outlets. Only lights and extension cords specified for outdoor use should be used outside. </li> </ul> <p>See how holiday hazards can hit close to home and get more tips by visiting Allstate's Holiday Decorator, at <a href="http://www.allstate.com/holidaydecorator" target="_blank">www.allstate.com/holidaydecorator</a>.</p> <p><strong>Survey Methodology </strong> <br /> The survey of 1,036 American adults age 18+ was conducted November 2-5, 2014 via an online survey using a sample reflective of the American population. The survey was conducted by FTI Consulting, Inc. (FTI) for Allstate.</p> <p><strong>About Allstate</strong><br /> <a href="http://www.allstatenewsroom.com/">The Allstate Corporation</a> (NYSE: ALL) is the nation's largest publicly held personal lines insurer, protecting approximately 16 million households from life's uncertainties through its <a href="http://www.allstate.com/" target="_blank">Allstate</a>, <a href="http://www.encompassinsurance.com/" target="_blank">Encompass</a>, <a href="http://www.esurance.com/" target="_blank">Esurance</a> and <a href="http://www.answerfinancial.com/" target="_blank">Answer Financial</a> brand names and <a href="http://www.allstate.com/financial" target="_blank">Allstate Financial</a> business segment. Allstate is widely known through the slogan "You're In Good Hands With Allstate&reg;." The Allstate brand's network of small businesses offers auto, home, life and retirement products and services to customers in the United States and Canada. In 2013, The Allstate Foundation, Allstate, its employees and agency owners gave $29 million to <a href="http://www.allstate.com/corporate-responsibility.aspx" target="_blank">support local communities</a>. Allstate employees and agency owners donated 200,000 hours of service across the country.</p> <p>#&nbsp; #&nbsp; #</p> <p><sup>i</sup> Percentage increase in claims during the holiday season versus non-holiday season over a three-year period, November 15 through January 15, 2011-2014.</p> <p><sup>ii</sup> Based on Allstate claims data that was analyzed over the same three-year period, November 15 through January 15, 2011-2014.</p> <p><strong>Contact:</strong></p> <p>Daniel Groce<br /> (678) 589-6102<br /> <a href="mailto:Daniel.Groce@allstate.com">Daniel.Groce@allstate.com</a></p> Sweaters Aren't the Only Things That Can Get Ugly During the Holidays Top Nebraska Holiday Claims Revealed with New Allstate Poll on American Holiday Party Hosting<br /><strong>This release contains: 2 Photos, 1 Video, 2 Related Documents</strong><p>Holiday "ugly" sweaters have grown in popularity in Nebraska and will likely make an appearance with the 83 percent of Americans who plan to party this season. A new Allstate poll indicates 54 percent of Americans will host holiday parties in their homes, and the large majority who attend parties say they take place at someone else's home. While Nebraska residents celebrate, Allstate provides reminders of historical holiday home hazard outcomes, such as kitchen fires, decorative fires and theft, and helpful hints for customers and consumers who host parties this season.</p> <p>"If there's one thing Nebraska residents like to do, it's hosting holiday gatherings with friends and family," said Mitch Happ, a local Nebraska Allstate agent. "It's important to remember that staying aware of potential hazards before the next &lsquo;ugly sweater' or other holiday party will help protect your family and friends from costly home damages."</p> <p>Allstate is reminding Nebraska residents to use extra caution, especially for claims that prevail in the local area. In Nebraska, the top three most common holiday-related claims are:</p> <ol> <li>Burglary</li> <li>Theft from locked vehicle</li> <li>Electrical fire/short</li> </ol> <p>Allstate's Holiday Home Hazards poll found the vast majority (91 percent) of Americans agree they can reduce risks associated to fires, accidents or theft during the holiday season through their own attention and action. In Nebraska, fire claims increase by 11.8 percent during the holiday season<sup>i</sup>. Most Americans believe both fire and theft risks increase during the holidays, but a majority (63 percent or more) say aren't paying any more attention to these risks which could result in trouble during a busy time of cooking, decorating and hosting a holiday gathering.</p> <p><strong>Hosting Hazards:</strong><br /> Hosts should be aware that the likelihood of theft can increase over the holidays. It's wise to protect against unfortunate disappearances of valuables.</p> <ul> <li>Just one in five (22 percent) say they put away valuables before hosting a party.</li> <li>Nearly half (48%) say they have left a door unlocked for a friend or family member.</li> <li>Forty-six percent say they have hidden a key to their home for a friend or family member, a behavior. Hiding keys leaves the home too easily accessible for burglaries</li> <li>Nearly half (48 percent) say they've hidden valuables such as gifts in their car. Leaving valuables in a car can create an enticing opportunity for thieves to break-in.</li> <li>Seventeen percent of Americans say they've experienced a stolen or missing valuable when attending a holiday party</li> </ul> <p>Protecting valuables is especially important during the holiday season given some of the most common precious items are also small in size and could go unnoticed:</p> <table border="1" cellspacing="2" cellpadding="2" width="100%"> <tbody> <tr> <td colspan="3" valign="top"><strong>Missing Jewelry Theft Claims<sup>ii</sup></strong></td> </tr> <tr> <td valign="top"> <p><strong>Insurance Policy Type</strong></p> </td> <td valign="top"> <p><strong>Most Costly Claim</strong></p> </td> <td valign="top"> <p><strong>Median Cost of Claim</strong></p> </td> </tr> <tr> <td valign="top"> <p>Homeowners</p> </td> <td valign="top"> <p>$26,000</p> </td> <td rowspan="3"> <p>$1,500</p> </td> </tr> <tr> <td valign="top"> <p>Condo</p> </td> <td valign="top"> <p>$11,000</p> </td> </tr> <tr> <td valign="top"> <p>Renters</p> </td> <td valign="top"> <p>$25,000</p> </td> </tr> <tr> <td colspan="3" valign="top"> <p><strong>Burglaries</strong></p> </td> </tr> <tr> <td valign="top"> <p><strong>Insurance Policy Type</strong></p> </td> <td valign="top"> <p><strong>Most Costly Claim</strong></p> </td> <td valign="top"> <p><strong>Median Cost of Claim</strong></p> </td> </tr> <tr> <td valign="top"> <p>Homeowners</p> </td> <td valign="top"> <p>$125,00</p> </td> <td rowspan="3"> <p>$3,000</p> </td> </tr> <tr> <td valign="top"> <p>Condo</p> </td> <td valign="top"> <p>$34,000</p> </td> </tr> <tr> <td valign="top"> <p>Renters</p> </td> <td valign="top"> <p>$81,000</p> </td> </tr> <tr> <td colspan="3" valign="top"> <p><strong>Property Missing After a Party</strong></p> </td> </tr> <tr> <td valign="top"> <p><strong>Insurance Policy Type</strong></p> </td> <td valign="top"> <p><strong>Most Costly Claim</strong></p> </td> <td valign="top"> <p><strong>Median Cost of Claim</strong></p> </td> </tr> <tr> <td valign="top"> <p>Homeowners</p> </td> <td valign="top"> <p>$6,000</p> </td> <td rowspan="3"> <p>$1,500</p> </td> </tr> <tr> <td valign="top"> <p>Condo</p> </td> <td valign="top"> <p>$29,000</p> </td> </tr> <tr> <td valign="top"> <p>Renters</p> </td> <td valign="top"> <p>$6,000</p> </td> </tr> </tbody> </table> <p><strong><br /> Hasty Hors d'oeuvres:</strong><br /> Food is the centerpiece of many holiday gatherings as hosts prepare decadent spreads for their guests, but remaining diligent in the kitchen will help prevent mishaps.</p> <ul> <li>Eighty-seven percent of holiday party hosts plan to do "lots of cooking" to prepare for their gatherings.</li> <li>Nearly half (44 percent) of survey respondents have left a stove or oven unattended during the holiday season. Unattended cooking could become dangerous without the host knowing.</li> <li>Another 44 percent of Americans don't keep fire extinguishers in their home to put out a fire when it erupts.</li> <li>More than a quarter of Americans have hosted or attended a party that resulted in a burnt or ruined meal.</li> </ul> <p>Allstate claims data shows hasty cooking during the holiday season is among factors that could lead to unfortunate outcomes for homeowners, condo owners, and renters:</p> <table border="1" cellspacing="2" cellpadding="2" width="100%"> <tbody> <tr> <td colspan="3" align="center" valign="top"> <p><strong>Kitchen Fires (non-grease)<sup>ii</sup></strong></p> </td> </tr> <tr> <td align="center" valign="top"> <p><strong>Insurance Policy Type</strong></p> </td> <td align="center" valign="top"> <p><strong>Most Costly Claim</strong></p> </td> <td align="center" valign="top"> <p><strong>Median Cost of Claim</strong></p> </td> </tr> <tr> <td align="center" valign="top"> <p>Homeowners</p> </td> <td align="center" valign="top"> <p>$762,000</p> </td> <td rowspan="3" align="center"> <p>$10,000</p> </td> </tr> <tr> <td align="center" valign="top"> <p>Condo</p> </td> <td align="center" valign="top"> <p>$118,000</p> </td> </tr> <tr> <td align="center" valign="top"> <p>Renters</p> </td> <td align="center" valign="top"> <p>$349,000</p> </td> </tr> <tr> <td colspan="3" align="center" valign="top"> <p><strong>Grease Fires</strong></p> </td> </tr> <tr> <td align="center" valign="top"> <p><strong>Insurance Policy Type</strong></p> </td> <td align="center" valign="top"> <p><strong>Most Costly Claim</strong></p> </td> <td align="center" valign="top"> <p><strong>Median Cost of Claim</strong></p> </td> </tr> <tr> <td align="center" valign="top"> <p>Homeowners</p> </td> <td align="center" valign="top"> <p>$614,000</p> </td> <td rowspan="3" align="center"> <p>$13,000</p> </td> </tr> <tr> <td align="center" valign="top"> <p>Condo</p> </td> <td align="center" valign="top"> <p>$65,000</p> </td> </tr> <tr> <td align="center" valign="top"> <p>Renters</p> </td> <td align="center" valign="top"> <p>$43,000</p> </td> </tr> <tr> <td colspan="3" align="center" valign="top"> <p><strong>Kitchen Smoke Damage Claims</strong></p> </td> </tr> <tr> <td align="center" valign="top"> <p><strong>Insurance Policy Type</strong></p> </td> <td align="center" valign="top"> <p><strong>Most Costly Claim</strong></p> </td> <td align="center" valign="top"> <p><strong>Median Cost of Claim</strong></p> </td> </tr> <tr> <td align="center" valign="top"> <p>Homeowners</p> </td> <td align="center" valign="top"> <p>$140,000</p> </td> <td rowspan="3" align="center"> <p>$7,000</p> </td> </tr> <tr> <td align="center" valign="top"> <p>Condo</p> </td> <td align="center" valign="top"> <p>$43,000</p> </td> </tr> <tr> <td align="center" valign="top"> <p>Renters</p> </td> <td align="center" valign="top"> <p>$27,000</p> </td> </tr> </tbody> </table> <p><strong><br /> Deck the Halls:</strong><br /> Hosting a holiday party often comes with festive home touches. Make sure to take proper safety precautions to avoid potentially costly and dangerous outcomes.</p> <ul> <li>In fact, about one-third (31 percent) of Americans light candles and one in five will light a fire in their fireplace (21 percent) during a holiday party hosted at their home.</li> <li>More than half (53 percent) say they haven't checked or changed their smoke detectors recently. Unchecked smoke detectors can cause people to miss important alarms when fire breaks out in a home.</li> <li>Forty-four percent of Americans with gas fireplaces haven't had it inspected within the last three years. Faulty gas lines and fireplace build-up can cause dangerous outcomes.</li> <li>Forty-three percent of Americans admit to plugging in too many lights into one outlet. This can lead to electrical malfunctions and even fires.</li> <li>About one-third (34 percent) have left candles and 17 percent have left fires unattended.</li> </ul> <p>Allstate data indicates fires due to candles, fireplace and electrical mishaps are often significant losses:</p> <table border="1" cellspacing="2" cellpadding="2" width="100%"> <tbody> <tr> <td colspan="3" align="center" valign="top"><strong>Candle Fires<sup>ii</sup></strong></td> </tr> <tr> <td align="center" valign="top"> <p><strong>Insurance Policy Type</strong></p> </td> <td align="center" valign="top"> <p><strong>Most Costly Claim</strong></p> </td> <td align="center" valign="top"> <p><strong>Median Cost of Claim</strong></p> </td> </tr> <tr> <td align="center" valign="top"> <p>Homeowners</p> </td> <td align="center" valign="top"> <p>$515,000</p> </td> <td rowspan="3" align="center"> <p>$9,000</p> </td> </tr> <tr> <td align="center" valign="top"> <p>Condo</p> </td> <td align="center" valign="top"> <p>$55,000</p> </td> </tr> <tr> <td align="center" valign="top"> <p>Renters</p> </td> <td align="center" valign="top"> <p>$71,000</p> </td> </tr> <tr> <td colspan="3" align="center" valign="top"> <p><strong>Fireplace Fires</strong></p> </td> </tr> <tr> <td align="center" valign="top"> <p><strong>Insurance Policy Type</strong></p> </td> <td align="center" valign="top"> <p><strong>Most Costly Claim</strong></p> </td> <td align="center" valign="top"> <p><strong>Median Cost of Claim</strong></p> </td> </tr> <tr> <td align="center" valign="top"> <p>Homeowners</p> </td> <td align="center" valign="top"> <p>$1,600,000</p> </td> <td rowspan="3" align="center"> <p>$9,000</p> </td> </tr> <tr> <td align="center" valign="top"> <p>Condo</p> </td> <td align="center" valign="top"> <p>$66,000</p> </td> </tr> <tr> <td align="center" valign="top"> <p>Renters</p> </td> <td align="center" valign="top"> <p>$35,000</p> </td> </tr> <tr> <td colspan="3" align="center" valign="top"> <p><strong>Electrical Fires</strong></p> </td> </tr> <tr> <td align="center" valign="top"> <p><strong>Insurance Policy Type</strong></p> </td> <td align="center" valign="top"> <p><strong>Most Costly Claim</strong></p> </td> <td align="center" valign="top"> <p><strong>Median Cost of Claim</strong></p> </td> </tr> <tr> <td align="center" valign="top"> <p>Homeowners</p> </td> <td align="center" valign="top"> <p>$2,440,000</p> </td> <td rowspan="3" align="center"> <p>$18,000</p> </td> </tr> <tr> <td align="center" valign="top"> <p>Condo</p> </td> <td align="center" valign="top"> <p>$149,000</p> </td> </tr> <tr> <td align="center" valign="top"> <p>Renters</p> </td> <td align="center" valign="top"> <p>$72,000</p> </td> </tr> </tbody> </table> <p><strong><br /> Helpful Hints:<br /> </strong>Advance planning and precaution can help Nebraska residents protect their homes and help make the holidays hazard-free. Allstate offers these tips to secure your home during the holidays:</p> <p><strong><em>Holiday Cooking</em></strong></p> <ul> <li>Before the holidays, install new batteries in smoke alarms and carbon monoxide detectors. Make sure that family members can locate and operate fire extinguishers. Test all fire prevention devices to make sure they function properly. </li> <li>Be careful in the kitchen. The incorrect disposal of cooking grease, overuse of garbage disposals and improper or excessive disposal of waste can result in clogged drains and can cause sewer problems during this time of year.</li> </ul> <p><strong><em>Holiday Decorating </em></strong></p> <ul> <li>Never leave burning candles unattended, and always place them out of reach of children. Make it a part of your routine to check that all candles are extinguished before you go to bed each night. </li> <li>Make a smart tree purchase. If buying a natural tree, make sure it's fresh so it will be less of a fire hazard. Artificial trees should be labeled as fire resistant. Keep your tree away from heat sources, and trim trees with flame‐resistant materials. Never use lit candles to decorate trees.</li> <li>Check your holiday lights, throwing away any that are broken and don't overload the outlets. Only lights and extension cords specified for outdoor use should be used outside. </li> </ul> <p><strong><em>Holiday Security</em></strong></p> <ul> <li>When shopping, don't leave purchases in the passenger compartment of your unattended vehicle. Store them out of sight, in the trunk. </li> <li>When in plain view, gifts and valuables serve as an invitation to thieves. Close the shades or drapes if you're away. And put your valuables away before hosting people at your home.</li> <li>Don't advertise shopping trips or gift purchases on social media. Whether it's "check-ins" using geo-location services, travel plan updates, or even photos uploaded while at a holiday party, people may be unknowingly giving today's "digital thieves" greater insight into the contents of your car's trunk, times you're away from home and even the holiday gifts hiding in your closet.</li> </ul> <p>See how holiday hazards can hit close to home and get more tips by visiting Allstate's Holiday Decorator, at <a href="http://www.allstate.com">www.allstate.com</a>/<a href="http://www.allstate.com/holidaydecorator">holidaydecorator</a>.</p> <p><strong>Survey Methodology </strong> <br /> The survey of 1,036 American adults age 18+ was conducted November 2-5, 2014 via an online survey using a sample reflective of the American population. The survey was conducted by FTI Consulting, Inc. (FTI) for Allstate.</p> <p><strong>About Allstate</strong><br /> <a title="http://www.allstatenewsroom.com/" href="http://www.allstatenewsroom.com/">The Allstate Corporation</a> (NYSE: ALL) is the nation's largest publicly held personal lines insurer, protecting approximately 16 million households from life's uncertainties through its <a href="http://www.allstate.com/">Allstate</a>, <a href="http://www.encompassinsurance.com/">Encompass</a>, <a href="http://www.esurance.com/">Esurance</a> and <a href="http://www.answerfinancial.com/">Answer Financial</a> brand names and <a href="http://www.allstate.com/financial">Allstate Financial</a> business segment. Allstate is widely known through the slogan "You're In Good Hands With Allstate&reg;." The Allstate brand's network of small businesses offers auto, home, life and retirement products and services to customers in the United States and Canada. In 2013, The Allstate Foundation, Allstate, its employees and agency owners gave $29 million to <a href="http://www.allstate.com/corporate-responsibility.aspx">support local communities</a>. Allstate employees and agency owners donated 200,000 hours of service across the country.</p> <p><sup>i</sup> Percentage increase in claims during the holiday season versus non-holiday season over a three-year period, November 15 through January 15, 2011-2014.</p> <p><sup>ii</sup> Based on Allstate claims data that was analyzed over the same three-year period, November 15 through January 15, 2011-2014.</p> <p>&nbsp;</p> <p style="text-align: center;"># # #</p> <p><strong>Contact:</strong></p> <p>Stephanie Howell <br /> (303) 779-3791<br /> @Allstatewc</p> Tue, 02 Dec 2014 15:55:00 -0600 http://allstatenewsroom.com/releases/65a204d0-4037-401b-9588-f223e01c7c37 http://allstatenewsroom.com/releases/65a204d0-4037-401b-9588-f223e01c7c37 Sweaters Aren't the Only Things That Can Get Ugly During the Holidays Top Nebraska Holiday Claims Revealed with New Allstate Poll on American Holiday Party Hosting<br /><strong>This release contains: 2 Photos, 1 Video, 2 Related Documents</strong><p>Holiday "ugly" sweaters have grown in popularity in Nebraska and will likely make an appearance with the 83 percent of Americans who plan to party this season. A new Allstate poll indicates 54 percent of Americans will host holiday parties in their homes, and the large majority who attend parties say they take place at someone else's home. While Nebraska residents celebrate, Allstate provides reminders of historical holiday home hazard outcomes, such as kitchen fires, decorative fires and theft, and helpful hints for customers and consumers who host parties this season.</p> <p>"If there's one thing Nebraska residents like to do, it's hosting holiday gatherings with friends and family," said Mitch Happ, a local Nebraska Allstate agent. "It's important to remember that staying aware of potential hazards before the next &lsquo;ugly sweater' or other holiday party will help protect your family and friends from costly home damages."</p> <p>Allstate is reminding Nebraska residents to use extra caution, especially for claims that prevail in the local area. In Nebraska, the top three most common holiday-related claims are:</p> <ol> <li>Burglary</li> <li>Theft from locked vehicle</li> <li>Electrical fire/short</li> </ol> <p>Allstate's Holiday Home Hazards poll found the vast majority (91 percent) of Americans agree they can reduce risks associated to fires, accidents or theft during the holiday season through their own attention and action. In Nebraska, fire claims increase by 11.8 percent during the holiday season<sup>i</sup>. Most Americans believe both fire and theft risks increase during the holidays, but a majority (63 percent or more) say aren't paying any more attention to these risks which could result in trouble during a busy time of cooking, decorating and hosting a holiday gathering.</p> <p><strong>Hosting Hazards:</strong><br /> Hosts should be aware that the likelihood of theft can increase over the holidays. It's wise to protect against unfortunate disappearances of valuables.</p> <ul> <li>Just one in five (22 percent) say they put away valuables before hosting a party.</li> <li>Nearly half (48%) say they have left a door unlocked for a friend or family member.</li> <li>Forty-six percent say they have hidden a key to their home for a friend or family member, a behavior. Hiding keys leaves the home too easily accessible for burglaries</li> <li>Nearly half (48 percent) say they've hidden valuables such as gifts in their car. Leaving valuables in a car can create an enticing opportunity for thieves to break-in.</li> <li>Seventeen percent of Americans say they've experienced a stolen or missing valuable when attending a holiday party</li> </ul> <p>Protecting valuables is especially important during the holiday season given some of the most common precious items are also small in size and could go unnoticed:</p> <table border="1" cellspacing="2" cellpadding="2" width="100%"> <tbody> <tr> <td colspan="3" valign="top"><strong>Missing Jewelry Theft Claims<sup>ii</sup></strong></td> </tr> <tr> <td valign="top"> <p><strong>Insurance Policy Type</strong></p> </td> <td valign="top"> <p><strong>Most Costly Claim</strong></p> </td> <td valign="top"> <p><strong>Median Cost of Claim</strong></p> </td> </tr> <tr> <td valign="top"> <p>Homeowners</p> </td> <td valign="top"> <p>$26,000</p> </td> <td rowspan="3"> <p>$1,500</p> </td> </tr> <tr> <td valign="top"> <p>Condo</p> </td> <td valign="top"> <p>$11,000</p> </td> </tr> <tr> <td valign="top"> <p>Renters</p> </td> <td valign="top"> <p>$25,000</p> </td> </tr> <tr> <td colspan="3" valign="top"> <p><strong>Burglaries</strong></p> </td> </tr> <tr> <td valign="top"> <p><strong>Insurance Policy Type</strong></p> </td> <td valign="top"> <p><strong>Most Costly Claim</strong></p> </td> <td valign="top"> <p><strong>Median Cost of Claim</strong></p> </td> </tr> <tr> <td valign="top"> <p>Homeowners</p> </td> <td valign="top"> <p>$125,00</p> </td> <td rowspan="3"> <p>$3,000</p> </td> </tr> <tr> <td valign="top"> <p>Condo</p> </td> <td valign="top"> <p>$34,000</p> </td> </tr> <tr> <td valign="top"> <p>Renters</p> </td> <td valign="top"> <p>$81,000</p> </td> </tr> <tr> <td colspan="3" valign="top"> <p><strong>Property Missing After a Party</strong></p> </td> </tr> <tr> <td valign="top"> <p><strong>Insurance Policy Type</strong></p> </td> <td valign="top"> <p><strong>Most Costly Claim</strong></p> </td> <td valign="top"> <p><strong>Median Cost of Claim</strong></p> </td> </tr> <tr> <td valign="top"> <p>Homeowners</p> </td> <td valign="top"> <p>$6,000</p> </td> <td rowspan="3"> <p>$1,500</p> </td> </tr> <tr> <td valign="top"> <p>Condo</p> </td> <td valign="top"> <p>$29,000</p> </td> </tr> <tr> <td valign="top"> <p>Renters</p> </td> <td valign="top"> <p>$6,000</p> </td> </tr> </tbody> </table> <p><strong><br /> Hasty Hors d'oeuvres:</strong><br /> Food is the centerpiece of many holiday gatherings as hosts prepare decadent spreads for their guests, but remaining diligent in the kitchen will help prevent mishaps.</p> <ul> <li>Eighty-seven percent of holiday party hosts plan to do "lots of cooking" to prepare for their gatherings.</li> <li>Nearly half (44 percent) of survey respondents have left a stove or oven unattended during the holiday season. Unattended cooking could become dangerous without the host knowing.</li> <li>Another 44 percent of Americans don't keep fire extinguishers in their home to put out a fire when it erupts.</li> <li>More than a quarter of Americans have hosted or attended a party that resulted in a burnt or ruined meal.</li> </ul> <p>Allstate claims data shows hasty cooking during the holiday season is among factors that could lead to unfortunate outcomes for homeowners, condo owners, and renters:</p> <table border="1" cellspacing="2" cellpadding="2" width="100%"> <tbody> <tr> <td colspan="3" align="center" valign="top"> <p><strong>Kitchen Fires (non-grease)<sup>ii</sup></strong></p> </td> </tr> <tr> <td align="center" valign="top"> <p><strong>Insurance Policy Type</strong></p> </td> <td align="center" valign="top"> <p><strong>Most Costly Claim</strong></p> </td> <td align="center" valign="top"> <p><strong>Median Cost of Claim</strong></p> </td> </tr> <tr> <td align="center" valign="top"> <p>Homeowners</p> </td> <td align="center" valign="top"> <p>$762,000</p> </td> <td rowspan="3" align="center"> <p>$10,000</p> </td> </tr> <tr> <td align="center" valign="top"> <p>Condo</p> </td> <td align="center" valign="top"> <p>$118,000</p> </td> </tr> <tr> <td align="center" valign="top"> <p>Renters</p> </td> <td align="center" valign="top"> <p>$349,000</p> </td> </tr> <tr> <td colspan="3" align="center" valign="top"> <p><strong>Grease Fires</strong></p> </td> </tr> <tr> <td align="center" valign="top"> <p><strong>Insurance Policy Type</strong></p> </td> <td align="center" valign="top"> <p><strong>Most Costly Claim</strong></p> </td> <td align="center" valign="top"> <p><strong>Median Cost of Claim</strong></p> </td> </tr> <tr> <td align="center" valign="top"> <p>Homeowners</p> </td> <td align="center" valign="top"> <p>$614,000</p> </td> <td rowspan="3" align="center"> <p>$13,000</p> </td> </tr> <tr> <td align="center" valign="top"> <p>Condo</p> </td> <td align="center" valign="top"> <p>$65,000</p> </td> </tr> <tr> <td align="center" valign="top"> <p>Renters</p> </td> <td align="center" valign="top"> <p>$43,000</p> </td> </tr> <tr> <td colspan="3" align="center" valign="top"> <p><strong>Kitchen Smoke Damage Claims</strong></p> </td> </tr> <tr> <td align="center" valign="top"> <p><strong>Insurance Policy Type</strong></p> </td> <td align="center" valign="top"> <p><strong>Most Costly Claim</strong></p> </td> <td align="center" valign="top"> <p><strong>Median Cost of Claim</strong></p> </td> </tr> <tr> <td align="center" valign="top"> <p>Homeowners</p> </td> <td align="center" valign="top"> <p>$140,000</p> </td> <td rowspan="3" align="center"> <p>$7,000</p> </td> </tr> <tr> <td align="center" valign="top"> <p>Condo</p> </td> <td align="center" valign="top"> <p>$43,000</p> </td> </tr> <tr> <td align="center" valign="top"> <p>Renters</p> </td> <td align="center" valign="top"> <p>$27,000</p> </td> </tr> </tbody> </table> <p><strong><br /> Deck the Halls:</strong><br /> Hosting a holiday party often comes with festive home touches. Make sure to take proper safety precautions to avoid potentially costly and dangerous outcomes.</p> <ul> <li>In fact, about one-third (31 percent) of Americans light candles and one in five will light a fire in their fireplace (21 percent) during a holiday party hosted at their home.</li> <li>More than half (53 percent) say they haven't checked or changed their smoke detectors recently. Unchecked smoke detectors can cause people to miss important alarms when fire breaks out in a home.</li> <li>Forty-four percent of Americans with gas fireplaces haven't had it inspected within the last three years. Faulty gas lines and fireplace build-up can cause dangerous outcomes.</li> <li>Forty-three percent of Americans admit to plugging in too many lights into one outlet. This can lead to electrical malfunctions and even fires.</li> <li>About one-third (34 percent) have left candles and 17 percent have left fires unattended.</li> </ul> <p>Allstate data indicates fires due to candles, fireplace and electrical mishaps are often significant losses:</p> <table border="1" cellspacing="2" cellpadding="2" width="100%"> <tbody> <tr> <td colspan="3" align="center" valign="top"><strong>Candle Fires<sup>ii</sup></strong></td> </tr> <tr> <td align="center" valign="top"> <p><strong>Insurance Policy Type</strong></p> </td> <td align="center" valign="top"> <p><strong>Most Costly Claim</strong></p> </td> <td align="center" valign="top"> <p><strong>Median Cost of Claim</strong></p> </td> </tr> <tr> <td align="center" valign="top"> <p>Homeowners</p> </td> <td align="center" valign="top"> <p>$515,000</p> </td> <td rowspan="3" align="center"> <p>$9,000</p> </td> </tr> <tr> <td align="center" valign="top"> <p>Condo</p> </td> <td align="center" valign="top"> <p>$55,000</p> </td> </tr> <tr> <td align="center" valign="top"> <p>Renters</p> </td> <td align="center" valign="top"> <p>$71,000</p> </td> </tr> <tr> <td colspan="3" align="center" valign="top"> <p><strong>Fireplace Fires</strong></p> </td> </tr> <tr> <td align="center" valign="top"> <p><strong>Insurance Policy Type</strong></p> </td> <td align="center" valign="top"> <p><strong>Most Costly Claim</strong></p> </td> <td align="center" valign="top"> <p><strong>Median Cost of Claim</strong></p> </td> </tr> <tr> <td align="center" valign="top"> <p>Homeowners</p> </td> <td align="center" valign="top"> <p>$1,600,000</p> </td> <td rowspan="3" align="center"> <p>$9,000</p> </td> </tr> <tr> <td align="center" valign="top"> <p>Condo</p> </td> <td align="center" valign="top"> <p>$66,000</p> </td> </tr> <tr> <td align="center" valign="top"> <p>Renters</p> </td> <td align="center" valign="top"> <p>$35,000</p> </td> </tr> <tr> <td colspan="3" align="center" valign="top"> <p><strong>Electrical Fires</strong></p> </td> </tr> <tr> <td align="center" valign="top"> <p><strong>Insurance Policy Type</strong></p> </td> <td align="center" valign="top"> <p><strong>Most Costly Claim</strong></p> </td> <td align="center" valign="top"> <p><strong>Median Cost of Claim</strong></p> </td> </tr> <tr> <td align="center" valign="top"> <p>Homeowners</p> </td> <td align="center" valign="top"> <p>$2,440,000</p> </td> <td rowspan="3" align="center"> <p>$18,000</p> </td> </tr> <tr> <td align="center" valign="top"> <p>Condo</p> </td> <td align="center" valign="top"> <p>$149,000</p> </td> </tr> <tr> <td align="center" valign="top"> <p>Renters</p> </td> <td align="center" valign="top"> <p>$72,000</p> </td> </tr> </tbody> </table> <p><strong><br /> Helpful Hints:<br /> </strong>Advance planning and precaution can help Nebraska residents protect their homes and help make the holidays hazard-free. Allstate offers these tips to secure your home during the holidays:</p> <p><strong><em>Holiday Cooking</em></strong></p> <ul> <li>Before the holidays, install new batteries in smoke alarms and carbon monoxide detectors. Make sure that family members can locate and operate fire extinguishers. Test all fire prevention devices to make sure they function properly. </li> <li>Be careful in the kitchen. The incorrect disposal of cooking grease, overuse of garbage disposals and improper or excessive disposal of waste can result in clogged drains and can cause sewer problems during this time of year.</li> </ul> <p><strong><em>Holiday Decorating </em></strong></p> <ul> <li>Never leave burning candles unattended, and always place them out of reach of children. Make it a part of your routine to check that all candles are extinguished before you go to bed each night. </li> <li>Make a smart tree purchase. If buying a natural tree, make sure it's fresh so it will be less of a fire hazard. Artificial trees should be labeled as fire resistant. Keep your tree away from heat sources, and trim trees with flame‐resistant materials. Never use lit candles to decorate trees.</li> <li>Check your holiday lights, throwing away any that are broken and don't overload the outlets. Only lights and extension cords specified for outdoor use should be used outside. </li> </ul> <p><strong><em>Holiday Security</em></strong></p> <ul> <li>When shopping, don't leave purchases in the passenger compartment of your unattended vehicle. Store them out of sight, in the trunk. </li> <li>When in plain view, gifts and valuables serve as an invitation to thieves. Close the shades or drapes if you're away. And put your valuables away before hosting people at your home.</li> <li>Don't advertise shopping trips or gift purchases on social media. Whether it's "check-ins" using geo-location services, travel plan updates, or even photos uploaded while at a holiday party, people may be unknowingly giving today's "digital thieves" greater insight into the contents of your car's trunk, times you're away from home and even the holiday gifts hiding in your closet.</li> </ul> <p>See how holiday hazards can hit close to home and get more tips by visiting Allstate's Holiday Decorator, at <a href="http://www.allstate.com">www.allstate.com</a>/<a href="http://www.allstate.com/holidaydecorator">holidaydecorator</a>.</p> <p><strong>Survey Methodology </strong> <br /> The survey of 1,036 American adults age 18+ was conducted November 2-5, 2014 via an online survey using a sample reflective of the American population. The survey was conducted by FTI Consulting, Inc. (FTI) for Allstate.</p> <p><strong>About Allstate</strong><br /> <a title="http://www.allstatenewsroom.com/" href="http://www.allstatenewsroom.com/">The Allstate Corporation</a> (NYSE: ALL) is the nation's largest publicly held personal lines insurer, protecting approximately 16 million households from life's uncertainties through its <a href="http://www.allstate.com/">Allstate</a>, <a href="http://www.encompassinsurance.com/">Encompass</a>, <a href="http://www.esurance.com/">Esurance</a> and <a href="http://www.answerfinancial.com/">Answer Financial</a> brand names and <a href="http://www.allstate.com/financial">Allstate Financial</a> business segment. Allstate is widely known through the slogan "You're In Good Hands With Allstate&reg;." The Allstate brand's network of small businesses offers auto, home, life and retirement products and services to customers in the United States and Canada. In 2013, The Allstate Foundation, Allstate, its employees and agency owners gave $29 million to <a href="http://www.allstate.com/corporate-responsibility.aspx">support local communities</a>. Allstate employees and agency owners donated 200,000 hours of service across the country.</p> <p><sup>i</sup> Percentage increase in claims during the holiday season versus non-holiday season over a three-year period, November 15 through January 15, 2011-2014.</p> <p><sup>ii</sup> Based on Allstate claims data that was analyzed over the same three-year period, November 15 through January 15, 2011-2014.</p> <p>&nbsp;</p> <p style="text-align: center;"># # #</p> <p><strong>Contact:</strong></p> <p>Stephanie Howell <br /> (303) 779-3791<br /> @Allstatewc</p> Sweaters Aren't the Only Things That Can Get Ugly During the Holidays Top Wyoming Holiday Claims Revealed with New Allstate Poll on American Holiday Party Hosting<br /><strong>This release contains: 2 Photos, 1 Video, 2 Related Documents</strong><p>Holiday "ugly" sweaters have grown in popularity in Wyoming and will likely make an appearance with the 83 percent of Americans who plan to party this season. A new Allstate poll indicates 54 percent of Americans will host holiday parties in their homes, and the large majority who attend parties say they take place at someone else's home. While Wyoming residents celebrate, Allstate provides reminders of historical holiday home hazard outcomes, such as kitchen fires, decorative fires and theft, and helpful hints for customers and consumers who host parties this season.</p> <p>"If there's one thing Wyoming residents like to do, it's hosting holiday gatherings with friends and family," said Don Budd, a local Wyoming Allstate agent. "It's important to remember that staying aware of potential hazards before the next 'ugly sweater' or other holiday party will help protect your family and friends from costly home damages."&nbsp;</p> <p>Allstate is reminding Wyoming residents to use extra caution, especially for claims that prevail in the local area. In Wyoming the top three most common holiday-related claims are:</p> <ol> <li>Burglary</li> <li>Theft from locked vehicle</li> <li>Kitchen Fires</li> </ol> <p>Allstate's Holiday Home Hazards poll found the vast majority (91 percent) of Americans agree they can reduce risks associated to fires, accidents or theft during the holiday season through their own attention and action. Most Americans believe both fire and theft risks increase during the holidays, but a majority (63 percent or more) say aren't paying any more attention to these risks which could result in trouble during a busy time of cooking, decorating and hosting a holiday gathering.</p> <p><strong>Hosting Hazards:</strong><br /> Hosts should be aware that the likelihood of theft can increase over the holidays. It's wise to protect against unfortunate disappearances of valuables.</p> <ul> <li>Just one in five (22 percent) say they put away valuables before hosting a party.</li> <li>Nearly half (48%) say they have left a door unlocked for a friend or family member.</li> <li>Forty-six percent say they have hidden a key to their home for a friend or family member, a behavior. Hiding keys leaves the home too easily accessible for burglaries</li> <li>Nearly half (48 percent) say they've hidden valuables such as gifts in their car. Leaving valuables in a car can create an enticing opportunity for thieves to break-in.</li> <li>Seventeen percent of Americans say they've experienced a stolen or missing valuable when attending a holiday party</li> </ul> <p>Protecting valuables is especially important during the holiday season given some of the most common precious items are also small in size and could go unnoticed:</p> <table border="1" cellspacing="2" cellpadding="2" width="100%"> <tbody> <tr> <td colspan="3" align="center" valign="top"><strong>Missing Jewelry Theft Claims<sup>ii</sup></strong></td> </tr> <tr> <td align="center" valign="top"> <p><strong>Insurance Policy Type</strong></p> </td> <td align="center" valign="top"> <p><strong>Most Costly Claim</strong></p> </td> <td align="center" valign="top"> <p><strong>Median Cost of Claim</strong></p> </td> </tr> <tr> <td align="center" valign="top"> <p>Homeowners</p> </td> <td align="center" valign="top"> <p>$26,000</p> </td> <td rowspan="3" align="center"> <p>$1,500</p> </td> </tr> <tr> <td align="center" valign="top"> <p>Condo</p> </td> <td align="center" valign="top"> <p>$11,000</p> </td> </tr> <tr> <td align="center" valign="top"> <p>Renters</p> </td> <td align="center" valign="top"> <p>$25,000</p> </td> </tr> <tr> <td colspan="3" align="center" valign="top"> <p><strong>Burglaries</strong></p> </td> </tr> <tr> <td align="center" valign="top"> <p><strong>Insurance Policy Type</strong></p> </td> <td align="center" valign="top"> <p><strong>Most Costly Claim</strong></p> </td> <td align="center" valign="top"> <p><strong>Median Cost of Claim</strong></p> </td> </tr> <tr> <td align="center" valign="top"> <p>Homeowners</p> </td> <td align="center" valign="top"> <p>$125,00</p> </td> <td rowspan="3" align="center"> <p>$3,000</p> </td> </tr> <tr> <td align="center" valign="top"> <p>Condo</p> </td> <td align="center" valign="top"> <p>$34,000</p> </td> </tr> <tr> <td align="center" valign="top"> <p>Renters</p> </td> <td align="center" valign="top"> <p>$81,000</p> </td> </tr> <tr> <td colspan="3" align="center" valign="top"> <p><strong>Property Missing After a Party</strong></p> </td> </tr> <tr> <td align="center" valign="top"> <p><strong>Insurance Policy Type</strong></p> </td> <td align="center" valign="top"> <p><strong>Most Costly Claim</strong></p> </td> <td align="center" valign="top"> <p><strong>Median Cost of Claim</strong></p> </td> </tr> <tr> <td align="center" valign="top"> <p>Homeowners</p> </td> <td align="center" valign="top"> <p>$6,000</p> </td> <td rowspan="3" align="center"> <p>$1,500</p> </td> </tr> <tr> <td align="center" valign="top"> <p>Condo</p> </td> <td align="center" valign="top"> <p>$29,000</p> </td> </tr> <tr> <td align="center" valign="top"> <p>Renters</p> </td> <td align="center" valign="top"> <p>$6,000</p> </td> </tr> </tbody> </table> <p><strong><br /> Hasty Hors d'oeuvres:<br /> </strong>Food is the centerpiece of many holiday gatherings as hosts prepare decadent spreads for their guests, but remaining diligent in the kitchen will help prevent mishaps.<strong>&nbsp;</strong></p> <ul> <li>Eighty-seven percent of holiday party hosts plan to do "lots of cooking" to prepare for their gatherings.</li> <li>Nearly half (44 percent) of survey respondents have left a stove or oven unattended during the holiday season. Unattended cooking could become dangerous without the host knowing.</li> <li>Another 44 percent of Americans don't keep fire extinguishers in their home to put out a fire when it erupts.</li> <li>More than a quarter of Americans have hosted or attended a party that resulted in a burnt or ruined meal.</li> </ul> <p>Allstate claims data shows hasty cooking during the holiday season is among factors that could lead to unfortunate outcomes for homeowners, condo owners, and renters:</p> <table border="1" cellspacing="2" cellpadding="2" width="100%"> <tbody> <tr> <td colspan="3" align="center" valign="top"> <p><strong>Kitchen Fires (non-grease)<sup>i</sup></strong></p> </td> </tr> <tr> <td align="center" valign="top"> <p><strong>Insurance Policy Type</strong></p> </td> <td align="center" valign="top"> <p><strong>Most Costly Claim</strong></p> </td> <td align="center" valign="top"> <p><strong>Median Cost of Claim</strong></p> </td> </tr> <tr> <td align="center" valign="top"> <p>Homeowners</p> </td> <td align="center" valign="top"> <p>$762,000</p> </td> <td rowspan="3" align="center"> <p>$10,000</p> </td> </tr> <tr> <td align="center" valign="top"> <p>Condo</p> </td> <td align="center" valign="top"> <p>$118,000</p> </td> </tr> <tr> <td align="center" valign="top"> <p>Renters</p> </td> <td align="center" valign="top"> <p>$349,000</p> </td> </tr> <tr> <td colspan="3" align="center" valign="top"> <p><strong>Grease Fires</strong></p> </td> </tr> <tr> <td align="center" valign="top"> <p><strong>Insurance Policy Type</strong></p> </td> <td align="center" valign="top"> <p><strong>Most Costly Claim</strong></p> </td> <td align="center" valign="top"> <p><strong>Median Cost of Claim</strong></p> </td> </tr> <tr> <td align="center" valign="top"> <p>Homeowners</p> </td> <td align="center" valign="top"> <p>$614,000</p> </td> <td rowspan="3" align="center"> <p>$13,000</p> </td> </tr> <tr> <td align="center" valign="top"> <p>Condo</p> </td> <td align="center" valign="top"> <p>$65,000</p> </td> </tr> <tr> <td align="center" valign="top"> <p>Renters</p> </td> <td align="center" valign="top"> <p>$43,000</p> </td> </tr> <tr> <td colspan="3" align="center" valign="top"> <p><strong>Kitchen Smoke Damage Claims</strong></p> </td> </tr> <tr> <td align="center" valign="top"> <p><strong>Insurance Policy Type</strong></p> </td> <td align="center" valign="top"> <p><strong>Most Costly Claim</strong></p> </td> <td align="center" valign="top"> <p><strong>Median Cost of Claim</strong></p> </td> </tr> <tr> <td align="center" valign="top"> <p>Homeowners</p> </td> <td align="center" valign="top"> <p>$140,000</p> </td> <td rowspan="3" align="center"> <p>$7,000</p> </td> </tr> <tr> <td align="center" valign="top"> <p>Condo</p> </td> <td align="center" valign="top"> <p>$43,000</p> </td> </tr> <tr> <td align="center" valign="top"> <p>Renters</p> </td> <td align="center" valign="top"> <p>$27,000</p> </td> </tr> </tbody> </table> <p><strong><br /> Deck the Halls:</strong><br /> Hosting a holiday party often comes with festive home touches. Make sure to take proper safety precautions to avoid potentially costly and dangerous outcomes.</p> <ul> <li>In fact, about one-third (31 percent) of Americans light candles and one in five will light a fire in their fireplace (21 percent) during a holiday party hosted at their home.</li> <li>More than half (53 percent) say they haven't checked or changed their smoke detectors recently. Unchecked smoke detectors can cause people to miss important alarms when fire breaks out in a home.</li> <li>Forty-four percent of Americans with gas fireplaces haven't had it inspected within the last three years. Faulty gas lines and fireplace build-up can cause dangerous outcomes.</li> <li>Forty-three percent of Americans admit to plugging in too many lights into one outlet. This can lead to electrical malfunctions and even fires.</li> <li>About one-third (34 percent) have left candles and 17 percent have left fires unattended.</li> </ul> <p>Allstate data indicates fires due to candles, fireplace and electrical mishaps are often significant losses:</p> <table border="1" cellspacing="2" cellpadding="2" width="100%"> <tbody> <tr> <td colspan="3" align="center" valign="top"><strong>Candle Fires<sup>ii</sup></strong></td> </tr> <tr> <td align="center" valign="top"> <p><strong>Insurance Policy Type</strong></p> </td> <td align="center" valign="top"> <p><strong>Most Costly Claim</strong></p> </td> <td align="center" valign="top"> <p><strong>Median Cost of Claim</strong></p> </td> </tr> <tr> <td align="center" valign="top"> <p>Homeowners</p> </td> <td align="center" valign="top"> <p>$515,000</p> </td> <td rowspan="3" align="center"> <p>$9,000</p> </td> </tr> <tr> <td align="center" valign="top"> <p>Condo</p> </td> <td align="center" valign="top"> <p>$55,000</p> </td> </tr> <tr> <td align="center" valign="top"> <p>Renters</p> </td> <td align="center" valign="top"> <p>$71,000</p> </td> </tr> <tr> <td colspan="3" align="center" valign="top"> <p><strong>Fireplace Fires</strong></p> </td> </tr> <tr> <td align="center" valign="top"> <p><strong>Insurance Policy Type</strong></p> </td> <td align="center" valign="top"> <p><strong>Most Costly Claim</strong></p> </td> <td align="center" valign="top"> <p><strong>Median Cost of Claim</strong></p> </td> </tr> <tr> <td align="center" valign="top"> <p>Homeowners</p> </td> <td align="center" valign="top"> <p>$1,600,000</p> </td> <td rowspan="3" align="center"> <p>$9,000</p> </td> </tr> <tr> <td align="center" valign="top"> <p>Condo</p> </td> <td align="center" valign="top"> <p>$66,000</p> </td> </tr> <tr> <td align="center" valign="top"> <p>Renters</p> </td> <td align="center" valign="top"> <p>$35,000</p> </td> </tr> <tr> <td colspan="3" align="center" valign="top"> <p><strong>Electrical Fires</strong></p> </td> </tr> <tr> <td align="center" valign="top"> <p><strong>Insurance Policy Type</strong></p> </td> <td align="center" valign="top"> <p><strong>Most Costly Claim</strong></p> </td> <td align="center" valign="top"> <p><strong>Median Cost of Claim</strong></p> </td> </tr> <tr> <td align="center" valign="top"> <p>Homeowners</p> </td> <td align="center" valign="top"> <p>$2,440,000</p> </td> <td rowspan="3" align="center"> <p>$18,000</p> </td> </tr> <tr> <td align="center" valign="top"> <p>Condo</p> </td> <td align="center" valign="top"> <p>$149,000</p> </td> </tr> <tr> <td align="center" valign="top"> <p>Renters</p> </td> <td align="center" valign="top"> <p>$72,000</p> </td> </tr> </tbody> </table> <p><strong><br /> Helpful Hints:<br /> </strong>Advance planning and precaution can help Wyoming residents protect their homes and help make the holidays hazard-free. Allstate offers these tips to secure your home during the holidays:<strong>&nbsp;</strong></p> <p><strong><em>Holiday Cooking</em></strong></p> <ul> <li>Before the holidays, install new batteries in smoke alarms and carbon monoxide detectors. Make sure that family members can locate and operate fire extinguishers. Test all fire prevention devices to make sure they function properly. </li> <li>Be careful in the kitchen. The incorrect disposal of cooking grease, overuse of garbage disposals and improper or excessive disposal of waste can result in clogged drains and can cause sewer problems during this time of year.</li> </ul> <p><strong><em>Holiday Decorating </em></strong></p> <ul> <li>Never leave burning candles unattended, and always place them out of reach of children. Make it a part of your routine to check that all candles are extinguished before you go to bed each night. </li> <li>Make a smart tree purchase. If buying a natural tree, make sure it's fresh so it will be less of a fire hazard. Artificial trees should be labeled as fire resistant. Keep your tree away from heat sources, and trim trees with flame‐resistant materials. Never use lit candles to decorate trees.</li> <li>Check your holiday lights, throwing away any that are broken and don't overload the outlets. Only lights and extension cords specified for outdoor use should be used outside. </li> </ul> <p><strong><em>Holiday Security</em></strong></p> <ul> <li>When shopping, don't leave purchases in the passenger compartment of your unattended vehicle. Store them out of sight, in the trunk. </li> <li>When in plain view, gifts and valuables serve as an invitation to thieves. Close the shades or drapes if you're away. And put your valuables away before hosting people at your home.</li> <li>Don't advertise shopping trips or gift purchases on social media. Whether it's "check-ins" using geo-location services, travel plan updates, or even photos uploaded while at a holiday party, people may be unknowingly giving today's "digital thieves" greater insight into the contents of your car's trunk, times you're away from home and even the holiday gifts hiding in your closet.</li> </ul> <p>See how holiday hazards can hit close to home and get more tips by visiting Allstate's Holiday Decorator, at <a href="http://www.allstate.com">www.allstate.com</a>/<a href="http://www.allstate.com/holidaydecorator">holidaydecorator</a>.</p> <p><strong>Survey Methodology</strong><br /> The survey of 1,036 American adults age 18+ was conducted November 2-5, 2014 via an online survey using a sample reflective of the American population. The survey was conducted by FTI Consulting, Inc. (FTI) for Allstate.</p> <p><strong>About Allstate</strong><br /> <a title="http://www.allstatenewsroom.com/" href="http://www.allstatenewsroom.com/">The Allstate Corporation</a> (NYSE: ALL) is the nation's largest publicly held personal lines insurer, protecting approximately 16 million households from life's uncertainties through its <a href="http://www.allstate.com/">Allstate</a>, <a href="http://www.encompassinsurance.com/">Encompass</a>, <a href="http://www.esurance.com/">Esurance</a> and <a href="http://www.answerfinancial.com/">Answer Financial</a> brand names and <a href="http://www.allstate.com/financial">Allstate Financial</a> business segment. Allstate is widely known through the slogan "You're In Good Hands With Allstate&reg;." The Allstate brand's network of small businesses offers auto, home, life and retirement products and services to customers in the United States and Canada. In 2013, The Allstate Foundation, Allstate, its employees and agency owners gave $29 million to <a href="http://www.allstate.com/corporate-responsibility.aspx">support local communities</a>. Allstate employees and agency owners donated 200,000 hours of service across the country.</p> <p><sup>i</sup> Based on Allstate claims data that was analyzed over the same three-year period, November 15 through January 15, 2011-2014.</p> <p><sup>ii</sup> Based on Allstate claims data that was analyzed over the same three-year period, November 15 through January 15, 2011-2014.</p> <p>&nbsp;</p> <p style="text-align: center;"># # #</p> <p><strong>Contact:</strong></p> <p>Stephanie Howell<br /> 303-779-3791<br /> @Allstatewc</p> Tue, 02 Dec 2014 15:54:00 -0600 http://allstatenewsroom.com/releases/1424c42d-2965-4830-94d9-2bf078255091 http://allstatenewsroom.com/releases/1424c42d-2965-4830-94d9-2bf078255091 Sweaters Aren't the Only Things That Can Get Ugly During the Holidays Top Wyoming Holiday Claims Revealed with New Allstate Poll on American Holiday Party Hosting<br /><strong>This release contains: 2 Photos, 1 Video, 2 Related Documents</strong><p>Holiday "ugly" sweaters have grown in popularity in Wyoming and will likely make an appearance with the 83 percent of Americans who plan to party this season. A new Allstate poll indicates 54 percent of Americans will host holiday parties in their homes, and the large majority who attend parties say they take place at someone else's home. While Wyoming residents celebrate, Allstate provides reminders of historical holiday home hazard outcomes, such as kitchen fires, decorative fires and theft, and helpful hints for customers and consumers who host parties this season.</p> <p>"If there's one thing Wyoming residents like to do, it's hosting holiday gatherings with friends and family," said Don Budd, a local Wyoming Allstate agent. "It's important to remember that staying aware of potential hazards before the next 'ugly sweater' or other holiday party will help protect your family and friends from costly home damages."&nbsp;</p> <p>Allstate is reminding Wyoming residents to use extra caution, especially for claims that prevail in the local area. In Wyoming the top three most common holiday-related claims are:</p> <ol> <li>Burglary</li> <li>Theft from locked vehicle</li> <li>Kitchen Fires</li> </ol> <p>Allstate's Holiday Home Hazards poll found the vast majority (91 percent) of Americans agree they can reduce risks associated to fires, accidents or theft during the holiday season through their own attention and action. Most Americans believe both fire and theft risks increase during the holidays, but a majority (63 percent or more) say aren't paying any more attention to these risks which could result in trouble during a busy time of cooking, decorating and hosting a holiday gathering.</p> <p><strong>Hosting Hazards:</strong><br /> Hosts should be aware that the likelihood of theft can increase over the holidays. It's wise to protect against unfortunate disappearances of valuables.</p> <ul> <li>Just one in five (22 percent) say they put away valuables before hosting a party.</li> <li>Nearly half (48%) say they have left a door unlocked for a friend or family member.</li> <li>Forty-six percent say they have hidden a key to their home for a friend or family member, a behavior. Hiding keys leaves the home too easily accessible for burglaries</li> <li>Nearly half (48 percent) say they've hidden valuables such as gifts in their car. Leaving valuables in a car can create an enticing opportunity for thieves to break-in.</li> <li>Seventeen percent of Americans say they've experienced a stolen or missing valuable when attending a holiday party</li> </ul> <p>Protecting valuables is especially important during the holiday season given some of the most common precious items are also small in size and could go unnoticed:</p> <table border="1" cellspacing="2" cellpadding="2" width="100%"> <tbody> <tr> <td colspan="3" align="center" valign="top"><strong>Missing Jewelry Theft Claims<sup>ii</sup></strong></td> </tr> <tr> <td align="center" valign="top"> <p><strong>Insurance Policy Type</strong></p> </td> <td align="center" valign="top"> <p><strong>Most Costly Claim</strong></p> </td> <td align="center" valign="top"> <p><strong>Median Cost of Claim</strong></p> </td> </tr> <tr> <td align="center" valign="top"> <p>Homeowners</p> </td> <td align="center" valign="top"> <p>$26,000</p> </td> <td rowspan="3" align="center"> <p>$1,500</p> </td> </tr> <tr> <td align="center" valign="top"> <p>Condo</p> </td> <td align="center" valign="top"> <p>$11,000</p> </td> </tr> <tr> <td align="center" valign="top"> <p>Renters</p> </td> <td align="center" valign="top"> <p>$25,000</p> </td> </tr> <tr> <td colspan="3" align="center" valign="top"> <p><strong>Burglaries</strong></p> </td> </tr> <tr> <td align="center" valign="top"> <p><strong>Insurance Policy Type</strong></p> </td> <td align="center" valign="top"> <p><strong>Most Costly Claim</strong></p> </td> <td align="center" valign="top"> <p><strong>Median Cost of Claim</strong></p> </td> </tr> <tr> <td align="center" valign="top"> <p>Homeowners</p> </td> <td align="center" valign="top"> <p>$125,00</p> </td> <td rowspan="3" align="center"> <p>$3,000</p> </td> </tr> <tr> <td align="center" valign="top"> <p>Condo</p> </td> <td align="center" valign="top"> <p>$34,000</p> </td> </tr> <tr> <td align="center" valign="top"> <p>Renters</p> </td> <td align="center" valign="top"> <p>$81,000</p> </td> </tr> <tr> <td colspan="3" align="center" valign="top"> <p><strong>Property Missing After a Party</strong></p> </td> </tr> <tr> <td align="center" valign="top"> <p><strong>Insurance Policy Type</strong></p> </td> <td align="center" valign="top"> <p><strong>Most Costly Claim</strong></p> </td> <td align="center" valign="top"> <p><strong>Median Cost of Claim</strong></p> </td> </tr> <tr> <td align="center" valign="top"> <p>Homeowners</p> </td> <td align="center" valign="top"> <p>$6,000</p> </td> <td rowspan="3" align="center"> <p>$1,500</p> </td> </tr> <tr> <td align="center" valign="top"> <p>Condo</p> </td> <td align="center" valign="top"> <p>$29,000</p> </td> </tr> <tr> <td align="center" valign="top"> <p>Renters</p> </td> <td align="center" valign="top"> <p>$6,000</p> </td> </tr> </tbody> </table> <p><strong><br /> Hasty Hors d'oeuvres:<br /> </strong>Food is the centerpiece of many holiday gatherings as hosts prepare decadent spreads for their guests, but remaining diligent in the kitchen will help prevent mishaps.<strong>&nbsp;</strong></p> <ul> <li>Eighty-seven percent of holiday party hosts plan to do "lots of cooking" to prepare for their gatherings.</li> <li>Nearly half (44 percent) of survey respondents have left a stove or oven unattended during the holiday season. Unattended cooking could become dangerous without the host knowing.</li> <li>Another 44 percent of Americans don't keep fire extinguishers in their home to put out a fire when it erupts.</li> <li>More than a quarter of Americans have hosted or attended a party that resulted in a burnt or ruined meal.</li> </ul> <p>Allstate claims data shows hasty cooking during the holiday season is among factors that could lead to unfortunate outcomes for homeowners, condo owners, and renters:</p> <table border="1" cellspacing="2" cellpadding="2" width="100%"> <tbody> <tr> <td colspan="3" align="center" valign="top"> <p><strong>Kitchen Fires (non-grease)<sup>i</sup></strong></p> </td> </tr> <tr> <td align="center" valign="top"> <p><strong>Insurance Policy Type</strong></p> </td> <td align="center" valign="top"> <p><strong>Most Costly Claim</strong></p> </td> <td align="center" valign="top"> <p><strong>Median Cost of Claim</strong></p> </td> </tr> <tr> <td align="center" valign="top"> <p>Homeowners</p> </td> <td align="center" valign="top"> <p>$762,000</p> </td> <td rowspan="3" align="center"> <p>$10,000</p> </td> </tr> <tr> <td align="center" valign="top"> <p>Condo</p> </td> <td align="center" valign="top"> <p>$118,000</p> </td> </tr> <tr> <td align="center" valign="top"> <p>Renters</p> </td> <td align="center" valign="top"> <p>$349,000</p> </td> </tr> <tr> <td colspan="3" align="center" valign="top"> <p><strong>Grease Fires</strong></p> </td> </tr> <tr> <td align="center" valign="top"> <p><strong>Insurance Policy Type</strong></p> </td> <td align="center" valign="top"> <p><strong>Most Costly Claim</strong></p> </td> <td align="center" valign="top"> <p><strong>Median Cost of Claim</strong></p> </td> </tr> <tr> <td align="center" valign="top"> <p>Homeowners</p> </td> <td align="center" valign="top"> <p>$614,000</p> </td> <td rowspan="3" align="center"> <p>$13,000</p> </td> </tr> <tr> <td align="center" valign="top"> <p>Condo</p> </td> <td align="center" valign="top"> <p>$65,000</p> </td> </tr> <tr> <td align="center" valign="top"> <p>Renters</p> </td> <td align="center" valign="top"> <p>$43,000</p> </td> </tr> <tr> <td colspan="3" align="center" valign="top"> <p><strong>Kitchen Smoke Damage Claims</strong></p> </td> </tr> <tr> <td align="center" valign="top"> <p><strong>Insurance Policy Type</strong></p> </td> <td align="center" valign="top"> <p><strong>Most Costly Claim</strong></p> </td> <td align="center" valign="top"> <p><strong>Median Cost of Claim</strong></p> </td> </tr> <tr> <td align="center" valign="top"> <p>Homeowners</p> </td> <td align="center" valign="top"> <p>$140,000</p> </td> <td rowspan="3" align="center"> <p>$7,000</p> </td> </tr> <tr> <td align="center" valign="top"> <p>Condo</p> </td> <td align="center" valign="top"> <p>$43,000</p> </td> </tr> <tr> <td align="center" valign="top"> <p>Renters</p> </td> <td align="center" valign="top"> <p>$27,000</p> </td> </tr> </tbody> </table> <p><strong><br /> Deck the Halls:</strong><br /> Hosting a holiday party often comes with festive home touches. Make sure to take proper safety precautions to avoid potentially costly and dangerous outcomes.</p> <ul> <li>In fact, about one-third (31 percent) of Americans light candles and one in five will light a fire in their fireplace (21 percent) during a holiday party hosted at their home.</li> <li>More than half (53 percent) say they haven't checked or changed their smoke detectors recently. Unchecked smoke detectors can cause people to miss important alarms when fire breaks out in a home.</li> <li>Forty-four percent of Americans with gas fireplaces haven't had it inspected within the last three years. Faulty gas lines and fireplace build-up can cause dangerous outcomes.</li> <li>Forty-three percent of Americans admit to plugging in too many lights into one outlet. This can lead to electrical malfunctions and even fires.</li> <li>About one-third (34 percent) have left candles and 17 percent have left fires unattended.</li> </ul> <p>Allstate data indicates fires due to candles, fireplace and electrical mishaps are often significant losses:</p> <table border="1" cellspacing="2" cellpadding="2" width="100%"> <tbody> <tr> <td colspan="3" align="center" valign="top"><strong>Candle Fires<sup>ii</sup></strong></td> </tr> <tr> <td align="center" valign="top"> <p><strong>Insurance Policy Type</strong></p> </td> <td align="center" valign="top"> <p><strong>Most Costly Claim</strong></p> </td> <td align="center" valign="top"> <p><strong>Median Cost of Claim</strong></p> </td> </tr> <tr> <td align="center" valign="top"> <p>Homeowners</p> </td> <td align="center" valign="top"> <p>$515,000</p> </td> <td rowspan="3" align="center"> <p>$9,000</p> </td> </tr> <tr> <td align="center" valign="top"> <p>Condo</p> </td> <td align="center" valign="top"> <p>$55,000</p> </td> </tr> <tr> <td align="center" valign="top"> <p>Renters</p> </td> <td align="center" valign="top"> <p>$71,000</p> </td> </tr> <tr> <td colspan="3" align="center" valign="top"> <p><strong>Fireplace Fires</strong></p> </td> </tr> <tr> <td align="center" valign="top"> <p><strong>Insurance Policy Type</strong></p> </td> <td align="center" valign="top"> <p><strong>Most Costly Claim</strong></p> </td> <td align="center" valign="top"> <p><strong>Median Cost of Claim</strong></p> </td> </tr> <tr> <td align="center" valign="top"> <p>Homeowners</p> </td> <td align="center" valign="top"> <p>$1,600,000</p> </td> <td rowspan="3" align="center"> <p>$9,000</p> </td> </tr> <tr> <td align="center" valign="top"> <p>Condo</p> </td> <td align="center" valign="top"> <p>$66,000</p> </td> </tr> <tr> <td align="center" valign="top"> <p>Renters</p> </td> <td align="center" valign="top"> <p>$35,000</p> </td> </tr> <tr> <td colspan="3" align="center" valign="top"> <p><strong>Electrical Fires</strong></p> </td> </tr> <tr> <td align="center" valign="top"> <p><strong>Insurance Policy Type</strong></p> </td> <td align="center" valign="top"> <p><strong>Most Costly Claim</strong></p> </td> <td align="center" valign="top"> <p><strong>Median Cost of Claim</strong></p> </td> </tr> <tr> <td align="center" valign="top"> <p>Homeowners</p> </td> <td align="center" valign="top"> <p>$2,440,000</p> </td> <td rowspan="3" align="center"> <p>$18,000</p> </td> </tr> <tr> <td align="center" valign="top"> <p>Condo</p> </td> <td align="center" valign="top"> <p>$149,000</p> </td> </tr> <tr> <td align="center" valign="top"> <p>Renters</p> </td> <td align="center" valign="top"> <p>$72,000</p> </td> </tr> </tbody> </table> <p><strong><br /> Helpful Hints:<br /> </strong>Advance planning and precaution can help Wyoming residents protect their homes and help make the holidays hazard-free. Allstate offers these tips to secure your home during the holidays:<strong>&nbsp;</strong></p> <p><strong><em>Holiday Cooking</em></strong></p> <ul> <li>Before the holidays, install new batteries in smoke alarms and carbon monoxide detectors. Make sure that family members can locate and operate fire extinguishers. Test all fire prevention devices to make sure they function properly. </li> <li>Be careful in the kitchen. The incorrect disposal of cooking grease, overuse of garbage disposals and improper or excessive disposal of waste can result in clogged drains and can cause sewer problems during this time of year.</li> </ul> <p><strong><em>Holiday Decorating </em></strong></p> <ul> <li>Never leave burning candles unattended, and always place them out of reach of children. Make it a part of your routine to check that all candles are extinguished before you go to bed each night. </li> <li>Make a smart tree purchase. If buying a natural tree, make sure it's fresh so it will be less of a fire hazard. Artificial trees should be labeled as fire resistant. Keep your tree away from heat sources, and trim trees with flame‐resistant materials. Never use lit candles to decorate trees.</li> <li>Check your holiday lights, throwing away any that are broken and don't overload the outlets. Only lights and extension cords specified for outdoor use should be used outside. </li> </ul> <p><strong><em>Holiday Security</em></strong></p> <ul> <li>When shopping, don't leave purchases in the passenger compartment of your unattended vehicle. Store them out of sight, in the trunk. </li> <li>When in plain view, gifts and valuables serve as an invitation to thieves. Close the shades or drapes if you're away. And put your valuables away before hosting people at your home.</li> <li>Don't advertise shopping trips or gift purchases on social media. Whether it's "check-ins" using geo-location services, travel plan updates, or even photos uploaded while at a holiday party, people may be unknowingly giving today's "digital thieves" greater insight into the contents of your car's trunk, times you're away from home and even the holiday gifts hiding in your closet.</li> </ul> <p>See how holiday hazards can hit close to home and get more tips by visiting Allstate's Holiday Decorator, at <a href="http://www.allstate.com">www.allstate.com</a>/<a href="http://www.allstate.com/holidaydecorator">holidaydecorator</a>.</p> <p><strong>Survey Methodology</strong><br /> The survey of 1,036 American adults age 18+ was conducted November 2-5, 2014 via an online survey using a sample reflective of the American population. The survey was conducted by FTI Consulting, Inc. (FTI) for Allstate.</p> <p><strong>About Allstate</strong><br /> <a title="http://www.allstatenewsroom.com/" href="http://www.allstatenewsroom.com/">The Allstate Corporation</a> (NYSE: ALL) is the nation's largest publicly held personal lines insurer, protecting approximately 16 million households from life's uncertainties through its <a href="http://www.allstate.com/">Allstate</a>, <a href="http://www.encompassinsurance.com/">Encompass</a>, <a href="http://www.esurance.com/">Esurance</a> and <a href="http://www.answerfinancial.com/">Answer Financial</a> brand names and <a href="http://www.allstate.com/financial">Allstate Financial</a> business segment. Allstate is widely known through the slogan "You're In Good Hands With Allstate&reg;." The Allstate brand's network of small businesses offers auto, home, life and retirement products and services to customers in the United States and Canada. In 2013, The Allstate Foundation, Allstate, its employees and agency owners gave $29 million to <a href="http://www.allstate.com/corporate-responsibility.aspx">support local communities</a>. Allstate employees and agency owners donated 200,000 hours of service across the country.</p> <p><sup>i</sup> Based on Allstate claims data that was analyzed over the same three-year period, November 15 through January 15, 2011-2014.</p> <p><sup>ii</sup> Based on Allstate claims data that was analyzed over the same three-year period, November 15 through January 15, 2011-2014.</p> <p>&nbsp;</p> <p style="text-align: center;"># # #</p> <p><strong>Contact:</strong></p> <p>Stephanie Howell<br /> 303-779-3791<br /> @Allstatewc</p> Sweaters Aren't the Only Things That Can Get Ugly During the Holidays Top Montana Holiday Claims Revealed with New Allstate Poll on American Holiday Party Hosting<br /><strong>This release contains: 2 Photos, 1 Video, 2 Related Documents</strong><p>Holiday "ugly" sweaters have grown in popularity in Nebraska and will likely make an appearance with the 83 percent of Americans who plan to party this season. A new Allstate poll indicates 54 percent of Americans will host holiday parties in their homes, and the large majority who attend parties say they take place at someone else's home. While Nebraska residents celebrate, Allstate provides reminders of historical holiday home hazard outcomes, such as kitchen fires, decorative fires and theft, and helpful hints for customers and consumers who host parties this season.</p> <p>"If there's one thing Nebraska residents like to do, it's hosting holiday gatherings with friends and family," said Mitch Happ, a local Nebraska Allstate agent. "It's important to remember that staying aware of potential hazards before the next 'ugly sweater' or other holiday party will help protect your family and friends from costly home damages."</p> <p>Allstate is reminding Nebraska residents to use extra caution, especially for claims that prevail in the local area. In Nebraska, the top three most common holiday-related claims are:</p> <ol> <li>Burglary</li> <li>Theft from locked vehicle</li> <li>Electrical fire/short</li> </ol> <p>Allstate's Holiday Home Hazards poll found the vast majority (91 percent) of Americans agree they can reduce risks associated to fires, accidents or theft during the holiday season through their own attention and action. In Nebraska, fire claims increase by 11.8 percent during the holiday season<sup>i</sup>. Most Americans believe both fire and theft risks increase during the holidays, but a majority (63 percent or more) say aren't paying any more attention to these risks which could result in trouble during a busy time of cooking, decorating and hosting a holiday gathering.</p> <p><strong>Hosting Hazards:</strong><br /> Hosts should be aware that the likelihood of theft can increase over the holidays. It's wise to protect against unfortunate disappearances of valuables.</p> <ul> <li>Just one in five (22 percent) say they put away valuables before hosting a party.</li> <li>Nearly half (48%) say they have left a door unlocked for a friend or family member.</li> <li>Forty-six percent say they have hidden a key to their home for a friend or family member, a behavior. Hiding keys leaves the home too easily accessible for burglaries</li> <li>Nearly half (48 percent) say they've hidden valuables such as gifts in their car. Leaving valuables in a car can create an enticing opportunity for thieves to break-in.</li> <li>Seventeen percent of Americans say they've experienced a stolen or missing valuable when attending a holiday party</li> </ul> <p>Protecting valuables is especially important during the holiday season given some of the most common precious items are also small in size and could go unnoticed:</p> <table border="1" cellspacing="2" cellpadding="2" width="100%"> <tbody> <tr> <td colspan="3" align="center" valign="top"><strong>Missing Jewelry Theft Claims</strong><sup>ii</sup></td> </tr> <tr> <td align="center" valign="top"> <p><strong>Insurance Policy Type</strong></p> </td> <td align="center" valign="top"> <p><strong>Most Costly Claim</strong></p> </td> <td align="center" valign="top"> <p><strong>Median Cost of Claim</strong></p> </td> </tr> <tr> <td align="center" valign="top"> <p>Homeowners</p> </td> <td align="center" valign="top"> <p>$26,000</p> </td> <td rowspan="3" align="center"> <p>$1,500</p> </td> </tr> <tr> <td align="center" valign="top"> <p>Condo</p> </td> <td align="center" valign="top"> <p>$11,000</p> </td> </tr> <tr> <td align="center" valign="top"> <p>Renters</p> </td> <td align="center" valign="top"> <p>$25,000</p> </td> </tr> <tr> <td colspan="3" align="center" valign="top"> <p><strong>Burglaries</strong></p> </td> </tr> <tr> <td align="center" valign="top"> <p><strong>Insurance Policy Type</strong></p> </td> <td align="center" valign="top"> <p><strong>Most Costly Claim</strong></p> </td> <td align="center" valign="top"> <p><strong>Median Cost of Claim</strong></p> </td> </tr> <tr> <td align="center" valign="top"> <p>Homeowners</p> </td> <td align="center" valign="top"> <p>$125,00</p> </td> <td rowspan="3" align="center"> <p>$3,000</p> </td> </tr> <tr> <td align="center" valign="top"> <p>Condo</p> </td> <td align="center" valign="top"> <p>$34,000</p> </td> </tr> <tr> <td align="center" valign="top"> <p>Renters</p> </td> <td align="center" valign="top"> <p>$81,000</p> </td> </tr> <tr> <td colspan="3" align="center" valign="top"> <p><strong>Property Missing After a Party</strong></p> </td> </tr> <tr> <td align="center" valign="top"> <p><strong>Insurance Policy Type</strong></p> </td> <td align="center" valign="top"> <p><strong>Most Costly Claim</strong></p> </td> <td align="center" valign="top"> <p><strong>Median Cost of Claim</strong></p> </td> </tr> <tr> <td align="center" valign="top"> <p>Homeowners</p> </td> <td align="center" valign="top"> <p>$6,000</p> </td> <td rowspan="3" align="center"> <p>$1,500</p> </td> </tr> <tr> <td align="center" valign="top"> <p>Condo</p> </td> <td align="center" valign="top"> <p>$29,000</p> </td> </tr> <tr> <td align="center" valign="top"> <p>Renters</p> </td> <td align="center" valign="top"> <p>$6,000</p> </td> </tr> </tbody> </table> <p><strong><br /> Hasty Hors d'oeuvres</strong>:<br /> Food is the centerpiece of many holiday gatherings as hosts prepare decadent spreads for their guests, but remaining diligent in the kitchen will help prevent mishaps.</p> <ul> <li>Eighty-seven percent of holiday party hosts plan to do "lots of cooking" to prepare for their gatherings.</li> <li>Nearly half (44 percent) of survey respondents have left a stove or oven unattended during the holiday season. Unattended cooking could become dangerous without the host knowing.</li> <li>Another 44 percent of Americans don't keep fire extinguishers in their home to put out a fire when it erupts.</li> <li>More than a quarter of Americans have hosted or attended a party that resulted in a burnt or ruined meal.</li> </ul> <p>Allstate claims data shows hasty cooking during the holiday season is among factors that could lead to unfortunate outcomes for homeowners, condo owners, and renters:</p> <table border="1" cellspacing="2" cellpadding="2" width="100%"> <tbody> <tr> <td colspan="3" valign="top"> <p><strong>Kitchen Fires (non-grease)<sup>ii</sup></strong></p> </td> </tr> <tr> <td valign="top"> <p><strong>Insurance Policy Type</strong></p> </td> <td valign="top"> <p><strong>Most Costly Claim</strong></p> </td> <td valign="top"> <p><strong>Median Cost of Claim</strong></p> </td> </tr> <tr> <td valign="top"> <p>Homeowners</p> </td> <td valign="top"> <p>$762,000</p> </td> <td rowspan="3"> <p>$10,000</p> </td> </tr> <tr> <td valign="top"> <p>Condo</p> </td> <td valign="top"> <p>$118,000</p> </td> </tr> <tr> <td valign="top"> <p>Renters</p> </td> <td valign="top"> <p>$349,000</p> </td> </tr> <tr> <td colspan="3" valign="top"> <p><strong>Grease Fires</strong></p> </td> </tr> <tr> <td valign="top"> <p><strong>Insurance Policy Type</strong></p> </td> <td valign="top"> <p><strong>Most Costly Claim</strong></p> </td> <td valign="top"> <p><strong>Median Cost of Claim</strong></p> </td> </tr> <tr> <td valign="top"> <p>Homeowners</p> </td> <td valign="top"> <p>$614,000</p> </td> <td rowspan="3"> <p>$13,000</p> </td> </tr> <tr> <td valign="top"> <p>Condo</p> </td> <td valign="top"> <p>$65,000</p> </td> </tr> <tr> <td valign="top"> <p>Renters</p> </td> <td valign="top"> <p>$43,000</p> </td> </tr> <tr> <td colspan="3" valign="top"> <p><strong>Kitchen Smoke Damage Claims</strong></p> </td> </tr> <tr> <td valign="top"> <p><strong>Insurance Policy Type</strong></p> </td> <td valign="top"> <p><strong>Most Costly Claim</strong></p> </td> <td valign="top"> <p><strong>Median Cost of Claim</strong></p> </td> </tr> <tr> <td valign="top"> <p>Homeowners</p> </td> <td valign="top"> <p>$140,000</p> </td> <td rowspan="3"> <p>$7,000</p> </td> </tr> <tr> <td valign="top"> <p>Condo</p> </td> <td valign="top"> <p>$43,000</p> </td> </tr> <tr> <td valign="top"> <p>Renters</p> </td> <td valign="top"> <p>$27,000</p> </td> </tr> </tbody> </table> <p><strong><br /> Deck the Halls:</strong><br /> Hosting a holiday party often comes with festive home touches. Make sure to take proper safety precautions to avoid potentially costly and dangerous outcomes.</p> <ul> <li>In fact, about one-third (31 percent) of Americans light candles and one in five will light a fire in their fireplace (21 percent) during a holiday party hosted at their home.</li> <li>More than half (53 percent) say they haven't checked or changed their smoke detectors recently. Unchecked smoke detectors can cause people to miss important alarms when fire breaks out in a home.</li> <li>Forty-four percent of Americans with gas fireplaces haven't had it inspected within the last three years. Faulty gas lines and fireplace build-up can cause dangerous outcomes.</li> <li>Forty-three percent of Americans admit to plugging in too many lights into one outlet. This can lead to electrical malfunctions and even fires.</li> <li>About one-third (34 percent) have left candles and 17 percent have left fires unattended.</li> </ul> <p>Allstate data indicates fires due to candles, fireplace and electrical mishaps are often significant losses:</p> <table border="1" cellspacing="2" cellpadding="2" width="100%"> <tbody> <tr> <td colspan="3" valign="top"><strong>Candle Fires<sup>ii</sup></strong></td> </tr> <tr> <td valign="top"> <p><strong>Insurance Policy Type</strong></p> </td> <td valign="top"> <p><strong>Most Costly Claim</strong></p> </td> <td valign="top"> <p><strong>Median Cost of Claim</strong></p> </td> </tr> <tr> <td valign="top"> <p>Homeowners</p> </td> <td valign="top"> <p>$515,000</p> </td> <td rowspan="3"> <p>$9,000</p> </td> </tr> <tr> <td valign="top"> <p>Condo</p> </td> <td valign="top"> <p>$55,000</p> </td> </tr> <tr> <td valign="top"> <p>Renters</p> </td> <td valign="top"> <p>$71,000</p> </td> </tr> <tr> <td colspan="3" valign="top"> <p><strong>Fireplace Fires</strong></p> </td> </tr> <tr> <td valign="top"> <p><strong>Insurance Policy Type</strong></p> </td> <td valign="top"> <p><strong>Most Costly Claim</strong></p> </td> <td valign="top"> <p><strong>Median Cost of Claim</strong></p> </td> </tr> <tr> <td valign="top"> <p>Homeowners</p> </td> <td valign="top"> <p>$1,600,000</p> </td> <td rowspan="3"> <p>$9,000</p> </td> </tr> <tr> <td valign="top"> <p>Condo</p> </td> <td valign="top"> <p>$66,000</p> </td> </tr> <tr> <td valign="top"> <p>Renters</p> </td> <td valign="top"> <p>$35,000</p> </td> </tr> <tr> <td colspan="3" valign="top"> <p><strong>Electrical Fires</strong></p> </td> </tr> <tr> <td valign="top"> <p><strong>Insurance Policy Type</strong></p> </td> <td valign="top"> <p><strong>Most Costly Claim</strong></p> </td> <td valign="top"> <p><strong>Median Cost of Claim</strong></p> </td> </tr> <tr> <td valign="top"> <p>Homeowners</p> </td> <td valign="top"> <p>$2,440,000</p> </td> <td rowspan="3"> <p>$18,000</p> </td> </tr> <tr> <td valign="top"> <p>Condo</p> </td> <td valign="top"> <p>$149,000</p> </td> </tr> <tr> <td valign="top"> <p>Renters</p> </td> <td valign="top"> <p>$72,000</p> </td> </tr> </tbody> </table> <p><strong><br /> Helpful Hints:<br /> </strong>Advance planning and precaution can help Nebraska residents protect their homes and help make the holidays hazard-free. Allstate offers these tips to secure your home during the holidays:</p> <p><strong><em>Holiday Cooking</em></strong></p> <ul> <li>Before the holidays, install new batteries in smoke alarms and carbon monoxide detectors. Make sure that family members can locate and operate fire extinguishers. Test all fire prevention devices to make sure they function properly. </li> <li>Be careful in the kitchen. The incorrect disposal of cooking grease, overuse of garbage disposals and improper or excessive disposal of waste can result in clogged drains and can cause sewer problems during this time of year.</li> </ul> <p><strong><em>Holiday Decorating </em></strong></p> <ul> <li>Never leave burning candles unattended, and always place them out of reach of children. Make it a part of your routine to check that all candles are extinguished before you go to bed each night. </li> <li>Make a smart tree purchase. If buying a natural tree, make sure it's fresh so it will be less of a fire hazard. Artificial trees should be labeled as fire resistant. Keep your tree away from heat sources, and trim trees with flame‐resistant materials. Never use lit candles to decorate trees.</li> <li>Check your holiday lights, throwing away any that are broken and don't overload the outlets. Only lights and extension cords specified for outdoor use should be used outside. </li> </ul> <p><strong><em>Holiday Security</em></strong></p> <ul> <li>When shopping, don't leave purchases in the passenger compartment of your unattended vehicle. Store them out of sight, in the trunk. </li> <li>When in plain view, gifts and valuables serve as an invitation to thieves. Close the shades or drapes if you're away. And put your valuables away before hosting people at your home.</li> <li>Don't advertise shopping trips or gift purchases on social media. Whether it's "check-ins" using geo-location services, travel plan updates, or even photos uploaded while at a holiday party, people may be unknowingly giving today's "digital thieves" greater insight into the contents of your car's trunk, times you're away from home and even the holiday gifts hiding in your closet.</li> </ul> <p>See how holiday hazards can hit close to home and get more tips by visiting Allstate's Holiday Decorator, at <a href="http://www.allstate.com">www.allstate.com</a>/<a href="http://www.allstate.com/holidaydecorator">holidaydecorator</a>.</p> <p><strong>Survey Methodology </strong> <br /> The survey of 1,036 American adults age 18+ was conducted November 2-5, 2014 via an online survey using a sample reflective of the American population. The survey was conducted by FTI Consulting, Inc. (FTI) for Allstate.</p> <p><strong>About Allstate</strong><br /> <a title="http://www.allstatenewsroom.com/" href="http://www.allstatenewsroom.com/">The Allstate Corporation</a> (NYSE: ALL) is the nation's largest publicly held personal lines insurer, protecting approximately 16 million households from life's uncertainties through its <a href="http://www.allstate.com/">Allstate</a>, <a href="http://www.encompassinsurance.com/">Encompass</a>, <a href="http://www.esurance.com/">Esurance</a> and <a href="http://www.answerfinancial.com/">Answer Financial</a> brand names and <a href="http://www.allstate.com/financial">Allstate Financial</a> business segment. Allstate is widely known through the slogan "You're In Good Hands With Allstate&reg;." The Allstate brand's network of small businesses offers auto, home, life and retirement products and services to customers in the United States and Canada. In 2013, The Allstate Foundation, Allstate, its employees and agency owners gave $29 million to <a href="http://www.allstate.com/corporate-responsibility.aspx">support local communities</a>. Allstate employees and agency owners donated 200,000 hours of service across the country.</p> <p><sup>i</sup> Percentage increase in claims during the holiday season versus non-holiday season over a three-year period, November 15 through January 15, 2011-2014.</p> <p><sup>ii</sup> Based on Allstate claims data that was analyzed over the same three-year period, November 15 through January 15, 2011-2014.</p> <p>&nbsp;</p> <p style="text-align: center;"># # #</p> <p><strong>Contact:</strong></p> <p>Stephanie Howell<br /> (303) 779-3791<br /> @Allstatewc</p> Tue, 02 Dec 2014 15:41:00 -0600 http://allstatenewsroom.com/releases/afd83d45-5dad-4cfe-a66d-2a61c79fe479 http://allstatenewsroom.com/releases/afd83d45-5dad-4cfe-a66d-2a61c79fe479 Sweaters Aren't the Only Things That Can Get Ugly During the Holidays Top Montana Holiday Claims Revealed with New Allstate Poll on American Holiday Party Hosting<br /><strong>This release contains: 2 Photos, 1 Video, 2 Related Documents</strong><p>Holiday "ugly" sweaters have grown in popularity in Nebraska and will likely make an appearance with the 83 percent of Americans who plan to party this season. A new Allstate poll indicates 54 percent of Americans will host holiday parties in their homes, and the large majority who attend parties say they take place at someone else's home. While Nebraska residents celebrate, Allstate provides reminders of historical holiday home hazard outcomes, such as kitchen fires, decorative fires and theft, and helpful hints for customers and consumers who host parties this season.</p> <p>"If there's one thing Nebraska residents like to do, it's hosting holiday gatherings with friends and family," said Mitch Happ, a local Nebraska Allstate agent. "It's important to remember that staying aware of potential hazards before the next 'ugly sweater' or other holiday party will help protect your family and friends from costly home damages."</p> <p>Allstate is reminding Nebraska residents to use extra caution, especially for claims that prevail in the local area. In Nebraska, the top three most common holiday-related claims are:</p> <ol> <li>Burglary</li> <li>Theft from locked vehicle</li> <li>Electrical fire/short</li> </ol> <p>Allstate's Holiday Home Hazards poll found the vast majority (91 percent) of Americans agree they can reduce risks associated to fires, accidents or theft during the holiday season through their own attention and action. In Nebraska, fire claims increase by 11.8 percent during the holiday season<sup>i</sup>. Most Americans believe both fire and theft risks increase during the holidays, but a majority (63 percent or more) say aren't paying any more attention to these risks which could result in trouble during a busy time of cooking, decorating and hosting a holiday gathering.</p> <p><strong>Hosting Hazards:</strong><br /> Hosts should be aware that the likelihood of theft can increase over the holidays. It's wise to protect against unfortunate disappearances of valuables.</p> <ul> <li>Just one in five (22 percent) say they put away valuables before hosting a party.</li> <li>Nearly half (48%) say they have left a door unlocked for a friend or family member.</li> <li>Forty-six percent say they have hidden a key to their home for a friend or family member, a behavior. Hiding keys leaves the home too easily accessible for burglaries</li> <li>Nearly half (48 percent) say they've hidden valuables such as gifts in their car. Leaving valuables in a car can create an enticing opportunity for thieves to break-in.</li> <li>Seventeen percent of Americans say they've experienced a stolen or missing valuable when attending a holiday party</li> </ul> <p>Protecting valuables is especially important during the holiday season given some of the most common precious items are also small in size and could go unnoticed:</p> <table border="1" cellspacing="2" cellpadding="2" width="100%"> <tbody> <tr> <td colspan="3" align="center" valign="top"><strong>Missing Jewelry Theft Claims</strong><sup>ii</sup></td> </tr> <tr> <td align="center" valign="top"> <p><strong>Insurance Policy Type</strong></p> </td> <td align="center" valign="top"> <p><strong>Most Costly Claim</strong></p> </td> <td align="center" valign="top"> <p><strong>Median Cost of Claim</strong></p> </td> </tr> <tr> <td align="center" valign="top"> <p>Homeowners</p> </td> <td align="center" valign="top"> <p>$26,000</p> </td> <td rowspan="3" align="center"> <p>$1,500</p> </td> </tr> <tr> <td align="center" valign="top"> <p>Condo</p> </td> <td align="center" valign="top"> <p>$11,000</p> </td> </tr> <tr> <td align="center" valign="top"> <p>Renters</p> </td> <td align="center" valign="top"> <p>$25,000</p> </td> </tr> <tr> <td colspan="3" align="center" valign="top"> <p><strong>Burglaries</strong></p> </td> </tr> <tr> <td align="center" valign="top"> <p><strong>Insurance Policy Type</strong></p> </td> <td align="center" valign="top"> <p><strong>Most Costly Claim</strong></p> </td> <td align="center" valign="top"> <p><strong>Median Cost of Claim</strong></p> </td> </tr> <tr> <td align="center" valign="top"> <p>Homeowners</p> </td> <td align="center" valign="top"> <p>$125,00</p> </td> <td rowspan="3" align="center"> <p>$3,000</p> </td> </tr> <tr> <td align="center" valign="top"> <p>Condo</p> </td> <td align="center" valign="top"> <p>$34,000</p> </td> </tr> <tr> <td align="center" valign="top"> <p>Renters</p> </td> <td align="center" valign="top"> <p>$81,000</p> </td> </tr> <tr> <td colspan="3" align="center" valign="top"> <p><strong>Property Missing After a Party</strong></p> </td> </tr> <tr> <td align="center" valign="top"> <p><strong>Insurance Policy Type</strong></p> </td> <td align="center" valign="top"> <p><strong>Most Costly Claim</strong></p> </td> <td align="center" valign="top"> <p><strong>Median Cost of Claim</strong></p> </td> </tr> <tr> <td align="center" valign="top"> <p>Homeowners</p> </td> <td align="center" valign="top"> <p>$6,000</p> </td> <td rowspan="3" align="center"> <p>$1,500</p> </td> </tr> <tr> <td align="center" valign="top"> <p>Condo</p> </td> <td align="center" valign="top"> <p>$29,000</p> </td> </tr> <tr> <td align="center" valign="top"> <p>Renters</p> </td> <td align="center" valign="top"> <p>$6,000</p> </td> </tr> </tbody> </table> <p><strong><br /> Hasty Hors d'oeuvres</strong>:<br /> Food is the centerpiece of many holiday gatherings as hosts prepare decadent spreads for their guests, but remaining diligent in the kitchen will help prevent mishaps.</p> <ul> <li>Eighty-seven percent of holiday party hosts plan to do "lots of cooking" to prepare for their gatherings.</li> <li>Nearly half (44 percent) of survey respondents have left a stove or oven unattended during the holiday season. Unattended cooking could become dangerous without the host knowing.</li> <li>Another 44 percent of Americans don't keep fire extinguishers in their home to put out a fire when it erupts.</li> <li>More than a quarter of Americans have hosted or attended a party that resulted in a burnt or ruined meal.</li> </ul> <p>Allstate claims data shows hasty cooking during the holiday season is among factors that could lead to unfortunate outcomes for homeowners, condo owners, and renters:</p> <table border="1" cellspacing="2" cellpadding="2" width="100%"> <tbody> <tr> <td colspan="3" valign="top"> <p><strong>Kitchen Fires (non-grease)<sup>ii</sup></strong></p> </td> </tr> <tr> <td valign="top"> <p><strong>Insurance Policy Type</strong></p> </td> <td valign="top"> <p><strong>Most Costly Claim</strong></p> </td> <td valign="top"> <p><strong>Median Cost of Claim</strong></p> </td> </tr> <tr> <td valign="top"> <p>Homeowners</p> </td> <td valign="top"> <p>$762,000</p> </td> <td rowspan="3"> <p>$10,000</p> </td> </tr> <tr> <td valign="top"> <p>Condo</p> </td> <td valign="top"> <p>$118,000</p> </td> </tr> <tr> <td valign="top"> <p>Renters</p> </td> <td valign="top"> <p>$349,000</p> </td> </tr> <tr> <td colspan="3" valign="top"> <p><strong>Grease Fires</strong></p> </td> </tr> <tr> <td valign="top"> <p><strong>Insurance Policy Type</strong></p> </td> <td valign="top"> <p><strong>Most Costly Claim</strong></p> </td> <td valign="top"> <p><strong>Median Cost of Claim</strong></p> </td> </tr> <tr> <td valign="top"> <p>Homeowners</p> </td> <td valign="top"> <p>$614,000</p> </td> <td rowspan="3"> <p>$13,000</p> </td> </tr> <tr> <td valign="top"> <p>Condo</p> </td> <td valign="top"> <p>$65,000</p> </td> </tr> <tr> <td valign="top"> <p>Renters</p> </td> <td valign="top"> <p>$43,000</p> </td> </tr> <tr> <td colspan="3" valign="top"> <p><strong>Kitchen Smoke Damage Claims</strong></p> </td> </tr> <tr> <td valign="top"> <p><strong>Insurance Policy Type</strong></p> </td> <td valign="top"> <p><strong>Most Costly Claim</strong></p> </td> <td valign="top"> <p><strong>Median Cost of Claim</strong></p> </td> </tr> <tr> <td valign="top"> <p>Homeowners</p> </td> <td valign="top"> <p>$140,000</p> </td> <td rowspan="3"> <p>$7,000</p> </td> </tr> <tr> <td valign="top"> <p>Condo</p> </td> <td valign="top"> <p>$43,000</p> </td> </tr> <tr> <td valign="top"> <p>Renters</p> </td> <td valign="top"> <p>$27,000</p> </td> </tr> </tbody> </table> <p><strong><br /> Deck the Halls:</strong><br /> Hosting a holiday party often comes with festive home touches. Make sure to take proper safety precautions to avoid potentially costly and dangerous outcomes.</p> <ul> <li>In fact, about one-third (31 percent) of Americans light candles and one in five will light a fire in their fireplace (21 percent) during a holiday party hosted at their home.</li> <li>More than half (53 percent) say they haven't checked or changed their smoke detectors recently. Unchecked smoke detectors can cause people to miss important alarms when fire breaks out in a home.</li> <li>Forty-four percent of Americans with gas fireplaces haven't had it inspected within the last three years. Faulty gas lines and fireplace build-up can cause dangerous outcomes.</li> <li>Forty-three percent of Americans admit to plugging in too many lights into one outlet. This can lead to electrical malfunctions and even fires.</li> <li>About one-third (34 percent) have left candles and 17 percent have left fires unattended.</li> </ul> <p>Allstate data indicates fires due to candles, fireplace and electrical mishaps are often significant losses:</p> <table border="1" cellspacing="2" cellpadding="2" width="100%"> <tbody> <tr> <td colspan="3" valign="top"><strong>Candle Fires<sup>ii</sup></strong></td> </tr> <tr> <td valign="top"> <p><strong>Insurance Policy Type</strong></p> </td> <td valign="top"> <p><strong>Most Costly Claim</strong></p> </td> <td valign="top"> <p><strong>Median Cost of Claim</strong></p> </td> </tr> <tr> <td valign="top"> <p>Homeowners</p> </td> <td valign="top"> <p>$515,000</p> </td> <td rowspan="3"> <p>$9,000</p> </td> </tr> <tr> <td valign="top"> <p>Condo</p> </td> <td valign="top"> <p>$55,000</p> </td> </tr> <tr> <td valign="top"> <p>Renters</p> </td> <td valign="top"> <p>$71,000</p> </td> </tr> <tr> <td colspan="3" valign="top"> <p><strong>Fireplace Fires</strong></p> </td> </tr> <tr> <td valign="top"> <p><strong>Insurance Policy Type</strong></p> </td> <td valign="top"> <p><strong>Most Costly Claim</strong></p> </td> <td valign="top"> <p><strong>Median Cost of Claim</strong></p> </td> </tr> <tr> <td valign="top"> <p>Homeowners</p> </td> <td valign="top"> <p>$1,600,000</p> </td> <td rowspan="3"> <p>$9,000</p> </td> </tr> <tr> <td valign="top"> <p>Condo</p> </td> <td valign="top"> <p>$66,000</p> </td> </tr> <tr> <td valign="top"> <p>Renters</p> </td> <td valign="top"> <p>$35,000</p> </td> </tr> <tr> <td colspan="3" valign="top"> <p><strong>Electrical Fires</strong></p> </td> </tr> <tr> <td valign="top"> <p><strong>Insurance Policy Type</strong></p> </td> <td valign="top"> <p><strong>Most Costly Claim</strong></p> </td> <td valign="top"> <p><strong>Median Cost of Claim</strong></p> </td> </tr> <tr> <td valign="top"> <p>Homeowners</p> </td> <td valign="top"> <p>$2,440,000</p> </td> <td rowspan="3"> <p>$18,000</p> </td> </tr> <tr> <td valign="top"> <p>Condo</p> </td> <td valign="top"> <p>$149,000</p> </td> </tr> <tr> <td valign="top"> <p>Renters</p> </td> <td valign="top"> <p>$72,000</p> </td> </tr> </tbody> </table> <p><strong><br /> Helpful Hints:<br /> </strong>Advance planning and precaution can help Nebraska residents protect their homes and help make the holidays hazard-free. Allstate offers these tips to secure your home during the holidays:</p> <p><strong><em>Holiday Cooking</em></strong></p> <ul> <li>Before the holidays, install new batteries in smoke alarms and carbon monoxide detectors. Make sure that family members can locate and operate fire extinguishers. Test all fire prevention devices to make sure they function properly. </li> <li>Be careful in the kitchen. The incorrect disposal of cooking grease, overuse of garbage disposals and improper or excessive disposal of waste can result in clogged drains and can cause sewer problems during this time of year.</li> </ul> <p><strong><em>Holiday Decorating </em></strong></p> <ul> <li>Never leave burning candles unattended, and always place them out of reach of children. Make it a part of your routine to check that all candles are extinguished before you go to bed each night. </li> <li>Make a smart tree purchase. If buying a natural tree, make sure it's fresh so it will be less of a fire hazard. Artificial trees should be labeled as fire resistant. Keep your tree away from heat sources, and trim trees with flame‐resistant materials. Never use lit candles to decorate trees.</li> <li>Check your holiday lights, throwing away any that are broken and don't overload the outlets. Only lights and extension cords specified for outdoor use should be used outside. </li> </ul> <p><strong><em>Holiday Security</em></strong></p> <ul> <li>When shopping, don't leave purchases in the passenger compartment of your unattended vehicle. Store them out of sight, in the trunk. </li> <li>When in plain view, gifts and valuables serve as an invitation to thieves. Close the shades or drapes if you're away. And put your valuables away before hosting people at your home.</li> <li>Don't advertise shopping trips or gift purchases on social media. Whether it's "check-ins" using geo-location services, travel plan updates, or even photos uploaded while at a holiday party, people may be unknowingly giving today's "digital thieves" greater insight into the contents of your car's trunk, times you're away from home and even the holiday gifts hiding in your closet.</li> </ul> <p>See how holiday hazards can hit close to home and get more tips by visiting Allstate's Holiday Decorator, at <a href="http://www.allstate.com">www.allstate.com</a>/<a href="http://www.allstate.com/holidaydecorator">holidaydecorator</a>.</p> <p><strong>Survey Methodology </strong> <br /> The survey of 1,036 American adults age 18+ was conducted November 2-5, 2014 via an online survey using a sample reflective of the American population. The survey was conducted by FTI Consulting, Inc. (FTI) for Allstate.</p> <p><strong>About Allstate</strong><br /> <a title="http://www.allstatenewsroom.com/" href="http://www.allstatenewsroom.com/">The Allstate Corporation</a> (NYSE: ALL) is the nation's largest publicly held personal lines insurer, protecting approximately 16 million households from life's uncertainties through its <a href="http://www.allstate.com/">Allstate</a>, <a href="http://www.encompassinsurance.com/">Encompass</a>, <a href="http://www.esurance.com/">Esurance</a> and <a href="http://www.answerfinancial.com/">Answer Financial</a> brand names and <a href="http://www.allstate.com/financial">Allstate Financial</a> business segment. Allstate is widely known through the slogan "You're In Good Hands With Allstate&reg;." The Allstate brand's network of small businesses offers auto, home, life and retirement products and services to customers in the United States and Canada. In 2013, The Allstate Foundation, Allstate, its employees and agency owners gave $29 million to <a href="http://www.allstate.com/corporate-responsibility.aspx">support local communities</a>. Allstate employees and agency owners donated 200,000 hours of service across the country.</p> <p><sup>i</sup> Percentage increase in claims during the holiday season versus non-holiday season over a three-year period, November 15 through January 15, 2011-2014.</p> <p><sup>ii</sup> Based on Allstate claims data that was analyzed over the same three-year period, November 15 through January 15, 2011-2014.</p> <p>&nbsp;</p> <p style="text-align: center;"># # #</p> <p><strong>Contact:</strong></p> <p>Stephanie Howell<br /> (303) 779-3791<br /> @Allstatewc</p> Sweaters Aren't the Only Things That Can Get Ugly During the Holidays Top Missouri Holiday Claims Revealed with New Allstate Poll on American Holiday Party Hosting<br /><strong>This release contains: 2 Photos, 1 Video, 2 Related Documents</strong><p>Holiday "ugly" sweaters have grown in popularity in Missouri and will likely make an appearance with the 83 percent of Americans who plan to party this season. A new Allstate poll indicates 54 percent of Americans will host holiday parties in their homes, and the large majority who attend parties say they take place at someone else's home. While Missouri celebrate, Allstate provides reminders of historical holiday home hazard outcomes, such as kitchen fires, decorative fires and theft, and helpful hints for customers and consumers who host parties this season.</p> <p>"If there's one thing Missouri residents like to do, it's hosting holiday gatherings with friends and family," said John Stauffer, a local Missouri Allstate agent. "It's important to remember that staying aware of potential hazards before the next 'ugly sweater' or other holiday party will help protect your family and friends from costly home damages."</p> <p>Allstate is reminding Missouri residents to use extra caution, especially for claims that prevail in the local area. In Missouri, the top three most common holiday-related claims are:</p> <ol> <li>Burglary</li> <li>Theft from locked vehicle</li> <li>&nbsp;Electrical fire/short</li> </ol> <p>Allstate's Holiday Home Hazards poll found the vast majority (91 percent) of Americans agree they can reduce risks associated to fires, accidents or theft during the holiday season through their own attention and action. In Missouri, fire claims increase by 17.4 percent and theft claims increase by 1.3 percent during the holiday season<sup>i</sup>. Most Americans believe both fire and theft risks increase during the holidays, but a majority (63 percent or more) say aren't paying any more attention to these risks which could result in trouble during a busy time of cooking, decorating and hosting a holiday gathering.</p> <p><strong>Hosting Hazards:</strong><br /> Hosts should be aware that the likelihood of theft can increase over the holidays. It's wise to protect against unfortunate disappearances of valuables.</p> <ul> <li>Just one in five (22 percent) say they put away valuables before hosting a party.</li> <li>Nearly half (48%) say they have left a door unlocked for a friend or family member.</li> <li>Forty-six percent say they have hidden a key to their home for a friend or family member, a behavior. Hiding keys leaves the home too easily accessible for burglaries</li> <li>Nearly half (48 percent) say they've hidden valuables such as gifts in their car. Leaving valuables in a car can create an enticing opportunity for thieves to break-in.</li> <li>Seventeen percent of Americans say they've experienced a stolen or missing valuable when attending a holiday party</li> </ul> <p>Protecting valuables is especially important during the holiday season given some of the most common precious items are also small in size and could go unnoticed:</p> <table border="1" cellspacing="2" cellpadding="2" width="100%"> <tbody> <tr> <td colspan="3" align="center" valign="top"><strong>Missing Jewelry Theft Claims <sup>ii</sup></strong></td> </tr> <tr> <td align="center" valign="top"> <p><strong>Insurance Policy Type</strong></p> </td> <td align="center" valign="top"> <p><strong>Most Costly Claim</strong></p> </td> <td align="center" valign="top"> <p><strong>Median Cost of Claim</strong></p> </td> </tr> <tr> <td align="center" valign="top"> <p>Homeowners</p> </td> <td align="center" valign="top"> <p>$26,000</p> </td> <td rowspan="3" align="center"> <p>$1,500</p> </td> </tr> <tr> <td align="center" valign="top"> <p>Condo</p> </td> <td align="center" valign="top"> <p>$11,000</p> </td> </tr> <tr> <td align="center" valign="top"> <p>Renters</p> </td> <td align="center" valign="top"> <p>$25,000</p> </td> </tr> <tr> <td colspan="3" align="center" valign="top"> <p><strong>Burglaries</strong></p> </td> </tr> <tr> <td align="center" valign="top"> <p><strong>Insurance Policy Type</strong></p> </td> <td align="center" valign="top"> <p><strong>Most Costly Claim</strong></p> </td> <td align="center" valign="top"> <p><strong>Median Cost of Claim</strong></p> </td> </tr> <tr> <td align="center" valign="top"> <p>Homeowners</p> </td> <td align="center" valign="top"> <p>$125,00</p> </td> <td rowspan="3" align="center"> <p>$3,000</p> </td> </tr> <tr> <td align="center" valign="top"> <p>Condo</p> </td> <td align="center" valign="top"> <p>$34,000</p> </td> </tr> <tr> <td align="center" valign="top"> <p>Renters</p> </td> <td align="center" valign="top"> <p>$81,000</p> </td> </tr> <tr> <td colspan="3" align="center" valign="top"> <p><strong>Property Missing After a Party</strong></p> </td> </tr> <tr> <td align="center" valign="top"> <p><strong>Insurance Policy Type</strong></p> </td> <td align="center" valign="top"> <p><strong>Most Costly Claim</strong></p> </td> <td align="center" valign="top"> <p><strong>Median Cost of Claim</strong></p> </td> </tr> <tr> <td align="center" valign="top"> <p>Homeowners</p> </td> <td align="center" valign="top"> <p>$6,000</p> </td> <td rowspan="3" align="center"> <p>$1,500</p> </td> </tr> <tr> <td align="center" valign="top"> <p>Condo</p> </td> <td align="center" valign="top"> <p>$29,000</p> </td> </tr> <tr> <td align="center" valign="top"> <p>Renters</p> </td> <td align="center" valign="top"> <p>$6,000</p> </td> </tr> </tbody> </table> <p><strong><br /> Hasty Hors d'oeuvres</strong><strong>:<br /> </strong>Food is the centerpiece of many holiday gatherings as hosts prepare decadent spreads for their guests, but remaining diligent in the kitchen will help prevent mishaps.<strong>&nbsp;</strong></p> <ul> <li>Eighty-seven percent of holiday party hosts plan to do "lots of cooking" to prepare for their gatherings.</li> <li>Nearly half (44 percent) of survey respondents have left a stove or oven unattended during the holiday season. Unattended cooking could become dangerous without the host knowing.</li> <li>Another 44 percent of Americans don't keep fire extinguishers in their home to put out a fire when it erupts.</li> <li>More than a quarter of Americans have hosted or attended a party that resulted in a burnt or ruined meal.</li> </ul> <p>Allstate claims data shows hasty cooking during the holiday season is among factors that could lead to unfortunate outcomes for homeowners, condo owners, and renters:</p> <table border="1" cellspacing="2" cellpadding="2" width="100%"> <tbody> <tr> <td colspan="3" align="center" valign="top"> <p><strong>Kitchen Fires (non-grease)<sup>ii</sup></strong></p> </td> </tr> <tr> <td align="center" valign="top"> <p><strong>Insurance Policy Type</strong></p> </td> <td align="center" valign="top"> <p><strong>Most Costly Claim</strong></p> </td> <td align="center" valign="top"> <p><strong>Median Cost of Claim</strong></p> </td> </tr> <tr> <td align="center" valign="top"> <p>Homeowners</p> </td> <td align="center" valign="top"> <p>$762,000</p> </td> <td rowspan="3" align="center"> <p>$10,000</p> </td> </tr> <tr> <td align="center" valign="top"> <p>Condo</p> </td> <td align="center" valign="top"> <p>$118,000</p> </td> </tr> <tr> <td align="center" valign="top"> <p>Renters</p> </td> <td align="center" valign="top"> <p>$349,000</p> </td> </tr> <tr> <td colspan="3" align="center" valign="top"> <p><strong>Grease Fires</strong></p> </td> </tr> <tr> <td align="center" valign="top"> <p><strong>Insurance Policy Type</strong></p> </td> <td align="center" valign="top"> <p><strong>Most Costly Claim</strong></p> </td> <td align="center" valign="top"> <p><strong>Median Cost of Claim</strong></p> </td> </tr> <tr> <td align="center" valign="top"> <p>Homeowners</p> </td> <td align="center" valign="top"> <p>$614,000</p> </td> <td rowspan="3" align="center"> <p>$13,000</p> </td> </tr> <tr> <td align="center" valign="top"> <p>Condo</p> </td> <td align="center" valign="top"> <p>$65,000</p> </td> </tr> <tr> <td align="center" valign="top"> <p>Renters</p> </td> <td align="center" valign="top"> <p>$43,000</p> </td> </tr> <tr> <td colspan="3" align="center" valign="top"> <p><strong>Kitchen Smoke Damage Claims</strong></p> </td> </tr> <tr> <td align="center" valign="top"> <p><strong>Insurance Policy Type</strong></p> </td> <td align="center" valign="top"> <p><strong>Most Costly Claim</strong></p> </td> <td align="center" valign="top"> <p><strong>Median Cost of Claim</strong></p> </td> </tr> <tr> <td align="center" valign="top"> <p>Homeowners</p> </td> <td align="center" valign="top"> <p>$140,000</p> </td> <td rowspan="3" align="center"> <p>$7,000</p> </td> </tr> <tr> <td align="center" valign="top"> <p>Condo</p> </td> <td align="center" valign="top"> <p>$43,000</p> </td> </tr> <tr> <td align="center" valign="top"> <p>Renters</p> </td> <td align="center" valign="top"> <p>$27,000</p> </td> </tr> </tbody> </table> <p><strong><br /> Deck the Halls:</strong><br /> Hosting a holiday party often comes with festive home touches. Make sure to take proper safety precautions to avoid potentially costly and dangerous outcomes.</p> <ul> <li>In fact, about one-third (31 percent) of Americans light candles and one in five will light a fire in their fireplace (21 percent) during a holiday party hosted at their home.</li> <li>More than half (53 percent) say they haven't checked or changed their smoke detectors recently. Unchecked smoke detectors can cause people to miss important alarms when fire breaks out in a home.</li> <li>Forty-four percent of Americans with gas fireplaces haven't had it inspected within the last three years. Faulty gas lines and fireplace build-up can cause dangerous outcomes.</li> <li>Forty-three percent of Americans admit to plugging in too many lights into one outlet. This can lead to electrical malfunctions and even fires.</li> <li>About one-third (34 percent) have left candles and 17 percent have left fires unattended.</li> </ul> <p>Allstate data indicates fires due to candles, fireplace and electrical mishaps are often significant losses:<br /> <br /></p> <table border="1" cellspacing="2" cellpadding="2" width="100%"> <tbody> <tr> <td colspan="3" align="center" valign="top"><strong>Candle Fires<sup>ii</sup></strong></td> </tr> <tr> <td align="center" valign="top"> <p><strong>Insurance Policy Type</strong></p> </td> <td align="center" valign="top"> <p><strong>Most Costly Claim</strong></p> </td> <td align="center" valign="top"> <p><strong>Median Cost of Claim</strong></p> </td> </tr> <tr> <td align="center" valign="top"> <p>Homeowners</p> </td> <td align="center" valign="top"> <p>$515,000</p> </td> <td rowspan="3" align="center"> <p>$9,000</p> </td> </tr> <tr> <td align="center" valign="top"> <p>Condo</p> </td> <td align="center" valign="top"> <p>$55,000</p> </td> </tr> <tr> <td align="center" valign="top"> <p>Renters</p> </td> <td align="center" valign="top"> <p>$71,000</p> </td> </tr> <tr> <td colspan="3" align="center" valign="top"> <p><strong>Fireplace Fires</strong></p> </td> </tr> <tr> <td align="center" valign="top"> <p><strong>Insurance Policy Type</strong></p> </td> <td align="center" valign="top"> <p><strong>Most Costly Claim</strong></p> </td> <td align="center" valign="top"> <p><strong>Median Cost of Claim</strong></p> </td> </tr> <tr> <td align="center" valign="top"> <p>Homeowners</p> </td> <td align="center" valign="top"> <p>$1,600,000</p> </td> <td rowspan="3" align="center"> <p>$9,000</p> </td> </tr> <tr> <td align="center" valign="top"> <p>Condo</p> </td> <td align="center" valign="top"> <p>$66,000</p> </td> </tr> <tr> <td align="center" valign="top"> <p>Renters</p> </td> <td align="center" valign="top"> <p>$35,000</p> </td> </tr> <tr> <td colspan="3" align="center" valign="top"> <p><strong>Electrical Fires</strong></p> </td> </tr> <tr> <td align="center" valign="top"> <p><strong>Insurance Policy Type</strong></p> </td> <td align="center" valign="top"> <p><strong>Most Costly Claim</strong></p> </td> <td align="center" valign="top"> <p><strong>Median Cost of Claim</strong></p> </td> </tr> <tr> <td align="center" valign="top"> <p>Homeowners</p> </td> <td align="center" valign="top"> <p>$2,440,000</p> </td> <td rowspan="3" align="center"> <p>$18,000</p> </td> </tr> <tr> <td align="center" valign="top"> <p>Condo</p> </td> <td align="center" valign="top"> <p>$149,000</p> </td> </tr> <tr> <td align="center" valign="top"> <p>Renters</p> </td> <td align="center" valign="top"> <p>$72,000</p> </td> </tr> </tbody> </table> <p><strong><br /> Helpful Hints:<br /> </strong>Advance planning and precaution can help Missouri residents protect their homes and help make the holidays hazard-free. Allstate offers these tips to secure your home during the holidays:</p> <p><strong><em>Holiday Cooking</em></strong></p> <ul> <li>Before the holidays, install new batteries in smoke alarms and carbon monoxide detectors. Make sure that family members can locate and operate fire extinguishers. Test all fire prevention devices to make sure they function properly. </li> <li>Be careful in the kitchen. The incorrect disposal of cooking grease, overuse of garbage disposals and improper or excessive disposal of waste can result in clogged drains and can cause sewer problems during this time of year.</li> </ul> <p><strong><em>Holiday Decorating</em></strong></p> <ul> <li>Never leave burning candles unattended, and always place them out of reach of children. Make it a part of your routine to check that all candles are extinguished before you go to bed each night.</li> <li>Make a smart tree purchase. If buying a natural tree, make sure it's fresh so it will be less of a fire hazard. Artificial trees should be labeled as fire resistant. Keep your tree away from heat sources, and trim trees with flame‐resistant materials. Never use lit candles to decorate trees.</li> <li>Check your holiday lights, throwing away any that are broken and don't overload the outlets. Only lights and extension cords specified for outdoor use should be used outside. </li> </ul> <p><strong><em>Holiday Security</em></strong></p> <ul> <li>When shopping, don't leave purchases in the passenger compartment of your unattended vehicle. Store them out of sight, in the trunk.</li> <li>When in plain view, gifts and valuables serve as an invitation to thieves. Close the shades or drapes if you're away. And put your valuables away before hosting people at your home.</li> <li>Don't advertise shopping trips or gift purchases on social media. Whether it's "check-ins" using geo-location services, travel plan updates, or even photos uploaded while at a holiday party, people may be unknowingly giving today's "digital thieves" greater insight into the contents of your car's trunk, times you're away from home and even the holiday gifts hiding in your closet.</li> </ul> <p>See how holiday hazards can hit close to home and get more tips by visiting Allstate's Holiday Decorator, at <a href="http://www.allstate.com">www.allstate.com</a>/<a href="http://www.allstate.com/holidaydecorator">holidaydecorator</a>.</p> <p><strong>Survey Methodology</strong><br /> The survey of 1,036 American adults age 18+ was conducted November 2-5, 2014 via an online survey using a sample reflective of the American population. The survey was conducted by FTI Consulting, Inc. (FTI) for Allstate.</p> <p><strong>About Allstate</strong><br /> <a title="http://www.allstatenewsroom.com/" href="http://www.allstatenewsroom.com/">The Allstate Corporation</a> (NYSE: ALL) is the nation's largest publicly held personal lines insurer, protecting approximately 16 million households from life's uncertainties through its <a href="http://www.allstate.com/">Allstate</a>, <a href="http://www.encompassinsurance.com/">Encompass</a>, <a href="http://www.esurance.com/">Esurance</a> and <a href="http://www.answerfinancial.com/">Answer Financial</a> brand names and <a href="http://www.allstate.com/financial">Allstate Financial</a> business segment. Allstate is widely known through the slogan "You're In Good Hands With Allstate&reg;." The Allstate brand's network of small businesses offers auto, home, life and retirement products and services to customers in the United States and Canada. In 2013, The Allstate Foundation, Allstate, its employees and agency owners gave $29 million to <a href="http://www.allstate.com/corporate-responsibility.aspx">support local communities</a>. Allstate employees and agency owners donated 200,000 hours of service across the country.</p> <p><sup>i</sup> Percentage increase in claims during the holiday season versus non-holiday season over a three-year period, November 15 through January 15, 2011-2014.</p> <p><sup>ii</sup> Based on Allstate claims data that was analyzed over the same three-year period, November 15 through January 15, 2011-2014.</p> <p>&nbsp;</p> <p style="text-align: center;"># # #</p> <p><strong>Contact:</strong></p> <p>Stephanie Howell <br /> 303-779-3791<br /> @Allstatewc</p> Tue, 02 Dec 2014 15:33:00 -0600 http://allstatenewsroom.com/releases/abbc7b6f-c4be-4309-bb65-3bb469dae434 http://allstatenewsroom.com/releases/abbc7b6f-c4be-4309-bb65-3bb469dae434 Sweaters Aren't the Only Things That Can Get Ugly During the Holidays Top Missouri Holiday Claims Revealed with New Allstate Poll on American Holiday Party Hosting<br /><strong>This release contains: 2 Photos, 1 Video, 2 Related Documents</strong><p>Holiday "ugly" sweaters have grown in popularity in Missouri and will likely make an appearance with the 83 percent of Americans who plan to party this season. A new Allstate poll indicates 54 percent of Americans will host holiday parties in their homes, and the large majority who attend parties say they take place at someone else's home. While Missouri celebrate, Allstate provides reminders of historical holiday home hazard outcomes, such as kitchen fires, decorative fires and theft, and helpful hints for customers and consumers who host parties this season.</p> <p>"If there's one thing Missouri residents like to do, it's hosting holiday gatherings with friends and family," said John Stauffer, a local Missouri Allstate agent. "It's important to remember that staying aware of potential hazards before the next 'ugly sweater' or other holiday party will help protect your family and friends from costly home damages."</p> <p>Allstate is reminding Missouri residents to use extra caution, especially for claims that prevail in the local area. In Missouri, the top three most common holiday-related claims are:</p> <ol> <li>Burglary</li> <li>Theft from locked vehicle</li> <li>&nbsp;Electrical fire/short</li> </ol> <p>Allstate's Holiday Home Hazards poll found the vast majority (91 percent) of Americans agree they can reduce risks associated to fires, accidents or theft during the holiday season through their own attention and action. In Missouri, fire claims increase by 17.4 percent and theft claims increase by 1.3 percent during the holiday season<sup>i</sup>. Most Americans believe both fire and theft risks increase during the holidays, but a majority (63 percent or more) say aren't paying any more attention to these risks which could result in trouble during a busy time of cooking, decorating and hosting a holiday gathering.</p> <p><strong>Hosting Hazards:</strong><br /> Hosts should be aware that the likelihood of theft can increase over the holidays. It's wise to protect against unfortunate disappearances of valuables.</p> <ul> <li>Just one in five (22 percent) say they put away valuables before hosting a party.</li> <li>Nearly half (48%) say they have left a door unlocked for a friend or family member.</li> <li>Forty-six percent say they have hidden a key to their home for a friend or family member, a behavior. Hiding keys leaves the home too easily accessible for burglaries</li> <li>Nearly half (48 percent) say they've hidden valuables such as gifts in their car. Leaving valuables in a car can create an enticing opportunity for thieves to break-in.</li> <li>Seventeen percent of Americans say they've experienced a stolen or missing valuable when attending a holiday party</li> </ul> <p>Protecting valuables is especially important during the holiday season given some of the most common precious items are also small in size and could go unnoticed:</p> <table border="1" cellspacing="2" cellpadding="2" width="100%"> <tbody> <tr> <td colspan="3" align="center" valign="top"><strong>Missing Jewelry Theft Claims <sup>ii</sup></strong></td> </tr> <tr> <td align="center" valign="top"> <p><strong>Insurance Policy Type</strong></p> </td> <td align="center" valign="top"> <p><strong>Most Costly Claim</strong></p> </td> <td align="center" valign="top"> <p><strong>Median Cost of Claim</strong></p> </td> </tr> <tr> <td align="center" valign="top"> <p>Homeowners</p> </td> <td align="center" valign="top"> <p>$26,000</p> </td> <td rowspan="3" align="center"> <p>$1,500</p> </td> </tr> <tr> <td align="center" valign="top"> <p>Condo</p> </td> <td align="center" valign="top"> <p>$11,000</p> </td> </tr> <tr> <td align="center" valign="top"> <p>Renters</p> </td> <td align="center" valign="top"> <p>$25,000</p> </td> </tr> <tr> <td colspan="3" align="center" valign="top"> <p><strong>Burglaries</strong></p> </td> </tr> <tr> <td align="center" valign="top"> <p><strong>Insurance Policy Type</strong></p> </td> <td align="center" valign="top"> <p><strong>Most Costly Claim</strong></p> </td> <td align="center" valign="top"> <p><strong>Median Cost of Claim</strong></p> </td> </tr> <tr> <td align="center" valign="top"> <p>Homeowners</p> </td> <td align="center" valign="top"> <p>$125,00</p> </td> <td rowspan="3" align="center"> <p>$3,000</p> </td> </tr> <tr> <td align="center" valign="top"> <p>Condo</p> </td> <td align="center" valign="top"> <p>$34,000</p> </td> </tr> <tr> <td align="center" valign="top"> <p>Renters</p> </td> <td align="center" valign="top"> <p>$81,000</p> </td> </tr> <tr> <td colspan="3" align="center" valign="top"> <p><strong>Property Missing After a Party</strong></p> </td> </tr> <tr> <td align="center" valign="top"> <p><strong>Insurance Policy Type</strong></p> </td> <td align="center" valign="top"> <p><strong>Most Costly Claim</strong></p> </td> <td align="center" valign="top"> <p><strong>Median Cost of Claim</strong></p> </td> </tr> <tr> <td align="center" valign="top"> <p>Homeowners</p> </td> <td align="center" valign="top"> <p>$6,000</p> </td> <td rowspan="3" align="center"> <p>$1,500</p> </td> </tr> <tr> <td align="center" valign="top"> <p>Condo</p> </td> <td align="center" valign="top"> <p>$29,000</p> </td> </tr> <tr> <td align="center" valign="top"> <p>Renters</p> </td> <td align="center" valign="top"> <p>$6,000</p> </td> </tr> </tbody> </table> <p><strong><br /> Hasty Hors d'oeuvres</strong><strong>:<br /> </strong>Food is the centerpiece of many holiday gatherings as hosts prepare decadent spreads for their guests, but remaining diligent in the kitchen will help prevent mishaps.<strong>&nbsp;</strong></p> <ul> <li>Eighty-seven percent of holiday party hosts plan to do "lots of cooking" to prepare for their gatherings.</li> <li>Nearly half (44 percent) of survey respondents have left a stove or oven unattended during the holiday season. Unattended cooking could become dangerous without the host knowing.</li> <li>Another 44 percent of Americans don't keep fire extinguishers in their home to put out a fire when it erupts.</li> <li>More than a quarter of Americans have hosted or attended a party that resulted in a burnt or ruined meal.</li> </ul> <p>Allstate claims data shows hasty cooking during the holiday season is among factors that could lead to unfortunate outcomes for homeowners, condo owners, and renters:</p> <table border="1" cellspacing="2" cellpadding="2" width="100%"> <tbody> <tr> <td colspan="3" align="center" valign="top"> <p><strong>Kitchen Fires (non-grease)<sup>ii</sup></strong></p> </td> </tr> <tr> <td align="center" valign="top"> <p><strong>Insurance Policy Type</strong></p> </td> <td align="center" valign="top"> <p><strong>Most Costly Claim</strong></p> </td> <td align="center" valign="top"> <p><strong>Median Cost of Claim</strong></p> </td> </tr> <tr> <td align="center" valign="top"> <p>Homeowners</p> </td> <td align="center" valign="top"> <p>$762,000</p> </td> <td rowspan="3" align="center"> <p>$10,000</p> </td> </tr> <tr> <td align="center" valign="top"> <p>Condo</p> </td> <td align="center" valign="top"> <p>$118,000</p> </td> </tr> <tr> <td align="center" valign="top"> <p>Renters</p> </td> <td align="center" valign="top"> <p>$349,000</p> </td> </tr> <tr> <td colspan="3" align="center" valign="top"> <p><strong>Grease Fires</strong></p> </td> </tr> <tr> <td align="center" valign="top"> <p><strong>Insurance Policy Type</strong></p> </td> <td align="center" valign="top"> <p><strong>Most Costly Claim</strong></p> </td> <td align="center" valign="top"> <p><strong>Median Cost of Claim</strong></p> </td> </tr> <tr> <td align="center" valign="top"> <p>Homeowners</p> </td> <td align="center" valign="top"> <p>$614,000</p> </td> <td rowspan="3" align="center"> <p>$13,000</p> </td> </tr> <tr> <td align="center" valign="top"> <p>Condo</p> </td> <td align="center" valign="top"> <p>$65,000</p> </td> </tr> <tr> <td align="center" valign="top"> <p>Renters</p> </td> <td align="center" valign="top"> <p>$43,000</p> </td> </tr> <tr> <td colspan="3" align="center" valign="top"> <p><strong>Kitchen Smoke Damage Claims</strong></p> </td> </tr> <tr> <td align="center" valign="top"> <p><strong>Insurance Policy Type</strong></p> </td> <td align="center" valign="top"> <p><strong>Most Costly Claim</strong></p> </td> <td align="center" valign="top"> <p><strong>Median Cost of Claim</strong></p> </td> </tr> <tr> <td align="center" valign="top"> <p>Homeowners</p> </td> <td align="center" valign="top"> <p>$140,000</p> </td> <td rowspan="3" align="center"> <p>$7,000</p> </td> </tr> <tr> <td align="center" valign="top"> <p>Condo</p> </td> <td align="center" valign="top"> <p>$43,000</p> </td> </tr> <tr> <td align="center" valign="top"> <p>Renters</p> </td> <td align="center" valign="top"> <p>$27,000</p> </td> </tr> </tbody> </table> <p><strong><br /> Deck the Halls:</strong><br /> Hosting a holiday party often comes with festive home touches. Make sure to take proper safety precautions to avoid potentially costly and dangerous outcomes.</p> <ul> <li>In fact, about one-third (31 percent) of Americans light candles and one in five will light a fire in their fireplace (21 percent) during a holiday party hosted at their home.</li> <li>More than half (53 percent) say they haven't checked or changed their smoke detectors recently. Unchecked smoke detectors can cause people to miss important alarms when fire breaks out in a home.</li> <li>Forty-four percent of Americans with gas fireplaces haven't had it inspected within the last three years. Faulty gas lines and fireplace build-up can cause dangerous outcomes.</li> <li>Forty-three percent of Americans admit to plugging in too many lights into one outlet. This can lead to electrical malfunctions and even fires.</li> <li>About one-third (34 percent) have left candles and 17 percent have left fires unattended.</li> </ul> <p>Allstate data indicates fires due to candles, fireplace and electrical mishaps are often significant losses:<br /> <br /></p> <table border="1" cellspacing="2" cellpadding="2" width="100%"> <tbody> <tr> <td colspan="3" align="center" valign="top"><strong>Candle Fires<sup>ii</sup></strong></td> </tr> <tr> <td align="center" valign="top"> <p><strong>Insurance Policy Type</strong></p> </td> <td align="center" valign="top"> <p><strong>Most Costly Claim</strong></p> </td> <td align="center" valign="top"> <p><strong>Median Cost of Claim</strong></p> </td> </tr> <tr> <td align="center" valign="top"> <p>Homeowners</p> </td> <td align="center" valign="top"> <p>$515,000</p> </td> <td rowspan="3" align="center"> <p>$9,000</p> </td> </tr> <tr> <td align="center" valign="top"> <p>Condo</p> </td> <td align="center" valign="top"> <p>$55,000</p> </td> </tr> <tr> <td align="center" valign="top"> <p>Renters</p> </td> <td align="center" valign="top"> <p>$71,000</p> </td> </tr> <tr> <td colspan="3" align="center" valign="top"> <p><strong>Fireplace Fires</strong></p> </td> </tr> <tr> <td align="center" valign="top"> <p><strong>Insurance Policy Type</strong></p> </td> <td align="center" valign="top"> <p><strong>Most Costly Claim</strong></p> </td> <td align="center" valign="top"> <p><strong>Median Cost of Claim</strong></p> </td> </tr> <tr> <td align="center" valign="top"> <p>Homeowners</p> </td> <td align="center" valign="top"> <p>$1,600,000</p> </td> <td rowspan="3" align="center"> <p>$9,000</p> </td> </tr> <tr> <td align="center" valign="top"> <p>Condo</p> </td> <td align="center" valign="top"> <p>$66,000</p> </td> </tr> <tr> <td align="center" valign="top"> <p>Renters</p> </td> <td align="center" valign="top"> <p>$35,000</p> </td> </tr> <tr> <td colspan="3" align="center" valign="top"> <p><strong>Electrical Fires</strong></p> </td> </tr> <tr> <td align="center" valign="top"> <p><strong>Insurance Policy Type</strong></p> </td> <td align="center" valign="top"> <p><strong>Most Costly Claim</strong></p> </td> <td align="center" valign="top"> <p><strong>Median Cost of Claim</strong></p> </td> </tr> <tr> <td align="center" valign="top"> <p>Homeowners</p> </td> <td align="center" valign="top"> <p>$2,440,000</p> </td> <td rowspan="3" align="center"> <p>$18,000</p> </td> </tr> <tr> <td align="center" valign="top"> <p>Condo</p> </td> <td align="center" valign="top"> <p>$149,000</p> </td> </tr> <tr> <td align="center" valign="top"> <p>Renters</p> </td> <td align="center" valign="top"> <p>$72,000</p> </td> </tr> </tbody> </table> <p><strong><br /> Helpful Hints:<br /> </strong>Advance planning and precaution can help Missouri residents protect their homes and help make the holidays hazard-free. Allstate offers these tips to secure your home during the holidays:</p> <p><strong><em>Holiday Cooking</em></strong></p> <ul> <li>Before the holidays, install new batteries in smoke alarms and carbon monoxide detectors. Make sure that family members can locate and operate fire extinguishers. Test all fire prevention devices to make sure they function properly. </li> <li>Be careful in the kitchen. The incorrect disposal of cooking grease, overuse of garbage disposals and improper or excessive disposal of waste can result in clogged drains and can cause sewer problems during this time of year.</li> </ul> <p><strong><em>Holiday Decorating</em></strong></p> <ul> <li>Never leave burning candles unattended, and always place them out of reach of children. Make it a part of your routine to check that all candles are extinguished before you go to bed each night.</li> <li>Make a smart tree purchase. If buying a natural tree, make sure it's fresh so it will be less of a fire hazard. Artificial trees should be labeled as fire resistant. Keep your tree away from heat sources, and trim trees with flame‐resistant materials. Never use lit candles to decorate trees.</li> <li>Check your holiday lights, throwing away any that are broken and don't overload the outlets. Only lights and extension cords specified for outdoor use should be used outside. </li> </ul> <p><strong><em>Holiday Security</em></strong></p> <ul> <li>When shopping, don't leave purchases in the passenger compartment of your unattended vehicle. Store them out of sight, in the trunk.</li> <li>When in plain view, gifts and valuables serve as an invitation to thieves. Close the shades or drapes if you're away. And put your valuables away before hosting people at your home.</li> <li>Don't advertise shopping trips or gift purchases on social media. Whether it's "check-ins" using geo-location services, travel plan updates, or even photos uploaded while at a holiday party, people may be unknowingly giving today's "digital thieves" greater insight into the contents of your car's trunk, times you're away from home and even the holiday gifts hiding in your closet.</li> </ul> <p>See how holiday hazards can hit close to home and get more tips by visiting Allstate's Holiday Decorator, at <a href="http://www.allstate.com">www.allstate.com</a>/<a href="http://www.allstate.com/holidaydecorator">holidaydecorator</a>.</p> <p><strong>Survey Methodology</strong><br /> The survey of 1,036 American adults age 18+ was conducted November 2-5, 2014 via an online survey using a sample reflective of the American population. The survey was conducted by FTI Consulting, Inc. (FTI) for Allstate.</p> <p><strong>About Allstate</strong><br /> <a title="http://www.allstatenewsroom.com/" href="http://www.allstatenewsroom.com/">The Allstate Corporation</a> (NYSE: ALL) is the nation's largest publicly held personal lines insurer, protecting approximately 16 million households from life's uncertainties through its <a href="http://www.allstate.com/">Allstate</a>, <a href="http://www.encompassinsurance.com/">Encompass</a>, <a href="http://www.esurance.com/">Esurance</a> and <a href="http://www.answerfinancial.com/">Answer Financial</a> brand names and <a href="http://www.allstate.com/financial">Allstate Financial</a> business segment. Allstate is widely known through the slogan "You're In Good Hands With Allstate&reg;." The Allstate brand's network of small businesses offers auto, home, life and retirement products and services to customers in the United States and Canada. In 2013, The Allstate Foundation, Allstate, its employees and agency owners gave $29 million to <a href="http://www.allstate.com/corporate-responsibility.aspx">support local communities</a>. Allstate employees and agency owners donated 200,000 hours of service across the country.</p> <p><sup>i</sup> Percentage increase in claims during the holiday season versus non-holiday season over a three-year period, November 15 through January 15, 2011-2014.</p> <p><sup>ii</sup> Based on Allstate claims data that was analyzed over the same three-year period, November 15 through January 15, 2011-2014.</p> <p>&nbsp;</p> <p style="text-align: center;"># # #</p> <p><strong>Contact:</strong></p> <p>Stephanie Howell <br /> 303-779-3791<br /> @Allstatewc</p> Sweaters Aren't the Only Things That Can Get Ugly During the Holidays Top Kansas Holiday Claims Revealed with New Allstate Poll on American Holiday Party Hosting<br /><strong>This release contains: 2 Photos, 1 Video, 2 Related Documents</strong><p>Holiday "ugly" sweaters have grown in popularity in Kansas and will likely make an appearance with the 83 percent of Americans who plan to party this season. A new Allstate poll indicates 54 percent of Americans will host holiday parties in their homes, and the large majority who attend parties say they take place at someone else's home. While Kansas residents celebrate, Allstate provides reminders of historical holiday home hazard outcomes, such as kitchen fires, decorative fires and theft, and helpful hints for customers and consumers who host parties this season.</p> <p>"If there's one thing Kansas like to do, it's hosting holiday gatherings with friends and family," said Bill Mull, a local Kansas Allstate agent. "It's important to remember that staying aware of potential hazards before the next 'ugly sweater' or other holiday party will help protect your family and friends from costly home damages."</p> <p>Allstate is reminding Kansas residents to use extra caution, especially for claims that prevail in the local area. In Kansas, the top three most common holiday-related claims are:</p> <ol> <li>Burglary</li> <li>Theft from locked vehicle </li> <li>Kitchen Fire</li> </ol> <p>Allstate's Holiday Home Hazards poll found the vast majority (91 percent) of Americans agree they can reduce risks associated to fires, accidents or theft during the holiday season through their own attention and action. In Kansas, fire claims increase by 25.2 percent and theft claims increase by 14.3 percent during the holiday season<sup>i</sup>. Most Americans believe both fire and theft risks increase during the holidays, but a majority (63 percent or more) say aren't paying any more attention to these risks which could result in trouble during a busy time of cooking, decorating and hosting a holiday gathering.</p> <p><strong>Hosting Hazards:</strong><br /> Hosts should be aware that the likelihood of theft can increase over the holidays. It's wise to protect against unfortunate disappearances of valuables.</p> <ul> <li>Just one in five (22 percent) say they put away valuables before hosting a party.</li> <li>Nearly half (48%) say they have left a door unlocked for a friend or family member.</li> <li>Forty-six percent say they have hidden a key to their home for a friend or family member, a behavior. Hiding keys leaves the home too easily accessible for burglaries</li> <li>Nearly half (48 percent) say they've hidden valuables such as gifts in their car. Leaving valuables in a car can create an enticing opportunity for thieves to break-in.</li> <li>Seventeen percent of Americans say they've experienced a stolen or missing valuable when attending a holiday party</li> </ul> <p>Protecting valuables is especially important during the holiday season given some of the most common precious items are also small in size and could go unnoticed:</p> <table border="1" cellspacing="2" cellpadding="2" width="100%"> <tbody> <tr> <td colspan="3" align="center" valign="top"><strong>Missing Jewelry Theft Claims</strong><sup>ii</sup></td> </tr> <tr> <td align="center" valign="top"> <p><strong>Insurance Policy Type</strong></p> </td> <td align="center" valign="top"> <p><strong>Most Costly Claim</strong></p> </td> <td align="center" valign="top"> <p><strong>Median Cost of Claim</strong></p> </td> </tr> <tr> <td align="center" valign="top"> <p>Homeowners</p> </td> <td align="center" valign="top"> <p>$26,000</p> </td> <td rowspan="3" align="center"> <p>$1,500</p> </td> </tr> <tr> <td align="center" valign="top"> <p>Condo</p> </td> <td align="center" valign="top"> <p>$11,000</p> </td> </tr> <tr> <td align="center" valign="top"> <p>Renters</p> </td> <td align="center" valign="top"> <p>$25,000</p> </td> </tr> <tr> <td colspan="3" align="center" valign="top"> <p><strong>Burglaries</strong></p> </td> </tr> <tr> <td align="center" valign="top"> <p><strong>Insurance Policy Type</strong></p> </td> <td align="center" valign="top"> <p><strong>Most Costly Claim</strong></p> </td> <td align="center" valign="top"> <p><strong>Median Cost of Claim</strong></p> </td> </tr> <tr> <td align="center" valign="top"> <p>Homeowners</p> </td> <td align="center" valign="top"> <p>$125,00</p> </td> <td rowspan="3" align="center"> <p>$3,000</p> </td> </tr> <tr> <td align="center" valign="top"> <p>Condo</p> </td> <td align="center" valign="top"> <p>$34,000</p> </td> </tr> <tr> <td align="center" valign="top"> <p>Renters</p> </td> <td align="center" valign="top"> <p>$81,000</p> </td> </tr> <tr> <td colspan="3" align="center" valign="top"> <p><strong>Property Missing After a Party</strong></p> </td> </tr> <tr> <td align="center" valign="top"> <p><strong>Insurance Policy Type</strong></p> </td> <td align="center" valign="top"> <p><strong>Most Costly Claim</strong></p> </td> <td align="center" valign="top"> <p><strong>Median Cost of Claim</strong></p> </td> </tr> <tr> <td align="center" valign="top"> <p>Homeowners</p> </td> <td align="center" valign="top"> <p>$6,000</p> </td> <td rowspan="3" align="center"> <p>$1,500</p> </td> </tr> <tr> <td align="center" valign="top"> <p>Condo</p> </td> <td align="center" valign="top"> <p>$29,000</p> </td> </tr> <tr> <td align="center" valign="top"> <p>Renters</p> </td> <td align="center" valign="top"> <p>$6,000</p> </td> </tr> </tbody> </table> <p><strong><br /> Hasty Hors d'oeuvres</strong><strong>:<br /> </strong>Food is the centerpiece of many holiday gatherings as hosts prepare decadent spreads for their guests, but remaining diligent in the kitchen will help prevent mishaps.<strong>&nbsp;</strong></p> <ul> <li>Eighty-seven percent of holiday party hosts plan to do "lots of cooking" to prepare for their gatherings.</li> <li>Nearly half (44 percent) of survey respondents have left a stove or oven unattended during the holiday season. Unattended cooking could become dangerous without the host knowing.</li> <li>Another 44 percent of Americans don't keep fire extinguishers in their home to put out a fire when it erupts.</li> <li>More than a quarter of Americans have hosted or attended a party that resulted in a burnt or ruined meal.</li> </ul> <p>Allstate claims data shows hasty cooking during the holiday season is among factors that could lead to unfortunate outcomes for homeowners, condo owners, and renters:</p> <table border="1" cellspacing="2" cellpadding="2" width="100%"> <tbody> <tr> <td colspan="3" align="center" valign="top"> <p><strong>Kitchen Fires (non-grease)<sup>ii</sup></strong></p> </td> </tr> <tr> <td align="center" valign="top"> <p><strong>Insurance Policy Type</strong></p> </td> <td align="center" valign="top"> <p><strong>Most Costly Claim</strong></p> </td> <td align="center" valign="top"> <p><strong>Median Cost of Claim</strong></p> </td> </tr> <tr> <td align="center" valign="top"> <p>Homeowners</p> </td> <td align="center" valign="top"> <p>$762,000</p> </td> <td rowspan="3" align="center"> <p>$10,000</p> </td> </tr> <tr> <td align="center" valign="top"> <p>Condo</p> </td> <td align="center" valign="top"> <p>$118,000</p> </td> </tr> <tr> <td align="center" valign="top"> <p>Renters</p> </td> <td align="center" valign="top"> <p>$349,000</p> </td> </tr> <tr> <td colspan="3" align="center" valign="top"> <p><strong>Grease Fires</strong></p> </td> </tr> <tr> <td align="center" valign="top"> <p><strong>Insurance Policy Type</strong></p> </td> <td align="center" valign="top"> <p><strong>Most Costly Claim</strong></p> </td> <td align="center" valign="top"> <p><strong>Median Cost of Claim</strong></p> </td> </tr> <tr> <td align="center" valign="top"> <p>Homeowners</p> </td> <td align="center" valign="top"> <p>$614,000</p> </td> <td rowspan="3" align="center"> <p>$13,000</p> </td> </tr> <tr> <td align="center" valign="top"> <p>Condo</p> </td> <td align="center" valign="top"> <p>$65,000</p> </td> </tr> <tr> <td align="center" valign="top"> <p>Renters</p> </td> <td align="center" valign="top"> <p>$43,000</p> </td> </tr> <tr> <td colspan="3" align="center" valign="top"> <p><strong>Kitchen Smoke Damage Claims</strong></p> </td> </tr> <tr> <td align="center" valign="top"> <p><strong>Insurance Policy Type</strong></p> </td> <td align="center" valign="top"> <p><strong>Most Costly Claim</strong></p> </td> <td align="center" valign="top"> <p><strong>Median Cost of Claim</strong></p> </td> </tr> <tr> <td align="center" valign="top"> <p>Homeowners</p> </td> <td align="center" valign="top"> <p>$140,000</p> </td> <td rowspan="3" align="center"> <p>$7,000</p> </td> </tr> <tr> <td align="center" valign="top"> <p>Condo</p> </td> <td align="center" valign="top"> <p>$43,000</p> </td> </tr> <tr> <td align="center" valign="top"> <p>Renters</p> </td> <td align="center" valign="top"> <p>$27,000</p> </td> </tr> </tbody> </table> <p><strong><br /> Deck the Halls:</strong><br /> Hosting a holiday party often comes with festive home touches. Make sure to take proper safety precautions to avoid potentially costly and dangerous outcomes.</p> <ul> <li>In fact, about one-third (31 percent) of Americans light candles and one in five will light a fire in their fireplace (21 percent) during a holiday party hosted at their home.</li> <li>More than half (53 percent) say they haven't checked or changed their smoke detectors recently. Unchecked smoke detectors can cause people to miss important alarms when fire breaks out in a home.</li> <li>Forty-four percent of Americans with gas fireplaces haven't had it inspected within the last three years. Faulty gas lines and fireplace build-up can cause dangerous outcomes.</li> <li>Forty-three percent of Americans admit to plugging in too many lights into one outlet. This can lead to electrical malfunctions and even fires.</li> <li>About one-third (34 percent) have left candles and 17 percent have left fires unattended.</li> </ul> <p>Allstate data indicates fires due to candles, fireplace and electrical mishaps are often significant losses:</p> <table border="1" cellspacing="2" cellpadding="2" width="100%"> <tbody> <tr> <td colspan="3" align="center" valign="top"><strong>Candle Fires<sup>ii</sup></strong></td> </tr> <tr> <td align="center" valign="top"> <p><strong>Insurance Policy Type</strong></p> </td> <td align="center" valign="top"> <p><strong>Most Costly Claim</strong></p> </td> <td align="center" valign="top"> <p><strong>Median Cost of Claim</strong></p> </td> </tr> <tr> <td align="center" valign="top"> <p>Homeowners</p> </td> <td align="center" valign="top"> <p>$515,000</p> </td> <td rowspan="3" align="center"> <p>$9,000</p> </td> </tr> <tr> <td align="center" valign="top"> <p>Condo</p> </td> <td align="center" valign="top"> <p>$55,000</p> </td> </tr> <tr> <td align="center" valign="top"> <p>Renters</p> </td> <td align="center" valign="top"> <p>$71,000</p> </td> </tr> <tr> <td colspan="3" align="center" valign="top"> <p><strong>Fireplace Fires</strong></p> </td> </tr> <tr> <td align="center" valign="top"> <p><strong>Insurance Policy Type</strong></p> </td> <td align="center" valign="top"> <p><strong>Most Costly Claim</strong></p> </td> <td align="center" valign="top"> <p><strong>Median Cost of Claim</strong></p> </td> </tr> <tr> <td align="center" valign="top"> <p>Homeowners</p> </td> <td align="center" valign="top"> <p>$1,600,000</p> </td> <td rowspan="3" align="center"> <p>$9,000</p> </td> </tr> <tr> <td align="center" valign="top"> <p>Condo</p> </td> <td align="center" valign="top"> <p>$66,000</p> </td> </tr> <tr> <td align="center" valign="top"> <p>Renters</p> </td> <td align="center" valign="top"> <p>$35,000</p> </td> </tr> <tr> <td colspan="3" align="center" valign="top"> <p><strong>Electrical Fires</strong></p> </td> </tr> <tr> <td align="center" valign="top"> <p><strong>Insurance Policy Type</strong></p> </td> <td align="center" valign="top"> <p><strong>Most Costly Claim</strong></p> </td> <td align="center" valign="top"> <p><strong>Median Cost of Claim</strong></p> </td> </tr> <tr> <td align="center" valign="top"> <p>Homeowners</p> </td> <td align="center" valign="top"> <p>$2,440,000</p> </td> <td rowspan="3" align="center"> <p>$18,000</p> </td> </tr> <tr> <td align="center" valign="top"> <p>Condo</p> </td> <td align="center" valign="top"> <p>$149,000</p> </td> </tr> <tr> <td align="center" valign="top"> <p>Renters</p> </td> <td align="center" valign="top"> <p>$72,000</p> </td> </tr> </tbody> </table> <p><strong><br /> Helpful Hints:<br /> </strong>Advance planning and precaution can help Kansas residents protect their homes and help make the holidays hazard-free. Allstate offers these tips to secure your home during the holidays:<strong>&nbsp;</strong></p> <p><strong><em>Holiday Cooking</em></strong></p> <ul> <li>Before the holidays, install new batteries in smoke alarms and carbon monoxide detectors. Make sure that family members can locate and operate fire extinguishers. Test all fire prevention devices to make sure they function properly. </li> <li>Be careful in the kitchen. The incorrect disposal of cooking grease, overuse of garbage disposals and improper or excessive disposal of waste can result in clogged drains and can cause sewer problems during this time of year.</li> </ul> <p><strong><em>Holiday Decorating </em></strong></p> <ul> <li>Never leave burning candles unattended, and always place them out of reach of children. Make it a part of your routine to check that all candles are extinguished before you go to bed each night.</li> <li>Make a smart tree purchase. If buying a natural tree, make sure it's fresh so it will be less of a fire hazard. Artificial trees should be labeled as fire resistant. Keep your tree away from heat sources, and trim trees with flame‐resistant materials. Never use lit candles to decorate trees.</li> <li>Check your holiday lights, throwing away any that are broken and don't overload the outlets. Only lights and extension cords specified for outdoor use should be used outside.</li> </ul> <p><strong><em>Holiday Security</em></strong></p> <ul> <li>When shopping, don't leave purchases in the passenger compartment of your unattended vehicle. Store them out of sight, in the trunk.</li> <li>When in plain view, gifts and valuables serve as an invitation to thieves. Close the shades or drapes if you're away. And put your valuables away before hosting people at your home.</li> <li>Don't advertise shopping trips or gift purchases on social media. Whether it's "check-ins" using geo-location services, travel plan updates, or even photos uploaded while at a holiday party, people may be unknowingly giving today's "digital thieves" greater insight into the contents of your car's trunk, times you're away from home and even the holiday gifts hiding in your closet.</li> </ul> <p>See how holiday hazards can hit close to home and get more tips by visiting Allstate's Holiday Decorator, at <a href="http://www.allstate.com">www.allstate.com</a>/<a href="http://www.allstate.com/holidaydecorator">holidaydecorator</a>.</p> <p><strong>Survey Methodology </strong> <br /> The survey of 1,036 American adults age 18+ was conducted November 2-5, 2014 via an online survey using a sample reflective of the American population. The survey was conducted by FTI Consulting, Inc. (FTI) for Allstate.</p> <p><strong>About Allstate</strong><br /> <a title="http://www.allstatenewsroom.com/" href="http://www.allstatenewsroom.com/">The Allstate Corporation</a> (NYSE: ALL) is the nation's largest publicly held personal lines insurer, protecting approximately 16 million households from life's uncertainties through its <a href="http://www.allstate.com/">Allstate</a>, <a href="http://www.encompassinsurance.com/">Encompass</a>, <a href="http://www.esurance.com/">Esurance</a> and <a href="http://www.answerfinancial.com/">Answer Financial</a> brand names and <a href="http://www.allstate.com/financial">Allstate Financial</a> business segment. Allstate is widely known through the slogan "You're In Good Hands With Allstate&reg;." The Allstate brand's network of small businesses offers auto, home, life and retirement products and services to customers in the United States and Canada. In 2013, The Allstate Foundation, Allstate, its employees and agency owners gave $29 million to <a href="http://www.allstate.com/corporate-responsibility.aspx">support local communities</a>. Allstate employees and agency owners donated 200,000 hours of service across the country.</p> <p><sup>1</sup> Percentage increase in claims during the holiday season versus non-holiday season over a three-year period, November 15 through January 15, 2011-2014.</p> <p><sup>ii</sup> Based on Allstate claims data that was analyzed over the same three-year period, November 15 through January 15, 2011-2014.</p> <p>&nbsp;</p> <p style="text-align: center;"># # #</p> <p><strong>Contact:</strong></p> <p>Stephanie Howell <br /> (303) 779-3791<br /> @Allstatewc</p> Tue, 02 Dec 2014 14:31:00 -0600 http://allstatenewsroom.com/releases/9ab43ad8-4705-4611-95c9-8430df33e1da http://allstatenewsroom.com/releases/9ab43ad8-4705-4611-95c9-8430df33e1da Sweaters Aren't the Only Things That Can Get Ugly During the Holidays Top Kansas Holiday Claims Revealed with New Allstate Poll on American Holiday Party Hosting<br /><strong>This release contains: 2 Photos, 1 Video, 2 Related Documents</strong><p>Holiday "ugly" sweaters have grown in popularity in Kansas and will likely make an appearance with the 83 percent of Americans who plan to party this season. A new Allstate poll indicates 54 percent of Americans will host holiday parties in their homes, and the large majority who attend parties say they take place at someone else's home. While Kansas residents celebrate, Allstate provides reminders of historical holiday home hazard outcomes, such as kitchen fires, decorative fires and theft, and helpful hints for customers and consumers who host parties this season.</p> <p>"If there's one thing Kansas like to do, it's hosting holiday gatherings with friends and family," said Bill Mull, a local Kansas Allstate agent. "It's important to remember that staying aware of potential hazards before the next 'ugly sweater' or other holiday party will help protect your family and friends from costly home damages."</p> <p>Allstate is reminding Kansas residents to use extra caution, especially for claims that prevail in the local area. In Kansas, the top three most common holiday-related claims are:</p> <ol> <li>Burglary</li> <li>Theft from locked vehicle </li> <li>Kitchen Fire</li> </ol> <p>Allstate's Holiday Home Hazards poll found the vast majority (91 percent) of Americans agree they can reduce risks associated to fires, accidents or theft during the holiday season through their own attention and action. In Kansas, fire claims increase by 25.2 percent and theft claims increase by 14.3 percent during the holiday season<sup>i</sup>. Most Americans believe both fire and theft risks increase during the holidays, but a majority (63 percent or more) say aren't paying any more attention to these risks which could result in trouble during a busy time of cooking, decorating and hosting a holiday gathering.</p> <p><strong>Hosting Hazards:</strong><br /> Hosts should be aware that the likelihood of theft can increase over the holidays. It's wise to protect against unfortunate disappearances of valuables.</p> <ul> <li>Just one in five (22 percent) say they put away valuables before hosting a party.</li> <li>Nearly half (48%) say they have left a door unlocked for a friend or family member.</li> <li>Forty-six percent say they have hidden a key to their home for a friend or family member, a behavior. Hiding keys leaves the home too easily accessible for burglaries</li> <li>Nearly half (48 percent) say they've hidden valuables such as gifts in their car. Leaving valuables in a car can create an enticing opportunity for thieves to break-in.</li> <li>Seventeen percent of Americans say they've experienced a stolen or missing valuable when attending a holiday party</li> </ul> <p>Protecting valuables is especially important during the holiday season given some of the most common precious items are also small in size and could go unnoticed:</p> <table border="1" cellspacing="2" cellpadding="2" width="100%"> <tbody> <tr> <td colspan="3" align="center" valign="top"><strong>Missing Jewelry Theft Claims</strong><sup>ii</sup></td> </tr> <tr> <td align="center" valign="top"> <p><strong>Insurance Policy Type</strong></p> </td> <td align="center" valign="top"> <p><strong>Most Costly Claim</strong></p> </td> <td align="center" valign="top"> <p><strong>Median Cost of Claim</strong></p> </td> </tr> <tr> <td align="center" valign="top"> <p>Homeowners</p> </td> <td align="center" valign="top"> <p>$26,000</p> </td> <td rowspan="3" align="center"> <p>$1,500</p> </td> </tr> <tr> <td align="center" valign="top"> <p>Condo</p> </td> <td align="center" valign="top"> <p>$11,000</p> </td> </tr> <tr> <td align="center" valign="top"> <p>Renters</p> </td> <td align="center" valign="top"> <p>$25,000</p> </td> </tr> <tr> <td colspan="3" align="center" valign="top"> <p><strong>Burglaries</strong></p> </td> </tr> <tr> <td align="center" valign="top"> <p><strong>Insurance Policy Type</strong></p> </td> <td align="center" valign="top"> <p><strong>Most Costly Claim</strong></p> </td> <td align="center" valign="top"> <p><strong>Median Cost of Claim</strong></p> </td> </tr> <tr> <td align="center" valign="top"> <p>Homeowners</p> </td> <td align="center" valign="top"> <p>$125,00</p> </td> <td rowspan="3" align="center"> <p>$3,000</p> </td> </tr> <tr> <td align="center" valign="top"> <p>Condo</p> </td> <td align="center" valign="top"> <p>$34,000</p> </td> </tr> <tr> <td align="center" valign="top"> <p>Renters</p> </td> <td align="center" valign="top"> <p>$81,000</p> </td> </tr> <tr> <td colspan="3" align="center" valign="top"> <p><strong>Property Missing After a Party</strong></p> </td> </tr> <tr> <td align="center" valign="top"> <p><strong>Insurance Policy Type</strong></p> </td> <td align="center" valign="top"> <p><strong>Most Costly Claim</strong></p> </td> <td align="center" valign="top"> <p><strong>Median Cost of Claim</strong></p> </td> </tr> <tr> <td align="center" valign="top"> <p>Homeowners</p> </td> <td align="center" valign="top"> <p>$6,000</p> </td> <td rowspan="3" align="center"> <p>$1,500</p> </td> </tr> <tr> <td align="center" valign="top"> <p>Condo</p> </td> <td align="center" valign="top"> <p>$29,000</p> </td> </tr> <tr> <td align="center" valign="top"> <p>Renters</p> </td> <td align="center" valign="top"> <p>$6,000</p> </td> </tr> </tbody> </table> <p><strong><br /> Hasty Hors d'oeuvres</strong><strong>:<br /> </strong>Food is the centerpiece of many holiday gatherings as hosts prepare decadent spreads for their guests, but remaining diligent in the kitchen will help prevent mishaps.<strong>&nbsp;</strong></p> <ul> <li>Eighty-seven percent of holiday party hosts plan to do "lots of cooking" to prepare for their gatherings.</li> <li>Nearly half (44 percent) of survey respondents have left a stove or oven unattended during the holiday season. Unattended cooking could become dangerous without the host knowing.</li> <li>Another 44 percent of Americans don't keep fire extinguishers in their home to put out a fire when it erupts.</li> <li>More than a quarter of Americans have hosted or attended a party that resulted in a burnt or ruined meal.</li> </ul> <p>Allstate claims data shows hasty cooking during the holiday season is among factors that could lead to unfortunate outcomes for homeowners, condo owners, and renters:</p> <table border="1" cellspacing="2" cellpadding="2" width="100%"> <tbody> <tr> <td colspan="3" align="center" valign="top"> <p><strong>Kitchen Fires (non-grease)<sup>ii</sup></strong></p> </td> </tr> <tr> <td align="center" valign="top"> <p><strong>Insurance Policy Type</strong></p> </td> <td align="center" valign="top"> <p><strong>Most Costly Claim</strong></p> </td> <td align="center" valign="top"> <p><strong>Median Cost of Claim</strong></p> </td> </tr> <tr> <td align="center" valign="top"> <p>Homeowners</p> </td> <td align="center" valign="top"> <p>$762,000</p> </td> <td rowspan="3" align="center"> <p>$10,000</p> </td> </tr> <tr> <td align="center" valign="top"> <p>Condo</p> </td> <td align="center" valign="top"> <p>$118,000</p> </td> </tr> <tr> <td align="center" valign="top"> <p>Renters</p> </td> <td align="center" valign="top"> <p>$349,000</p> </td> </tr> <tr> <td colspan="3" align="center" valign="top"> <p><strong>Grease Fires</strong></p> </td> </tr> <tr> <td align="center" valign="top"> <p><strong>Insurance Policy Type</strong></p> </td> <td align="center" valign="top"> <p><strong>Most Costly Claim</strong></p> </td> <td align="center" valign="top"> <p><strong>Median Cost of Claim</strong></p> </td> </tr> <tr> <td align="center" valign="top"> <p>Homeowners</p> </td> <td align="center" valign="top"> <p>$614,000</p> </td> <td rowspan="3" align="center"> <p>$13,000</p> </td> </tr> <tr> <td align="center" valign="top"> <p>Condo</p> </td> <td align="center" valign="top"> <p>$65,000</p> </td> </tr> <tr> <td align="center" valign="top"> <p>Renters</p> </td> <td align="center" valign="top"> <p>$43,000</p> </td> </tr> <tr> <td colspan="3" align="center" valign="top"> <p><strong>Kitchen Smoke Damage Claims</strong></p> </td> </tr> <tr> <td align="center" valign="top"> <p><strong>Insurance Policy Type</strong></p> </td> <td align="center" valign="top"> <p><strong>Most Costly Claim</strong></p> </td> <td align="center" valign="top"> <p><strong>Median Cost of Claim</strong></p> </td> </tr> <tr> <td align="center" valign="top"> <p>Homeowners</p> </td> <td align="center" valign="top"> <p>$140,000</p> </td> <td rowspan="3" align="center"> <p>$7,000</p> </td> </tr> <tr> <td align="center" valign="top"> <p>Condo</p> </td> <td align="center" valign="top"> <p>$43,000</p> </td> </tr> <tr> <td align="center" valign="top"> <p>Renters</p> </td> <td align="center" valign="top"> <p>$27,000</p> </td> </tr> </tbody> </table> <p><strong><br /> Deck the Halls:</strong><br /> Hosting a holiday party often comes with festive home touches. Make sure to take proper safety precautions to avoid potentially costly and dangerous outcomes.</p> <ul> <li>In fact, about one-third (31 percent) of Americans light candles and one in five will light a fire in their fireplace (21 percent) during a holiday party hosted at their home.</li> <li>More than half (53 percent) say they haven't checked or changed their smoke detectors recently. Unchecked smoke detectors can cause people to miss important alarms when fire breaks out in a home.</li> <li>Forty-four percent of Americans with gas fireplaces haven't had it inspected within the last three years. Faulty gas lines and fireplace build-up can cause dangerous outcomes.</li> <li>Forty-three percent of Americans admit to plugging in too many lights into one outlet. This can lead to electrical malfunctions and even fires.</li> <li>About one-third (34 percent) have left candles and 17 percent have left fires unattended.</li> </ul> <p>Allstate data indicates fires due to candles, fireplace and electrical mishaps are often significant losses:</p> <table border="1" cellspacing="2" cellpadding="2" width="100%"> <tbody> <tr> <td colspan="3" align="center" valign="top"><strong>Candle Fires<sup>ii</sup></strong></td> </tr> <tr> <td align="center" valign="top"> <p><strong>Insurance Policy Type</strong></p> </td> <td align="center" valign="top"> <p><strong>Most Costly Claim</strong></p> </td> <td align="center" valign="top"> <p><strong>Median Cost of Claim</strong></p> </td> </tr> <tr> <td align="center" valign="top"> <p>Homeowners</p> </td> <td align="center" valign="top"> <p>$515,000</p> </td> <td rowspan="3" align="center"> <p>$9,000</p> </td> </tr> <tr> <td align="center" valign="top"> <p>Condo</p> </td> <td align="center" valign="top"> <p>$55,000</p> </td> </tr> <tr> <td align="center" valign="top"> <p>Renters</p> </td> <td align="center" valign="top"> <p>$71,000</p> </td> </tr> <tr> <td colspan="3" align="center" valign="top"> <p><strong>Fireplace Fires</strong></p> </td> </tr> <tr> <td align="center" valign="top"> <p><strong>Insurance Policy Type</strong></p> </td> <td align="center" valign="top"> <p><strong>Most Costly Claim</strong></p> </td> <td align="center" valign="top"> <p><strong>Median Cost of Claim</strong></p> </td> </tr> <tr> <td align="center" valign="top"> <p>Homeowners</p> </td> <td align="center" valign="top"> <p>$1,600,000</p> </td> <td rowspan="3" align="center"> <p>$9,000</p> </td> </tr> <tr> <td align="center" valign="top"> <p>Condo</p> </td> <td align="center" valign="top"> <p>$66,000</p> </td> </tr> <tr> <td align="center" valign="top"> <p>Renters</p> </td> <td align="center" valign="top"> <p>$35,000</p> </td> </tr> <tr> <td colspan="3" align="center" valign="top"> <p><strong>Electrical Fires</strong></p> </td> </tr> <tr> <td align="center" valign="top"> <p><strong>Insurance Policy Type</strong></p> </td> <td align="center" valign="top"> <p><strong>Most Costly Claim</strong></p> </td> <td align="center" valign="top"> <p><strong>Median Cost of Claim</strong></p> </td> </tr> <tr> <td align="center" valign="top"> <p>Homeowners</p> </td> <td align="center" valign="top"> <p>$2,440,000</p> </td> <td rowspan="3" align="center"> <p>$18,000</p> </td> </tr> <tr> <td align="center" valign="top"> <p>Condo</p> </td> <td align="center" valign="top"> <p>$149,000</p> </td> </tr> <tr> <td align="center" valign="top"> <p>Renters</p> </td> <td align="center" valign="top"> <p>$72,000</p> </td> </tr> </tbody> </table> <p><strong><br /> Helpful Hints:<br /> </strong>Advance planning and precaution can help Kansas residents protect their homes and help make the holidays hazard-free. Allstate offers these tips to secure your home during the holidays:<strong>&nbsp;</strong></p> <p><strong><em>Holiday Cooking</em></strong></p> <ul> <li>Before the holidays, install new batteries in smoke alarms and carbon monoxide detectors. Make sure that family members can locate and operate fire extinguishers. Test all fire prevention devices to make sure they function properly. </li> <li>Be careful in the kitchen. The incorrect disposal of cooking grease, overuse of garbage disposals and improper or excessive disposal of waste can result in clogged drains and can cause sewer problems during this time of year.</li> </ul> <p><strong><em>Holiday Decorating </em></strong></p> <ul> <li>Never leave burning candles unattended, and always place them out of reach of children. Make it a part of your routine to check that all candles are extinguished before you go to bed each night.</li> <li>Make a smart tree purchase. If buying a natural tree, make sure it's fresh so it will be less of a fire hazard. Artificial trees should be labeled as fire resistant. Keep your tree away from heat sources, and trim trees with flame‐resistant materials. Never use lit candles to decorate trees.</li> <li>Check your holiday lights, throwing away any that are broken and don't overload the outlets. Only lights and extension cords specified for outdoor use should be used outside.</li> </ul> <p><strong><em>Holiday Security</em></strong></p> <ul> <li>When shopping, don't leave purchases in the passenger compartment of your unattended vehicle. Store them out of sight, in the trunk.</li> <li>When in plain view, gifts and valuables serve as an invitation to thieves. Close the shades or drapes if you're away. And put your valuables away before hosting people at your home.</li> <li>Don't advertise shopping trips or gift purchases on social media. Whether it's "check-ins" using geo-location services, travel plan updates, or even photos uploaded while at a holiday party, people may be unknowingly giving today's "digital thieves" greater insight into the contents of your car's trunk, times you're away from home and even the holiday gifts hiding in your closet.</li> </ul> <p>See how holiday hazards can hit close to home and get more tips by visiting Allstate's Holiday Decorator, at <a href="http://www.allstate.com">www.allstate.com</a>/<a href="http://www.allstate.com/holidaydecorator">holidaydecorator</a>.</p> <p><strong>Survey Methodology </strong> <br /> The survey of 1,036 American adults age 18+ was conducted November 2-5, 2014 via an online survey using a sample reflective of the American population. The survey was conducted by FTI Consulting, Inc. (FTI) for Allstate.</p> <p><strong>About Allstate</strong><br /> <a title="http://www.allstatenewsroom.com/" href="http://www.allstatenewsroom.com/">The Allstate Corporation</a> (NYSE: ALL) is the nation's largest publicly held personal lines insurer, protecting approximately 16 million households from life's uncertainties through its <a href="http://www.allstate.com/">Allstate</a>, <a href="http://www.encompassinsurance.com/">Encompass</a>, <a href="http://www.esurance.com/">Esurance</a> and <a href="http://www.answerfinancial.com/">Answer Financial</a> brand names and <a href="http://www.allstate.com/financial">Allstate Financial</a> business segment. Allstate is widely known through the slogan "You're In Good Hands With Allstate&reg;." The Allstate brand's network of small businesses offers auto, home, life and retirement products and services to customers in the United States and Canada. In 2013, The Allstate Foundation, Allstate, its employees and agency owners gave $29 million to <a href="http://www.allstate.com/corporate-responsibility.aspx">support local communities</a>. Allstate employees and agency owners donated 200,000 hours of service across the country.</p> <p><sup>1</sup> Percentage increase in claims during the holiday season versus non-holiday season over a three-year period, November 15 through January 15, 2011-2014.</p> <p><sup>ii</sup> Based on Allstate claims data that was analyzed over the same three-year period, November 15 through January 15, 2011-2014.</p> <p>&nbsp;</p> <p style="text-align: center;"># # #</p> <p><strong>Contact:</strong></p> <p>Stephanie Howell <br /> (303) 779-3791<br /> @Allstatewc</p> Sweaters Aren't the Only Things That Can Get Ugly During the Holidays Top Colorado Holiday Claims Revealed with New Allstate Poll on American Holiday Party Hosting<br /><strong>This release contains: 2 Photos, 1 Video, 2 Related Documents</strong><p>Holiday "ugly" sweaters have grown in popularity in Colorado and will likely make an appearance with the 83 percent of Americans who plan to party this season. A new Allstate poll indicates 54 percent of Americans will host holiday parties in their homes, and the large majority who attend parties say they take place at someone else's home. While Colorado residents celebrate, Allstate provides reminders of historical holiday home hazard outcomes, such as kitchen fires, decorative fires and theft, and helpful hints for customers and consumers who host parties this season.</p> <p>"If there's one thing Colorado residents like to do, it's hosting holiday gatherings with friends and family," said K.D. Sakrida a local Colorado Allstate agent. "It's important to remember that staying aware of potential hazards before the next 'ugly sweater' or other holiday party will help protect your family and friends from costly home damages."&nbsp;</p> <p>Allstate is reminding Colorado residents to use extra caution, especially for claims that prevail in the local area. In Colorado, the top three most common holiday-related claims are:</p> <ol> <li>Burglary</li> <li>Theft from locked vehicle</li> <li>Jewelry missing from home</li> </ol> <p>Allstate's Holiday Home Hazards poll found the vast majority (91 percent) of Americans agree they can reduce risks associated to fires, accidents or theft during the holiday season through their own attention and action. In Colorado, theft claims increase by 6.5 percent during the holiday season<sup>i</sup>. Most Americans believe both fire and theft risks increase during the holidays, but a majority (63 percent or more) say aren't paying any more attention to these risks which could result in trouble during a busy time of cooking, decorating and hosting a holiday gathering.</p> <p><strong>Hosting Hazards:</strong><br /> Hosts should be aware that the likelihood of theft can increase over the holidays. It's wise to protect against unfortunate disappearances of valuables.</p> <ul> <li>Just one in five (22 percent) say they put away valuables before hosting a party.</li> <li>Nearly half (48%) say they have left a door unlocked for a friend or family member.</li> <li>Forty-six percent say they have hidden a key to their home for a friend or family member, a behavior. Hiding keys leaves the home too easily accessible for burglaries</li> <li>Nearly half (48 percent) say they've hidden valuables such as gifts in their car. Leaving valuables in a car can create an enticing opportunity for thieves to break-in.</li> <li>Seventeen percent of Americans say they've experienced a stolen or missing valuable when attending a holiday party</li> </ul> <p>Protecting valuables is especially important during the holiday season given some of the most common precious items are also small in size and could go unnoticed:</p> <table border="1" cellspacing="2" cellpadding="2" width="100%"> <tbody> <tr> <td colspan="3" align="center" valign="top"><strong>Missing Jewelry Theft Claims<sup>ii</sup></strong></td> </tr> <tr> <td align="center" valign="top"> <p><strong>Insurance Policy Type</strong></p> </td> <td align="center" valign="top"> <p><strong>Most Costly Claim</strong></p> </td> <td align="center" valign="top"> <p><strong>Median Cost of Claim</strong></p> </td> </tr> <tr> <td align="center" valign="top"> <p>Homeowners</p> </td> <td align="center" valign="top"> <p>$26,000</p> </td> <td rowspan="3" align="center"> <p>$1,500</p> </td> </tr> <tr> <td align="center" valign="top"> <p>Condo</p> </td> <td align="center" valign="top"> <p>$11,000</p> </td> </tr> <tr> <td align="center" valign="top"> <p>Renters</p> </td> <td align="center" valign="top"> <p>$25,000</p> </td> </tr> <tr> <td colspan="3" align="center" valign="top"> <p><strong>Burglaries</strong></p> </td> </tr> <tr> <td align="center" valign="top"> <p><strong>Insurance Policy Type</strong></p> </td> <td align="center" valign="top"> <p><strong>Most Costly Claim</strong></p> </td> <td align="center" valign="top"> <p><strong>Median Cost of Claim</strong></p> </td> </tr> <tr> <td align="center" valign="top"> <p>Homeowners</p> </td> <td align="center" valign="top"> <p>$125,00</p> </td> <td rowspan="3" align="center"> <p>$3,000</p> </td> </tr> <tr> <td align="center" valign="top"> <p>Condo</p> </td> <td align="center" valign="top"> <p>$34,000</p> </td> </tr> <tr> <td align="center" valign="top"> <p>Renters</p> </td> <td align="center" valign="top"> <p>$81,000</p> </td> </tr> <tr> <td colspan="3" align="center" valign="top"> <p><strong>Property Missing After a Party</strong></p> </td> </tr> <tr> <td align="center" valign="top"> <p><strong>Insurance Policy Type</strong></p> </td> <td align="center" valign="top"> <p><strong>Most Costly Claim</strong></p> </td> <td align="center" valign="top"> <p><strong>Median Cost of Claim</strong></p> </td> </tr> <tr> <td align="center" valign="top"> <p>Homeowners</p> </td> <td align="center" valign="top"> <p>$6,000</p> </td> <td rowspan="3" align="center"> <p>$1,500</p> </td> </tr> <tr> <td align="center" valign="top"> <p>Condo</p> </td> <td align="center" valign="top"> <p>$29,000</p> </td> </tr> <tr> <td align="center" valign="top"> <p>Renters</p> </td> <td align="center" valign="top"> <p>$6,000</p> </td> </tr> </tbody> </table> <p><strong><br /> Hasty Hors d'oeuvres</strong><strong>:<br /> </strong>Food is the centerpiece of many holiday gatherings as hosts prepare decadent spreads for their guests, but remaining diligent in the kitchen will help prevent mishaps.<strong>&nbsp;</strong></p> <ul> <li>Eighty-seven percent of holiday party hosts plan to do "lots of cooking" to prepare for their gatherings.</li> <li>Nearly half (44 percent) of survey respondents have left a stove or oven unattended during the holiday season. Unattended cooking could become dangerous without the host knowing.</li> <li>Another 44 percent of Americans don't keep fire extinguishers in their home to put out a fire when it erupts.</li> <li>More than a quarter of Americans have hosted or attended a party that resulted in a burnt or ruined meal.</li> </ul> <p>Allstate claims data shows hasty cooking during the holiday season is among factors that could lead to unfortunate outcomes for homeowners, condo owners, and renters:</p> <table border="1" cellspacing="2" cellpadding="2" width="100%"> <tbody> <tr> <td colspan="3" align="center" valign="top"> <p><strong>Kitchen Fires (non-grease)<sup>ii</sup></strong></p> </td> </tr> <tr> <td align="center" valign="top"> <p><strong>Insurance Policy Type</strong></p> </td> <td align="center" valign="top"> <p><strong>Most Costly Claim</strong></p> </td> <td align="center" valign="top"> <p><strong>Median Cost of Claim</strong></p> </td> </tr> <tr> <td align="center" valign="top"> <p>Homeowners</p> </td> <td align="center" valign="top"> <p>$762,000</p> </td> <td rowspan="3" align="center"> <p>$10,000</p> </td> </tr> <tr> <td align="center" valign="top"> <p>Condo</p> </td> <td align="center" valign="top"> <p>$118,000</p> </td> </tr> <tr> <td align="center" valign="top"> <p>Renters</p> </td> <td align="center" valign="top"> <p>$349,000</p> </td> </tr> <tr> <td colspan="3" align="center" valign="top"> <p><strong>Grease Fires</strong></p> </td> </tr> <tr> <td align="center" valign="top"> <p><strong>Insurance Policy Type</strong></p> </td> <td align="center" valign="top"> <p><strong>Most Costly Claim</strong></p> </td> <td align="center" valign="top"> <p><strong>Median Cost of Claim</strong></p> </td> </tr> <tr> <td align="center" valign="top"> <p>Homeowners</p> </td> <td align="center" valign="top"> <p>$614,000</p> </td> <td rowspan="3" align="center"> <p>$13,000</p> </td> </tr> <tr> <td align="center" valign="top"> <p>Condo</p> </td> <td align="center" valign="top"> <p>$65,000</p> </td> </tr> <tr> <td align="center" valign="top"> <p>Renters</p> </td> <td align="center" valign="top"> <p>$43,000</p> </td> </tr> <tr> <td colspan="3" align="center" valign="top"> <p><strong>Kitchen Smoke Damage Claims</strong></p> </td> </tr> <tr> <td align="center" valign="top"> <p><strong>Insurance Policy Type</strong></p> </td> <td align="center" valign="top"> <p><strong>Most Costly Claim</strong></p> </td> <td align="center" valign="top"> <p><strong>Median Cost of Claim</strong></p> </td> </tr> <tr> <td align="center" valign="top"> <p>Homeowners</p> </td> <td align="center" valign="top"> <p>$140,000</p> </td> <td rowspan="3" align="center"> <p>$7,000</p> </td> </tr> <tr> <td align="center" valign="top"> <p>Condo</p> </td> <td align="center" valign="top"> <p>$43,000</p> </td> </tr> <tr> <td align="center" valign="top"> <p>Renters</p> </td> <td align="center" valign="top"> <p>$27,000</p> </td> </tr> </tbody> </table> <p><strong><br /> Deck the Halls:</strong><br /> Hosting a holiday party often comes with festive home touches. Make sure to take proper safety precautions to avoid potentially costly and dangerous outcomes.</p> <ul> <li>In fact, about one-third (31 percent) of Americans light candles and one in five will light a fire in their fireplace (21 percent) during a holiday party hosted at their home.</li> <li>More than half (53 percent) say they haven't checked or changed their smoke detectors recently. Unchecked smoke detectors can cause people to miss important alarms when fire breaks out in a home.</li> <li>Forty-four percent of Americans with gas fireplaces haven't had it inspected within the last three years. Faulty gas lines and fireplace build-up can cause dangerous outcomes.</li> <li>Forty-three percent of Americans admit to plugging in too many lights into one outlet. This can lead to electrical malfunctions and even fires.</li> <li>About one-third (34 percent) have left candles and 17 percent have left fires unattended. </li> </ul> <p>Allstate data indicates fires due to candles, fireplace and electrical mishaps are often significant losses:</p> <table border="1" cellspacing="2" cellpadding="2" width="100%"> <tbody> <tr> <td colspan="3" align="center" valign="top"><strong>Candle Fires<sup>ii</sup></strong></td> </tr> <tr> <td align="center" valign="top"> <p><strong>Insurance Policy Type</strong></p> </td> <td align="center" valign="top"> <p><strong>Most Costly Claim</strong></p> </td> <td align="center" valign="top"> <p><strong>Median Cost of Claim</strong></p> </td> </tr> <tr> <td align="center" valign="top"> <p>Homeowners</p> </td> <td align="center" valign="top"> <p>$515,000</p> </td> <td rowspan="3" align="center"> <p>$9,000</p> </td> </tr> <tr> <td align="center" valign="top"> <p>Condo</p> </td> <td align="center" valign="top"> <p>$55,000</p> </td> </tr> <tr> <td align="center" valign="top"> <p>Renters</p> </td> <td align="center" valign="top"> <p>$71,000</p> </td> </tr> <tr> <td colspan="3" align="center" valign="top"> <p><strong>Fireplace Fires</strong></p> </td> </tr> <tr> <td align="center" valign="top"> <p><strong>Insurance Policy Type</strong></p> </td> <td align="center" valign="top"> <p><strong>Most Costly Claim</strong></p> </td> <td align="center" valign="top"> <p><strong>Median Cost of Claim</strong></p> </td> </tr> <tr> <td align="center" valign="top"> <p>Homeowners</p> </td> <td align="center" valign="top"> <p>$1,600,000</p> </td> <td rowspan="3" align="center"> <p>$9,000</p> </td> </tr> <tr> <td align="center" valign="top"> <p>Condo</p> </td> <td align="center" valign="top"> <p>$66,000</p> </td> </tr> <tr> <td align="center" valign="top"> <p>Renters</p> </td> <td align="center" valign="top"> <p>$35,000</p> </td> </tr> <tr> <td colspan="3" align="center" valign="top"> <p><strong>Electrical Fires</strong></p> </td> </tr> <tr> <td align="center" valign="top"> <p><strong>Insurance Policy Type</strong></p> </td> <td align="center" valign="top"> <p><strong>Most Costly Claim</strong></p> </td> <td align="center" valign="top"> <p><strong>Median Cost of Claim</strong></p> </td> </tr> <tr> <td align="center" valign="top"> <p>Homeowners</p> </td> <td align="center" valign="top"> <p>$2,440,000</p> </td> <td rowspan="3" align="center"> <p>$18,000</p> </td> </tr> <tr> <td align="center" valign="top"> <p>Condo</p> </td> <td align="center" valign="top"> <p>$149,000</p> </td> </tr> <tr> <td align="center" valign="top"> <p>Renters</p> </td> <td align="center" valign="top"> <p>$72,000</p> </td> </tr> </tbody> </table> <p><strong><br /> Helpful Hints:<br /> </strong>Advance planning and precaution can help Colorado protect their homes and help make the holidays hazard-free. Allstate offers these tips to secure your home during the holidays:<strong>&nbsp;</strong></p> <p><strong><em>Holiday Cooking</em></strong></p> <ul> <li>Before the holidays, install new batteries in smoke alarms and carbon monoxide detectors. Make sure that family members can locate and operate fire extinguishers. Test all fire prevention devices to make sure they function properly. </li> <li>Be careful in the kitchen. The incorrect disposal of cooking grease, overuse of garbage disposals and improper or excessive disposal of waste can result in clogged drains and can cause sewer problems during this time of year.</li> </ul> <p><strong><em>Holiday Decorating </em></strong></p> <ul> <li>Never leave burning candles unattended, and always place them out of reach of children. Make it a part of your routine to check that all candles are extinguished before you go to bed each night.</li> <li>Make a smart tree purchase. If buying a natural tree, make sure it's fresh so it will be less of a fire hazard. Artificial trees should be labeled as fire resistant. Keep your tree away from heat sources, and trim trees with flame‐resistant materials. Never use lit candles to decorate trees.</li> <li>Check your holiday lights, throwing away any that are broken and don't overload the outlets. Only lights and extension cords specified for outdoor use should be used outside. </li> </ul> <p><strong><em>Holiday Security</em></strong></p> <ul> <li>When shopping, don't leave purchases in the passenger compartment of your unattended vehicle. Store them out of sight, in the trunk. </li> <li>When in plain view, gifts and valuables serve as an invitation to thieves. Close the shades or drapes if you're away. And put your valuables away before hosting people at your home.</li> <li>Don't advertise shopping trips or gift purchases on social media. Whether it's "check-ins" using geo-location services, travel plan updates, or even photos uploaded while at a holiday party, people may be unknowingly giving today's "digital thieves" greater insight into the contents of your car's trunk, times you're away from home and even the holiday gifts hiding in your closet.</li> </ul> <p>See how holiday hazards can hit close to home and get more tips by visiting Allstate's Holiday Decorator, at <a href="http://www.allstate.com">www.allstate.com</a>/<a href="http://www.allstate.com/holidaydecorator">holidaydecorator</a>.</p> <p><strong>Survey Methodology</strong><br /> The survey of 1,036 American adults age 18+ was conducted November 2-5, 2014 via an online survey using a sample reflective of the American population. The survey was conducted by FTI Consulting, Inc. (FTI) for Allstate.</p> <p><strong>About Allstate</strong><br /> <a title="http://www.allstatenewsroom.com/" href="http://www.allstatenewsroom.com/">The Allstate Corporation</a> (NYSE: ALL) is the nation's largest publicly held personal lines insurer, protecting approximately 16 million households from life's uncertainties through its <a href="http://www.allstate.com/">Allstate</a>, <a href="http://www.encompassinsurance.com/">Encompass</a>, <a href="http://www.esurance.com/">Esurance</a> and <a href="http://www.answerfinancial.com/">Answer Financial</a> brand names and <a href="http://www.allstate.com/financial">Allstate Financial</a> business segment. Allstate is widely known through the slogan "You're In Good Hands With Allstate&reg;." The Allstate brand's network of small businesses offers auto, home, life and retirement products and services to customers in the United States and Canada. In 2013, The Allstate Foundation, Allstate, its employees and agency owners gave $29 million to <a href="http://www.allstate.com/corporate-responsibility.aspx">support local communities</a>. Allstate employees and agency owners donated 200,000 hours of service across the country.</p> <p><sup>i</sup>Percentage increase in claims during the holiday season versus non-holiday season over a three-year period, November 15 through January 15, 2011-2014.</p> <p><sup>ii</sup>Based on Allstate claims data that was analyzed over the same three-year period, November 15 through January 15, 2011-2014.</p> <p>&nbsp;</p> <p style="text-align: center;"># # #</p> <p><strong>Contact:</strong></p> <p>Stephanie Howell<br /> (303) 779-3791<br /> @Allstatewc</p> Tue, 02 Dec 2014 14:23:00 -0600 http://allstatenewsroom.com/releases/dc08f045-7b27-400c-83cb-09125f2f8143 http://allstatenewsroom.com/releases/dc08f045-7b27-400c-83cb-09125f2f8143 Sweaters Aren't the Only Things That Can Get Ugly During the Holidays Top Colorado Holiday Claims Revealed with New Allstate Poll on American Holiday Party Hosting<br /><strong>This release contains: 2 Photos, 1 Video, 2 Related Documents</strong><p>Holiday "ugly" sweaters have grown in popularity in Colorado and will likely make an appearance with the 83 percent of Americans who plan to party this season. A new Allstate poll indicates 54 percent of Americans will host holiday parties in their homes, and the large majority who attend parties say they take place at someone else's home. While Colorado residents celebrate, Allstate provides reminders of historical holiday home hazard outcomes, such as kitchen fires, decorative fires and theft, and helpful hints for customers and consumers who host parties this season.</p> <p>"If there's one thing Colorado residents like to do, it's hosting holiday gatherings with friends and family," said K.D. Sakrida a local Colorado Allstate agent. "It's important to remember that staying aware of potential hazards before the next 'ugly sweater' or other holiday party will help protect your family and friends from costly home damages."&nbsp;</p> <p>Allstate is reminding Colorado residents to use extra caution, especially for claims that prevail in the local area. In Colorado, the top three most common holiday-related claims are:</p> <ol> <li>Burglary</li> <li>Theft from locked vehicle</li> <li>Jewelry missing from home</li> </ol> <p>Allstate's Holiday Home Hazards poll found the vast majority (91 percent) of Americans agree they can reduce risks associated to fires, accidents or theft during the holiday season through their own attention and action. In Colorado, theft claims increase by 6.5 percent during the holiday season<sup>i</sup>. Most Americans believe both fire and theft risks increase during the holidays, but a majority (63 percent or more) say aren't paying any more attention to these risks which could result in trouble during a busy time of cooking, decorating and hosting a holiday gathering.</p> <p><strong>Hosting Hazards:</strong><br /> Hosts should be aware that the likelihood of theft can increase over the holidays. It's wise to protect against unfortunate disappearances of valuables.</p> <ul> <li>Just one in five (22 percent) say they put away valuables before hosting a party.</li> <li>Nearly half (48%) say they have left a door unlocked for a friend or family member.</li> <li>Forty-six percent say they have hidden a key to their home for a friend or family member, a behavior. Hiding keys leaves the home too easily accessible for burglaries</li> <li>Nearly half (48 percent) say they've hidden valuables such as gifts in their car. Leaving valuables in a car can create an enticing opportunity for thieves to break-in.</li> <li>Seventeen percent of Americans say they've experienced a stolen or missing valuable when attending a holiday party</li> </ul> <p>Protecting valuables is especially important during the holiday season given some of the most common precious items are also small in size and could go unnoticed:</p> <table border="1" cellspacing="2" cellpadding="2" width="100%"> <tbody> <tr> <td colspan="3" align="center" valign="top"><strong>Missing Jewelry Theft Claims<sup>ii</sup></strong></td> </tr> <tr> <td align="center" valign="top"> <p><strong>Insurance Policy Type</strong></p> </td> <td align="center" valign="top"> <p><strong>Most Costly Claim</strong></p> </td> <td align="center" valign="top"> <p><strong>Median Cost of Claim</strong></p> </td> </tr> <tr> <td align="center" valign="top"> <p>Homeowners</p> </td> <td align="center" valign="top"> <p>$26,000</p> </td> <td rowspan="3" align="center"> <p>$1,500</p> </td> </tr> <tr> <td align="center" valign="top"> <p>Condo</p> </td> <td align="center" valign="top"> <p>$11,000</p> </td> </tr> <tr> <td align="center" valign="top"> <p>Renters</p> </td> <td align="center" valign="top"> <p>$25,000</p> </td> </tr> <tr> <td colspan="3" align="center" valign="top"> <p><strong>Burglaries</strong></p> </td> </tr> <tr> <td align="center" valign="top"> <p><strong>Insurance Policy Type</strong></p> </td> <td align="center" valign="top"> <p><strong>Most Costly Claim</strong></p> </td> <td align="center" valign="top"> <p><strong>Median Cost of Claim</strong></p> </td> </tr> <tr> <td align="center" valign="top"> <p>Homeowners</p> </td> <td align="center" valign="top"> <p>$125,00</p> </td> <td rowspan="3" align="center"> <p>$3,000</p> </td> </tr> <tr> <td align="center" valign="top"> <p>Condo</p> </td> <td align="center" valign="top"> <p>$34,000</p> </td> </tr> <tr> <td align="center" valign="top"> <p>Renters</p> </td> <td align="center" valign="top"> <p>$81,000</p> </td> </tr> <tr> <td colspan="3" align="center" valign="top"> <p><strong>Property Missing After a Party</strong></p> </td> </tr> <tr> <td align="center" valign="top"> <p><strong>Insurance Policy Type</strong></p> </td> <td align="center" valign="top"> <p><strong>Most Costly Claim</strong></p> </td> <td align="center" valign="top"> <p><strong>Median Cost of Claim</strong></p> </td> </tr> <tr> <td align="center" valign="top"> <p>Homeowners</p> </td> <td align="center" valign="top"> <p>$6,000</p> </td> <td rowspan="3" align="center"> <p>$1,500</p> </td> </tr> <tr> <td align="center" valign="top"> <p>Condo</p> </td> <td align="center" valign="top"> <p>$29,000</p> </td> </tr> <tr> <td align="center" valign="top"> <p>Renters</p> </td> <td align="center" valign="top"> <p>$6,000</p> </td> </tr> </tbody> </table> <p><strong><br /> Hasty Hors d'oeuvres</strong><strong>:<br /> </strong>Food is the centerpiece of many holiday gatherings as hosts prepare decadent spreads for their guests, but remaining diligent in the kitchen will help prevent mishaps.<strong>&nbsp;</strong></p> <ul> <li>Eighty-seven percent of holiday party hosts plan to do "lots of cooking" to prepare for their gatherings.</li> <li>Nearly half (44 percent) of survey respondents have left a stove or oven unattended during the holiday season. Unattended cooking could become dangerous without the host knowing.</li> <li>Another 44 percent of Americans don't keep fire extinguishers in their home to put out a fire when it erupts.</li> <li>More than a quarter of Americans have hosted or attended a party that resulted in a burnt or ruined meal.</li> </ul> <p>Allstate claims data shows hasty cooking during the holiday season is among factors that could lead to unfortunate outcomes for homeowners, condo owners, and renters:</p> <table border="1" cellspacing="2" cellpadding="2" width="100%"> <tbody> <tr> <td colspan="3" align="center" valign="top"> <p><strong>Kitchen Fires (non-grease)<sup>ii</sup></strong></p> </td> </tr> <tr> <td align="center" valign="top"> <p><strong>Insurance Policy Type</strong></p> </td> <td align="center" valign="top"> <p><strong>Most Costly Claim</strong></p> </td> <td align="center" valign="top"> <p><strong>Median Cost of Claim</strong></p> </td> </tr> <tr> <td align="center" valign="top"> <p>Homeowners</p> </td> <td align="center" valign="top"> <p>$762,000</p> </td> <td rowspan="3" align="center"> <p>$10,000</p> </td> </tr> <tr> <td align="center" valign="top"> <p>Condo</p> </td> <td align="center" valign="top"> <p>$118,000</p> </td> </tr> <tr> <td align="center" valign="top"> <p>Renters</p> </td> <td align="center" valign="top"> <p>$349,000</p> </td> </tr> <tr> <td colspan="3" align="center" valign="top"> <p><strong>Grease Fires</strong></p> </td> </tr> <tr> <td align="center" valign="top"> <p><strong>Insurance Policy Type</strong></p> </td> <td align="center" valign="top"> <p><strong>Most Costly Claim</strong></p> </td> <td align="center" valign="top"> <p><strong>Median Cost of Claim</strong></p> </td> </tr> <tr> <td align="center" valign="top"> <p>Homeowners</p> </td> <td align="center" valign="top"> <p>$614,000</p> </td> <td rowspan="3" align="center"> <p>$13,000</p> </td> </tr> <tr> <td align="center" valign="top"> <p>Condo</p> </td> <td align="center" valign="top"> <p>$65,000</p> </td> </tr> <tr> <td align="center" valign="top"> <p>Renters</p> </td> <td align="center" valign="top"> <p>$43,000</p> </td> </tr> <tr> <td colspan="3" align="center" valign="top"> <p><strong>Kitchen Smoke Damage Claims</strong></p> </td> </tr> <tr> <td align="center" valign="top"> <p><strong>Insurance Policy Type</strong></p> </td> <td align="center" valign="top"> <p><strong>Most Costly Claim</strong></p> </td> <td align="center" valign="top"> <p><strong>Median Cost of Claim</strong></p> </td> </tr> <tr> <td align="center" valign="top"> <p>Homeowners</p> </td> <td align="center" valign="top"> <p>$140,000</p> </td> <td rowspan="3" align="center"> <p>$7,000</p> </td> </tr> <tr> <td align="center" valign="top"> <p>Condo</p> </td> <td align="center" valign="top"> <p>$43,000</p> </td> </tr> <tr> <td align="center" valign="top"> <p>Renters</p> </td> <td align="center" valign="top"> <p>$27,000</p> </td> </tr> </tbody> </table> <p><strong><br /> Deck the Halls:</strong><br /> Hosting a holiday party often comes with festive home touches. Make sure to take proper safety precautions to avoid potentially costly and dangerous outcomes.</p> <ul> <li>In fact, about one-third (31 percent) of Americans light candles and one in five will light a fire in their fireplace (21 percent) during a holiday party hosted at their home.</li> <li>More than half (53 percent) say they haven't checked or changed their smoke detectors recently. Unchecked smoke detectors can cause people to miss important alarms when fire breaks out in a home.</li> <li>Forty-four percent of Americans with gas fireplaces haven't had it inspected within the last three years. Faulty gas lines and fireplace build-up can cause dangerous outcomes.</li> <li>Forty-three percent of Americans admit to plugging in too many lights into one outlet. This can lead to electrical malfunctions and even fires.</li> <li>About one-third (34 percent) have left candles and 17 percent have left fires unattended. </li> </ul> <p>Allstate data indicates fires due to candles, fireplace and electrical mishaps are often significant losses:</p> <table border="1" cellspacing="2" cellpadding="2" width="100%"> <tbody> <tr> <td colspan="3" align="center" valign="top"><strong>Candle Fires<sup>ii</sup></strong></td> </tr> <tr> <td align="center" valign="top"> <p><strong>Insurance Policy Type</strong></p> </td> <td align="center" valign="top"> <p><strong>Most Costly Claim</strong></p> </td> <td align="center" valign="top"> <p><strong>Median Cost of Claim</strong></p> </td> </tr> <tr> <td align="center" valign="top"> <p>Homeowners</p> </td> <td align="center" valign="top"> <p>$515,000</p> </td> <td rowspan="3" align="center"> <p>$9,000</p> </td> </tr> <tr> <td align="center" valign="top"> <p>Condo</p> </td> <td align="center" valign="top"> <p>$55,000</p> </td> </tr> <tr> <td align="center" valign="top"> <p>Renters</p> </td> <td align="center" valign="top"> <p>$71,000</p> </td> </tr> <tr> <td colspan="3" align="center" valign="top"> <p><strong>Fireplace Fires</strong></p> </td> </tr> <tr> <td align="center" valign="top"> <p><strong>Insurance Policy Type</strong></p> </td> <td align="center" valign="top"> <p><strong>Most Costly Claim</strong></p> </td> <td align="center" valign="top"> <p><strong>Median Cost of Claim</strong></p> </td> </tr> <tr> <td align="center" valign="top"> <p>Homeowners</p> </td> <td align="center" valign="top"> <p>$1,600,000</p> </td> <td rowspan="3" align="center"> <p>$9,000</p> </td> </tr> <tr> <td align="center" valign="top"> <p>Condo</p> </td> <td align="center" valign="top"> <p>$66,000</p> </td> </tr> <tr> <td align="center" valign="top"> <p>Renters</p> </td> <td align="center" valign="top"> <p>$35,000</p> </td> </tr> <tr> <td colspan="3" align="center" valign="top"> <p><strong>Electrical Fires</strong></p> </td> </tr> <tr> <td align="center" valign="top"> <p><strong>Insurance Policy Type</strong></p> </td> <td align="center" valign="top"> <p><strong>Most Costly Claim</strong></p> </td> <td align="center" valign="top"> <p><strong>Median Cost of Claim</strong></p> </td> </tr> <tr> <td align="center" valign="top"> <p>Homeowners</p> </td> <td align="center" valign="top"> <p>$2,440,000</p> </td> <td rowspan="3" align="center"> <p>$18,000</p> </td> </tr> <tr> <td align="center" valign="top"> <p>Condo</p> </td> <td align="center" valign="top"> <p>$149,000</p> </td> </tr> <tr> <td align="center" valign="top"> <p>Renters</p> </td> <td align="center" valign="top"> <p>$72,000</p> </td> </tr> </tbody> </table> <p><strong><br /> Helpful Hints:<br /> </strong>Advance planning and precaution can help Colorado protect their homes and help make the holidays hazard-free. Allstate offers these tips to secure your home during the holidays:<strong>&nbsp;</strong></p> <p><strong><em>Holiday Cooking</em></strong></p> <ul> <li>Before the holidays, install new batteries in smoke alarms and carbon monoxide detectors. Make sure that family members can locate and operate fire extinguishers. Test all fire prevention devices to make sure they function properly. </li> <li>Be careful in the kitchen. The incorrect disposal of cooking grease, overuse of garbage disposals and improper or excessive disposal of waste can result in clogged drains and can cause sewer problems during this time of year.</li> </ul> <p><strong><em>Holiday Decorating </em></strong></p> <ul> <li>Never leave burning candles unattended, and always place them out of reach of children. Make it a part of your routine to check that all candles are extinguished before you go to bed each night.</li> <li>Make a smart tree purchase. If buying a natural tree, make sure it's fresh so it will be less of a fire hazard. Artificial trees should be labeled as fire resistant. Keep your tree away from heat sources, and trim trees with flame‐resistant materials. Never use lit candles to decorate trees.</li> <li>Check your holiday lights, throwing away any that are broken and don't overload the outlets. Only lights and extension cords specified for outdoor use should be used outside. </li> </ul> <p><strong><em>Holiday Security</em></strong></p> <ul> <li>When shopping, don't leave purchases in the passenger compartment of your unattended vehicle. Store them out of sight, in the trunk. </li> <li>When in plain view, gifts and valuables serve as an invitation to thieves. Close the shades or drapes if you're away. And put your valuables away before hosting people at your home.</li> <li>Don't advertise shopping trips or gift purchases on social media. Whether it's "check-ins" using geo-location services, travel plan updates, or even photos uploaded while at a holiday party, people may be unknowingly giving today's "digital thieves" greater insight into the contents of your car's trunk, times you're away from home and even the holiday gifts hiding in your closet.</li> </ul> <p>See how holiday hazards can hit close to home and get more tips by visiting Allstate's Holiday Decorator, at <a href="http://www.allstate.com">www.allstate.com</a>/<a href="http://www.allstate.com/holidaydecorator">holidaydecorator</a>.</p> <p><strong>Survey Methodology</strong><br /> The survey of 1,036 American adults age 18+ was conducted November 2-5, 2014 via an online survey using a sample reflective of the American population. The survey was conducted by FTI Consulting, Inc. (FTI) for Allstate.</p> <p><strong>About Allstate</strong><br /> <a title="http://www.allstatenewsroom.com/" href="http://www.allstatenewsroom.com/">The Allstate Corporation</a> (NYSE: ALL) is the nation's largest publicly held personal lines insurer, protecting approximately 16 million households from life's uncertainties through its <a href="http://www.allstate.com/">Allstate</a>, <a href="http://www.encompassinsurance.com/">Encompass</a>, <a href="http://www.esurance.com/">Esurance</a> and <a href="http://www.answerfinancial.com/">Answer Financial</a> brand names and <a href="http://www.allstate.com/financial">Allstate Financial</a> business segment. Allstate is widely known through the slogan "You're In Good Hands With Allstate&reg;." The Allstate brand's network of small businesses offers auto, home, life and retirement products and services to customers in the United States and Canada. In 2013, The Allstate Foundation, Allstate, its employees and agency owners gave $29 million to <a href="http://www.allstate.com/corporate-responsibility.aspx">support local communities</a>. Allstate employees and agency owners donated 200,000 hours of service across the country.</p> <p><sup>i</sup>Percentage increase in claims during the holiday season versus non-holiday season over a three-year period, November 15 through January 15, 2011-2014.</p> <p><sup>ii</sup>Based on Allstate claims data that was analyzed over the same three-year period, November 15 through January 15, 2011-2014.</p> <p>&nbsp;</p> <p style="text-align: center;"># # #</p> <p><strong>Contact:</strong></p> <p>Stephanie Howell<br /> (303) 779-3791<br /> @Allstatewc</p> Sweaters Aren't the Only Things That Can Get Ugly During the Holidays Top Texas Holiday Claims Revealed with New Allstate Poll on American Holiday Party Hosting<br /><strong>This release contains: 2 Photos, 1 Video, 2 Related Documents</strong><p>Holiday "ugly" sweaters have grown in popularity in Texas and will likely make an appearance with the 83 percent of Americans who plan to party this season. A new Allstate poll indicates 54 percent of Americans will host holiday parties in their homes, and the large majority who attend parties say they take place at someone else's home. While Texans celebrate, Allstate provides reminders of historical holiday home hazard outcomes, such as kitchen fires, decorative fires and theft, and helpful hints for customers and consumers who host parties this season.</p> <p>"If there's one thing Texans like to do, it's hosting holiday gatherings with friends and family," said Chris Draper, a local Texas Allstate agent. "It's important to remember that staying aware of potential hazards before the next &lsquo;ugly sweater' or other holiday party will help protect your family and friends from costly home damages."</p> <p>Allstate is reminding Texas residents to use extra caution, especially for claims that prevail in the local area. In Texas, the top three most common holiday-related claims are:</p> <ol> <li>Burglary&nbsp; </li> <li>Theft from locked vehicle&nbsp; </li> <li>Electrical Fire/Short </li> </ol> <p>Allstate's Holiday Home Hazards poll found the vast majority (91 percent) of Americans agree they can reduce risks associated to fires, accidents or theft during the holiday season through their own attention and action. Most Americans believe both fire and theft risks increase during the holidays, but a majority (63 percent or more) say aren't paying any more attention to these risks which could result in trouble during a busy time of cooking, decorating and hosting a holiday gathering.</p> <p><strong>Hosting Hazards:</strong><br /> Hosts should be aware that the likelihood of theft can increase over the holidays. It's wise to protect against unfortunate disappearances of valuables.</p> <ul> <li>Just one in five (22 percent) say they put away valuables before hosting a party.</li> <li>Nearly half (48%) say they have left a door unlocked for a friend or family member.</li> <li>Forty-six percent say they have hidden a key to their home for a friend or family member, a behavior. Hiding keys leaves the home too easily accessible for burglaries</li> <li>Nearly half (48 percent) say they've hidden valuables such as gifts in their car. Leaving valuables in a car can create an enticing opportunity for thieves to break-in.</li> <li>Seventeen percent of Americans say they've experienced a stolen or missing valuable when attending a holiday party</li> </ul> <p>Protecting valuables is especially important during the holiday season given some of the most common precious items are also small in size and could go unnoticed:</p> <table border="1" width="100%"> <tbody> <tr> <td colspan="3" align="center"><strong>Missing Jewelry Theft Claims</strong><sup>ii</sup></td> </tr> <tr> <td align="center"><strong>Insurance Policy Type</strong></td> <td align="center"><strong>Most Costly Claim</strong></td> <td align="center"><strong>Median Cost of Claim</strong></td> </tr> <tr> <td align="center">Homeowners</td> <td align="center">$26,000</td> <td rowspan="3" align="center">$1,500</td> </tr> <tr> <td align="center">Condo</td> <td align="center">$11,000</td> </tr> <tr> <td align="center">Renters</td> <td align="center">$25,000</td> </tr> <tr> <td colspan="3" align="center"><strong>Burglaries</strong></td> </tr> <tr> <td align="center"><strong>Insurance Policy Type</strong></td> <td align="center"><strong>Most Costly Claim</strong></td> <td align="center"><strong>Median Cost of Claim</strong></td> </tr> <tr> <td align="center">Homeowners</td> <td align="center">$125,00</td> <td rowspan="3" align="center">$3,000</td> </tr> <tr> <td align="center">Condo</td> <td align="center">$34,000</td> </tr> <tr> <td align="center">Renters</td> <td align="center">$81,000</td> </tr> <tr> <td colspan="3" align="center"><strong>Property Missing After a Party</strong></td> </tr> <tr> <td align="center"><strong>Insurance Policy Type</strong></td> <td align="center"><strong>Most Costly Claim</strong></td> <td align="center"><strong>Median Cost of Claim</strong></td> </tr> <tr> <td align="center">Homeowners</td> <td align="center">$6,000</td> <td rowspan="3" align="center">$1,500</td> </tr> <tr> <td align="center">Condo</td> <td align="center">$29,000</td> </tr> <tr> <td align="center">Renters</td> <td align="center">$6,000</td> </tr> </tbody> </table> <p>&nbsp;</p> <p><strong>Hasty </strong><strong>Hors d'oeuvres</strong><strong>:&nbsp; <br /> </strong>Food is the centerpiece of many holiday gatherings as hosts prepare decadent spreads for their guests, but remaining diligent in the kitchen will help prevent mishaps.<strong>&nbsp;</strong></p> <ul> <li>Eighty-seven percent of holiday party hosts plan to do "lots of cooking" to prepare for their gatherings.</li> <li>Nearly half (44 percent) of survey respondents have left a stove or oven unattended during the holiday season. Unattended cooking could become dangerous without the host knowing.</li> <li>Another 44 percent of Americans don't keep fire extinguishers in their home to put out a fire when it erupts.</li> <li>More than a quarter of Americans have hosted or attended a party that resulted in a burnt or ruined meal.</li> </ul> <p>Allstate claims data shows hasty cooking during the holiday season is among factors that could lead to unfortunate outcomes for homeowners, condo owners, and renters:</p> <table border="1" width="100%"> <tbody> <tr> <td colspan="3" align="center"><strong>Kitchen Fires (non-grease</strong>) <sup>i</sup></td> </tr> <tr> <td align="center"><strong>Insurance Policy Type</strong></td> <td align="center"><strong>Most Costly Claim</strong></td> <td align="center"><strong>Median Cost of Claim</strong></td> </tr> <tr> <td align="center">Homeowners</td> <td align="center">$762,000</td> <td rowspan="3" align="center">$10,000</td> </tr> <tr> <td align="center">Condo</td> <td align="center">$118,000</td> </tr> <tr> <td align="center">Renters</td> <td align="center">$349,000</td> </tr> <tr> <td colspan="3" align="center"><strong>Grease Fires</strong></td> </tr> <tr> <td align="center"><strong>Insurance Policy Type</strong></td> <td align="center"><strong>Most Costly Claim</strong></td> <td align="center"><strong>Median Cost of Claim</strong></td> </tr> <tr> <td align="center">Homeowners</td> <td align="center">$614,000</td> <td rowspan="3" align="center">$13,000</td> </tr> <tr> <td align="center">Condo</td> <td align="center">$65,000</td> </tr> <tr> <td align="center">Renters</td> <td align="center">$43,000</td> </tr> <tr> <td colspan="3" align="center"><strong>Kitchen Smoke Damage Claims</strong></td> </tr> <tr> <td align="center"><strong>Insurance Policy Type</strong></td> <td align="center"><strong>Most Costly Claim</strong></td> <td align="center"><strong>Median Cost of Claim</strong></td> </tr> <tr> <td align="center">Homeowners</td> <td align="center">$140,000</td> <td rowspan="3" align="center">$7,000</td> </tr> <tr> <td align="center">Condo</td> <td align="center">$43,000</td> </tr> <tr> <td align="center">Renters</td> <td align="center">$27,000</td> </tr> </tbody> </table> <p>&nbsp;</p> <p><strong>Deck the Halls:</strong><br /> Hosting a holiday party often comes with festive home touches. Make sure to take proper safety precautions to avoid potentially costly and dangerous outcomes.</p> <ul> <li>In fact, about one-third (31 percent) of Americans light candles and one in five will light a fire in their fireplace (21 percent) during a holiday party hosted at their home.</li> <li>More than half (53 percent) say they haven't checked or changed their smoke detectors recently. Unchecked smoke detectors can cause people to miss important alarms when fire breaks out in a home.</li> <li>Forty-four percent of Americans with gas fireplaces haven't had it inspected within the last three years. Faulty gas lines and fireplace build-up can cause dangerous outcomes.</li> <li>Forty-three percent of Americans admit to plugging in too many lights into one outlet. This can lead to electrical malfunctions and even fires.</li> <li>About one-third (34 percent) have left candles and 17 percent have left fires unattended. </li> </ul> <p>Allstate data indicates fires due to candles, fireplace and electrical mishaps are often significant losses:</p> <table border="1" width="100%"> <tbody> <tr> <td colspan="3" align="center"><strong>Candle Fires<sup>ii</sup></strong></td> </tr> <tr> <td align="center"><strong>Insurance Policy Type</strong></td> <td align="center"><strong>Most Costly Claim</strong></td> <td align="center"><strong>Median Cost of Claim</strong></td> </tr> <tr> <td align="center">Homeowners</td> <td align="center">$515,000</td> <td rowspan="3" align="center">$9,000</td> </tr> <tr> <td align="center">Condo</td> <td align="center">$55,000</td> </tr> <tr> <td align="center">Renters</td> <td align="center">$71,000</td> </tr> <tr> <td colspan="3" align="center"><strong>Fireplace Fires</strong></td> </tr> <tr> <td align="center"><strong>Insurance Policy Type</strong></td> <td align="center"><strong>Most Costly Claim</strong></td> <td align="center"><strong>Median Cost of Claim</strong></td> </tr> <tr> <td align="center">Homeowners</td> <td align="center">$1,600,000</td> <td rowspan="3" align="center">$9,000</td> </tr> <tr> <td align="center">Condo</td> <td align="center">$66,000</td> </tr> <tr> <td align="center">Renters</td> <td align="center">$35,000</td> </tr> <tr> <td colspan="3" align="center"><strong>Electrical Fires</strong></td> </tr> <tr> <td align="center"><strong>Insurance Policy Type</strong></td> <td align="center"><strong>Most Costly Claim</strong></td> <td align="center"><strong>Median Cost of Claim</strong></td> </tr> <tr> <td align="center">Homeowners</td> <td align="center">$2,440,000</td> <td rowspan="3" align="center">$18,000</td> </tr> <tr> <td align="center">Condo</td> <td align="center">$149,000</td> </tr> <tr> <td align="center">Renters</td> <td align="center">$72,000</td> </tr> </tbody> </table> <p>&nbsp;</p> <p><strong>Helpful Hints:<br /> </strong>Advance planning and precaution can help Texans protect their homes and help make the holidays hazard-free. Allstate offers these tips to secure your home during the holidays:<strong>&nbsp;</strong></p> <p><strong><em>Holiday Cooking</em></strong></p> <ul> <li>Before the holidays, install new batteries in smoke alarms and carbon monoxide detectors. Make sure that family members can locate and operate fire extinguishers. Test all fire prevention devices to make sure they function properly. </li> <li>Be careful in the kitchen. The incorrect disposal of cooking grease, overuse of garbage disposals and improper or excessive disposal of waste can result in clogged drains and can cause sewer problems during this time of year.</li> </ul> <p><strong><em>Holiday Decorating </em></strong></p> <ul> <li>Never leave burning candles unattended, and always place them out of reach of children. Make it a part of your routine to check that all candles are extinguished before you go to bed each night. </li> <li>Make a smart tree purchase. If buying a natural tree, make sure it's fresh so it will be less of a fire hazard. Artificial trees should be labeled as fire resistant. Keep your tree away from heat sources, and trim trees with flame‐resistant materials. Never use lit candles to decorate trees.</li> <li>Check your holiday lights, throwing away any that are broken and don't overload the outlets. Only lights and extension cords specified for outdoor use should be used outside. </li> </ul> <p><strong><em>Holiday Security</em></strong></p> <ul> <li>When shopping, don't leave purchases in the passenger compartment of your unattended vehicle. Store them out of sight, in the trunk. </li> <li>When in plain view, gifts and valuables serve as an invitation to thieves. Close the shades or drapes if you're away. And put your valuables away before hosting people at your home.</li> <li>Don't advertise shopping trips or gift purchases on social media. Whether it's "check-ins" using geo-location services, travel plan updates, or even photos uploaded while at a holiday party, people may be unknowingly giving today's "digital thieves" greater insight into the contents of your car's trunk, times you're away from home and even the holiday gifts hiding in your closet.</li> </ul> <p>See how holiday hazards can hit close to home and get more tips by visiting Allstate's Holiday Decorator, at <a href="http://www.allstate.com/holidaydecorator" target="_blank">www.allstate.com/holidaydecorator</a>.</p> <p><strong>Survey Methodology </strong> <br /> The survey of 1,036 American adults age 18+ was conducted November 2-5, 2014 via an online survey using a sample reflective of the American population. The survey was conducted by FTI Consulting, Inc. (FTI) for Allstate.</p> <p><strong>About Allstate</strong><br /> <a href="http://www.allstatenewsroom.com/" target="_blank">The Allstate Corporation</a> (NYSE: ALL) is the nation's largest publicly held personal lines insurer, protecting approximately 16 million households from life's uncertainties through its <a href="http://www.allstate.com/" target="_blank">Allstate</a>, <a href="http://www.encompassinsurance.com/" target="_blank">Encompass</a>, <a href="http://www.esurance.com/">Esurance</a> and <a href="http://www.answerfinancial.com/" target="_blank">Answer Financial</a> brand names and <a href="http://www.allstate.com/financial" target="_blank">Allstate Financial</a> business segment. Allstate is widely known through the slogan "You're In Good Hands With Allstate&reg;." The Allstate brand's network of small businesses offers auto, home, life and retirement products and services to customers in the United States and Canada. In 2013, The Allstate Foundation, Allstate, its employees and agency owners gave $29 million to <a href="http://www.allstate.com/corporate-responsibility.aspx" target="_blank">support local communities</a>. Allstate employees and agency owners donated 200,000 hours of service across the country.</p> <p>#&nbsp; #&nbsp; #</p> <p><sup>i</sup> Based on Allstate claims data that was analyzed over the same three-year period, November 15 through January 15, 2011-2014.</p> <p><strong>Contact:</strong></p> <p>Kristen Freis <br /> (469) 585-1109- cell<br /> <a href="mailto:kfrei@allstate.com">kfrei@allstate.com</a></p> <p>&nbsp;</p> Tue, 02 Dec 2014 09:00:00 -0600 http://allstatenewsroom.com/releases/f78f7680-4eaf-4229-b27c-dacb77caa7fb http://allstatenewsroom.com/releases/f78f7680-4eaf-4229-b27c-dacb77caa7fb Sweaters Aren't the Only Things That Can Get Ugly During the Holidays Top Texas Holiday Claims Revealed with New Allstate Poll on American Holiday Party Hosting<br /><strong>This release contains: 2 Photos, 1 Video, 2 Related Documents</strong><p>Holiday "ugly" sweaters have grown in popularity in Texas and will likely make an appearance with the 83 percent of Americans who plan to party this season. A new Allstate poll indicates 54 percent of Americans will host holiday parties in their homes, and the large majority who attend parties say they take place at someone else's home. While Texans celebrate, Allstate provides reminders of historical holiday home hazard outcomes, such as kitchen fires, decorative fires and theft, and helpful hints for customers and consumers who host parties this season.</p> <p>"If there's one thing Texans like to do, it's hosting holiday gatherings with friends and family," said Chris Draper, a local Texas Allstate agent. "It's important to remember that staying aware of potential hazards before the next &lsquo;ugly sweater' or other holiday party will help protect your family and friends from costly home damages."</p> <p>Allstate is reminding Texas residents to use extra caution, especially for claims that prevail in the local area. In Texas, the top three most common holiday-related claims are:</p> <ol> <li>Burglary&nbsp; </li> <li>Theft from locked vehicle&nbsp; </li> <li>Electrical Fire/Short </li> </ol> <p>Allstate's Holiday Home Hazards poll found the vast majority (91 percent) of Americans agree they can reduce risks associated to fires, accidents or theft during the holiday season through their own attention and action. Most Americans believe both fire and theft risks increase during the holidays, but a majority (63 percent or more) say aren't paying any more attention to these risks which could result in trouble during a busy time of cooking, decorating and hosting a holiday gathering.</p> <p><strong>Hosting Hazards:</strong><br /> Hosts should be aware that the likelihood of theft can increase over the holidays. It's wise to protect against unfortunate disappearances of valuables.</p> <ul> <li>Just one in five (22 percent) say they put away valuables before hosting a party.</li> <li>Nearly half (48%) say they have left a door unlocked for a friend or family member.</li> <li>Forty-six percent say they have hidden a key to their home for a friend or family member, a behavior. Hiding keys leaves the home too easily accessible for burglaries</li> <li>Nearly half (48 percent) say they've hidden valuables such as gifts in their car. Leaving valuables in a car can create an enticing opportunity for thieves to break-in.</li> <li>Seventeen percent of Americans say they've experienced a stolen or missing valuable when attending a holiday party</li> </ul> <p>Protecting valuables is especially important during the holiday season given some of the most common precious items are also small in size and could go unnoticed:</p> <table border="1" width="100%"> <tbody> <tr> <td colspan="3" align="center"><strong>Missing Jewelry Theft Claims</strong><sup>ii</sup></td> </tr> <tr> <td align="center"><strong>Insurance Policy Type</strong></td> <td align="center"><strong>Most Costly Claim</strong></td> <td align="center"><strong>Median Cost of Claim</strong></td> </tr> <tr> <td align="center">Homeowners</td> <td align="center">$26,000</td> <td rowspan="3" align="center">$1,500</td> </tr> <tr> <td align="center">Condo</td> <td align="center">$11,000</td> </tr> <tr> <td align="center">Renters</td> <td align="center">$25,000</td> </tr> <tr> <td colspan="3" align="center"><strong>Burglaries</strong></td> </tr> <tr> <td align="center"><strong>Insurance Policy Type</strong></td> <td align="center"><strong>Most Costly Claim</strong></td> <td align="center"><strong>Median Cost of Claim</strong></td> </tr> <tr> <td align="center">Homeowners</td> <td align="center">$125,00</td> <td rowspan="3" align="center">$3,000</td> </tr> <tr> <td align="center">Condo</td> <td align="center">$34,000</td> </tr> <tr> <td align="center">Renters</td> <td align="center">$81,000</td> </tr> <tr> <td colspan="3" align="center"><strong>Property Missing After a Party</strong></td> </tr> <tr> <td align="center"><strong>Insurance Policy Type</strong></td> <td align="center"><strong>Most Costly Claim</strong></td> <td align="center"><strong>Median Cost of Claim</strong></td> </tr> <tr> <td align="center">Homeowners</td> <td align="center">$6,000</td> <td rowspan="3" align="center">$1,500</td> </tr> <tr> <td align="center">Condo</td> <td align="center">$29,000</td> </tr> <tr> <td align="center">Renters</td> <td align="center">$6,000</td> </tr> </tbody> </table> <p>&nbsp;</p> <p><strong>Hasty </strong><strong>Hors d'oeuvres</strong><strong>:&nbsp; <br /> </strong>Food is the centerpiece of many holiday gatherings as hosts prepare decadent spreads for their guests, but remaining diligent in the kitchen will help prevent mishaps.<strong>&nbsp;</strong></p> <ul> <li>Eighty-seven percent of holiday party hosts plan to do "lots of cooking" to prepare for their gatherings.</li> <li>Nearly half (44 percent) of survey respondents have left a stove or oven unattended during the holiday season. Unattended cooking could become dangerous without the host knowing.</li> <li>Another 44 percent of Americans don't keep fire extinguishers in their home to put out a fire when it erupts.</li> <li>More than a quarter of Americans have hosted or attended a party that resulted in a burnt or ruined meal.</li> </ul> <p>Allstate claims data shows hasty cooking during the holiday season is among factors that could lead to unfortunate outcomes for homeowners, condo owners, and renters:</p> <table border="1" width="100%"> <tbody> <tr> <td colspan="3" align="center"><strong>Kitchen Fires (non-grease</strong>) <sup>i</sup></td> </tr> <tr> <td align="center"><strong>Insurance Policy Type</strong></td> <td align="center"><strong>Most Costly Claim</strong></td> <td align="center"><strong>Median Cost of Claim</strong></td> </tr> <tr> <td align="center">Homeowners</td> <td align="center">$762,000</td> <td rowspan="3" align="center">$10,000</td> </tr> <tr> <td align="center">Condo</td> <td align="center">$118,000</td> </tr> <tr> <td align="center">Renters</td> <td align="center">$349,000</td> </tr> <tr> <td colspan="3" align="center"><strong>Grease Fires</strong></td> </tr> <tr> <td align="center"><strong>Insurance Policy Type</strong></td> <td align="center"><strong>Most Costly Claim</strong></td> <td align="center"><strong>Median Cost of Claim</strong></td> </tr> <tr> <td align="center">Homeowners</td> <td align="center">$614,000</td> <td rowspan="3" align="center">$13,000</td> </tr> <tr> <td align="center">Condo</td> <td align="center">$65,000</td> </tr> <tr> <td align="center">Renters</td> <td align="center">$43,000</td> </tr> <tr> <td colspan="3" align="center"><strong>Kitchen Smoke Damage Claims</strong></td> </tr> <tr> <td align="center"><strong>Insurance Policy Type</strong></td> <td align="center"><strong>Most Costly Claim</strong></td> <td align="center"><strong>Median Cost of Claim</strong></td> </tr> <tr> <td align="center">Homeowners</td> <td align="center">$140,000</td> <td rowspan="3" align="center">$7,000</td> </tr> <tr> <td align="center">Condo</td> <td align="center">$43,000</td> </tr> <tr> <td align="center">Renters</td> <td align="center">$27,000</td> </tr> </tbody> </table> <p>&nbsp;</p> <p><strong>Deck the Halls:</strong><br /> Hosting a holiday party often comes with festive home touches. Make sure to take proper safety precautions to avoid potentially costly and dangerous outcomes.</p> <ul> <li>In fact, about one-third (31 percent) of Americans light candles and one in five will light a fire in their fireplace (21 percent) during a holiday party hosted at their home.</li> <li>More than half (53 percent) say they haven't checked or changed their smoke detectors recently. Unchecked smoke detectors can cause people to miss important alarms when fire breaks out in a home.</li> <li>Forty-four percent of Americans with gas fireplaces haven't had it inspected within the last three years. Faulty gas lines and fireplace build-up can cause dangerous outcomes.</li> <li>Forty-three percent of Americans admit to plugging in too many lights into one outlet. This can lead to electrical malfunctions and even fires.</li> <li>About one-third (34 percent) have left candles and 17 percent have left fires unattended. </li> </ul> <p>Allstate data indicates fires due to candles, fireplace and electrical mishaps are often significant losses:</p> <table border="1" width="100%"> <tbody> <tr> <td colspan="3" align="center"><strong>Candle Fires<sup>ii</sup></strong></td> </tr> <tr> <td align="center"><strong>Insurance Policy Type</strong></td> <td align="center"><strong>Most Costly Claim</strong></td> <td align="center"><strong>Median Cost of Claim</strong></td> </tr> <tr> <td align="center">Homeowners</td> <td align="center">$515,000</td> <td rowspan="3" align="center">$9,000</td> </tr> <tr> <td align="center">Condo</td> <td align="center">$55,000</td> </tr> <tr> <td align="center">Renters</td> <td align="center">$71,000</td> </tr> <tr> <td colspan="3" align="center"><strong>Fireplace Fires</strong></td> </tr> <tr> <td align="center"><strong>Insurance Policy Type</strong></td> <td align="center"><strong>Most Costly Claim</strong></td> <td align="center"><strong>Median Cost of Claim</strong></td> </tr> <tr> <td align="center">Homeowners</td> <td align="center">$1,600,000</td> <td rowspan="3" align="center">$9,000</td> </tr> <tr> <td align="center">Condo</td> <td align="center">$66,000</td> </tr> <tr> <td align="center">Renters</td> <td align="center">$35,000</td> </tr> <tr> <td colspan="3" align="center"><strong>Electrical Fires</strong></td> </tr> <tr> <td align="center"><strong>Insurance Policy Type</strong></td> <td align="center"><strong>Most Costly Claim</strong></td> <td align="center"><strong>Median Cost of Claim</strong></td> </tr> <tr> <td align="center">Homeowners</td> <td align="center">$2,440,000</td> <td rowspan="3" align="center">$18,000</td> </tr> <tr> <td align="center">Condo</td> <td align="center">$149,000</td> </tr> <tr> <td align="center">Renters</td> <td align="center">$72,000</td> </tr> </tbody> </table> <p>&nbsp;</p> <p><strong>Helpful Hints:<br /> </strong>Advance planning and precaution can help Texans protect their homes and help make the holidays hazard-free. Allstate offers these tips to secure your home during the holidays:<strong>&nbsp;</strong></p> <p><strong><em>Holiday Cooking</em></strong></p> <ul> <li>Before the holidays, install new batteries in smoke alarms and carbon monoxide detectors. Make sure that family members can locate and operate fire extinguishers. Test all fire prevention devices to make sure they function properly. </li> <li>Be careful in the kitchen. The incorrect disposal of cooking grease, overuse of garbage disposals and improper or excessive disposal of waste can result in clogged drains and can cause sewer problems during this time of year.</li> </ul> <p><strong><em>Holiday Decorating </em></strong></p> <ul> <li>Never leave burning candles unattended, and always place them out of reach of children. Make it a part of your routine to check that all candles are extinguished before you go to bed each night. </li> <li>Make a smart tree purchase. If buying a natural tree, make sure it's fresh so it will be less of a fire hazard. Artificial trees should be labeled as fire resistant. Keep your tree away from heat sources, and trim trees with flame‐resistant materials. Never use lit candles to decorate trees.</li> <li>Check your holiday lights, throwing away any that are broken and don't overload the outlets. Only lights and extension cords specified for outdoor use should be used outside. </li> </ul> <p><strong><em>Holiday Security</em></strong></p> <ul> <li>When shopping, don't leave purchases in the passenger compartment of your unattended vehicle. Store them out of sight, in the trunk. </li> <li>When in plain view, gifts and valuables serve as an invitation to thieves. Close the shades or drapes if you're away. And put your valuables away before hosting people at your home.</li> <li>Don't advertise shopping trips or gift purchases on social media. Whether it's "check-ins" using geo-location services, travel plan updates, or even photos uploaded while at a holiday party, people may be unknowingly giving today's "digital thieves" greater insight into the contents of your car's trunk, times you're away from home and even the holiday gifts hiding in your closet.</li> </ul> <p>See how holiday hazards can hit close to home and get more tips by visiting Allstate's Holiday Decorator, at <a href="http://www.allstate.com/holidaydecorator" target="_blank">www.allstate.com/holidaydecorator</a>.</p> <p><strong>Survey Methodology </strong> <br /> The survey of 1,036 American adults age 18+ was conducted November 2-5, 2014 via an online survey using a sample reflective of the American population. The survey was conducted by FTI Consulting, Inc. (FTI) for Allstate.</p> <p><strong>About Allstate</strong><br /> <a href="http://www.allstatenewsroom.com/" target="_blank">The Allstate Corporation</a> (NYSE: ALL) is the nation's largest publicly held personal lines insurer, protecting approximately 16 million households from life's uncertainties through its <a href="http://www.allstate.com/" target="_blank">Allstate</a>, <a href="http://www.encompassinsurance.com/" target="_blank">Encompass</a>, <a href="http://www.esurance.com/">Esurance</a> and <a href="http://www.answerfinancial.com/" target="_blank">Answer Financial</a> brand names and <a href="http://www.allstate.com/financial" target="_blank">Allstate Financial</a> business segment. Allstate is widely known through the slogan "You're In Good Hands With Allstate&reg;." The Allstate brand's network of small businesses offers auto, home, life and retirement products and services to customers in the United States and Canada. In 2013, The Allstate Foundation, Allstate, its employees and agency owners gave $29 million to <a href="http://www.allstate.com/corporate-responsibility.aspx" target="_blank">support local communities</a>. Allstate employees and agency owners donated 200,000 hours of service across the country.</p> <p>#&nbsp; #&nbsp; #</p> <p><sup>i</sup> Based on Allstate claims data that was analyzed over the same three-year period, November 15 through January 15, 2011-2014.</p> <p><strong>Contact:</strong></p> <p>Kristen Freis <br /> (469) 585-1109- cell<br /> <a href="mailto:kfrei@allstate.com">kfrei@allstate.com</a></p> <p>&nbsp;</p> Sweaters Aren’t the Only Things That Can Get Ugly During the Holidays Top Florida Holiday Claims Revealed with New Allstate Poll on American Holiday Party Hosting<br /><strong>This release contains: 2 Photos, 1 Video, 2 Related Documents</strong><p>Holiday "ugly" sweaters have grown in popularity in Florida and will likely make an appearance with the 83 percent of Americans who plan to party this season. A new Allstate poll indicates 54 percent of Americans will host holiday parties in their homes, and the large majority who attend parties say they take place at someone else's home. While Floridians celebrate, Allstate provides reminders of historical holiday home hazard outcomes, such as kitchen fires, decorative fires and theft, and helpful hints for customers and consumers who host parties this season.</p> <p>"If there's one thing Floridians like to do, it's hosting holiday gatherings with friends and family," said Cathy Mayo, Allstate Florida spokesperson. "It's important to remember that staying aware of potential hazards before the next 'ugly sweater' or other holiday party will help protect your family and friends from costly home damages."</p> <p>Allstate is reminding Floridians to use extra caution, especially for claims that prevail in the local area. In Florida, the top three most common holiday-related claims are:</p> <ol> <li>Burglary</li> <li>Theft from locked vehicle</li> <li>Kitchen fires</li> </ol> <p>Allstate's Holiday Home Hazards poll found the vast majority (91 percent) of Americans agree they can reduce risks associated to fires, accidents or theft during the holiday season through their own attention and action. In Florida, Castle Key (a wholly owned but separate subsidiary of Allstate Insurance Company) fire claims increase by 9.5 percent and theft claims increase by 2.19 percent during the holiday season<sup>i</sup>. Most Americans believe both fire and theft risks increase during the holidays, but a majority (63 percent or more) say they aren't paying any more attention to these risks which could result in trouble during a busy time of cooking, decorating and hosting a holiday gathering.</p> <p><strong>Hosting Hazards:</strong><br /> Hosts should be aware that the likelihood of theft can increase over the holidays. It's wise to protect against unfortunate disappearances of valuables.</p> <ul> <li>Just one in five (22 percent) say they put away valuables before hosting a party.</li> <li>Nearly half (48%) say they have left a door unlocked for a friend or family member.</li> <li>Forty-six percent say they have hidden a key to their home for a friend or family member, a behavior. Hiding keys leaves the home too easily accessible for burglaries</li> <li>Nearly half (48 percent) say they've hidden valuables such as gifts in their car. Leaving valuables in a car can create an enticing opportunity for thieves to break-in.</li> <li>Seventeen percent of Americans say they've experienced a stolen or missing valuable when attending a holiday party</li> </ul> <p>Protecting valuables is especially important during the holiday season given some of the most common precious items are also small in size and could go unnoticed:</p> <table border="1" cellspacing="2" cellpadding="2" width="100%"> <tbody> <tr> <td colspan="3" align="center" valign="top"><strong>Missing Jewelry Theft Claims</strong><sup>ii</sup></td> </tr> <tr> <td align="center" valign="top"> <p><strong>Insurance Policy Type</strong></p> </td> <td align="center" valign="top"> <p><strong>Most Costly Claim</strong></p> </td> <td align="center" valign="top"> <p><strong>Median Cost of Claim</strong></p> </td> </tr> <tr> <td align="center" valign="top"> <p>Homeowners</p> </td> <td align="center" valign="top"> <p>$26,000</p> </td> <td rowspan="3" align="center"> <p>$1,500</p> </td> </tr> <tr> <td align="center" valign="top"> <p>Condo</p> </td> <td align="center" valign="top"> <p>$11,000</p> </td> </tr> <tr> <td align="center" valign="top"> <p>Renters</p> </td> <td align="center" valign="top"> <p>$25,000</p> </td> </tr> <tr> <td colspan="3" align="center" valign="top"> <p><strong>Burglaries</strong></p> </td> </tr> <tr> <td align="center" valign="top"> <p><strong>Insurance Policy Type</strong></p> </td> <td align="center" valign="top"> <p><strong>Most Costly Claim</strong></p> </td> <td align="center" valign="top"> <p><strong>Median Cost of Claim</strong></p> </td> </tr> <tr> <td align="center" valign="top"> <p>Homeowners</p> </td> <td align="center" valign="top"> <p>$125,00</p> </td> <td rowspan="3" align="center"> <p>$3,000</p> </td> </tr> <tr> <td align="center" valign="top"> <p>Condo</p> </td> <td align="center" valign="top"> <p>$34,000</p> </td> </tr> <tr> <td align="center" valign="top"> <p>Renters</p> </td> <td align="center" valign="top"> <p>$81,000</p> </td> </tr> <tr> <td colspan="3" align="center" valign="top"> <p><strong>Property Missing After a Party</strong></p> </td> </tr> <tr> <td align="center" valign="top"> <p><strong>Insurance Policy Type</strong></p> </td> <td align="center" valign="top"> <p><strong>Most Costly Claim</strong></p> </td> <td align="center" valign="top"> <p><strong>Median Cost of Claim</strong></p> </td> </tr> <tr> <td align="center" valign="top"> <p>Homeowners</p> </td> <td align="center" valign="top"> <p>$6,000</p> </td> <td rowspan="3" align="center"> <p>$1,500</p> </td> </tr> <tr> <td align="center" valign="top"> <p>Condo</p> </td> <td align="center" valign="top"> <p>$29,000</p> </td> </tr> <tr> <td align="center" valign="top"> <p>Renters</p> </td> <td align="center" valign="top"> <p>$6,000</p> </td> </tr> </tbody> </table> <p><strong>Hasty Hors d'oeuvres:</strong><br /> Food is the centerpiece of many holiday gatherings as hosts prepare decadent spreads for their guests, but remaining diligent in the kitchen will help prevent mishaps.<strong></strong></p> <ul> <li>Eighty-seven percent of holiday party hosts plan to do "lots of cooking" to prepare for their gatherings.</li> <li>Nearly half (44 percent) of survey respondents have left a stove or oven unattended during the holiday season. Unattended cooking could become dangerous without the host knowing.</li> <li>Another 44 percent of Americans don't keep fire extinguishers in their home to put out a fire when it erupts.</li> <li>More than a quarter of Americans have hosted or attended a party that resulted in a burnt or ruined meal.</li> </ul> <p>Allstate claims data shows hasty cooking during the holiday season is among factors that could lead to unfortunate outcomes for homeowners, condo owners, and renters:</p> <table border="1" cellspacing="2" cellpadding="2" width="100%"> <tbody> <tr> <td colspan="3" align="center" valign="top"> <p><strong>Kitchen Fires (non-grease)<sup>ii</sup></strong></p> </td> </tr> <tr> <td align="center" valign="top"> <p><strong>Insurance Policy Type</strong></p> </td> <td align="center" valign="top"> <p><strong>Most Costly Claim</strong></p> </td> <td align="center" valign="top"> <p><strong>Median Cost of Claim</strong></p> </td> </tr> <tr> <td align="center" valign="top"> <p>Homeowners</p> </td> <td align="center" valign="top"> <p>$762,000</p> </td> <td rowspan="3" align="center"> <p>$10,000</p> </td> </tr> <tr> <td align="center" valign="top"> <p>Condo</p> </td> <td align="center" valign="top"> <p>$118,000</p> </td> </tr> <tr> <td align="center" valign="top"> <p>Renters</p> </td> <td align="center" valign="top"> <p>$349,000</p> </td> </tr> <tr> <td colspan="3" align="center" valign="top"> <p><strong>Grease Fires</strong></p> </td> </tr> <tr> <td align="center" valign="top"> <p><strong>Insurance Policy Type</strong></p> </td> <td align="center" valign="top"> <p><strong>Most Costly Claim</strong></p> </td> <td align="center" valign="top"> <p><strong>Median Cost of Claim</strong></p> </td> </tr> <tr> <td align="center" valign="top"> <p>Homeowners</p> </td> <td align="center" valign="top"> <p>$614,000</p> </td> <td rowspan="3" align="center"> <p>$13,000</p> </td> </tr> <tr> <td align="center" valign="top"> <p>Condo</p> </td> <td align="center" valign="top"> <p>$65,000</p> </td> </tr> <tr> <td align="center" valign="top"> <p>Renters</p> </td> <td align="center" valign="top"> <p>$43,000</p> </td> </tr> <tr> <td colspan="3" align="center" valign="top"> <p><strong>Kitchen Smoke Damage Claims</strong></p> </td> </tr> <tr> <td align="center" valign="top"> <p><strong>Insurance Policy Type</strong></p> </td> <td align="center" valign="top"> <p><strong>Most Costly Claim</strong></p> </td> <td align="center" valign="top"> <p><strong>Median Cost of Claim</strong></p> </td> </tr> <tr> <td align="center" valign="top"> <p>Homeowners</p> </td> <td align="center" valign="top"> <p>$140,000</p> </td> <td rowspan="3" align="center"> <p>$7,000</p> </td> </tr> <tr> <td align="center" valign="top"> <p>Condo</p> </td> <td align="center" valign="top"> <p>$43,000</p> </td> </tr> <tr> <td align="center" valign="top"> <p>Renters</p> </td> <td align="center" valign="top"> <p>$27,000</p> </td> </tr> </tbody> </table> <p><strong>Deck the Halls:</strong><br /> Hosting a holiday party often comes with festive home touches. Make sure to take proper safety precautions to avoid potentially costly and dangerous outcomes.</p> <ul> <li>In fact, about one-third (31 percent) of Americans light candles and one in five will light a fire in their fireplace (21 percent) during a holiday party hosted at their home.</li> <li>More than half (53 percent) say they haven't checked or changed their smoke detectors recently. Unchecked smoke detectors can cause people to miss important alarms when fire breaks out in a home.</li> <li>Forty-four percent of Americans with gas fireplaces haven't had it inspected within the last three years. Faulty gas lines and fireplace build-up can cause dangerous outcomes.</li> <li>Forty-three percent of Americans admit to plugging in too many lights into one outlet. This can lead to electrical malfunctions and even fires.</li> <li>About one-third (34 percent) have left candles and 17 percent have left fires unattended. </li> </ul> <p>Allstate data indicates fires due to candles, fireplace and electrical mishaps are often significant losses:</p> <table border="1" cellspacing="2" cellpadding="2" width="100%"> <tbody> <tr> <td colspan="3" align="center" valign="top"><strong>Candle Fires<sup>ii</sup></strong></td> </tr> <tr> <td align="center" valign="top"> <p><strong>Insurance Policy Type</strong></p> </td> <td align="center" valign="top"> <p><strong>Most Costly Claim</strong></p> </td> <td align="center" valign="top"> <p><strong>Median Cost of Claim</strong></p> </td> </tr> <tr> <td align="center" valign="top"> <p>Homeowners</p> </td> <td align="center" valign="top"> <p>$515,000</p> </td> <td rowspan="3" align="center"> <p>$9,000</p> </td> </tr> <tr> <td align="center" valign="top"> <p>Condo</p> </td> <td align="center" valign="top"> <p>$55,000</p> </td> </tr> <tr> <td align="center" valign="top"> <p>Renters</p> </td> <td align="center" valign="top"> <p>$71,000</p> </td> </tr> <tr> <td colspan="3" align="center" valign="top"> <p><strong>Fireplace Fires</strong></p> </td> </tr> <tr> <td align="center" valign="top"> <p><strong>Insurance Policy Type</strong></p> </td> <td align="center" valign="top"> <p><strong>Most Costly Claim</strong></p> </td> <td align="center" valign="top"> <p><strong>Median Cost of Claim</strong></p> </td> </tr> <tr> <td align="center" valign="top"> <p>Homeowners</p> </td> <td align="center" valign="top"> <p>$1,600,000</p> </td> <td rowspan="3" align="center"> <p>$9,000</p> </td> </tr> <tr> <td align="center" valign="top"> <p>Condo</p> </td> <td align="center" valign="top"> <p>$66,000</p> </td> </tr> <tr> <td align="center" valign="top"> <p>Renters</p> </td> <td align="center" valign="top"> <p>$35,000</p> </td> </tr> <tr> <td colspan="3" align="center" valign="top"> <p><strong>Electrical Fires</strong></p> </td> </tr> <tr> <td align="center" valign="top"> <p><strong>Insurance Policy Type</strong></p> </td> <td align="center" valign="top"> <p><strong>Most Costly Claim</strong></p> </td> <td align="center" valign="top"> <p><strong>Median Cost of Claim</strong></p> </td> </tr> <tr> <td align="center" valign="top"> <p>Homeowners</p> </td> <td align="center" valign="top"> <p>$2,440,000</p> </td> <td rowspan="3" align="center"> <p>$18,000</p> </td> </tr> <tr> <td align="center" valign="top"> <p>Condo</p> </td> <td align="center" valign="top"> <p>$149,000</p> </td> </tr> <tr> <td align="center" valign="top"> <p>Renters</p> </td> <td align="center" valign="top"> <p>$72,000</p> </td> </tr> </tbody> </table> <p><strong>Helpful Hints:<br /> </strong>Advance planning and precaution can help Floridians protect their homes and help make the holidays hazard-free. Allstate offers these tips to secure your home during the holidays:<strong></strong></p> <p><strong><em>Holiday Cooking</em></strong></p> <ul> <li>Before the holidays, install new batteries in smoke alarms and carbon monoxide detectors. Make sure that family members can locate and operate fire extinguishers. Test all fire prevention devices to make sure they function properly. </li> <li>Be careful in the kitchen. The incorrect disposal of cooking grease, overuse of garbage disposals and improper or excessive disposal of waste can result in clogged drains and can cause sewer problems during this time of year.</li> </ul> <p><strong><em>Holiday Decorating </em></strong></p> <ul> <li>Never leave burning candles unattended, and